What is Debt Consolidation?

Debt consolidation is a process in which we help you consolidate a new loan in order to repay smaller unsecured loans and liabilities. This product is helpful if you are unable to clear payday loans, credit card debts or other such smaller liabilities. In this process, we combine all your smaller liabilities and loans into a single loan that can help you clear it with ease. Our experienced loan advisors will be helpful and offer you advice in every step of debt consolidation to make sure it happens smoothly.

Know Your
Loan Eligibility

PERSONAL LOAN

Borrower's Annual IncomeSingapore/Permanent ResidentsForeigners
Less than $10,000$3000$500
Between $10,000 to $20,000$3000$3000
Greater than $20,0006X monthly income6X monthly income

Longer Tenures

We offer personal loans with longer tenures to help borrowers manage their repayment schedules. We firmly believe that loans and financing should help borrowers with their problems rather than becoming a financial burden. Longer tenures will greatly relieve borrowers from their monthly debt obligations.

Competitive Pricing

Our Competitive Pricing model will allow borrowers with good repayment behavior to benefit from lower interest rates and fees. By offering cross-branch repayment and various repayment channels to maximize convenience, we encourage all borrowers to make timely repayments to enjoy our Competitive Pricing.

A loan is not a permanent solution to your cash flow problems. Accredit Moneylender offers you short term solutions to your cash management. We advise you to engage in proper financial planning to make sure you do not become debt-ridden.

You are legally obligated to repay the amount that you borrow, as per your repayment plan. Defaulting might result in a decline in your credit worthiness. Never borrow more than you can afford to repay. Our consultants will help you work out a manageable repayment plan.

Unlicensed Moneylenders, or Loan Sharks, are rampant these days. Please exercise your caution when dealing with a loan source you are unfamiliar with. You are encouraged to check with the Ministry of Law’s List of Licensed Moneylenders in Singapore to ensure you are dealing with a legitimate source.