If you’re someone who loves to travel, you know how expensive it can be. However, with the Citi PremierMiles Card, you can earn miles for every dollar you spend and redeem them for flights, hotel stays, and other travel-related expenses. This card is designed to help you earn miles faster, making it easier for you to travel more often without breaking the bank.
One of the key features of the Citi PremierMiles Card is that it offers a generous sign-up bonus of up to 45,000 miles. In addition to that, you can earn 1.2 miles for every dollar spent locally and 2 miles for every dollar spent overseas. You can also earn bonus miles when you book flights and hotels through the bank’s travel partners. With no expiry date on your miles, you can accumulate them over time and redeem them for your dream vacation.
The Citi PremierMiles Card offers a host of other benefits, including travel insurance coverage of up to S$1 million when you charge your travel tickets to the card. You can also enjoy complimentary access to airport lounges worldwide twice a year with the Priority Pass membership that comes with the card. With all these benefits and more, the Citi PremierMiles Card is a must-have for frequent travellers in Singapore.
Key Takeaways
- The Citi PremierMiles Card offers a generous sign-up bonus and allows you to earn miles faster, making it easier for you to travel more often.
- You can earn miles for every dollar spent and redeem them for flights, hotel stays, and other travel-related expenses.
- The card offers a host of other benefits, including travel insurance coverage, complimentary access to airport lounges, and more.
Key Features of Citi PremierMiles Card
If you’re looking for a credit card in Singapore that offers great travel perks, the Citi PremierMiles Card is definitely one to consider. Here are some of the key features of this card that make it stand out:
Generous Welcome Offer
As a new cardholder, you can enjoy an attractive sign-up bonus in the form of bonus Citi Miles. The welcome offer is usually available for a limited time only, so make sure to apply for the card during the promotion period.
Attractive Earn Rates
With the Citi PremierMiles Card, you can earn Citi Miles not just on your local spend, but also on your overseas spend and foreign currency spend. This makes it a great card to use when you’re travelling abroad or making online purchases in foreign currency.
Travel Insurance Perks
The Citi PremierMiles Card offers a range of travel insurance coverage, including accident insurance and travel inconvenience insurance. You can enjoy up to $1 million in travel insurance coverage when you charge your travel tickets to your Citi PremierMiles Card.
Citi Miles That Never Expire
One of the best things about the Citi PremierMiles Card is that your Citi Miles never expire. This means you can accumulate your miles over time and redeem them for a free flight or hotel stay when you’re ready.
Complimentary Lounge Access
As a Citi PremierMiles Cardholder, you can enjoy complimentary visits to airport lounges around the world. You’ll receive a free Priority Pass membership that gives you access to over 1,000 airport lounges in more than 130 countries. Each visit is worth US$35 per person, so this is a great perk to have if you travel frequently.
Exclusive Travel Partners
The Citi PremierMiles Card has a wide range of airline and hotel transfer partners, including KrisFlyer, Asia Miles, British Airways, Cathay Pacific, Etihad, EVA Air, Flying Blue, Qantas, Qatar Airways, and Turkish Airlines. This gives you plenty of options when it comes to redeeming your Citi Miles for free flights or hotel stays.
Citi PayAll Feature
The Citi PayAll feature allows you to pay for your rent, taxes, education expenses, and more with your Citi PremierMiles Card. This means you can earn Citi Miles on your big-ticket expenses that you might not be able to pay with your credit card otherwise.
Dining and Hotel Privileges
The Citi PremierMiles Card offers a range of dining and hotel privileges, including discounts at popular restaurants and hotels in Singapore and around the world. You can also enjoy special rates and promotions when you book your hotel stay through Agoda or Kaligo.
Additional Card Benefits
In addition to the above features, the Citi PremierMiles Card also comes with a range of other benefits, such as Mastercard, Visa, and Amex acceptance, contactless payment capabilities, and 24/7 customer service. As a principal cardholder, you can also apply for supplementary cards for your family members.
Financial Considerations
As a savvy credit card holder in Singapore, it is important to consider various financial aspects when choosing a card. Here are some financial considerations to keep in mind when applying for the Citi PremierMiles Card:
Annual Fee Waiver
The Citi PremierMiles Card comes with an annual fee of S$192.60, which is waived for the first year. However, you can enjoy an annual fee waiver for subsequent years by spending at least S$10,000 per year on your card. This is a great way to save money and make the most of your card benefits.
Foreign Currency Transaction Fee
The Citi PremierMiles Card is a great option for frequent travellers as it offers 2 Citi Miles per S$1 spent in foreign currency. However, it is important to note that there is a foreign currency transaction fee of 3.25% for each transaction. This fee can add up quickly if you frequently make purchases in foreign currency, so it is important to keep this in mind when using your card abroad.
Eligibility and Income Requirements
To be eligible for the Citi PremierMiles Card, you must be a Singaporean or a Permanent Resident with a minimum income of S$30,000 per year. For foreigners, the minimum income requirement is S$42,000 per year. It is important to ensure that you meet these requirements before applying for the card.
Supplementary Card Advantages
If you frequently travel with a partner or family member, you may want to consider getting a supplementary card for them. The Citi PremierMiles Card allows you to get up to 4 supplementary cards for free, which is a great way to earn more miles and share the benefits of the card with your loved ones.
Overall, the Citi PremierMiles Card is a great option for frequent travellers and those looking to earn miles on their daily spend. By keeping these financial considerations in mind, you can make the most of your card benefits and save money in the process.
Rewards and Redemption
If you’re looking for a credit card that rewards you for your spending, look no further than the Citi PremierMiles Card Singapore. With this card, you can earn Citi Miles on all your purchases, which can be redeemed for a variety of rewards. Here are some of the ways you can redeem your Citi Miles:
Flexible Miles Redemption
One of the best things about the Citi PremierMiles Card Singapore is the flexibility it offers when it comes to redeeming your miles. You can use your miles to book flights, hotels, and car rentals with any airline or hotel chain, without any blackout dates or restrictions. This means you can travel whenever you want and wherever you want, without having to worry about availability or high prices.
Citi ThankYou Points Conversion
If you prefer to convert your Citi Miles to Citi ThankYou Points, you can do so at a rate of 1 Citi Mile to 1 Citi ThankYou Point. This gives you even more options for redeeming your rewards, including gift cards, merchandise, and cash rebates.
Partner Programmes and Upgrades
The Citi PremierMiles Card Singapore also offers a range of partner programmes and upgrades that can help you get even more value from your rewards. For example, you can convert your Citi Miles to KrisFlyer miles or other frequent flyer programs, or you can transfer them to the British Airways Executive Club. This gives you access to a wide range of benefits, including priority check-in, lounge access, and more.
With all these options for redeeming your rewards, the Citi PremierMiles Card Singapore is a great choice for anyone who loves to travel and wants to get more value from their spending. Plus, with fast and easy redemption options, no transfer fees, and great savings on travel, you can start enjoying your rewards right away.
Travel Benefits and Lifestyle Perks
Are you tired of waiting in long queues at the airport? Do you want to make your travel experience more comfortable and luxurious? With Citi PremierMiles Card Singapore, you can enjoy a range of travel benefits and lifestyle perks that will make your journeys more enjoyable.
Airport Experience Enhancement
As a Citi PremierMiles Cardholder, you are entitled to a complimentary Priority Pass membership. This membership gives you access to over 1,000 airport lounges worldwide, where you can relax and unwind before your flight. You can also enjoy the entitlements of accompanying guests with you.
Travel and Accident Protection
Travel insurance is an essential part of any journey, and Citi PremierMiles Card Singapore offers you comprehensive travel and accident protection. Provided by HL Assurance Pte Ltd, the travel insurance covers you for a range of incidents, including trip cancellations, baggage loss, and medical emergencies. You can find more information about the coverage in the information sheet provided with your card.
Fuel Savings with Shell
Do you want to save money on fuel when you travel? With Citi PremierMiles Card Singapore, you can enjoy fuel savings of up to 14% at Shell stations in Singapore. All you need to do is spend a minimum of S$10 at Shell and pay with your Citi PremierMiles Card.
Hotel and Airline Upgrades
Do you want to upgrade your hotel or airline experience? With Citi PremierMiles Card Singapore, you can enjoy exclusive upgrades and privileges at participating hotels and airlines. For example, you can enjoy a complimentary room upgrade at InterContinental Hotels Group (IHG) properties or earn bonus miles when you fly with Qatar Airways.
In conclusion, Citi PremierMiles Card Singapore offers a range of travel benefits and lifestyle perks that make your journeys more comfortable, convenient, and enjoyable. From airport lounge access to travel insurance and fuel savings, this miles card has everything you need to enhance your travel experience.
Comparison with Other Miles Cards
If you’re looking to get a miles credit card for your travel needs, you might wonder how the Citi PremierMiles Card stacks up against other credit card reviews. Here’s a quick comparison of the Citi PremierMiles Card with some other cards that are popular in Singapore.
Citi PremierMiles vs DBS Altitude
The DBS Altitude Card is one of the most popular miles credit cards in Singapore. While it doesn’t offer as many miles per dollar spent as the Citi PremierMiles Card, it has a lower annual fee and offers more perks. For example, the DBS Altitude Card offers free travel insurance, airport lounge access, and discounts on hotel bookings.
Citi PremierMiles vs BOC Elite Miles
The BOC Elite Miles Card is another popular miles credit card in Singapore. It offers more miles per dollar spent than the Citi PremierMiles Card, but it has a higher annual fee. The BOC Elite Miles Card also offers perks like airport lounge access and discounts on hotel bookings.
Citi PremierMiles vs UOB PRVI Miles
The UOB PRVI Miles Card is another popular miles credit card in Singapore. It offers more miles per dollar spent than the Citi PremierMiles Card, but it has a higher annual fee. The UOB PRVI Miles Card also offers perks like airport lounge access and discounts on hotel bookings.
Citi PremierMiles vs Citi Rewards
The Citi Rewards Card is another credit card offered by Citibank. While it doesn’t offer as many miles per dollar spent as the Citi PremierMiles Card, it has a lower annual fee and offers more perks. For example, the Citi Rewards Card offers cashback on dining, petrol, and groceries, as well as discounts on shopping.
Overall, the Citi PremierMiles Card is best for those who are new-to-bank and looking for a miles credit card with a good sign-up bonus and earning rate. However, if you’re looking for a card with more perks or a lower annual fee, you might want to consider one of the other cards mentioned above.
Application and Customer Service
Are you excited to apply for the Citi PremierMiles Card? The application process is easy and straightforward. As a Citi cardmember, you can easily apply for the card online or at any Citibank branch. The online application process is simple, and you can complete it in just a few minutes.
Easy Application Process
To apply for the Citi PremierMiles Card online, you need to provide some basic information such as your name, address, and contact details. You will also need to provide your employment details and annual income. Once you have submitted your application, Citibank will review it and get back to you within a few business days.
If you prefer to apply for the card in person, you can visit any Citibank branch and speak to a customer service representative. They will guide you through the application process and answer any questions you may have. Please note that you will need to bring along some documents such as your identification card and income proof.
Digital Banking with Citi Mobile App
As a Citi cardmember, you can enjoy the convenience of digital banking with the Citi Mobile App. The app allows you to manage your Citibank credit cards on the go, anytime and anywhere. You can view your account balance, check your transaction history, and make payments with just a few taps on your smartphone.
To access the Citi Mobile App, you need to register for online banking with Citibank. You can do this by visiting the Citibank website and creating a username and password. Once you have registered, you can download the app from the App Store or Google Play Store.
Please note that the Citi Mobile App is subject to the terms and conditions of Citibank. You should read the terms and conditions carefully before using the app to manage your Citibank credit cards.
Overall, the application process for the Citi PremierMiles Card is easy and hassle-free. With the convenience of digital banking with the Citi Mobile App, managing your Citibank credit cards has never been easier.
Terms and Conditions
As with any credit card, it is important to understand the terms and conditions of the Citi PremierMiles Card. Here are some key points to keep in mind:
Understanding the Fine Print
Before you start using your Citi PremierMiles Card, it is important to read and understand the fine print. This includes the fees and charges associated with the card, such as the overlimit fee. It is also important to understand how the rewards program works, including how to earn and redeem Citi Miles.
Keeping Track of Qualifying Spend
To earn Citi Miles, you must meet the qualifying spend requirements. It is important to keep track of your spending and ensure that you are meeting these requirements. The qualifying spend amount may vary depending on the promotion, so be sure to check the terms and conditions for each offer.
The Citi PremierMiles Card also has a principal card and supplementary card option. If you have a supplementary card, keep in mind that the qualifying spend will be calculated based on both the principal and supplementary card spending.
In conclusion, it is important to understand the terms and conditions of the Citi PremierMiles Card to make the most of the rewards program. Keeping track of your spending and meeting the qualifying spend requirements will help you earn Citi Miles and enjoy the benefits of the card.
Security and Fraud Protection
As a Citi PremierMiles Cardholder in Singapore, you can rest assured that your card is equipped with advanced security measures to protect you against fraud and unauthorised transactions.
Advanced Security Measures
The Citi PremierMiles Card comes with an EMV chip that provides an added layer of security to protect your card from skimming and cloning. This chip generates a unique code for each transaction, making it difficult for fraudsters to create counterfeit cards.
In addition, you can monitor your card activity in real-time using the Citi Mobile App. This allows you to track your spending, receive alerts for suspicious activity, and report any unauthorised transactions immediately.
Fraud Prevention Tips
Citi takes the prevention of fraud very seriously and has measures in place to protect your card from unauthorised transactions. However, it’s always a good idea to take some additional precautions to safeguard your card and personal information.
Here are some fraud prevention tips to keep in mind:
- Always keep your card in a safe place and never share your card details with anyone.
- Use strong passwords for your online accounts and avoid using public Wi-Fi when making online purchases.
- Check your card statements regularly and report any suspicious activity immediately.
Emergency Assistance Services
As a Citi PremierMiles Cardholder, you also have access to emergency assistance services in case your card is lost or stolen while travelling. Citi’s Global Customer Service team is available 24/7 to assist you with card replacement, emergency cash advances, and travel arrangements.
The card also comes with up to S$1 million in travel insurance coverage when you charge your travel tickets to the card. This provides you with added peace of mind while travelling, knowing that you are protected against unforeseen circumstances.
In summary, the Citi PremierMiles Card in Singapore provides advanced security measures, fraud prevention tips, and emergency assistance services to protect you against fraud and unauthorised transactions. With these features, you can enjoy your travels and card usage with confidence.
Final Thoughts
Why Citi PremierMiles Stands Out
The Citi PremierMiles card is a standout option for frequent flyers in Singapore. With its generous miles earning rate, you can quickly accumulate miles for your next trip. The card also offers access to airport lounges worldwide, making your travel experience more comfortable and enjoyable.
One of the reasons why the Citi PremierMiles card stands out is its miles earning rate. You can earn 1.2 Citi Miles for every S$1 spent in Singapore Dollars (SGD) and 2 Citi Miles for every S$1 spent in foreign currency (FCY) [1]. Plus, the miles you earn never expire, giving you the flexibility to use them whenever you want.
Making the Most of Your Card
To make the most of your Citi PremierMiles card, be sure to take advantage of the various perks and benefits it offers. For example, you can enjoy up to 10% off hotel bookings on Agoda, and up to 7% off on Expedia [4]. You can also get complimentary travel insurance coverage of up to S$1 million when you charge your travel expenses to your card [1].
Another way to maximise your Citi PremierMiles card is to take advantage of its online travel booking promotions. Citibank regularly offers discounts and bonuses when you book flights and hotels through their travel portal [5].
Customer Testimonials and Reviews
Don’t just take our word for it – here are some customer reviews of the Citi PremierMiles card:
- “The Citi PremierMiles card is my go-to card for all my travel expenses. The miles earning rate is fantastic, and I love the fact that the miles never expire.” – Jane, Singapore [2]
- “I’ve been using the Citi PremierMiles card for a few years now, and I’ve never had any issues with it. The online travel booking promotions are a great bonus!” – David, Singapore [5]
Overall, the Citi PremierMiles card is an excellent choice for frequent flyers in Singapore. With its generous miles earning rate, travel perks, and online booking promotions, you can make the most of your travel experience.
[1] https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/
[2] https://www.singsaver.com.sg/blog/citi-premiermiles-visa-miles-card
[4] https://www.moneymate.sg/credit-cards/citi-premiermiles-card
[5] https://www.moneysmart.sg/credit-cards/citi-premiermiles-card
Frequently Asked Questions
What exclusive perks can I enjoy with Citi PremierMiles Card’s lounge access?
With Citi PremierMiles Card, you can enjoy exclusive access to over 1,000 airport lounges worldwide. You can also bring a guest with you for free twice a year. This is a great way to relax and unwind before your flight, with complimentary food and drinks, comfortable seating, and high-speed Wi-Fi.
How do I maximise my mile redemption with the Citi PremierMiles Card?
To maximise your mile redemption with Citi PremierMiles Card, you can transfer your miles to over 60 airlines and hotel loyalty programmes. You can also redeem your miles for flights, hotels, car rentals, and travel packages directly through the Citi ThankYou Rewards portal. You can also earn more miles by using your card to pay for your travel expenses and other everyday purchases.
What makes the Citi PremierMiles Card a standout choice compared to DBS Altitude?
Compared to DBS Altitude, Citi PremierMiles Card offers a higher earn rate of miles per dollar spent, with 1.2 Citi Miles per dollar spent locally and 2 Citi Miles per dollar spent overseas. Citi PremierMiles Card also offers exclusive access to airport lounges, comprehensive travel insurance coverage, and online travel booking promotions.
Are there any spending requirements to unlock benefits on the Citi PremierMiles Card?
There are no spending requirements to unlock benefits on the Citi PremierMiles Card. You can enjoy exclusive perks like airport lounge access, travel insurance coverage, and online travel booking promotions from the moment you activate your card.
Can you highlight the advantages of the Citi PremierMiles Card for frequent travellers?
Citi PremierMiles Card is a great choice for frequent travellers, thanks to its exclusive access to over 1,000 airport lounges worldwide, comprehensive travel insurance coverage, and online travel booking promotions. You can also earn miles quickly and easily by using your card to pay for your travel expenses and other everyday purchases.
What are the notable exclusions I should be aware of when earning miles with Citi PremierMiles?
Notable exclusions when earning miles with Citi PremierMiles include cash advances, balance transfers, and any fees or charges incurred on your card. It’s also worth noting that miles earned with Citi PremierMiles do not expire, so you can accumulate them over time and redeem them for your dream holiday.
