Are you an avid traveller looking for the best card to earn miles?
With so many options available, deciding which card is right for you can be overwhelming. This article will break down the benefits of miles credit cards and help you choose the best card for your specific needs.
One of the most significant advantages of miles credit cards is the ability to earn miles for every dollar you spend, which can be redeemed for flights, hotel stays, and other travel-related expenses. But not all miles cards are created equal. Some offer higher earning rates for specific categories like dining or overseas spending, while others have exclusive cardholder privileges and perks.
So, which card is the best for earning miles? In this article, we’ll look closer at the top cards on the market and compare their benefits and features. Whether you’re a frequent flyer or a casual traveller, we’ll help you find the perfect card to maximise your mileage earnings and enjoy exclusive perks and privileges.
Key Takeaways
- Break down the benefits of miles credit cards and help you choose the best card for your needs.
- A significant advantage of miles credit cards is the ability to earn miles for every dollar you spend, which can be redeemed for flights, hotel stays, and other travel-related expenses.
- Earn rates for specific categories like dining or overseas spending, while others have exclusive cardholder privileges and perks.
Choosing the Best Card for Earning Miles
If you are a frequent traveller, having a miles credit card is a must-have. These cards offer you the chance to earn miles on your everyday purchases, and they also come with a host of other benefits that can make your travels more comfortable and enjoyable.
This section will explore what you need to know to choose the best miles credit card.
Best Card Earn Miles: Understanding Miles Credit Cards
Miles credit cards are rewards credit cards that allow you to earn miles for every dollar you spend. These miles can be redeemed for flights, hotel stays, car rentals, and other travel-related expenses. Some miles credit cards offer additional perks like lounge access, travel insurance, and concierge services.
Best Card Earn Miles: Comparing Top Miles Credit Cards
When choosing the best miles credit card, many options are available. Here are some of the top miles credit cards in the UK:
| Card Name | Annual Fee | Miles Earned | Bonus Offer | Other Benefits |
|---|---|---|---|---|
| British Airways American Express Premium Plus Card | £195 | 1.5 Avios per £1 spent | 25,000 Avios after spending £3,000 in the first three months | Companion voucher after spending £10,000 in a year |
| Virgin Atlantic Reward+ Credit Card | £160 | 1.5 miles per £1 spent | 15,000 miles after the first purchase | Free access to Virgin Money lounges |
| American Express Preferred Rewards Gold Credit Card | £140 | 1 Membership Rewards point per £1 spent | 20,000 Membership Rewards points after spending £3,000 in the first three months | Two complimentary lounge visits per year |
Best Card Earn Miles: Key Features to Look For
When comparing miles credit cards, there are a few key features that you should consider to help you choose the best card for you. These include:
- Miles earning rate: Look for a card that offers a high miles earning rate on the purchases you make the most.
- Bonus offers: Many miles credit cards offer bonus miles when you sign up or spend a certain amount within the first few months of opening the account.
- Annual fees: Consider the card’s annual fee and ensure that the benefits you receive outweigh the cost.
- Other benefits: Consider additional benefits such as lounge access, travel insurance, and concierge services to enhance your travel experience.
By understanding miles credit cards, comparing top miles credit cards, and looking for key features, you can choose the best card for earning miles that suits your needs and helps you travel in style.
Top Benefits from Best Card Earn Miles
If you’re a frequent traveller, getting a miles credit card can be a great way to earn rewards while you spend. Here are some top benefits you can enjoy with a miles credit card:
Travel Perks and Insurance
Many miles credit cards offer complimentary travel insurance, giving you peace of mind when you’re on the go. This includes medical coverage, trip cancellation insurance, and more. Some cards offer travel perks like lounge access or discounted hotel stays.
Best Card Earn Miles: Bonus Miles and Rewards Points
One of the most significant benefits of a miles credit card is earning bonus miles or rewards points. This can help you rack up points quicker and redeem them for free flights or other rewards sooner. Some cards offer bonus miles or points for specific spending categories, such as dining or travel.
Annual Fee Waivers and Renewal Bonuses
While some miles credit cards come with annual fees, many also offer yearly fee waivers or renewal bonuses. This can help offset the cost of the card and make it more affordable over time. For example, some cards may offer a renewal bonus of extra miles or rewards points if you spend a certain amount on the card each year.
A miles credit card can be a great way to earn rewards while you spend, especially if you’re a frequent traveller. You can enjoy various benefits with the right card, from travel insurance to bonus miles.
Best Card Earn Miles for Specific Needs
If you want to earn miles on your credit card, choosing the right card to suit your specific needs is essential. Here are some of the best cards for frequent flyers, business travel, and everyday spending.
Optimal Cards for Frequent Flyers
If you’re a frequent flyer, you’ll want a card that rewards you for your travels. The Citi PremierMiles Card is a great option, with bonus miles for overseas spending and a complimentary Priority Pass membership to access airport lounges.
Another great option is the DBS Altitude Visa Signature Card, which offers bonus miles for local and overseas spending and complimentary travel insurance.
Top Choices for Business Travel
If you travel for business, you’ll want a card that offers benefits such as airport lounge access and travel insurance. The American Express Singapore Airlines Business Credit Card is a great option, with bonus miles for overseas spending and complimentary access to over 1,200 airport lounges worldwide. Another great option is the UOB PRVI Miles Card, which offers bonus miles on overseas expenditures and complimentary travel insurance.
Ideal Cards for Everyday Spending
If you want to earn miles on your everyday spending, you’ll want a card that offers bonus miles for dining and shopping. The OCBC Titanium Rewards Card is a great option, with bonus miles for online shopping and dining. Another great option is the HSBC Revolution Credit Card, which offers bonus miles for dining, entertainment, and online shopping.
No matter your specific needs, there’s a credit card out there that can help you earn miles and enjoy great benefits.
Best Card Earn Miles: Maximising Mileage Earnings
Are you looking to maximise your mileage earnings with your credit card? Here are some strategies to get the most out of your card.
Strategies for Local and Overseas Spend
When it comes to earning miles, choosing the right card for your spending habits is essential. If you spend more locally, look for a card that offers higher miles for local spending. On the other hand, if you frequently travel overseas, look for a card that offers more miles for overseas spending.
For example, the Citi PremierMiles Card offers 1.2 miles per S$1 spent locally and 2 miles per S$1 spent overseas. This makes it an excellent card for those who travel frequently.
Leveraging Online Shopping Portals
Did you know that you can earn miles when you shop online? Many credit card issuers offer online shopping portals where you can earn bonus miles for your purchases. For example, the DBS Altitude Visa Signature Card offers up to 10 miles per S$1 spent on online transactions with selected merchants.
Utilising Dining and Travel Bookings
Another way to earn more miles is by utilising dining and travel bookings. Many credit cards offer bonus miles for dining at selected restaurants or booking your travel through their partner websites.
For example, the OCBC 90°N Card offers up to 8 miles per S$1 spent on dining and travel bookings through the card’s partner websites.
Using these strategies, you can maximise your mileage earnings and enjoy more benefits from your credit card.
Best Card Earn Miles: Understanding Airline Partnerships and Programmes
If you want to earn miles through credit card spending, it is crucial to understand the airline partnerships and programmes available to you. By choosing the right credit card, you can earn miles that can be redeemed for flights, upgrades, and other travel benefits.
KrisFlyer Programme and Partners
One of Singapore’s most popular airline programmes is the KrisFlyer programme offered by Singapore Airlines. With this programme, you can earn miles when you fly with Singapore Airlines or any of its partner airlines, such as SilkAir and Scoot. You can also earn miles using your credit card for everyday spending.
One of the benefits of the KrisFlyer programme is that you can redeem your miles for flights with Singapore Airlines and its partner airlines. You can also use your miles for upgrades, hotel stays, and other travel benefits. Additionally, KrisFlyer members enjoy priority check-in, boarding, and baggage handling when flying with Singapore Airlines.
Benefits of Scoot and Other Airlines
Scoot is a low-cost airline that is a subsidiary of Singapore Airlines. If you are a KrisFlyer member, you can earn miles when you fly with Scoot. You can also use your miles to redeem flights with Scoot.
In addition to Singapore Airlines and Scoot, many other airlines partner with credit card companies. For example, some credit cards offer miles that can be redeemed with Cathay Pacific, Emirates, and Qantas.
When choosing a credit card, it is important to consider the airline partnerships and programmes available to you. Look for a credit card that offers miles with airlines you frequently fly with and a reasonable redemption rate for the miles you earn.
The right credit card can help you earn miles faster and enjoy more travel benefits. By understanding the airline partnerships and programmes available to you, you can choose the best credit card for your travel needs.
Best Card Earn Miles: Exclusive Cardholder Privileges
As a frequent traveller, getting the right credit card can make all the difference when earning miles and enjoying exclusive perks. The best card to earn miles in Singapore is the Citi PremierMiles Card. Not only can you earn miles with every dollar spent, but you can also enjoy a host of exclusive cardholder privileges.
Airport Lounge Access and Travel Comforts
With the Citi PremierMiles Card, you can enjoy complimentary access to over 1,000 airport lounges worldwide through Priority Pass. This means you can relax and unwind before your flight with comfortable seating, complimentary food and drinks, and other travel comforts.
In addition to lounge access, the Citi PremierMiles Card offers priority check-in and boarding privileges, making your travel experience smoother and more comfortable.
Special Deals with Retail and Lifestyle Partners
The Citi PremierMiles Card offers special deals and discounts with various retail and lifestyle partners. For example, you can enjoy up to 10% off your purchases at KrisShop, the online shopping platform of Singapore Airlines.
You can also enjoy exclusive Grab deals, including rides and food delivery discounts. Plus, with the Citi World Privileges programme, you can enjoy discounts and special offers at various restaurants, hotels, and other merchants worldwide.
Overall, the Citi PremierMiles Card is the best card to earn miles in Singapore, offering a range of exclusive cardholder privileges that make your travel experience more comfortable and enjoyable.
Best Card Earn Miles: Understanding Fees and Charges
When choosing a credit card that earns miles, it’s essential to understand the various charges associated with the card. Here are the most important fees to consider:
Annual Fees and Waivers
Most credit cards that earn miles come with an annual fee. This fee can range from as low as £50 to as high as £500, depending on the card and the benefits it offers. However, many cards offer a waiver of the annual fee for the first year or subsequent years if you spend a certain amount on the card.
For example, the Citi PremierMiles Card waivers the annual fee for the first year and subsequent years if you spend at least £10,000 on the card. Similarly, the DBS Altitude Card offers a waiver of the annual fee for the first year and subsequent years if you spend at least £25,000 on the card.
Foreign Currency and Conversion Fees
If you plan to use your credit card to make purchases in a foreign currency, you’ll want to pay attention to the foreign currency and conversion fees. These fees can add up quickly and significantly reduce the value of the miles you earn.
Most credit cards charge a foreign currency fee of around 2-3% of the transaction amount. In addition, some cards also charge a conversion fee when you use your card to purchase a currency other than the one in which your card is denominated.
For example, the UOB PRVI Miles Card charges a foreign currency fee of 3.25% of the transaction amount and a conversion fee of 2.5%. However, the HSBC Revolution Card does not charge a foreign currency fee and offers a competitive conversion rate.
Understanding these charges allows you to choose a credit card with the best value for your spending habits and travel goals.
Best Card Earn Miles: Cardholder Experiences and Reviews
Customer Testimonials
Customer reviews and testimonials can be a great resource when choosing the best card to earn miles. Many cardholders have shared their experiences with various cards, giving insight into the pros and cons of each option.
One card that consistently receives positive reviews is the HSBC Revolution Credit Card. Many customers praise the card’s generous rewards program, which offers up to 10X rewards points on dining, entertainment, and online purchases. Cardholders also appreciate the flexibility of the rewards program, which allows them to redeem points for various rewards, including air miles, cashback, and vouchers.
Another card that has received positive reviews is the Citi PremierMiles Card. Customers appreciate the card’s generous sign-up bonus, which offers up to 30,000 miles upon sign-up. They also like that the card earns miles on all spending, with no cap on the miles that can be made. Additionally, the card offers a range of travel benefits, including complimentary travel insurance and airport lounge access.
Expert Ratings and Comparisons
In addition to customer reviews, expert ratings and comparisons can be helpful when choosing a card to earn miles. Many financial experts and websites have reviewed and compared various cards, giving insight into the benefits and drawbacks of each option.
According to MoneySmart, the HSBC Revolution Credit Card is the best card to earn miles in 2024. They praise the card’s generous rewards program, flexibility, and low annual fee. They also note that the card offers a range of travel benefits, including travel insurance and airport lounge access.
Another card that receives high ratings from experts is the American Express Singapore Airlines KrisFlyer Credit Card. MoneySmart notes that the card offers generous sign-up bonuses and a high earning rate on Singapore Airlines purchases. They also praise the card’s travel benefits, including complimentary travel insurance and airport lounge access.
When choosing a card to earn miles, it’s essential to consider both customer reviews and expert ratings. By doing so, you can find a card that offers generous rewards, flexible redemption options, and a range of travel benefits.
Frequently Asked Questions
What’s the most thrilling credit card for racking up travel miles?
The most thrilling credit card for racking up travel miles is the UOB PRVI Miles Card. This card offers an impressive earning rate of 1.4 miles per dollar spent locally, 2.4 miles per dollar paid overseas, and 6 miles spent on major airlines and hotels.
The card also comes with a sign-up bonus of up to 10,000 miles, a great way to kickstart your mileage earnings.
Which card offers the grandest mileage rewards for hefty purchases?
If you’re planning on making hefty purchases, the American Express Singapore Airlines KrisFlyer Credit Card is your best option. This card offers an earn rate of 1.1 miles per dollar spent locally and 2 miles per dollar paid overseas.
Additionally, you can earn up to 3.1 miles per dollar spent on Grab rides, capped at $200 per month. The card also offers a sign-up bonus of up to 13,300 KrisFlyer miles.
How can one maximise their mileage earnings with the UOB KrisFlyer Credit Card?
To maximise your mileage earnings with the UOB KrisFlyer Credit Card, you should use your card for all your daily expenses, including groceries, dining, and entertainment. You can also earn bonus miles by booking your flights, and hotel stays with KrisFlyer or its partner airlines.
The card also offers a sign-up bonus of up to 10,000 KrisFlyer miles, a great way to boost your mileage earnings.
Could you tell me the top perks of the DBS Altitude Card for an avid traveller?
The top perks of the DBS Altitude Card for an avid traveller include a generous earn rate of 1.2 miles per dollar spent locally and 2 miles per dollar paid overseas. You can also earn up to 3 miles per dollar spent on online flight and hotel bookings, capped at $5,000 per month.
The card also offers a complimentary Priority Pass membership, which gives you access to over 1,000 airport lounges worldwide.
What are the splendid benefits of using the Citi PremierMiles Card for frequent flyers?
The Citi PremierMiles Card offers a generous earning rate of 1.2 miles per dollar spent locally and 2 miles paid overseas. You can earn up to 7 miles per dollar spent on Agoda hotel bookings and 10 miles per dollar spent on Kaligo hotel bookings.
The card also offers a complimentary Priority Pass membership, which gives you access to over 1,000 airport lounges worldwide.
How much excitement can I get from 10,000 KrisFlyer miles regarding value?
With 10,000 KrisFlyer miles, you can redeem a one-way economy class ticket from Singapore to Bali, Bangkok, or Ho Chi Minh City. You can also save a one-way business class ticket from Singapore to Bali or Bangkok. If you’re adventurous, you can redeem a one-way economy class ticket from Singapore to Tokyo or Seoul.
The possibilities are endless, so start earning those miles today!
