If you are looking for a credit card that offers a range of exclusive benefits and privileges, then the Citi Prestige Credit Card Singapore may be just what you need. This premium credit card is designed for affluent consumers who value luxury travel experiences, concierge services, and more. In this article, we will cover everything you need to know about the Citi Prestige Credit Card Singapore, from its features and benefits to its eligibility requirements and fees.
When it comes to credit cards, the Citi Prestige Card is one of the most sought-after in Singapore. This card offers a range of benefits, including unlimited lounge access, complimentary golf experiences, and concierge services. In addition, the Citi Prestige Card rewards you for your banking relationship, with additional Citi ThankYou SM Points for your spending and depth of relationship with Citibank Singapore Limited.
Whether you are a frequent traveller or simply looking for a credit card that offers exclusive lifestyle benefits, the Citi Prestige Credit Card Singapore is definitely worth considering. Read on to learn more about this premium credit card and how it can help you make the most of your money.
Key Takeaways
- The Citi Prestige Credit Card Singapore is a premium credit card that offers a range of exclusive benefits and privileges, including unlimited lounge access, complimentary golf experiences, and concierge services.
- To be eligible for the Citi Prestige Card, you must meet certain income and credit score requirements, and be a Singaporean citizen or permanent resident.
- In addition to its travel perks and insurance, the Citi Prestige Card also offers a range of lifestyle benefits, such as discounts on dining and entertainment, and access to exclusive events and experiences.
Citi Prestige Card Overview
If you’re looking for a credit card that offers premium perks and benefits, the Citi Prestige Card might just be what you’re looking for. This card is designed for those who want to enjoy the finer things in life, such as luxury travel, golf experiences, and more.
Key Features
The Citi Prestige Card comes with a variety of key features that make it stand out from other credit cards. These features include:
- Complimentary Priority Pass lounge access: With the Citi Prestige Card, you can enjoy complimentary access to over 1,000 airport lounges worldwide. This is perfect for frequent travellers who want to relax and unwind before their flight.
- Concierge services: The Citi Prestige Card comes with a dedicated concierge service that can help you with everything from making restaurant reservations to booking travel arrangements.
- Citi ThankYou Rewards: With the Citi Prestige Card, you can earn Citi ThankYou Rewards points for every dollar you spend. These points can be redeemed for a variety of rewards, including travel, merchandise, and more.
- Relationship bonus rate: The Citi Prestige Card rewards your banking relationship by offering additional Citi ThankYou Points based on your spending and depth of relationship with Citibank Singapore Limited.
Citi Prestige Benefits
In addition to the key features, the Citi Prestige Card also comes with a range of benefits that are designed to make your life easier and more enjoyable. These benefits include:
- Complimentary golf experiences: With the Citi Prestige Card, you can enjoy complimentary golf experiences at some of the world’s most prestigious golf clubs.
- Travel benefits: The Citi Prestige Card offers a range of travel benefits, including travel insurance, travel accident insurance, and more.
- Annual fee waiver: The Citi Prestige Card comes with an annual fee waiver for the first year, making it a great choice for those who want to try out the card before committing to paying an annual fee.
Overall, the Citi Prestige Card is a great choice for those who want to enjoy premium perks and benefits. With its range of key features and benefits, this card is perfect for frequent travellers, golf enthusiasts, and those who want to be rewarded for their banking relationship.
Eligibility and Application
Are you excited to apply for the Citi Prestige Credit Card Singapore and enjoy its premium benefits? Before you do so, let’s go over the eligibility and application process.
Income Requirement
To be eligible for the Citi Prestige Credit Card Singapore, you need to have a minimum annual income of SGD 120,000. This income requirement is higher than other credit cards, but it reflects the premium nature of the card and the exclusive benefits it offers.
Application Process
To apply for the Citi Prestige Credit Card Singapore, you can visit their website or any of their branches. You will need to provide some personal and financial information, such as your name, NRIC, income, and employment details. You will also need to submit supporting documents, such as your latest payslip, income tax statement, and bank statements.
Once you have submitted your application, it will be reviewed by the bank. If you meet the eligibility criteria and your application is approved, you will receive your Citi Prestige Credit Card Singapore within a few weeks.
Before applying for the Citi Prestige Credit Card Singapore, make sure you read and understand the terms and conditions. This will help you avoid any misunderstandings or surprises later on.
Earning and Using Rewards
If you’re looking for a credit card that rewards you for your spending, then the Citi Prestige Credit Card Singapore is the perfect choice for you. With this card, you can earn ThankYou Points for every dollar you spend, which can be redeemed for a variety of rewards.
Accumulating ThankYou Points
With the Citi Prestige Credit Card Singapore, you can earn ThankYou Points for every dollar you spend. The earn rates are as follows:
- 3.25 ThankYou Points for every dollar spent locally
- 5 ThankYou Points for every dollar spent overseas
There’s no limit to how many ThankYou Points you can accrue, and they never expire, so you can save up for a reward you really want. Plus, if you’re a Citigold Private Client or Citigold customer, you can earn even more rewards through the Relationship Rewards programme.
Redeeming Rewards
Redeeming your ThankYou Points is easy and flexible. You can choose from a wide range of rewards, including:
- Travel rewards, such as flights, hotels, and car rentals
- Shopping rewards, such as gift cards and merchandise
- Cashback rewards, which can be credited to your account or used to offset your purchases
You can redeem your ThankYou Points online or by calling the Citi Prestige Concierge. Plus, if you have a Citigold Private Client or Citigold account, you can enjoy exclusive redemption options and discounts.
Transfer Partners
In addition to redeeming your ThankYou Points for rewards, you can also transfer them to a variety of airline and hotel loyalty programmes. This allows you to maximise the value of your points and enjoy even more travel rewards.
Citi Prestige Credit Card Singapore has a wide range of transfer partners, including:
- Singapore Airlines KrisFlyer
- Cathay Pacific Asia Miles
- Etihad Guest
- Hilton Honors
- Marriott Bonvoy
Transferring your ThankYou Points is simple and easy, and can be done online or by calling the Citi Prestige Concierge. Just be aware that transfer ratios and minimum transfer amounts may vary by partner.
With the Citi Prestige Credit Card Singapore, you can earn rewards for your spending and enjoy a wide range of redemption options. Whether you’re looking for travel rewards, shopping rewards, or cashback, this card has got you covered. Plus, with the ability to transfer your ThankYou Points to a variety of loyalty programmes, you can maximise the value of your rewards and enjoy even more benefits.
Travel Perks and Insurance
If you are a frequent traveller, the Citi Prestige Credit Card Singapore offers an array of travel perks and insurance to make your travel experience more comfortable and secure.
Comprehensive Travel Insurance
With the Citi Prestige Credit Card Singapore, you can enjoy comprehensive travel insurance coverage for you and your family. The travel insurance includes emergency medical evacuation, medical expenses, and repatriation. Effective 1 Feb 2024, the Citi Prestige complimentary travel insurance will be underwritten by HL Assurance Pte Ltd.
Airport Lounge Access
One of the most exciting benefits of the Citi Prestige Credit Card Singapore is the unlimited lounge access you can enjoy at over 1,000 airport lounges worldwide. This includes access to Priority Pass membership, which gives you access to exclusive airport lounges around the world. With the Citi Prestige Credit Card Singapore, you can relax and unwind in style before your flight.
Exclusive Travel Services
As a Citi Prestige Credit Card Singapore cardholder, you can enjoy exclusive travel services to make your travel experience more seamless. This includes access to a dedicated concierge service that can assist you with travel arrangements, such as flight bookings, hotel reservations, and car rentals. You can also enjoy exclusive travel benefits, such as discounts on hotel bookings and car rentals.
In summary, the Citi Prestige Credit Card Singapore offers an exciting range of travel perks and insurance to make your travel experience more comfortable and secure. With comprehensive travel insurance, unlimited lounge access, and exclusive travel services, you can enjoy a stress-free and luxurious travel experience.
Additional Cardholder Benefits
As a Citi Prestige Credit Card holder, you can enjoy additional benefits for your supplementary cardholders. Here are some of the benefits they can receive:
Supplementary Cards
You can share the benefits of your Citi Prestige Credit Card with your loved ones by giving them a supplementary card. Your supplementary cardholders can enjoy the same privileges as you, such as free access to airport lounges, complimentary golf rounds, and 24/7 concierge service.
Relationship Rewards
As a Citigold or Citigold Private Client, you can earn Relationship Rewards by holding a Citi Prestige Credit Card. This means that you can earn up to 30% bonus Citi ThankYou Points on your credit card spend. You can also earn a Relationship Bonus of up to 75,000 Citi ThankYou Points when you maintain a minimum relationship balance with Citibank.
Moreover, your supplementary cardholders can also contribute to your Relationship Rewards, allowing you to earn points faster. This means that you can accumulate points quickly and redeem them for exciting rewards such as flights, hotels, and shopping vouchers.
In summary, Citi Prestige Credit Card Singapore offers a range of additional benefits for both primary and supplementary cardholders. With Relationship Rewards, you can earn bonus points on your credit card spend, and your supplementary cardholders can also contribute to your rewards. By sharing the benefits of your Citi Prestige Credit Card with your loved ones, you can enjoy the privileges of the card together.
Fees and Charges
If you are considering the Citi Prestige credit card, it is important to understand the fees and charges that come with it. Here is a breakdown of the most important details you need to know:
Annual Fee Details
The Citi Prestige credit card comes with a basic annual fee of S$540 (inclusive of 8% GST) for the primary cardholder. However, you can enjoy a 1-year annual fee waiver for the basic card and perpetual fee waiver for all supplementary cards.
Interest and Other Charges
The Citi Prestige credit card charges an interest rate of 26.9% per annum on outstanding balances. Additionally, if you use your card for cash advances, you will be charged a cash advance fee of S$15 or 8% of the amount drawn, whichever is higher.
It is important to note that if you use your card for foreign currency transactions, you will be charged a foreign currency transaction fee of 2.8% of the transaction amount. This fee is in addition to any other fees or charges that may apply to the transaction.
When it comes to calculating interest, the Effective Interest Rate (EIR) is used. The EIR takes into account all the fees and charges associated with the credit card and gives you a more accurate picture of how much you will be paying in interest.
Overall, while the Citi Prestige credit card does come with some fees and charges, the benefits and rewards that come with the card more than make up for them.
Exclusive Lifestyle Privileges
If you’re looking for a credit card that offers exclusive lifestyle privileges, then the Citi Prestige Credit Card is the perfect choice for you. With a range of benefits that cater to your every need, this card is designed to make your life easier and more enjoyable. Here are some of the exclusive lifestyle privileges you’ll enjoy with the Citi Prestige Credit Card Singapore:
Golfing Advantages
If you’re a golf enthusiast, then you’ll love the complimentary golf games that come with the Citi Prestige Credit Card. You can enjoy up to four complimentary rounds of golf per year at some of the most prestigious golf courses in Singapore and around the world. Plus, you can bring a guest with you to share in the experience.
Dining and Hotel Stays
With the Citi Prestige Credit Card, you can enjoy exclusive dining privileges at some of the best restaurants in Singapore. You can also enjoy complimentary hotel stays at some of the most luxurious hotels around the world. Plus, you can enjoy Four Hands Dining invitations where two renowned chefs collaborate to create a unique dining experience.
Citi PayAll Feature
The Citi PayAll feature allows you to pay for your rent, education, taxes, and other expenses using your Citi Prestige Credit Card. You can earn rewards points and enjoy a rebate on your transactions. This feature makes it easy to manage your expenses and earn rewards at the same time.
Overall, the Citi Prestige Credit Card Singapore offers a range of exclusive lifestyle privileges that cater to your every need. Whether you’re looking for golfing advantages, dining and hotel stays, or the Citi PayAll feature, this card has something for everyone.
Card Management and Security
Managing your Citi Prestige Credit Card is easy and convenient with online banking. You can access your account anytime, anywhere, and stay on top of your transactions, payments, and rewards.
Online Banking
With Citi Online, you can view your account summary, transaction history, and statements. You can also pay your bills, transfer funds, and redeem your rewards. Plus, you can set up alerts and notifications to keep track of your spending and payments.
To register for Citi Online, all you need is your Citi Prestige Credit Card number, your date of birth, and your registered mobile number. Once you have registered, you can log in securely with your user ID and password.
Security Features
At Citi, we take your security seriously. That’s why we have implemented various security features to protect your card and your account.
For example, we use One-Time PIN (OTP) for online transactions, which means you will receive a unique code on your registered mobile number to verify your identity and authorize the transaction. This helps prevent unauthorized use of your card and protects you from fraud.
Moreover, we have a 24/7 fraud detection system that monitors your card activity and alerts you if there are any suspicious transactions. If you notice any unauthorized transactions on your card, you can contact our Citi Prestige Concierge or our customer service immediately to report the issue and dispute the transaction.
In addition, we offer dispute resolution services to help you resolve any issues or disputes with merchants. If you have any concerns about a transaction or a purchase, you can contact our Citi Prestige Concierge for assistance and advice.
Overall, managing and securing your Citi Prestige Credit Card is easy and hassle-free. With online banking and security features, you can enjoy peace of mind and convenience, and focus on using your card to its full potential.
Frequently Asked Questions
What fabulous perks come with the Citi Prestige Concierge service in Singapore?
The Citi Prestige Concierge service in Singapore offers a range of exclusive perks and benefits to its cardholders. Some of the fabulous perks include personalized travel planning, restaurant reservations, and access to exclusive events. The service also offers assistance with ticket bookings, golf reservations, and even personalized shopping services. With Citi Prestige Concierge service, you can enjoy a hassle-free experience as you plan your travel itinerary or make reservations for your favourite restaurant.
How does the Citi Prestige supplementary card amplify your benefits?
The Citi Prestige supplementary card allows you to share your card benefits with your loved ones. The supplementary cardholders can enjoy the same benefits as the primary cardholder, including access to airport lounges, complimentary hotel nights, and golf privileges. Moreover, the supplementary cardholders can also earn ThankYou points on their purchases, which can be redeemed for a range of rewards.
Are there any exclusive benefits for Citi Prestige cardholders in 2023?
As of 2023, Citi Prestige cardholders can enjoy exclusive benefits, including complimentary travel insurance, access to over 1,000 airport lounges worldwide, and a range of lifestyle privileges. The cardholders can also earn up to 5 ThankYou points per S$1 spent on overseas purchases and up to 3.25 ThankYou points per S$1 spent on local purchases. Moreover, the cardholders can enjoy exclusive discounts on luxury hotels, car rentals, and shopping.
What is the required annual income to qualify for the Citi Prestige credit card?
To qualify for the Citi Prestige credit card, you need to have a minimum annual income of S$120,000. The card is designed for individuals who enjoy luxury travel and lifestyle privileges. With the Citi Prestige credit card, you can enjoy exclusive benefits, including access to airport lounges, complimentary hotel nights, and golf privileges.
How does the Citi Prestige card stack up in terms of rewards and mile accumulation?
The Citi Prestige card offers one of the best rewards and mile accumulation rates in Singapore. The cardholders can earn up to 5 ThankYou points per S$1 spent on overseas purchases and up to 3.25 ThankYou points per S$1 spent on local purchases. Moreover, the cardholders can earn up to 62,500 ThankYou points annually, which can be redeemed for a range of rewards, including airline miles, shopping vouchers, and cashback.
Is the Citi Prestige credit card considered a valuable choice for frequent travellers?
Yes, the Citi Prestige credit card is considered a valuable choice for frequent travellers. The card offers a range of exclusive benefits, including access to airport lounges, complimentary hotel nights, and golf privileges. Moreover, the cardholders can earn up to 5 ThankYou points per S$1 spent on overseas purchases, which can be redeemed for a range of rewards, including airline miles, shopping vouchers, and cashback. The Citi Prestige credit card is designed for individuals who enjoy luxury travel and lifestyle privileges.
