If you’re a frequent traveller based in Singapore, you’re probably familiar with the benefits of earning miles with the best card to earn miles.
You can redeem flights, hotel stays, and other travel-related expenses with miles. But with so many different miles credit cards available, how do you choose the right one for your needs? In this article, we’ll explore Singapore’s best miles credit cards to help you make an informed decision.
When it comes to earning miles in Singapore, there are a few things to consider. First, you’ll want to choose a card that offers miles for the airlines you typically fly with. Second, you’ll want to consider the earn rate – how many miles you can earn per dollar spent.
Finally, you’ll want to examine the card’s benefits and perks, such as lounge access, travel insurance, and concierge services. By considering all of these factors, you can choose a miles credit card that not only helps you earn miles faster but enhances your travel experience.
Key Takeaways
- Choosing the right miles credit card involves considering factors such as the airlines you typically fly with, the earn rate, and the card’s benefits and perks.
- Leading miles credit cards in Singapore offer exclusive benefits such as lounge access, travel insurance, and concierge services.
- To maximise your miles-earning potential, you can strategically use your card for everyday spending and redeem your miles for travel-related expenses.
Why Earn Miles in Singapore?
If you are a frequent traveller or love to indulge in dining and shopping, earning miles can be an exciting way to maximise the value of your expenses. Here are some reasons why you should consider earning miles in Singapore.
The Joy of Travel
Travelling is an exciting way to explore new cultures and create unforgettable memories. By earning miles on your credit card, you can redeem them for flights, hotel stays, and other travel-related expenses. This can help you save money on your next trip, allowing you to travel more often or upgrade your travel experience.
Maximising Shopping and Dining Rewards
If you love to shop or dine out, earning miles can be a great way to maximise the value of your expenses. Many credit cards offer bonus miles for spending on shopping and dining, both locally and overseas. With the right credit card, you can earn more miles on your purchases and redeem them for exciting rewards such as flights, hotel stays, and other travel perks.
Leveraging Everyday Expenses
Aside from travel, you can earn miles on your everyday expenses such as transport, Grab rides, food delivery, petrol, and public transportation. You can earn miles on your daily expenses using the right credit card and redeem them for exciting rewards. This can be a great way to maximise the value of your costs and enjoy more perks and benefits.
In summary, earning miles can be an exciting way to maximise the value of your expenses, especially if you love to travel, shop, or dine out. With the right credit card, you can earn more miles on your purchases and redeem them for exciting rewards such as flights, hotel stays, and other travel perks.
Best Card to Earn Miles: Choosing the Right Miles Credit Card
If you are a frequent traveller, a miles credit card is a great way to earn air miles and other rewards. However, with so many options available in Singapore, choosing the right one for you can be overwhelming.
In this section, we will help you understand miles credit cards, compare top miles cards in Singapore, and identify key features to look for.
Understanding Miles Credit Cards
Miles credit cards are rewards that allow you to earn air miles every time you use the card. Some miles credit cards have an annual fee, while others have no annual fee. Most miles credit cards also require you to meet a minimum spend requirement to earn bonus miles.
Comparing Top Miles Cards in Singapore
When choosing a miles credit card, comparing the earning rate and other vital features is essential. Singapore’s best credit cards for earning air miles include the Citi PremierMiles Card, DBS Altitude Visa Signature Card, and OCBC 90°N Card.
These air miles cards offer competitive earn rates and other benefits.
Key Features to Look For
When choosing a miles credit card, consider the following key features:
- Annual fee: Some miles credit cards have a yearly fee, while others have no annual fee. If you travel frequently, a miles credit card with a yearly fee may be worth it for the additional benefits.
- Earn rate: Look for a miles credit card with a high earn rate. This means you will earn more air miles for every dollar you spend.
- Bonus miles: Many miles credit cards offer bonus miles when you meet a minimum spend requirement. Look for a card with a reasonable minimum spend requirement and a high bonus miles offer.
- Non-expiring air miles: Some air miles cards offer non-expiring air miles, while others have an expiry date. If you want to accumulate air miles over time, look for a card with non-expiring air miles.
- Cash rebates: Some miles credit cards also offer cash rebates on top of air miles. Look for a card that provides both to earn air miles and cashback.
Choosing the right miles credit card depends on your travel habits and spending patterns. Consider each card’s key features and benefits to find the best one for you.
Best Card to Earn Miles: Exclusive Benefits
You’re in luck if you’re looking for the best miles card in Singapore. Singapore’s leading miles cards offer exclusive benefits that can help you earn miles faster and make your travel experience more enjoyable.
Here are some perks you can expect from the top miles cards in Singapore.
DBS Altitude Card Perks
The DBS Altitude Card is an excellent choice for frequent travellers. With this card, you can earn up to 4 miles per dollar spent on online flights and hotel bookings and up to 3 miles on select online purchases.
Plus, there’s no minimum spend required to earn miles. You’ll also get complimentary travel insurance when you charge your travel expenses to your card.
UOB PRVI Miles Card Advantages
The UOB PRVI Miles Card is another popular choice among Singaporeans. This card offers a generous welcome miles bonus and no conversion fees and admin fees when you convert your UNI$ to KrisFlyer miles.
You can also earn up to 1.4 miles per dollar spent locally and up to 2.4 miles per dollar spent overseas. Plus, there’s no minimum spend required to earn miles.
Citi PremierMiles Card Features
The Citi PremierMiles Card is an excellent option for those who want flexibility in their rewards. With this card, you can earn up to 1.2 miles per dollar spent locally and up to 2 miles per dollar spent overseas.
You can also use your miles to redeem flights, hotel stays, and more. Plus, you’ll get complimentary travel insurance and access to select airport lounges.
American Express KrisFlyer Card Rewards
The American Express KrisFlyer Card is a top choice for those who want to earn KrisFlyer miles quickly. With this card, you can earn up to 1.1 KrisFlyer miles per dollar spent locally and up to 2 KrisFlyer miles per dollar spent overseas. You’ll also get a welcome bonus of KrisFlyer miles and complimentary travel insurance. Plus, you can earn additional KrisFlyer miles when you book your flights through the KrisFlyer UOB portal.
Overall, the leading miles cards in Singapore offer a range of exclusive benefits that can help you earn miles faster and make your travel experience more enjoyable. Whether you’re looking for a card with no annual fees or one that offers generous welcome bonuses, there’s a miles card out there that’s perfect for you.
Best Card to Earn Miles: Maximising with Everyday Spend
Choosing the right credit card is crucial if you’re looking to earn the most miles on your everyday spending. You can earn miles from online shopping to dining out and even petrol savings with the right card.
Here are some tips to help you maximise your miles on everyday spending.
Online Shopping and Food Delivery
Regarding online shopping and food delivery, you can earn miles on your purchases using the right credit card. For example, the DBS Woman’s World Card offers 4 miles per dollar spent on online purchases, while the Citi Rewards Card offers 4 miles on food delivery.
Local and Overseas Expenditure
The OCBC Titanium Rewards Card is an excellent option for local expenditure, offering 4 miles per dollar spent on local transactions. At the same time, the UOB PRVI Miles Card is a good choice for overseas expenditure, offering 2.4 miles per dollar spent in foreign currency.
Transport and Petrol Savings
If you use Grab frequently, the Citi Cash Back+ Card is a great option, offering 8% cashback on Grab rides. The UOB One Card is a good choice for petrol savings, offering up to 24% savings on petrol purchases at Shell and SPC.
You can earn miles quickly and easily using the right credit card for your everyday spending. Remember to always pay your bills on time and in full to avoid paying interest and late fees.
Best Card to Earn Miles: Strategic Use for Travel
Are you looking to maximise your miles earnings to redeem for travel? Here are some tips on strategically using your miles to get the most out of your trip.
Flight Bookings with Singapore Airlines
One of the best ways to redeem your KrisFlyer miles is to book a flight with Singapore Airlines. You can use your miles to book flights to over 1,000 destinations, including popular holiday destinations like Bali, Tokyo, and Sydney. Additionally, you can use your miles to upgrade to a higher class of travel, such as from Economy to Business Class.
Hotel Reservations and Travel Packages
In addition to flights, KrisFlyer miles can also be used to book hotel reservations and travel packages. You can redeem your miles for hotel stays at over 300,000 hotels worldwide through KrisShop or for travel packages that include flights, hotels, and other travel-related expenses.
Travel Insurance and Protection
When you use your miles to book travel, you must protect your investment with travel insurance. KrisFlyer miles can be used to purchase travel insurance through the Singapore Airlines KrisFlyer programme, which offers coverage for trip cancellations, delays, and medical emergencies.
Overall, using a credit card that offers miles per dollar spent, such as the UOB KrisFlyer Card, AMEX KrisFlyer Card, or OCBC 90°N Card, can help you accumulate miles quickly. Additionally, using a credit card that offers perks, such as travel insurance or lounge access, such as Mastercard or Citibank cards, can help you save money on travel expenses.
Best Card to Earn Miles: The Rewards Beyond
Regarding credit cards, earning miles is not the only reward you can get. Many rewards cards in Singapore offer a range of perks and benefits beyond just miles. Here are some of the other rewards you can look forward to:
Cashback and Shopping Vouchers
Some rewards cards offer cashback on your spending, which can significantly save money on your purchases. For example, the Citi Cash Back Card offers up to 8% cashback on dining, groceries, petrol, and a range of other benefits.
Other cards may offer shopping vouchers or other rewards that can be redeemed at various merchants.
Exclusive Lifestyle Privileges
Many rewards cards offer exclusive lifestyle privileges, such as access to airport lounges, hotel upgrades, and other perks. For example, the HSBC Visa Infinite Credit Card offers complimentary access to over 1,000 airport lounges worldwide and other travel benefits.
Other cards may offer dining, entertainment, and other lifestyle expenses discounts.
Points and Bonus Mile Offers
While miles are a popular reward for credit card spending, some cards also offer points that can be redeemed for various rewards. For example, the American Express Platinum Credit Card offers Membership Rewards points that can be redeemed for travel, shopping, and other rewards. Some cards may also offer bonus miles or points for certain types of spending, such as dining or online purchases.
Overall, there are many rewards beyond just miles that you can earn with a rewards card in Singapore. Whether you’re looking for cashback, exclusive privileges, or other benefits, there is sure to be a card that suits your needs. So why not explore your options today and see what rewards you can earn?
Best Card to Earn Miles: Navigating Card Fees and Charges
If you want to earn miles with a credit card, it’s essential to understand the fees that come with it. While some cards may offer attractive rewards, they may also come with high costs that can eat into those rewards.
Here’s what you need to know about navigating card fees and charges in Singapore.
Annual Fees and Waivers
Most miles-earning credit cards in Singapore come with annual fees. These fees can range from around S$100 to S$500 or more, depending on the card and its benefits. However, some cards offer annual fee waivers for the first year or subsequent years if you meet specific spending requirements.
Before applying for a card, understand its annual fee and waiver conditions. If you’re unsure whether you’ll use the card enough to justify the fee, consider a card with a lower or no cost.
Foreign Transaction and Conversion Fees
If you plan to use your miles-earning credit card overseas, you’ll want to pay attention to foreign transaction and conversion fees. These fees can add up quickly, especially if you travel frequently or make large purchases.
Some cards offer lower or no foreign transaction fees, making them a better choice for international use. However, these cards may come with higher annual fees or other restrictions.
Understanding the Fine Print
Finally, reading the fine print regarding miles-earning credit cards is essential. Ensure you understand the card’s rewards structure, including bonus categories or spending requirements. You should also be aware of any restrictions or limitations on earning or redeeming miles, such as blackout dates or expiry dates.
In addition, be sure to read the card’s terms and conditions carefully. These may include important details about fees, interest rates, and other charges that could affect your overall rewards earnings.
By understanding the charges associated with miles-earning credit cards in Singapore, you can decide which card is right for you.
Frequently Asked Questions
What’s the top credit card for accumulating travel miles swiftly in Singapore?
If you’re looking for a credit card that can quickly accumulate travel miles in Singapore, the Citi PremierMiles Card is a great option. This card offers a high earn rate of 1.2 miles per dollar spent locally and up to 2 miles per dollar spent overseas. Additionally, you can earn up to 10 miles per dollar spent on hotel bookings through the Citi World Privileges program.
Which card offers the highest mileage rewards per dollar spent?
The DBS Altitude Visa Signature Card is known for offering the highest mileage rewards per dollar spent in Singapore. With this card, you can earn 1.2 miles per dollar spent locally and 2 miles overseas. You can also earn up to 3 miles per dollar on online flight and hotel bookings.
How can I quickly boost my KrisFlyer miles through credit card spending?
One way to quickly boost your KrisFlyer miles through credit card spending is to use a card that offers bonus miles for specific spending categories. For example, the UOB PRVI Miles Card offers 4 miles per dollar spent on overseas transactions and 3 miles per dollar spent on dining, travel, and online transactions.
Can you recommend the ultimate credit card for avid travellers seeking miles?
If you’re an avid traveller seeking miles, the American Express Singapore Airlines KrisFlyer Credit Card is a great option. This card offers a high earn rate of 1.1 miles per dollar spent locally and 2 miles per dollar paid overseas. Additionally, you can earn up to 3.1 miles per dollar spent on Grab rides and up to 7.1 miles per dollar spent on Agoda hotel bookings.
What are the best options for a credit card with generous KrisFlyer miles earning rates?
Apart from the American Express Singapore Airlines KrisFlyer Credit Card, the OCBC 90°N Card and the UOB PRVI Miles Card are great options for earning generous KrisFlyer miles. The OCBC 90°N Card offers 1.2 miles per dollar spent locally and 2.1 miles per dollar spent overseas, while the UOB PRVI Miles Card offers 1.4 miles per dollar spent locally and 2.4 miles per dollar spent overseas.
Which credit card should I choose to maximise my mileage gains for each purchase?
Choosing the right credit card to maximise your mileage gains for each purchase depends on your spending habits. If you frequently travel overseas, the DBS Altitude Visa Signature Card could be a good option. If you spend more locally, the Citi PremierMiles Card or the UOB PRVI Miles Card could better suit your needs.
