HSBC Cards Singapore: Compare the Best Credit Cards for You Now!

Are you looking for the best credit card options in Singapore? Look no further than HSBC cards Singapore.

With a variety of options to choose from, you can find the perfect card for your lifestyle and spending habits. Whether you’re interested in cash back rewards, air miles, or other perks, HSBC has a card for you.

Exploring HSBC Credit Card Options

HSBC offers a range of credit cards to suit different needs. From the HSBC Revolution Card, which offers cashback on online and contactless spending, to the HSBC Visa Infinite Card, which provides dining, lifestyle, and luxury benefits, there’s a card for everyone. You can even choose a card that’s tailored to your travel habits, such as the HSBC TravelOne Credit Card.

Rewards and Benefits Galore

HSBC cards come with a variety of rewards and benefits, including cashback, air miles, and discounts at partner merchants. You can also enjoy exclusive perks such as complimentary travel insurance, airport lounge access, and concierge services. With so many rewards and benefits on offer, you can make the most of your spending.

Key Takeaways

HSBC offers a range of credit cards to suit different needs and spending habits.
HSBC cards come with a variety of rewards and benefits, including cashback, air miles, and discounts at partner merchants.
You can enjoy exclusive perks such as complimentary travel insurance, airport lounge access, and concierge services with HSBC cards.

HSBC Cards Singapore: Exploring HSBC Credit Card Options

If you’re looking for a credit card that offers great rewards and benefits, HSBC has a range of options to choose from. Here are some of the most popular HSBC credit cards in Singapore:

HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Credit Card is an excellent option if you’re looking for a card that offers cashback on your everyday spending. With this card, you can earn up to 5% cashback on your groceries, dining, and petrol purchases. Plus, you can enjoy discounts at over 1,000 outlets across Singapore.

HSBC Revolution Credit Card

The HSBC Revolution Credit Card is perfect for those who love to shop and dine out. With this card, you can earn up to 10X rewards points on your online and offline shopping, dining, and entertainment purchases. Plus, you can enjoy exclusive deals and discounts at over 1,000 outlets across Singapore.

HSBC Visa Infinite Credit Card

If you’re a frequent traveller, the HSBC Visa Infinite Credit Card is a great option to consider. With this card, you can earn air miles on your spending and enjoy exclusive travel privileges such as airport lounge access and travel insurance coverage.

HSBC Advance Credit Card

The HSBC Advance Credit Card is designed for those who want to enjoy exclusive benefits and rewards. With this card, you can earn up to 3.5% cashback on your spending and enjoy discounts at over 1,000 outlets across Singapore. Plus, you can enjoy exclusive deals on dining, shopping, and travel.

HSBC Premier Mastercard

The HSBC Premier Mastercard is designed for HSBC Premier customers who want to enjoy exclusive benefits and rewards. With this card, you can earn up to 1.5% cashback on your spending and enjoy exclusive deals on dining, shopping, and travel. Plus, you can enjoy travel insurance coverage and airport lounge access.

No matter what your spending habits and lifestyle are, HSBC has a credit card that can meet your needs. Compare the different options and find the one that’s right for you!

HSBC Cards Singapore: Rewards and Benefits Galore

HSBC Credit Cards in Singapore offer a wide range of rewards and benefits that can help you save money and enjoy exclusive privileges. Here are some of the top benefits that you can enjoy with an HSBC Credit Card.

HSBC Cards Singapore: Cashback and Rebates

With HSBC Credit Cards, you can earn cashback and rebates on your spending. For example, the HSBC Advance Credit Card offers up to 3.5% cashback on all spending, while the HSBC Visa Platinum Credit Card offers up to 5% cashback on groceries, petrol, and dining.

Travel Perks and Miles

If you love to travel, HSBC Credit Cards can help you earn miles and enjoy travel perks. For example, the HSBC Revolution Credit Card offers up to 10X Rewards points on online purchases and contactless payments, which can be redeemed for travel vouchers or air miles. The HSBC Visa Infinite Credit Card also offers exclusive travel privileges, such as complimentary airport lounge access and travel insurance coverage.

HSBC Cards Singapore: Dining and Entertainment Privileges

HSBC Credit Cards also offer dining and entertainment privileges. For example, the HSBC Premier Mastercard Credit Card offers up to 50% off dining at selected restaurants, while the HSBC Visa Signature Credit Card offers up to 15% off dining at selected restaurants. You can also enjoy discounts on movie tickets and other entertainment events with your HSBC Credit Card.

Grocery and Fuel Savings

HSBC Credit Cards can help you save money on your everyday expenses, such as groceries and fuel. For example, the HSBC Visa Platinum Credit Card offers up to 5% cashback on groceries and petrol, while the HSBC Advance Credit Card offers up to 3.5% cashback on all spending, including groceries and gasoline.

In conclusion, HSBC Credit Cards in Singapore offer a wide range of rewards and benefits that can help you save money and enjoy exclusive privileges. Whether you are looking for cashback, travel perks, dining benefits, or grocery and fuel savings, there is an HSBC Credit Card that is right for you.

HSBC Cards Singapore: Understanding Fees and Charges

When it comes to choosing a credit card, understanding the fees and charges is crucial. In this section, we will break down the fees and charges associated with HSBC credit cards in Singapore.

HSBC Cards Singapore: Annual Fees and Waivers

Most HSBC credit cards in Singapore come with an annual fee. However, some cards offer a waiver of the annual fee for the first year. Additionally, some cards provide a waiver of the annual fee if you meet certain spending requirements. For example, the HSBC Advance Credit Card waives the annual fee if you spend at least SGD 12,000 in a year.

Foreign Transaction Fees

If you plan on using your HSBC credit card for transactions in a foreign currency, you will be charged a foreign transaction fee. The fee is usually a percentage of the transaction amount and can range from 1% to 3%. However, some HSBC credit cards offer no foreign transaction fees. For example, the HSBC Revolution Credit Card has no foreign transaction fees.

HSBC Cards Singapore: Interest Rates Explained

If you carry a balance on your HSBC credit card, you will be charged interest on the outstanding balance. The interest rate can vary depending on the card and can range from 25% to 28% per annum. It is important to note that the interest rate is only charged if you carry a balance from month to month. If you pay your balance in full each month, you will not be charged any interest.

To avoid paying interest, it is important to make your payments on time and in full each month. Late payments can result in additional fees and charges. Additionally, if you are unable to complete your payments, it is crucial to contact HSBC as soon as possible to discuss your options.

In summary, understanding the fees and charges associated with HSBC credit cards in Singapore is essential when choosing a card that is right for you. Be sure to read the terms and conditions carefully and choose a card that fits your needs and spending habits.

HSBC Cards Singapore: Eligibility and Application

If you are looking for a credit card that suits your lifestyle, HSBC Singapore offers a range of credit cards with different benefits and rewards. Before you apply for a credit card, it is essential to understand the eligibility criteria and application process.

HSBC Cards Singapore: Income and Employment Criteria

To be eligible for an HSBC credit card, you need to meet specific income and employment criteria. The minimum income requirements vary depending on the type of card you are applying for. For example, the HSBC Advance Credit Card requires a minimum annual income of SGD 30,000, while the HSBC Visa Platinum Credit Card requires a minimum yearly income of SGD 40,000.

In addition to the minimum income requirements, you must also be employed and have a valid work permit or employment pass. Self-employed individuals are also eligible to apply for HSBC credit cards, but they need to provide additional documentation to support their income.

HSBC Premier Customer Advantages

If you are an HSBC Premier customer, you can enjoy additional benefits and rewards when you apply for an HSBC credit card. HSBC Premier is a premium banking service that requires a minimum total relationship balance of SGD 200,000 with HSBC.

As an HSBC Premier customer, you can enjoy exclusive rewards such as cashback, air miles, and discounts on dining and shopping. You can also enjoy a waiver of the annual fee for selected credit cards.

HSBC Cards Singapore: Application Process and Requirements

To apply for an HSBC credit card, you can visit the HSBC website and fill out an online application form. You will need to provide personal information such as your name, address, and contact details. You will also need to provide information about your income and employment.

Once you have submitted your application, HSBC will review it and may request additional documents, such as your income tax assessment or employment pass. If your application is approved, you will receive your credit card within 7-10 working days.

In summary, HSBC Singapore offers a range of credit cards with different benefits and rewards. To be eligible for an HSBC credit card, you need to meet specific income and employment criteria. HSBC Premier customers can enjoy additional benefits and rewards. To apply for an HSBC credit card, you can visit the HSBC website and fill out an online application form.

HSBC Cards Singapore: Additional Cardholder Perks

Exclusive Lifestyle Benefits

With an HSBC credit card, you can access over 1,000 airport lounges worldwide, making your travel experience more comfortable and convenient. You can also enjoy expedited immigration clearance at selected airports, which means less time spent in line and more time exploring your destination.

Home and Family Features

HSBC understands the importance of family, which is why they offer a range of benefits for your loved ones. You can add up to 5 supplementary cards for your family members, which means they can enjoy the same benefits as you. You can also get discounts on dining and entertainment for your family, as well as access to exclusive events.

Health and Wellness Services

HSBC also offers health and wellness services to help you take care of yourself and your loved ones. With their telemedicine service, you can consult with a doctor over the phone or video call, making it easier to get medical advice and treatment. They also offer health screenings and gym membership discounts, so you can stay healthy and active.

Overall, HSBC offers a range of additional cardholder perks that can make your life easier and more enjoyable. Whether you’re travelling, spending time with your family, or taking care of your health, HSBC has got you covered.

Digital Banking and Contactless Features

Are you always on the go and want to manage your finances with ease? HSBC credit cards in Singapore offer seamless online transactions and contactless payment advantages that make banking a breeze.

Seamless Online Transactions

With HSBC credit cards, you can enjoy the convenience of online banking from anywhere, anytime. You can easily access your account online, view your transactions, and make payments with just a few clicks. You can also set up automatic payments and receive electronic statements, making it easier to manage your finances.

HSBC’s online banking platform is user-friendly and secure, ensuring that your personal and financial information is protected at all times. You can also enjoy features such as real-time alerts and notifications, which help you keep track of your spending and account activity.

Contactless Payment Advantages

HSBC credit cards also come with contactless payment technology, which allows you to make payments quickly and securely without having to swipe or insert your card. Simply tap your card on the contactless reader, and you’re done!

Contactless payments are not only convenient but also more secure than traditional payment methods. With contactless payments, you don’t have to hand over your card to a cashier, reducing the risk of card skimming and fraud.

HSBC credit cards in Singapore also offer rewards for contactless spending, so you can earn points or cashback every time you make a contactless payment. This is a great way to save money while enjoying the convenience of contactless payments.

In conclusion, HSBC credit cards in Singapore offer seamless online transactions and contactless payment advantages that make banking easy and convenient. With features such as real-time alerts, automatic payments, and contactless payments, managing your finances has never been easier.

HSBC Cards Singapore: Comparing HSBC with Other Banks

When it comes to choosing a credit card, it’s important to compare the options available to you. HSBC offers a range of credit cards with different benefits, but how do they compare to other banks? Let’s take a look at two popular options.

HSBC vs UOB One Card

The UOB One Card is known for its high cashback rates, but how does it compare to HSBC’s credit cards? While the UOB One Card offers up to 5% cashback on selected categories, HSBC’s credit cards offer a range of benefits including reward points, miles, and cashback.

If you’re looking for a card that offers more flexibility, HSBC’s credit cards may be a better fit for you. With the HSBC Revolution Credit Card, for example, you can earn reward points on all your spending, including online and contactless payments. Plus, you can redeem your points for a range of rewards, including shopping vouchers, air miles, and more.

HSBC vs Wise International Card

If you’re looking for a debit card that you can use internationally, Wise’s debit card may be a good option. With mid-market exchange rates and no foreign transaction fees, it can be a handy addition to any HSBC credit card you pick.

However, if you’re looking for a credit card that offers more benefits, HSBC’s credit cards may be a better choice. With the HSBC Visa Platinum Credit Card, for example, you can earn cashback on your spending, as well as enjoy discounts on dining, shopping, and more.

Overall, it’s important to consider your own spending habits and needs when choosing a credit card. While the UOB One Card and Wise’s debit card may offer some benefits, HSBC’s credit cards offer a wider range of rewards and benefits that may be more suited to your lifestyle.

Frequently Asked Questions

What dazzling perks does the HSBC Revolution Card offer for digital spenders?

If you are a digital spender, the HSBC Revolution Card is perfect for you. You can earn up to 10X rewards points for online purchases and contactless payments, which is equivalent to 4 miles or 2.5% cashback for every dollar spent.

Moreover, you can enjoy a host of benefits, such as free travel insurance, dining privileges, and exclusive deals on entertainment, shopping, and more.

How can expats unlock the benefits of an HSBC credit card in Singapore?

Expats in Singapore can easily unlock the benefits of an HSBC credit card by fulfilling the eligibility criteria, which include a minimum income requirement, age limit, and other documents such as proof of employment and residency status.

The application process is simple and straightforward, and you can apply online or visit any HSBC branch in Singapore to get started.

Which HSBC credit card tops the chart for maximising travel rewards?

If you are a frequent traveller, the HSBC Visa Infinite Card is perfect for you. You can earn up to 2 air miles per dollar spent on overseas transactions and enjoy exclusive travel privileges such as free airport lounge access, travel insurance, and more.

Moreover, you can earn up to 1 air mile per dollar spent on local transactions and enjoy other benefits such as dining privileges, golfing privileges, and more.

Are there any exclusive advantages for HSBC Advance Credit Card holders?

Yes, HSBC Advance Credit Card holders can enjoy a host of exclusive advantages, such as cashback on recurring mobile and internet bills, cashback on contactless payments, and more.

Moreover, you can enjoy dining privileges, shopping discounts, and other benefits that are tailored to your lifestyle needs.

What are the eligibility criteria for foreigners to apply for an HSBC credit card?

Foreigners who wish to apply for an HSBC credit card in Singapore must fulfil the eligibility criteria, which include a minimum income requirement, age limit, and other documents such as proof of employment and residency status.