What is VWO Helpline?
Debt is a serious matter which is taken care of with utmost importance by the Singapore government. For the safety of both the debtor and creditor, many Voluntary Welfare Organizations (VWO) act as a mediators to debt resolution. Here at Accredit, we have strong partnerships with several VWOs to ensure that fair judgments are made on our part and the debtors are assisted. Many beneficiaries from VWOs have benefitted from our debt restructuring scheme, ensuring that the debt repayment process is carried out smoothly without further confusion.
Find out more at our partnering VWOS today.
Know Your
Loan Eligibility
PERSONAL LOAN
Borrower’s Annual Income | Singapore/Permanent Residents | Foreigners |
---|---|---|
Less than $10,000 | $3000 | $500 |
Between $10,000 to $20,000 | $3000 | $3000 |
Greater than $20,000 | 6X monthly income | 6X monthly income |
Longer Tenures
We offer personal loans with longer tenures to help borrowers manage their repayment schedules. We firmly believe that loans and financing should help borrowers with their problems rather than becoming a financial burden. Longer tenures will greatly relieve borrowers from their monthly debt obligations.
Competitive Pricing
Our Competitive Pricing model will allow borrowers with good repayment behavior to benefit from lower interest rates and fees. By offering cross-branch repayment and various repayment channels to maximize convenience, we encourage all borrowers to make timely repayments to enjoy our Competitive Pricing.
A loan is not a permanent solution to your cash flow problems. Accredit Moneylender offers you short term solutions to your cash management. We advise you to engage in proper financial planning to make sure you do not become debt-ridden.
NEVER BORROW MORE THAN YOU CAN REPAY
You are legally obligated to repay the amount that you borrow, as per your repayment plan. Defaulting might result in a decline in your credit worthiness. Never borrow more than you can afford to repay. Our consultants will help you work out a manageable repayment plan.
ONLY BORROW FROM LICENSED MONEYLENDER
Unlicensed Moneylenders, or Loan Sharks, are rampant these days. Please exercise your caution when dealing with a loan source you are unfamiliar with. You are encouraged to check with the Ministry of Law’s List of Licensed Moneylenders in Singapore to ensure you are dealing with a legitimate source.