
Fast Cash Loans Singapore
Accredit provides fast cash loans in Singapore with same-day approval, flexible repayment terms, and low interest rates under 4%. Collect your cash within 15 minutes after getting approved at one of our branches in Yishun, Tampines, Hougang, or Jurong. Borrow with Accredit to get cash when you need it most – whether it be to fund a holiday, wedding, medical bills, or other personal expenses.
Licensed moneylenders by the Registry of Moneylenders — our instant cash services are available for Singaporeans, PRs, and foreign residents. Apply online or via the Accredit Loan Portal App for in-principle approval of your borrowing amount.
2,500+ Five Star Google Reviews
4 Convenient Locations Across Singapore
Transparent Loan Terms & No Hidden Fees
How Much Can I Borrow With An Instant Cash Loan?
Accredit offers cash loans from as little as $500, up to as much as $10,000. Depending on your citizenship status and income level, we can lend up to 6 times a monthly salary. Our application team will consider employment status, credit history, debt-to-income ratio and other financial commitments to work out a loan term that suits your circumstances.
Estimate monthly repayments for a fast cash loan using the tool below:
How it works

Just 3 Simple Steps
to get you started on your way to fast cash loans!
Get a Quote
Submit your loan application information online, where ever you are! Get an indicative pricing to have an estimate about the loan repayment terms available
Get Your Approval
Our Credit Systems makes approval a fast and instantaneous process. Our officers will contact you to make an appointment if your application is successful.
Get Your Money
Visit our branch with the necessary documents and get your money immediately! No waiting around and get your cash on the same day.
When to Choose a Fast Cash Loan Over a Personal Loan
An instant cash loan and a personal loan can both be used for anything from daily expenses to emergency medical bills. The main difference between these two types of loans are how much you can borrow, and how fast the funds can be released.
Fast cash loans range from $500 to $10,000 and are ideal for those that need same-day, extra cash, while personal loans are for larger amounts, more considered purchases, and can take longer to approve.
Same day cash loans are for situations where urgent funds are needed, whether it be for emergency travel costs, medical bills, or home repairs. A cash loan can be a short term solution to avoid dipping into long term savings or where assets cannot be liquified. A fast cash loan is also designed to be easily manageable and repayable, so is less likely to become a financial burden over time.
Same-day Fast Cash Loans in Singapore
Easy online application
Submit your information with MyInfo (for Singaporeans) or via our loan portal app and get in-principle approval without attending an in-person appointment.
Fast approval process
Fast cash loans that are just that – fast. We can approve your fast cash loan within 24 hours of application. When approved, you can collect the funds from any of our branches in just 15 minutes.
Low interest rates
Borrow up to 6 times your monthly income with interest rates below 4% and repay your fast cash loan over flexible terms of up to 12 months.
What You’ll Need to Apply for a Loan
Requirement Documents:
Singaporean / PR
- Proof of Income (CPF)
- NRIC
Foreigner
- Payslip
- Employment Pass
- Proof of Address (E.g Telephone bill, Insurance letter, Utility bill and etc)
You must be at least 21 years old with a minimum annual income of S$10,000 to apply for a fast cash loan.
Choose Accredit for Instant Cash Loans
- Same-day approval — We work efficiently to review cash loan applications and provide approval within 24 hours.
- Disbursement in 15 minutes — You won’t have to worry about a lengthy paperwork process during collection; simply sign the required documents and get your cash.
- Trusted by locals — With thousands of 5-star reviews on Google across each of our locations, we’ve built up a reputation for being a trusted moneylender that has our clients interests at heart.
- Professional advice and guidance — We take the time to listen to understand your financial position and provide the right loan for the circumstances. Our team will always treat with you respect and offer guidance where needed.
- Private and secure — All personal details and information are handled with discretion and confidentiality. We adhere strictly to PDPA regulations to ensure copies of financial records and personal documents are kept secure.