Regain Control of Your Finances
Credit counselling for locals and foreigners in Singapore. If you need help managing your debt due to changes in your financial situation, Accredit is here to help.
Our credit counselling services are designed to help you find a balance between essential expenses and debt repayments. After reviewing your outstanding debt amounts, we can consolidate them into a single loan with an interest rate under 4%. From there, we’ll create a structured repayment schedule to get you out of debt as soon as possible. Alternatively, we can also provide credit counselling and debt advisory services to help manage your financial circumstances.
Our credit counselling services are designed to help you find a balance between essential expenses and debt repayments. After reviewing your outstanding debt amounts, we can consolidate them into a single loan with an interest rate under 4%. From there, we’ll create a structured repayment schedule to get you out of debt as soon as possible. Alternatively, we can also provide credit counselling and debt advisory services to help manage your financial circumstances.
As a local licensed money lender, we genuinely care about helping you find a way out of debt. Our credit counselling expertise is backed by 2500+ 5-star customer reviews – proof of our commitment to providing debt management assistance for Singapore residents.
Need counselling? Reach us at anytime!
We are ready to listen your story.
What is Involved in Credit Counselling?
We start by reviewing your financial situation. You’ll be asked about your income, expenses, debts, and assets. After calculating your outstanding debt amount, we’ll provide advice on how to manage your current circumstances. Where appropriate, we can design a loan that consolidates each of your debts into a single source. The terms of the loan will take your living expenses (personal and household costs) into account. The maximum loan amount we can consolidate will be up to six times your monthly income. If you have substantial debt of up to 12 times your monthly income, you may be eligible to apply for the Debt Management Programme (DMP) under Credit Counselling Singapore.
Apply for Credit Counselling in Singapore
- Make an inquiry — Use the form on this page or contact us via WhatsApp. You can also head down to any of our four branches in Tampines, Yishun, Jurong, or Hougang to speak to our credit counselling officers.
- Schedule a session — Our credit counselling officers will respond to your request to book a convenient time and location for the session.
- Prepare documents — We will need to assess your current finances, expenses, and outstanding debt amounts to carry out financial planning. Bring along your bank statements, latest payslips and loan agreements.
- Attend the session — Meet with our credit counsellors to discuss your debt repayment options. If you are unable to attend due to accessibility issues, we can arrange a virtual credit counselling session.
