Accredit’s lifestyle financing solutions make it easy to fund your personal needs and preferences. As Singapore’s leading licensed moneylender, we’ve helped thousands of locals and foreigners get the funds they need to make their dreams a reality, whether it’s to pay for a long-anticipated holiday or the perfect wedding celebration.
Access interest rates under 4% and loan terms up to 12 months – apply online or at any of our four locations in Tampines, Hougang, Jurong West, and Yishun.
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Same-Day Lifestyle Loans
Accredit’s same-day approval for lifestyle finance has you covered for urgent needs and emergency payments. Our fast approval process means you can receive your funds more quickly, whether via bank transfer, PayNow, or in cash.
- Borrow up to six times your monthly salary – Accredit’s lifestyle loan amounts range from S$500 to S$500,000.
- We can also disburse the funds in full or as instalments (useful for course fees each semester) to suit your needs.
- Enjoy manageable repayments for your lifestyle loan – our loan terms include options of up to 12 months.
Lifestyle Personal Finance Options
Education Loans
Financial ability should not be a barrier to accessing the education needed for a better future. Education loans can provide funds to pay for course fees (in full or per-semester) and student expenses. Students can apply for a local, overseas, or part-time study loan – our education loans are available for EduTrust-certified educational institutions.
Wedding Loans
Wedding loans can cover a range of wedding expenses, including venue bookings, catering packages, decorations, and event photography. Instead of paying out of pocket for all of the expenses, wedding financing reduces the financial pressure of funding your dream ceremony and spreads it out over a more manageable timeline.
Travel Loans
Travel finance can provide the funds to cover the costs of a holiday, including accommodation bookings, flight tickets, dining, entertainment, and shopping expenses. Accredit’s travel loans can be used to cover either the full cost of a trip or just part of it.
Home Renovation Loans
A home renovation loan provides the finance to cover the costs of construction, appliances, and building materials, to improve the look and feel of a home. Our loan officers offer tailored renovation loans based on project quotes and your personal financial circumstances.
What Documents Do I Need for a Lifestyle Loan?
You must be at least 21 years old, reside in Singapore, and earn a minimum of $10,000 per year to apply. Documents required for the application include:
- Identification (NRIC, Work Permit, S-Pass, or other visa)
- Evidence of employment (Letter of employment)
- Income payslips from the past 3 months / CPF contributions from the past 6 months
- Bills or documents listing both your name and residential address
We may also ask for additional documents to better assess your loan application. For Singapore residents, you can apply with Singpass MyInfo to skip the required documents above.
