Low Interest Singapore Education Financing
Education is one facet of your life that you cannot compromise on. Whether it’s the education of your kids or your own further studies, you will look for the best of courses and institutes to enroll in for a higher level of education. While the knowledge is wholesome, the fees for the course also tends to be a little on the higher side. But with Accredit, you need not worry about it as we understand the importance of right education and provide complete education financing plans with equitable interest rate to keep up with your learning journey.
|Borrower's Annual Income||Singapore/Permanent Residents||Foreigners|
|Less than $10,000||$3000||$500|
|Between $10,000 to $20,000||$3000||$3000|
|Greater than $20,000||6X monthly income||6X monthly income|
We offer personal loans with longer tenures to help borrowers manage their repayment schedules. We firmly believe that loans and financing should help borrowers with their problems rather than becoming a financial burden. Longer tenures will greatly relieve borrowers from their monthly debt obligations.
Our Competitive Pricing model will allow borrowers with good repayment behavior to benefit from lower interest rates and fees. By offering cross-branch repayment and various repayment channels to maximize convenience, we encourage all borrowers to make timely repayments to enjoy our Competitive Pricing.
A loan is not a permanent solution to your cash flow problems. Accredit Moneylender offers you short term solutions to your cash management. We advise you to engage in proper financial planning to make sure you do not become debt-ridden.
You are legally obligated to repay the amount that you borrow, as per your repayment plan. Defaulting might result in a decline in your credit worthiness. Never borrow more than you can afford to repay. Our consultants will help you work out a manageable repayment plan.
Unlicensed Moneylenders, or Loan Sharks, are rampant these days. Please exercise your caution when dealing with a loan source you are unfamiliar with. You are encouraged to check with the Ministry of Law’s List of Licensed Moneylenders in Singapore to ensure you are dealing with a legitimate source.
5 Ways to Pay Your College Fees Without Taking Help
Planning to go to college, but don’t want to seek help from your parents and relatives? Sure, you can do it, and it is way simpler than you’ve been thinking. All you have to do is be ready to act, put a lot of effort, and follow these tips. You will be successful.
1. Apply For Grants
There are a variety of grants and scholarships available in Singapore. Talking about scholarships, some are merit-based, so you must have good grades or fulfill service requirements to qualify. But others are based on your situation, your location, or the college you’re attending. The Tuition Grant Scheme was implemented by the Singapore Government to assist students with the fees of tertiary education in Singapore. This grant is offer to students enrolled for the full-time diploma or undergraduate courses in the Institutes of Higher Learning (subject to guidelines under existing policy). Grants or scholarships are often available for participating in things like student teaching, internships, or senior projects as well.
2. Apply For a Loan
Another option to pay the fees is to take out one or more Education Financing, but be careful about how much you borrow. Budget how much you’ll need per semester and take on only that much debt. You’ll have more financial freedom when you graduate from college, and it comes time to begin paying these loans back if you don’t start out with huge balances. Your best option is apply the education loan from Accredit licensed money lender. We will give you the low interest rate with flexible repayment schedule.
3. Start Working
If you are planning to pay off your college fees without taking anybody’s help, not even your parents’, you will have to work while you study. That’s where you’ll get some good money to pay the fees and also survive on your own. You might wish you could pay for college without working, but a job should definitely be something you consider. There are several approaches to working and attending college at the same time. You can work in the summer and save all you earn to pay for your expenses during the college year. But if you can work full time and attend college part-time, you might qualify for tuition reimbursement through your job. Another option is to attend college full time and work part-time. The key to making this work is finding a great college job. At the very least, you might want to consider some side hustles to help you raise extra money.
4. Look for an Alternative
You don’t have to go to a full-time or usual institution to gain quality knowledge and study. In many states, you have a flagship state university, and then you have ‘directional colleges.’ A directional college is simply any college with a description of where it is geographically located in the name. These kinds of colleges tend to devote more of their money to classroom teaching, rather than to faculty research. They have higher efficiency and lower tuition. So if you look at a directional college, you may save a substantial amount of money on education.
Another option to consider is an online college. Tuition is radically less, sometimes as much as 50% cheaper, and in most cases, classes are identical to those you’d undertake in a brick-and-mortar classroom. You can also study and “attend” when it fits your schedule, allowing you to hold down a job as well more easily.
5. Opt for Job that Offers Tuition Assistance
Some companies offer tuition assistance; the really awesome ones even offer it for part-timers. Juggling work and college can be hard, but it’s a little easier to roll out of bed for an early shift when you know you’re earning extra toward your education. So do your research, ask the employers you give interviews with about tuition assistance, compare your options, and then select the right offer that has this benefit. This way, at least the cost of your tuition will be taken care of.
And then we come to the crucial point, save! The sooner you start tucking money aside in a savings account, the better. But more than that, it is important to save as much money as you can. You will have to compromise on the lifestyle until you pay your fees and also the obligations related to it. The more you save, the better will be for you to pay the fees and debts without feeling a crunch. Your saving does not have to be a huge amount, even little chunks of money that you put in every month or quarterly can take a huge load off your shoulders.
Accredit is the trusted and responsible lender in Singapore to apply for education funding
No where else, Accredit is your best choice apply for education loan. Talk to our loan advisor about your education development with which college you study then he will give you some suggestion. We are happy to share the latest economy trend and knowledge to you. Accredit licensed money lender able to provide you the brighten future.
Hurry come our office at Tampines to grab the education loan to continue your study. Office address is 503 Tampines Central 1,
#01-315, Singapore 520503.