personal loan

Fast Cash Loans

A Fast Cash Loan in Singapore is a loan that is disbursed with minimum processing time by a licensed money lender.

We provide an instant solution to an urgent need. For those of you that require an immediate solution to a pressing financial need – this is the product for you.

Here at Accredit Pte Limited Singapore, we have minimized the processing time for a loan through digital solutions. 

you can now apply online or via our Accredit Loan Portal App, submit your information via MyInfo, and get an In-Principle Approval before you head down to our office. When you are at our premises, all you have to do is sign on the documentation and the whole process is complete in less than 15 minutes. Only available for users in Singapore.

We understand that time is of the essence in certain circumstances. Therefore, we assure you that we will do our best to ensure that the loans are disbursed in the fastest time possible and you will get your money in the shortest possible wait time.

Know Your
Loan Eligibility


Borrower's Annual IncomeSingapore/Permanent ResidentsForeigners
Less than $10,000$3000$500
Between $10,000 to $20,000$3000$3000
Greater than $20,0006X monthly income6X monthly income

Longer Tenures

We offer the best personal loans in Singapore with longer tenures to help borrowers manage their repayment schedules. We firmly believe that personal loan and financing should help borrowers with their problems rather than becoming a financial burden. Longer tenures will greatly relieve borrowers from their monthly debt obligations.

Competitive Pricing

Our Competitive Pricing model will allow borrowers with good repayment behavior to benefit from lower interest rates and fees. By offering cross-branch repayment and various repayment channels to maximize convenience, we encourage all borrowers to make timely repayments to enjoy our Competitive Pricing.

A loan is not a permanent solution to your cash flow problems. Accredit Moneylender offers you short term solutions to your cash management. We advise you to engage in proper financial planning to make sure you do not become debt-ridden.

You are legally obligated to repay the amount that you borrow, as per your repayment plan. Defaulting might result in a decline in your credit worthiness. Never borrow more than you can afford to repay. Our consultants will help you work out a manageable repayment plan.

Unlicensed Moneylenders, or Loan Sharks, are rampant these days. Please exercise your caution when dealing with a personal loan source you are unfamiliar with. You are encouraged to check with the Ministry of Law’s List of Licensed Moneylenders in Singapore to ensure you are dealing with a legitimate source. 

7 Habits to Help You Achieve Financial Freedom

Everyone has the dream of achieving financial freedom in their life. Financial freedom means that you have enough money in your investments and savings, and you can live the lifestyle you have dreamed about. You would have even planned about it, and are now on the way to reaching your goals. But, there would be some unexpected and sudden expenses that you would have to look out for. You might have overlooked some of your expenses. You may also be facing some financial issues like debt, emergencies, and other expenses. These things drive you away from your financial goals, so you would have to imbibe some habits and follow them to reach the ultimate goal.

fast cash loans Singapore
Fast Cash Loans Singapore

1.    Avoid Credit Card Payments

Holding a credit card in your hand makes a lot of things easy. You don’t have to think twice before buying something, as with the credit cards you get a lot of offers, discounts and cashback on purchase. So with the mindset that you would buy them and paying the credit card bill later can be a hurdle in your way to reaching financial goals. Because you might forget to pay your credit card bills, or during the due date of paying bills, you don’t have much amount to pay them. Then you would have to pay the bill with interest, and that can cost more. You can avoid the usage of credit cards by using the card during emergencies only.

2.    Purchase Insurance Plans

Financial emergencies are always the biggest hurdle in everyone’s life. Such emergencies are unexpected, like medical emergencies or due to a mishap, it just takes away most of your savings, and you have to begin again. So better, why not buy medical insurance and life insurance for you and your family. Such insurances ensure that you won’t have to face financial losses at such emergencies. Different insurance companies offer different term plans for insurance. You can talk with them and decide which one is affordable and suits best for your family, and you can lock in that plan.

3.    Invest Your Money

Probably you would have saved some amount of money in your bank account to spend on your desired purchase later. But what if you can invest the same amount somewhere and in return, you get double the profits to make the same purchase twice? Isn’t that amazing? Then why should you hold back yourself, and keep on spending after you have saved your earnings? There are many options available for investments, from stocks to real estate. To begin with, you can invest in shares, but ensure you have all the required knowledge about it. Shares are not just investing, waiting and earning profits. There is a lot more that goes into it, and so does you have to learn about every investment opportunity. The investments can also be as simple as mutual funds. So this is the time you should invest and reap the benefits in the coming years. IT is never late to begin.

4.    Purchase What You Need

Many successful people in the world have mastered the lifestyle of frugal living. Frugal spending is not a restriction on buying what you like, but sometimes you should know the difference between what you need and what you want. If you go on spending blindly and buy everything you want, then soon you will run out of money and find yourself broke at the end of every month. Small adjustments in your daily spending will make a big difference in generating your savings. With frugal living, you won’t find yourself in difficulty during financial emergencies. You will be able to pay your bills on time, and also spend on what you need easily.

5.    Make a Budget Plan

If you cannot spend within your limits, then making a budget plan will be the best option for you. Calculate all the necessary expenses, like your bills, for groceries, for essential supplies and other necessities. Except these expenditures refrain yourself from spending on other things. Make the budget and stick to it; you will be able to learn to live the frugal lifestyle. Making a budget for yourself is a monthly process, and you would need to repeat it every month.

6.    Rewrite Your Goals

You would eventually have some goals in your life, and that’s the reason you need financial freedom. Or it can be that achieving financial freedom is your ultimate goal. So you need the vision to achieve your goals and rewrite and review your goals every day. This will help you to review how well you are pushing yourself to achieve your ultimate goals. The habit of rewriting them and reviewing them daily will help you to think better. You will have a whole mind mapping on a piece of paper.

7.    Plan Your Day

Before going to sleep every night, ensure you have planned your day for tomorrow. Plan your daily routine and plan how much and on what you will spend. First, you will spend a day, then a week, then a month, and eventually you will develop thee health habit of planning your days. With a plan in hand, you will have better control of yourself. You will have the personal power and feel determined to complete the task and move on to the next.

To become a wealthy person, an individual needs to understand and maintain their way of life. Your habits and acts will help you to be a better person. These habits will help you to stay in discipline and follow a proper routine.