If you’re a frequent traveller or a loyal Singapore Airlines customer, the KrisFlyer UOB Credit Card might be the perfect fit for you. This credit card offers exclusive travel privileges, earning opportunities for KrisFlyer miles, and other rewards that cater to your lifestyle needs. In this article, we’ll provide you with everything you need to know about the KrisFlyer UOB Credit Card in Singapore.
The KrisFlyer UOB Credit Card is a co-branded credit card between United Overseas Bank (UOB) and Singapore Airlines. As a cardholder, you can earn KrisFlyer miles for every dollar spent on eligible purchases, which can be redeemed for flights, upgrades, and other travel-related expenses. Additionally, the card offers various travel benefits such as complimentary travel insurance, airport lounge access, and priority check-in services.
Key Takeaways
- The KrisFlyer UOB Credit Card is a co-branded credit card between UOB and Singapore Airlines that offers exclusive travel privileges and earning opportunities for KrisFlyer miles.
- Cardholders can earn KrisFlyer miles for every dollar spent on eligible purchases, which can be redeemed for flights, upgrades, and other travel-related expenses.
- The card offers various travel benefits such as complimentary travel insurance, airport lounge access, and priority check-in services.
KrisFlyer UOB Credit Card Overview
If you’re a frequent flyer based in Singapore, you’ll be thrilled to learn about the KrisFlyer UOB Credit Card. This card is designed to cater to the travel-savvy individuals, offering a plethora of benefits and rewards. With this card, you can earn KrisFlyer miles as you spend on various categories, making it an ideal choice for those who love to travel and explore new destinations.
The KrisFlyer UOB Credit Card comes with a range of perks, including accelerated miles earning rates for specific spending categories such as dining, online shopping, and travel expenses. Additionally, the card offers an array of travel privileges and exclusive offers that are sure to enhance your overall travel experience.
Moreover, the KrisFlyer UOB Credit Card offers competitive annual fees and minimum income requirements, making it accessible to both Singapore citizens and foreigners. Before applying, it’s essential to review the terms and conditions to fully understand the benefits and responsibilities associated with the card.
Earning KrisFlyer Miles
If you’re a frequent traveller, the KrisFlyer UOB Credit Card is the perfect card for you. With the KrisFlyer UOB Credit Card, you can earn KrisFlyer miles on every transaction you make. Here’s everything you need to know about earning KrisFlyer miles with the KrisFlyer UOB Credit Card.
Welcome Bonus
As a new-to-bank applicant, you can earn up to 12,000 KrisFlyer miles when you apply for the KrisFlyer UOB Credit Card. To be eligible, you need to spend a minimum of S$2,000 within 60 days of card approval. This is a great way to kick start your KrisFlyer miles accumulation.
Everyday Spend Categories
The KrisFlyer UOB Credit Card offers accelerated miles on everyday spend categories. You can earn up to 3 KrisFlyer miles per S$1 spent on dining, online shopping, food delivery, and local commuter transport (including taxi rides and car rentals) transactions. This makes it easy to earn KrisFlyer miles on your everyday spend.
Bonus Miles Accumulation
In addition to the everyday spend categories, the KrisFlyer UOB Credit Card also offers bonus miles accumulation. You can earn up to 15 KrisFlyer miles per S$5 spent on Singapore Airlines, Scoot, KrisShop, and Kris+ transactions. This includes using your KrisFlyer UOB Credit Card to pay for taxes and surcharges on an award flight booked via KrisFlyer, or for add-ons such as extra baggage allowance or seat selection.
Additional Card Benefits
As a KrisFlyer UOB Credit Cardholder, you’ll also enjoy additional card benefits. You can earn up to 6 bonus KrisFlyer miles for every S$1 spent on your supplementary card, and up to 3 bonus KrisFlyer miles for every S$1 spent on your principal card. Plus, you’ll be eligible for elite silver status with Singapore Airlines when you spend a minimum of S$5,000 on eligible card transactions within the first 12 months of card approval.
Overall, the KrisFlyer UOB Credit Card is a fantastic way to earn KrisFlyer miles on your everyday spend. With accelerated miles on dining, online shopping, food delivery, and local commuter transport transactions, as well as bonus miles accumulation on Singapore Airlines, Scoot, KrisShop, and Kris+ transactions, you’ll be well on your way to your next travel adventure.
Exclusive Travel Privileges
If you are a frequent traveler, the KrisFlyer UOB Credit Card is the perfect card for you. With this card, you can enjoy exclusive travel privileges that will make your travel experience more enjoyable and rewarding.
Singapore Airlines Group Benefits
One of the most exciting benefits of the KrisFlyer UOB Credit Card is the Singapore Airlines Group Benefits. With this benefit, you can earn up to 3 KrisFlyer miles for every dollar spent on Singapore Airlines Group related transactions. This includes Singapore Airlines, Scoot, and SilkAir flights, as well as KrisShop purchases made on board Singapore Airlines and SilkAir flights.
In addition to earning miles, you can also enjoy other travel perks such as priority check-in and boarding, extra baggage allowance, and complimentary ChangiWiFi. With these benefits, you can travel in comfort and style, without having to worry about the little things.
Partner Offers
The KrisFlyer UOB Credit Card also offers a range of partner offers that can help you save money on your travels. For example, you can enjoy discounts on car rentals, hotel bookings, and travel insurance when you use your card to make these purchases.
If you are driving, you can also enjoy savings on petrol at SPC service stations. With these partner offers, you can stretch your travel budget further and make the most of your trip.
Overall, the KrisFlyer UOB Credit Card is an excellent choice for anyone who loves to travel. With exclusive travel privileges and partner offers, you can earn miles, save money, and enjoy a more rewarding travel experience.
Card Membership Rewards
As a KrisFlyer UOB Credit Card member, you can enjoy a range of rewards and benefits throughout the year. Here are some of the benefits you can expect to receive:
KrisFlyer UOB Deposit Account
When you open a KrisFlyer UOB Deposit Account, you can earn bonus KrisFlyer miles on top of your base rate. The base rate is 1.4 KrisFlyer miles per S$1 deposit, and you can earn up to 1.8 KrisFlyer miles per S$1 deposit with the bonus rate. The bonus rate is applicable when you maintain a minimum account balance of S$350,000 for at least six months.
Kris+ Lifestyle App
With the Kris+ Lifestyle App, you can enjoy exclusive discounts and privileges at over 200 merchants in Singapore. You can also earn KrisFlyer miles when you make purchases at participating merchants. The app also allows you to track your KrisFlyer miles balance, redeem miles for rewards, and book flights and hotels.
Overall, the KrisFlyer UOB Credit Card offers a range of benefits and rewards that can help you earn more KrisFlyer miles and enjoy exclusive privileges throughout the year. Whether you are looking to earn miles on your everyday spending or enjoy discounts and privileges at your favourite merchants, the KrisFlyer UOB Credit Card has something for you.
Payment and Transaction Management
Managing your payments and transactions with the KrisFlyer UOB Credit Card is convenient and hassle-free. Here are some features that make it easy for you to manage your payments and transactions:
Digital Payments Integration
KrisFlyer UOB Credit Card offers digital payment integration with various platforms such as iPaymy, Razer Pay, SingPost – SAM, and Smoove Pay. This integration makes it easy for you to pay your bills, make transactions, and manage your finances on the go. You can use these platforms to pay for utilities, medical services, doctors’ fees, and other bills.
Bill Payments and Services
KrisFlyer UOB Credit Card also offers bill payment and other services such as e-statements, e-advice, and SMS alerts. You can easily manage your bills and payments through these services. You can also set up automatic payments for your bills, so you never miss a payment. This helps you avoid late payment fees and also keeps your credit score in good standing.
In conclusion, KrisFlyer UOB Credit Card offers a range of features that make it easy for you to manage your payments and transactions. With digital payment integration and bill payment services, you can easily manage your finances and stay on top of your bills.
Financial Services and Protections
When it comes to financial services and protections, the KrisFlyer UOB Credit Card has got you covered. Here are some of the key features and benefits you can expect:
Insurance and Investment Products
With the KrisFlyer UOB Credit Card, you have access to a range of insurance and investment products. These include the CPF Investment Scheme and the Supplementary Retirement Scheme, which can help you save for your retirement.
Savings and Retirement Plans
In addition to investment products, the KrisFlyer UOB Credit Card also offers a range of savings and retirement plans. These include the CPF Retirement Sum Scheme, which can help you meet your retirement goals, and the Singapore Deposit Insurance Corporation’s Deposit Insurance Scheme, which protects your deposits in the event of a bank failure.
The KrisFlyer UOB Credit Card also offers foreign currency deposits, dual currency investments, and structured deposits, which can help you diversify your portfolio and manage your risk.
Overall, the KrisFlyer UOB Credit Card offers a range of financial services and protections that can help you achieve your financial goals. Whether you’re looking to save for retirement, invest in the stock market, or protect your deposits, the KrisFlyer UOB Credit Card has something for everyone. So why not apply for one today and start enjoying all the benefits it has to offer?
Card Eligibility and Fees
If you are excited about the KrisFlyer UOB Credit Card, you must first check if you meet the application requirements before applying. Here are the eligibility criteria for the card:
Application Requirements
- You must be a Singapore citizen, permanent resident, or foreigner with a valid employment pass.
- You must be at least 21 years old.
- You must earn a minimum annual income of S$30,000 if you are a Singaporean or permanent resident, or S$40,000 if you are a foreigner.
- You must not have any existing UOB credit cards or have cancelled any UOB credit cards in the last six months.
- New-to-bank applicants must provide their MyInfo details for faster application processing.
Fees and Charges
Before applying for the KrisFlyer UOB Credit Card, you must also be aware of the fees and charges associated with the card. Here are some of the important fees and charges:
- Annual fee: The annual fee for the principal cardholder is S$196.20, which is waived for the first year. The first supplementary card is free, but the second onwards will cost S$96.30 each.
- Overlimit fee: If you exceed your credit limit, you will be charged S$40 per month until you bring your balance below the credit limit.
- Foreign currency transaction fee: If you make a transaction in a foreign currency, you will be charged a fee of 2.8% of the transaction amount.
- Conversion fee: If you make a transaction in a currency other than Singapore dollars, the transaction amount will be converted into Singapore dollars at a rate determined by Visa or Mastercard, plus a fee of 1% of the transaction amount.
You may also be required to provide collateral or a fixed deposit to qualify for the card. The interest rate for the card will depend on your credit score and other factors. It is important to read the terms and conditions carefully before applying for the KrisFlyer UOB Credit Card.
Overall, the KrisFlyer UOB Credit Card is a great option for those who want to earn KrisFlyer miles and enjoy travel perks. With competitive rewards rates and a waived annual fee for the first year, it’s worth considering if you meet the eligibility criteria.
Card Usage and Limitations
Spend Exclusions and Limitations
When using your KrisFlyer UOB Credit Card, it’s important to note that certain spend exclusions apply. These exclusions include charges such as RWS levy, Singapore Airlines Group related transactions, and online travel bookings made through third-party websites such as Expedia or Agoda. Additionally, transactions made on ride-hailing services like Gojek, purchases made on e-commerce platforms like Shopee, and payments made through SimplyGo are also excluded.
It’s worth noting that Amazon and Taobao purchases are not excluded, so you can earn KrisFlyer miles on your online shopping sprees. However, transactions made at Cathay Cineplexes, Guardian, and Giant are also excluded.
Transaction Categories
Your KrisFlyer UOB Credit Card offers bonus miles for specific transaction categories. For example, you can earn 3 miles for every S$1 spent on dining, food delivery, online shopping, travel, and transport (including public transport), provided you spend at least S$500 annually with KrisShop and SIA. With a KrisFlyer UOB Deposit Account, earn bonus miles rates: 5 bonus miles per S$1 spending (or) 6 bonus miles per S$1 spending with a minimum S$2,000 deposit.
It’s important to note that bonus miles are only awarded for transactions made in a calendar month, and there is a cap on the number of bonus miles you can earn per month. For example, you can earn up to 5,000 bonus miles per calendar month on dining, food delivery, online shopping, travel, and transport transactions.
In conclusion, while there are some spend exclusions and limitations to keep in mind, the KrisFlyer UOB Credit Card offers a range of benefits and rewards for savvy users. By understanding the transaction categories and bonus miles system, you can make the most of your card and earn KrisFlyer miles quickly and easily.
Frequently Asked Questions
What fabulous perks can you enjoy with the UOB KrisFlyer Credit Card when you travel abroad?
With the UOB KrisFlyer Credit Card, you can enjoy a range of travel perks when you travel abroad. These include complimentary travel insurance coverage of up to S$1 million, as well as exclusive discounts and privileges on dining, shopping, and entertainment at selected merchants overseas. You can also earn up to 3 KrisFlyer miles per S$1 spent on overseas transactions, making it the perfect card for frequent travellers.
How can you maximise your miles with the KrisFlyer UOB Credit Card on everyday spend?
To maximise your miles with the KrisFlyer UOB Credit Card on everyday spend, you can earn up to 3 KrisFlyer miles per S$1 spent on dining, online shopping, and other everyday transactions. You can also earn up to 3.4 KrisFlyer miles per S$1 spent on selected travel bookings made through the KrisFlyer UOB portal. Additionally, you can earn bonus miles when you spend a minimum amount on Singapore Airlines, Scoot, and KrisShop.
What are the latest UOB promotions for Singapore Airlines that you simply can’t miss in 2023?
In 2023, UOB is running several promotions for Singapore Airlines that you simply can’t miss. These include bonus miles for new cardholders, as well as exclusive discounts and privileges on flights, hotels, and car rentals. You can also earn bonus miles when you spend a minimum amount on Singapore Airlines, Scoot, and KrisShop.
Could you enlighten me on the exclusive lounge access privileges that come with the UOB KrisFlyer Credit Card?
As a UOB KrisFlyer Credit Cardholder, you can enjoy exclusive lounge access privileges at selected airports worldwide. These include complimentary access to the SATS Premier Lounge at Changi Airport, as well as discounts and privileges at participating lounges overseas. You can also earn up to 3 KrisFlyer miles per S$1 spent on lounge access fees.
What’s the annual membership fee for the UOB KrisFlyer Credit Card, and is it worth it?
The annual membership fee for the UOB KrisFlyer Credit Card is S$192.60, with the first year’s fee waived. While this may seem steep, the card’s range of travel perks and rewards make it well worth the investment for frequent travellers and KrisFlyer members. Additionally, the card’s bonus miles and exclusive privileges can help you save on travel expenses in the long run.
How does the minimum balance requirement for the KrisFlyer UOB account affect cardholders?
To earn bonus miles with the KrisFlyer UOB Credit Card, you must maintain a minimum balance of S$3,000 in your KrisFlyer UOB account. However, this requirement is easily met if you are a frequent traveller or KrisFlyer member. Additionally, the KrisFlyer UOB account offers a range of benefits, including bonus miles on deposits and interest on your savings.
