If you’re someone who loves travelling, then you know how expensive it can be. But what if we told you that you could earn miles for every dollar you spend and use them to book flights and hotels? That’s where the Citi PremierMiles Card comes in. This travel credit card is designed to help you earn miles faster, giving you access to a world of travel perks and benefits.
The Citi PremierMiles Card is a popular credit card in Singapore that allows you to earn miles for every dollar you spend. These miles can be redeemed for flights, hotel stays, and other travel-related expenses. With a range of travel benefits and perks, the Citi PremierMiles Card is the perfect companion for frequent flyers and travel enthusiasts alike. From airport lounge access to travel insurance, this card has it all.
Key Takeaways
- The Citi PremierMiles Card allows you to earn miles for every dollar you spend, which can be redeemed for flights, hotel stays, and other travel-related expenses.
- The card comes with a range of travel benefits and perks, including airport lounge access and travel insurance.
- If you’re a frequent flyer or travel enthusiast, the Citi PremierMiles Card is the perfect companion for your travels.
Overview of the Citi PremierMiles Card
If you’re looking for a travel credit card that can help you earn miles for your next adventure, the Citi PremierMiles Card is definitely worth considering. This card is designed for frequent travellers who want to earn miles quickly and easily. In this section, we’ll give you an overview of the key features, rewards programme, annual fee and charges of the Citi PremierMiles Card.
Key Features
The Citi PremierMiles Card offers a range of features that make it a great choice for frequent travellers. Here are some of the key features you can expect:
- Earn up to 1.2 Citi Miles for every S$1 spent overseas and up to 1 Citi Mile for every S$1 spent locally.
- Enjoy up to 10% off on hotel bookings with Agoda and earn 7 Citi Miles for every S$1 spent.
- Get a complimentary Priority Pass membership and enjoy access to over 1,000 airport lounges worldwide.
- Enjoy up to S$1,000,000 travel insurance coverage when you charge your travel expenses to your Citi PremierMiles Card.
Citi Miles Rewards Programme
The Citi PremierMiles Card comes with a Citi Miles rewards programme, which allows you to earn miles for every dollar you spend. You can then use these miles to redeem flights, hotel stays, and other travel-related expenses. Here’s what you need to know about the Citi Miles rewards programme:
- Citi Miles never expire, so you can accumulate them over time and redeem them when you’re ready.
- You can redeem your Citi Miles for flights, hotel stays, car rentals, and other travel-related expenses.
- You can also transfer your Citi Miles to other frequent flyer programmes, such as KrisFlyer, Asia Miles, and Etihad Guest.
Annual Fee and Charges
The Citi PremierMiles Card comes with an annual fee of S$192.60 (inclusive of GST), which is waived for the first year. Here are some other charges and fees you should be aware of:
- Late payment fee: S$100
- Overlimit fee: S$40
- Cash advance fee: 6% of the amount withdrawn or S$15, whichever is higher
- Interest rate: 26.9% per annum
Overall, the Citi PremierMiles Card is a great choice for frequent travellers who want to earn miles quickly and easily. With its range of features and rewards programme, you can earn miles for every dollar you spend and redeem them for flights, hotel stays, and other travel-related expenses.
Earning Citi Miles
If you’re looking for a credit card that rewards you for your everyday spending, the Citi PremierMiles Card is a great option. With this card, you can earn Citi Miles on all of your purchases, including rent, bills, taxes, and more. Here are some of the ways you can earn Citi Miles:
Local and Overseas Spend
You can earn up to 2 Citi Miles per S$1 on your spend with the Citi PremierMiles Card. You’ll earn 1.2 Citi Miles for every S$1 spent in Singapore Dollars (SGD) and 2 Citi Miles for every S$1 spent in foreign currency (FCY). This means you can earn miles faster, especially if you frequently travel overseas.
Additional Earning Opportunities
In addition to earning Citi Miles on your everyday spending, there are other ways to earn even more miles with the Citi PremierMiles Card. For example, you can earn up to 10 Citi Miles per S$1 on online travel bookings via Kaligo and Agoda. You can also earn bonus miles on your next overseas vacation with the card’s promotions.
Miles Never Expire
One of the best things about the Citi PremierMiles Card is that your Citi Miles never expire. This means you can save up your miles for as long as you want and redeem them when you’re ready. Whether you’re saving up for a dream vacation or just want to use your miles for everyday expenses, you can rest assured that your miles will always be there when you need them.
Overall, the Citi PremierMiles Card is a great option for anyone looking to earn rewards on their everyday spending. With a high earn rate, additional earning opportunities, and miles that never expire, you can earn and redeem miles at your own pace.
Redeeming Citi Miles
You’ve accumulated a significant number of Citi Miles, and now you’re wondering what you can do with them. Fortunately, with Citi PremierMiles Card, you can redeem your miles for a wide range of travel-related rewards. Here’s everything you need to know about redeeming Citi Miles.
Transfer Partners
Citi PremierMiles Card offers you the flexibility of transferring your Citi Miles to a range of airline loyalty programmes. You can transfer your miles to KrisFlyer, Asia Miles, British Airways Executive Club, and Flying Blue. With KrisFlyer, you can redeem your miles for flights, upgrades, and other rewards. Similarly, you can use your Asia Miles for flight tickets, hotel bookings, car rentals, and more. British Airways Executive Club and Flying Blue also offer a range of rewards, including flights, hotel stays, and car rentals.
Flight and Hotel Bookings
You can also use your Citi Miles to book flights and hotels directly through the Citi ThankYou Rewards portal. This portal offers you access to a range of airlines and hotels, allowing you to book your travel with ease. You can also use your Citi Miles to offset your travel expenses. For example, you can use your miles to pay for taxes, surcharges, and other fees associated with your travel bookings.
In conclusion, Citi PremierMiles Card offers you a range of options to redeem your Citi Miles. With transfer partners such as KrisFlyer, Asia Miles, British Airways Executive Club, and Flying Blue, you can convert your miles into rewards that suit your travel needs. Additionally, you can use your miles to book flights and hotels directly through the Citi ThankYou Rewards portal. So go ahead and redeem your Citi Miles for a memorable travel experience!
Travel Benefits and Perks
If you are a frequent traveller, the Citi PremierMiles Card Singapore is the perfect card for you. With its travel benefits and perks, you can enjoy a stress-free travel experience. Here are some of the benefits you can enjoy:
Complimentary Travel Insurance
One of the best things about the Citi PremierMiles Card Singapore is the complimentary travel insurance coverage you get when you charge your travel tickets to the card. With up to S$1 million in insurance coverage, you can travel with peace of mind knowing that you are protected against unforeseen circumstances. The coverage includes travel inconvenience benefits, such as trip cancellation, trip curtailment, and delayed flights.
Airport Lounge Access
Another exciting benefit of the Citi PremierMiles Card Singapore is the airport lounge access you get. You can enjoy up to two complimentary airport lounge visits per year at over 1,000 Priority Pass lounges worldwide. With comfortable seating, complimentary food and drinks, and free Wi-Fi, you can relax and unwind before your flight.
Priority Pass Membership
In addition to the airport lounge access, you also get a complimentary Priority Pass membership with the Citi PremierMiles Card Singapore. This membership allows you to access Priority Pass lounges worldwide, even when you have used up your two complimentary visits. With Priority Pass, you can enjoy unlimited lounge access and bring guests along with you for a small fee.
Overall, the Citi PremierMiles Card Singapore offers great travel benefits and perks that are sure to make your travel experience more enjoyable. With complimentary travel insurance coverage, airport lounge access, and Priority Pass membership, you can travel with peace of mind and comfort.
Additional Card Features
If you’re looking for a credit card with more than just basic features, the Citi PremierMiles Card Singapore is the one for you. Here are some of the additional features that come with this card:
Citi PayAll
Citi PayAll is a feature that lets you pay for big purchases, such as rent, school fees, or taxes, using your Citi PremierMiles Card. This feature is especially useful if you need to make a big purchase but don’t have enough cash on hand. With Citi PayAll, you can spread out your payments over a few months, making it easier to manage your finances. Plus, you’ll earn miles for every dollar you spend using Citi PayAll.
Supplementary Cards
If you have family members or friends who also want to enjoy the benefits of the Citi PremierMiles Card, you can apply for supplementary cards for them. Supplementary cards are additional cards linked to your account, but with separate credit limits. This means that your loved ones can use the card to make purchases, but you’ll still have control over the overall spending limit. Plus, you’ll earn miles for every dollar they spend using the supplementary card.
Overall, the Citi PremierMiles Card Singapore is a great credit card for those who want more than just the basics. With features like Citi PayAll and supplementary cards, you can enjoy more flexibility and convenience in managing your finances.
Comparing to Other Miles Cards
If you’re in the market for a miles card, you might be wondering how the Citi PremierMiles card stacks up against other options. Here’s a quick comparison of the Citi PremierMiles card with two other popular miles cards in Singapore.
DBS Altitude vs Citi PremierMiles
The DBS Altitude card is another popular miles card in Singapore. While the Citi PremierMiles card offers a higher earn rate for miles on overseas spending, the DBS Altitude card offers a higher earn rate for miles on local spending. Additionally, the DBS Altitude card offers a wider range of travel perks, such as free lounge access and travel insurance.
UOB PRVI Miles vs Citi PremierMiles
The UOB PRVI Miles card is another strong contender in the miles card space. While the Citi PremierMiles card offers a higher earn rate for miles on overseas spending, the UOB PRVI Miles card offers a higher earn rate for miles on local spending. Additionally, the UOB PRVI Miles card offers a wider range of travel perks, such as free lounge access and travel insurance.
Other Competitor Cards
While the DBS Altitude and UOB PRVI Miles cards are two of the most popular miles cards in Singapore, there are many other cards on the market that offer great travel perks and rewards. Some other options to consider include the American Express KrisFlyer card, the HSBC Revolution card, and the Standard Chartered Visa Infinite card.
Ultimately, the right miles card for you will depend on your individual spending habits and travel preferences. Be sure to compare the different cards available and choose the one that best suits your needs.
Eligibility and Application
Are you interested in getting the Citi PremierMiles Card in Singapore? Here’s what you need to know about the eligibility criteria and application process.
Income Requirements
To be eligible for the Citi PremierMiles Card, you must meet the minimum income requirement of S$30,000 per annum. This requirement applies to both Singaporean and foreign applicants who hold a valid Singapore Employment Pass. If you are a Singaporean or Permanent Resident, you must be at least 21 years old to apply for the card. Foreign applicants must be at least 18 years old.
Application Process
The application process for the Citi PremierMiles Card is straightforward and can be done online. You will need to provide your personal details, including your name, contact information, and employment status. You will also need to submit your income documents and a copy of your NRIC or passport.
Once your application is approved, you will receive your Citi PremierMiles Card within 7-10 working days. You can activate your card by calling the CitiPhone hotline or through the Citi Mobile App.
In conclusion, if you meet the income requirement and other eligibility criteria, you can easily apply for the Citi PremierMiles Card online and enjoy its benefits.
Card Management and Fees
Managing your Citi PremierMiles Card Singapore is easy and straightforward. You can access your account online or through the Citi Mobile App. Here’s everything you need to know about managing your card and the associated fees.
Understanding the Fees
The Citi PremierMiles Card comes with an annual fee of S$194.40 for the principal cardholder. Supplementary cards, on the other hand, are free of charge. Apart from the annual fee, there are a few other fees that you should be aware of:
- Late Payment Charge: S$100
- Overlimit Fee: S$40
- Interest Rate: 26.9% p.a.
- Foreign Currency Transaction Fee: 3.25%
- Cash Advance Transaction Fee: S$15 or 8% of the amount withdrawn, whichever is higher
Fee Waivers and Bonuses
Citi offers fee waivers and bonuses to make your experience with the Citi PremierMiles Card even better. Here are some of the ways you can save money:
- Annual Fee Waiver: You can request a waiver of the first year’s annual fee, although this means you will only be eligible for a smaller sign-up bonus.
- Renewal Bonus: If you renew your card, you may be eligible for a renewal bonus. Check with Citi for the latest offers.
Remember, managing your Citi PremierMiles Card is easy and straightforward. Keep track of your fees and take advantage of the fee waivers and bonuses to make the most of your card.
Strategic Spending Tips
Are you looking to maximise your miles on every purchase with the Citi PremierMiles Card Singapore? Here are some tips to help you make the most of your card.
Maximising Miles on Every Purchase
To earn more miles on general spending, use your Citi PremierMiles Card for your daily expenses such as groceries, dining out, and transportation. You can earn 1.2 miles per S$1 spent on local spend and 2 miles per S$1 spent on foreign spend. Always check if the merchant accepts credit card payments to earn miles on every purchase.
Another way to maximise your miles is to use your Citi PremierMiles Card for big-ticket items such as electronics, furniture, and appliances. You can earn more miles on these purchases and reach your miles-earning goals faster.
Utilising Online Travel Aggregators
Booking your travel through online travel aggregators such as Expedia, Agoda, and Booking.com can also help you earn more miles. These aggregators offer competitive prices and allow you to earn additional miles with your Citi PremierMiles Card.
When booking your travel, make sure to use your Citi PremierMiles Card to pay for your booking. You can earn up to 10 Citi Miles per S$1 spent on these online travel aggregators.
To summarise, using your Citi PremierMiles Card for your daily expenses and big-ticket purchases can help you maximise your miles. Additionally, utilising online travel aggregators can earn you more miles on your travel bookings. Happy spending!
Alternatives to the Citi PremierMiles Card
So, you’re looking for alternatives to the Citi PremierMiles Card? Well, you’re in luck because there are several other credit cards in Singapore that offer great rewards for travel. Here are a few options you might want to consider:
American Express Singapore Airlines KrisFlyer Ascend Credit Card
The American Express Singapore Airlines KrisFlyer Ascend Credit Card is a great option for those who frequently travel with Singapore Airlines. With this card, you can earn KrisFlyer miles on all your purchases, which you can redeem for flights, upgrades, and more. Plus, you’ll get complimentary access to airport lounges, travel insurance, and other perks.
Maybank Horizon Visa Signature Card
The Maybank Horizon Visa Signature Card is another great option for frequent travellers. With this card, you can earn air miles on all your purchases, and you’ll get complimentary access to airport lounges around the world. Plus, you’ll get travel insurance and other benefits.
HSBC TravelOne Card
The HSBC TravelOne Card is a great option for those who want flexibility when it comes to earning and redeeming rewards. With this card, you can earn reward points on all your purchases, which you can redeem for flights, hotels, and other travel-related expenses. Plus, you’ll get travel insurance and other benefits.
OCBC 90°N Card
The OCBC 90°N Card is a great option for those who want to earn air miles on their everyday purchases. With this card, you can earn air miles on all your purchases, and you’ll get complimentary access to airport lounges around the world. Plus, you’ll get travel insurance and other benefits.
BOC Elite Miles Card
The BOC Elite Miles Card is another great option for frequent travellers. With this card, you can earn air miles on all your purchases, and you’ll get complimentary access to airport lounges around the world. Plus, you’ll get travel insurance and other benefits.
In conclusion, there are several great alternatives to the Citi PremierMiles Card in Singapore. Whether you’re looking for a card that offers frequent flyer miles, airport lounge access, or other travel-related perks, there’s a card out there that’s perfect for you. So, do your research, compare your options, and choose the card that best fits your needs and lifestyle.
Frequently Asked Questions
What splendid perks come with the Citi PremierMiles Card?
The Citi PremierMiles Card is a travel credit card that offers a range of benefits. You can earn miles on all your spending, which you can then redeem for flights, hotel stays, and other travel-related expenses. You can also enjoy discounts on dining, shopping, and entertainment through Citi World Privileges.
Can I indulge in lounge access with my Citi PremierMiles Card?
Yes, you can. The Citi PremierMiles Card offers complimentary access to over 1,000 airport lounges worldwide through Priority Pass. You can also enjoy two complimentary visits per year to participating lounges.
How can I waive the annual fee on my Citi PremierMiles Card?
You can waive the annual fee on your Citi PremierMiles Card by spending a minimum of S$10,000 in a membership year. You can also get the annual fee waived for the first year of card membership.
What’s the deal with foreign transaction fees for the Citi PremierMiles Card?
The Citi PremierMiles Card charges a foreign transaction fee of 3.25% of the transaction amount. However, you can avoid this fee by using your card for online purchases in foreign currency, as the fee will be waived for such transactions.
How does the Citi PremierMiles redemption process work?
You can redeem your Citi PremierMiles for flights, hotel stays, and other travel-related expenses through the Citi ThankYou Rewards programme. You can redeem your miles online or by calling the Citi ThankYou Rewards hotline. The redemption process is simple and hassle-free.
Is there a minimum spend required to reap the benefits of the Citi PremierMiles Card?
There is no minimum spend required to earn miles on your Citi PremierMiles Card. However, the more you spend, the more miles you will earn, which means you will be able to redeem your miles for more travel-related expenses.
