If you’re a frequent flyer with Singapore Airlines, you’re probably looking for ways to maximise your KrisFlyer miles and earn rewards faster. One way to do this is by using the right credit card. With so many options available, it can be overwhelming to choose the best one. That’s why we’ve put together this guide to help you find the best credit card for KrisFlyer miles in Singapore.
In this article, we’ll cover everything you need to know about KrisFlyer miles and their benefits. We’ll also help you understand how to choose the right KrisFlyer credit card, how to maximise miles on everyday spending, and the benefits of premium KrisFlyer credit cards. Additionally, we’ll provide insights into fees and charges, additional card features and services, strategic use of sign-up bonuses and promotions, as well as cardholder experiences and reviews. So, whether you’re a frequent flyer or a casual traveller, read on to discover which credit card is the best for earning KrisFlyer miles in Singapore.
Key Takeaways
- Finding the best credit card for KrisFlyer miles in Singapore can be overwhelming, but it’s worth the effort to maximise your rewards.
- Understanding the benefits of KrisFlyer miles and how to choose the right credit card can help you earn rewards faster.
- Maximising miles on everyday spending, taking advantage of sign-up bonuses and promotions, and understanding fees and charges can all help you get the most out of your KrisFlyer credit card.
Understanding KrisFlyer Miles and Their Benefits
If you’re a frequent flyer with Singapore Airlines, you may have heard of KrisFlyer Miles. These miles can be earned by using a KrisFlyer co-branded credit card or by flying with Singapore Airlines or its partner airlines. In this section, we’ll explore the benefits of KrisFlyer miles and how you can earn and redeem them.
Earning KrisFlyer Miles
There are many ways to earn KrisFlyer miles. One of the easiest ways is by using a KrisFlyer co-branded credit card. These cards offer bonus miles for spending on travel, shopping, dining, and online shopping. For example, the UOB KrisFlyer Credit Card offers 3 miles for every S$1 spent on dining, food delivery, online shopping, travel, and transport (including public transport), provided you spend at least S$500 annually with KrisShop and SIA. With a KrisFlyer UOB Deposit Account, you can earn bonus miles rates: 5 bonus miles per S$1 spending (or) 6 bonus miles per S$1 spending with minimum S$2,000.
Another way to earn KrisFlyer miles is by flying with Singapore Airlines or its partner airlines. You can earn miles based on the distance you fly and the class of service you choose. For example, a one-way flight from Singapore to Sydney in economy class will earn you 3,700 KrisFlyer miles, while a one-way flight from Singapore to Sydney in business class will earn you 7,800 KrisFlyer miles.
Redeeming KrisFlyer Miles
KrisFlyer miles can be redeemed for a wide range of rewards, including flights, upgrades, hotel stays, car rentals, and more. One of the best ways to redeem KrisFlyer miles is for flights on Singapore Airlines or its partner airlines. You can use your miles to book flights in economy, premium economy, business, or first class. You can also use your miles to upgrade your existing booking to a higher class of service.
Another great way to redeem KrisFlyer miles is for hotel stays. KrisFlyer has partnerships with a number of hotel chains, including Marriott, Hilton, and InterContinental. You can use your miles to book free nights or to get discounts on your hotel stays.
In conclusion, KrisFlyer miles are a great way to earn rewards for your travel and spending. Whether you’re using a KrisFlyer co-branded credit card or flying with Singapore Airlines, there are many ways to earn miles. And with a wide range of rewards available for redemption, KrisFlyer miles offer great value for your money.
Choosing the Right KrisFlyer Credit Card
If you’re looking for a credit card that can help you earn KrisFlyer miles, you have a variety of options to choose from. With so many different cards available, it can be difficult to determine which one is the best fit for your needs. Here are some factors to consider when choosing the right KrisFlyer credit card for you.
Comparing Top KrisFlyer Credit Cards
One of the first things to consider when choosing a KrisFlyer credit card is the card’s benefits and rewards. Some of the top KrisFlyer credit cards in Singapore include the AMEX KrisFlyer, DBS Altitude, UOB KrisFlyer Card, and Citi PremierMiles. Each of these cards offers different rewards and benefits, so it’s important to compare them to determine which one is the best fit for your needs.
For example, the AMEX KrisFlyer card offers a sign-up bonus of up to 31,000 KrisFlyer miles and a first-year annual fee waiver. The DBS Altitude card offers up to 10 miles per dollar spent on online flight and hotel bookings, while the UOB KrisFlyer Card offers up to 3.3 KrisFlyer miles per dollar spent on dining and online shopping. The Citi PremierMiles card offers up to 10 miles per dollar spent on travel bookings.
Assessing Your Spending Habits
Another important factor to consider when choosing a KrisFlyer credit card is your spending habits. Some cards may offer more rewards for certain types of spending, such as dining or travel. It’s important to choose a card that aligns with your spending habits to maximize your rewards.
In addition to rewards, it’s also important to consider the card’s annual fee and income requirement. Some cards may have higher annual fees or income requirements than others, so it’s important to choose a card that fits within your budget.
Overall, choosing the right KrisFlyer credit card requires careful consideration of the card’s benefits, rewards, and fees, as well as your own spending habits. By taking the time to compare different cards and assess your own needs, you can find a KrisFlyer credit card that helps you earn rewards while fitting within your budget.
Maximising Miles on Everyday Spending
If you’re looking to maximise your KrisFlyer miles on everyday spending, then you’ll want to choose a credit card that rewards you for your daily expenses. Here are some of the best credit cards in Singapore that offer rewards for local spend, online spend, dining, and transport.
Local Spend Rewards
When it comes to local spend, the UOB PRVI Miles credit card is a great option. You’ll earn 1.4 miles per dollar spent locally, and 2.4 miles per dollar spent overseas. Plus, you can earn bonus miles when you spend on Grab, dining, and petrol.
Another great option for local spend is the Citi PremierMiles credit card. You’ll earn 1.2 miles per dollar spent locally, and 2 miles per dollar spent overseas. Plus, you can earn bonus miles when you spend on food delivery, transport, and services.
Online Spend Bonuses
If you do a lot of online shopping, then the DBS Altitude credit card is a great option. You’ll earn 1.2 miles per dollar spent locally, and 2 miles per dollar spent overseas. Plus, you can earn bonus miles when you spend online.
Another great option for online spend is the HSBC Revolution credit card. You’ll earn 1 mile per dollar spent locally, and 2 miles per dollar spent overseas. Plus, you can earn bonus miles when you spend on dining and entertainment.
Dining and Transport Perks
If you’re looking for a credit card that rewards you for dining and transport, then the UOB KrisFlyer credit card is a great option. You’ll earn 1.2 miles per dollar spent locally, and 3 miles per dollar spent on dining and transport. Plus, you can earn bonus miles when you spend on Grab and petrol.
Another great option for dining and transport is the Maybank Horizon credit card. You’ll earn 3.2 miles per dollar spent on dining, petrol, and transport, and 2 miles per dollar spent on travel. Plus, you can earn bonus miles when you spend on food delivery and services.
Overall, there are many great credit cards in Singapore that offer rewards for everyday spending. By choosing the right credit card, you can earn bonus miles on your daily expenses and get closer to your next vacation.
Benefits of Premium KrisFlyer Credit Cards
If you’re a frequent traveler, a premium KrisFlyer credit card can be a great addition to your wallet. These cards come with a range of benefits that can help you earn miles faster and enjoy exclusive travel perks. Here are some of the benefits you can expect from a premium KrisFlyer credit card:
Exclusive Travel Perks
Premium KrisFlyer credit cards often come with a range of travel perks that can make your trips more comfortable and convenient. For example, some cards offer complimentary airport lounge access, priority check-in and boarding, and even free hotel stays. These perks can help you save money and make your travel experience more enjoyable.
Higher Earn Rates and Bonuses
Another advantage of premium KrisFlyer credit cards is that they often offer higher earn rates and bonuses than standard cards. For example, you might earn two or three miles per dollar spent on travel and dining, instead of the standard one mile per dollar. Some cards also offer generous welcome bonuses and sign-up bonuses, which can help you earn a large number of miles quickly.
Premium KrisFlyer credit cards often come with higher annual fees and minimum income requirements than standard cards. However, if you’re a frequent traveler, the benefits can easily outweigh the costs. Before you apply for a premium KrisFlyer credit card, be sure to compare the earn rates, bonuses, and perks of different cards to find the one that best suits your needs.
Overall, a premium KrisFlyer credit card can be an excellent choice for frequent travelers who want to earn miles faster and enjoy exclusive travel perks. With higher earn rates, generous bonuses, and a range of travel benefits, these cards can help you make the most of your trips and save money on travel expenses.
Understanding Fees and Charges
When choosing a credit card for KrisFlyer miles, it’s important to understand the fees and charges associated with the card. Here are the fees and charges you should be aware of:
Annual Fees and Waivers
Most credit cards charge an annual fee, which can range from $0 to several hundred dollars. However, some credit cards offer an annual fee waiver for the first year or for subsequent years if you meet certain spending requirements. For example, the UOB KrisFlyer Card offers an annual fee waiver for the first year and subsequent years if you spend at least $10,000 per year on the card.
Foreign Transaction Fees
If you plan to use your credit card for foreign currency spending, you should be aware of the foreign transaction fees. These fees are typically a percentage of the transaction amount and can range from 1% to 3%. For example, the KrisFlyer UOB Card charges a 2.8% foreign currency transaction fee.
It’s also important to note that foreign currency spending may be subject to a conversion fee, which is the difference between the exchange rate used by the credit card company and the actual exchange rate. This fee can vary depending on the credit card company and the currency being converted.
GST and Other Fees
In addition to the annual fee and foreign transaction fees, there may be other fees associated with your credit card. For example, some credit cards charge a conversion fee for converting your KrisFlyer miles into actual flight tickets. You should also be aware of any GST charges that may apply to your credit card transactions.
Before applying for a credit card, it’s important to read the terms and conditions carefully to understand all the fees and charges associated with the card. By doing so, you can make an informed decision and choose the credit card that best suits your needs.
Additional Card Features and Services
As you evaluate the best credit card for KrisFlyer miles in Singapore, it’s essential to consider the additional card features and services that come with the card. These features can make your experience more convenient and secure. Here are some of the additional card features and services you should consider:
Supplementary Cards
If you have a family member or friend who travels frequently, you can request a supplementary card for them. This way, they can also earn KrisFlyer miles for their purchases and contribute to your overall miles balance. Some credit cards allow you to request multiple supplementary cards, so you can add your spouse or children as well.
Contactless Payments and Security
Most credit cards in Singapore now come with contactless payment options, allowing you to make transactions without having to insert your card into the machine. This feature is not only convenient, but it also increases security since you don’t have to hand over your card to the merchant. Some cards even come with additional security features such as two-factor authentication and fraud detection alerts.
Customer Service and Support
When choosing a credit card, you should also consider the level of customer service and support provided by the issuing bank. This includes access to a customer service hotline, online chat support, and a mobile app for managing your account. Some banks also offer additional perks such as concierge services, airport lounge access, and travel insurance.
Overall, the additional card features and services can make a significant difference in your experience with the credit card. From supplementary cards to contactless payments and customer service, these features can enhance your experience and make earning KrisFlyer miles more convenient and secure.
Strategic Use of Sign-Up Bonuses and Promotions
Are you looking to maximise your KrisFlyer miles earnings? Look no further than sign-up bonuses and promotions! These are a great way to quickly earn bonus miles and boost your account balance. Here are some tips for navigating sign-up offers and leveraging promotional periods.
Navigating Sign-Up Offers
When looking for a new credit card, keep an eye out for sign-up bonuses. These are rewards given to new cardholders who meet certain criteria, such as making a minimum spend within a specified time period. Sign-up bonuses can range from a few thousand to tens of thousands of miles, so it’s worth taking the time to find the best offer for you.
Be sure to read the terms and conditions carefully, as there may be restrictions on who is eligible for the bonus, how long you have to meet the spend requirement, and whether the bonus is awarded in one lump sum or spread out over several months. Some cards may also have an annual fee, so factor that into your calculations when deciding whether to apply.
Leveraging Promotional Periods
Many credit cards offer promotional periods where you can earn bonus miles for certain types of spending, such as dining or travel. These periods may be limited to certain calendar months or apply to all spending during a specified time frame.
To take advantage of these promotions, plan your spending accordingly. For example, if you know you’ll be travelling in a few months, look for a card that offers bonus miles on travel spending during that time period. Similarly, if you have a big purchase coming up, see if you can time it to coincide with a promotional period for that category.
Remember to keep track of your spending and stay within your budget. While sign-up bonuses and promotional periods can be a great way to earn bonus miles, it’s important to avoid overspending or carrying a balance on your card, as this can negate any benefits you receive.
By strategically using sign-up bonuses and promotions, you can quickly boost your KrisFlyer miles balance and get closer to your next redemption.
Cardholder Experiences and Reviews
Real-life Success Stories
When it comes to choosing the best credit card for KrisFlyer miles in Singapore, it’s important to hear from people who have actually used the cards and earned miles. Many cardholders have shared their experiences and success stories online, which can give you a better idea of what to expect.
One American Express KrisFlyer cardholder shared that they were able to earn enough miles for a round-trip flight to Japan within just a few months of using the card for their everyday spending. Another cardholder who used the DBS Altitude card for their travel expenses was able to earn enough miles for a free flight to Bali in just a few months.
Comparative Analysis of Cardholder Benefits
If you’re looking for a more in-depth analysis of the benefits and rewards offered by different credit cards for KrisFlyer miles, there are many resources available online. One comparison by SingSaver compared the American Express KrisFlyer card, UOB KrisFlyer card, and Citi PremierMiles card, looking at factors such as earn rates, sign-up bonuses, and annual fees. The comparison found that the American Express KrisFlyer card offered the highest earn rate for KrisFlyer miles, while the UOB KrisFlyer card had the best sign-up bonus.
Another comparison by MoneySmart looked at the best rewards cards in Singapore, including those for travel and online shopping. The comparison included the AMEX KrisFlyer card, UOB PRVI Miles card, and OCBC 90°N card, among others. The comparison found that the UOB PRVI Miles card offered the best earn rate for general spending, while the AMEX KrisFlyer card was the best for earning KrisFlyer miles specifically.
Overall, it’s important to consider your own spending habits and travel goals when choosing a credit card for KrisFlyer miles. With so many options available, there’s sure to be a card that’s right for you.
Frequently Asked Questions
Which card offers the most exciting rewards for frequent Singapore Airlines flyers?
If you are a frequent Singapore Airlines flyer, you should consider the AMEX Platinum Charge Card. This card offers exciting rewards, including 350,000 bonus Membership Rewards points when you apply, are approved and spend $3,000 on your new card within the first three months. That’s worth 175,000 bonus KrisFlyer miles, after converting your Membership Rewards points to KrisFlyer at a 2:1 rate.
How can I rapidly accumulate KrisFlyer miles through my everyday spending?
To rapidly accumulate KrisFlyer miles through your everyday spending, you should consider the UOB PRVI Miles Card. This card offers up to 1.4 miles per dollar spent locally and up to 2.4 miles per dollar spent overseas. You can also earn up to 10 miles per dollar spent on hotel bookings with Agoda, Expedia, and UOB Travel.
What’s the top card for converting purchases into KrisFlyer miles?
If you are looking for a card that can help you convert your purchases into KrisFlyer miles, you should consider the OCBC 90°N Card. This card offers up to 4 miles per dollar spent on Singapore Airlines flights and up to 1.2 miles per dollar spent on all other purchases.
Are there any credit cards that provide exclusive perks for KrisFlyer members?
Yes, the AMEX KrisFlyer Credit Card provides exclusive perks for KrisFlyer members. These perks include a complimentary one-time access to the SATS Premier Lounge at Changi Airport Terminal 3 and a 50% discount on eligible KrisFlyer redemption bookings.
Which card should a loyal Singapore Airlines customer choose to maximise their mile earnings?
If you are a loyal Singapore Airlines customer, you should consider the UOB KrisFlyer Credit Card. This card offers up to 3 miles per dollar spent on Singapore Airlines flights and up to 1.2 miles per dollar spent on all other purchases.
What are the most thrilling benefits of using the UOB PRVI Miles Card for travel enthusiasts?
If you are a travel enthusiast, the UOB PRVI Miles Card offers many thrilling benefits, including complimentary travel insurance coverage of up to $1 million, complimentary airport limousine transfers, and exclusive access to over 1,000 airport lounges worldwide with the Mastercard Airport Experiences by LoungeKey program.
