If you’re a frequent traveller and love to indulge in the finer things in life, the Citi Prestige Card might be the perfect fit for you. This premium credit card offers exclusive travel perks, reward points, lifestyle benefits, and more.
With the Citi Prestige Card, you’ll enjoy access to over 1,000 airport lounges worldwide, complimentary golf privileges, and 24/7 concierge services. You can also earn reward points faster with accelerated points on travel and dining expenses, and redeem them for flights, hotel stays, and other rewards. Additionally, you’ll have access to exclusive events and promotions, such as gourmet dining experiences and luxury shopping discounts.
The Citi Prestige Card also comes with a range of banking and service advantages, such as emergency card replacement and travel insurance coverage. Plus, as a cardmember, you’ll have access to additional benefits for your family and friends, such as supplementary cards and exclusive hotel perks. Overall, the Citi Prestige Card offers a range of features and benefits that cater to the needs of discerning travellers and lifestyle enthusiasts.
Key Takeaways
- The Citi Prestige Card offers exclusive travel perks, reward points, and lifestyle benefits.
- Cardmembers can enjoy access to airport lounges, complimentary golf privileges, and 24/7 concierge services.
- The card also comes with a range of banking and service advantages, as well as additional benefits for family and friends.
Citi Prestige Card Overview
If you’re looking for a credit card that offers a range of exclusive benefits, then the Citi Prestige Card is definitely worth considering. This premium credit card is designed for the affluent and comes packed with a range of features that make it one of the most sought-after credit cards in Singapore.
Key Features
The Citi Prestige Card offers a range of benefits that are designed to make your life easier and more enjoyable. Some of the key features of this credit card include:
- Complimentary access to over 1,000 airport lounges worldwide, including Priority Pass lounges.
- Access to exclusive golf courses and complimentary green fees at some of the world’s most prestigious golf clubs.
- 24/7 concierge service, which can help you with everything from booking flights and hotels to arranging for a limousine to pick you up from the airport.
- Complimentary travel insurance that covers you for up to S$1 million in case of accidental death or disability while travelling.
- Exclusive dining privileges at some of the best restaurants in Singapore and around the world.
Annual Fee and Charges
The Citi Prestige Card comes with an annual fee of S$540, which is one of the highest annual fees of any credit card in Singapore. However, when you consider the range of benefits that come with this credit card, the annual fee is definitely worth it.
In addition to the annual fee, the Citi Prestige Card also comes with a range of other charges, including late payment fees, cash advance fees, and foreign currency transaction fees. It’s important to be aware of these charges before you apply for this credit card so that you can make an informed decision.
Overall, if you’re looking for a credit card that offers a range of exclusive benefits, then the Citi Prestige Card is definitely worth considering. With its wide range of features and benefits, this credit card is perfect for those who want to enjoy the finer things in life.
Exclusive Travel Perks
If you are a frequent traveller, the Citi Prestige Card is a great option for you. The card offers a range of exclusive travel perks that can make your journeys more comfortable and enjoyable. Here are some of the travel benefits that you can enjoy with your Citi Prestige Card:
Unlimited Lounge Access
With your Citi Prestige Card, you can enjoy unlimited access to over 1,000 airport lounges worldwide. Whether you are travelling for business or leisure, you can relax in style before your flight. You can enjoy complimentary drinks, snacks, and Wi-Fi, as well as comfortable seating and a quiet environment. Some of the lounges even offer shower facilities, spa treatments, and other amenities to help you refresh and rejuvenate before your flight.
Complimentary Travel Insurance
When you charge your full travel fares to your Citi Prestige Card, you will be automatically covered under the card’s complimentary travel insurance. This insurance covers you for emergency medical evacuation and repatriation, trip cancellation or curtailment, and travel inconvenience benefits. Effective 1 Feb 2024, the Citi Prestige complimentary travel insurance will be underwritten by HL Assurance Pte Ltd instead of AIG Asia Pacific Insurance Pte Ltd.
Airport Limousine Transfers
As a Citi Prestige Cardmember, you can enjoy complimentary airport limousine transfers to and from the airport. This service is available in major cities worldwide, including Singapore. The limousine service is available for one-way airport transfers and is subject to a maximum of four rides per calendar year.
Overall, the Citi Prestige Card offers a range of exclusive travel perks that can make your journeys more comfortable and enjoyable. From unlimited airport lounge access to airport limousine rides and complimentary travel insurance, the card has everything you need to make your travels stress-free and enjoyable.
Reward Points System
As a Citi Prestige Cardholder in Singapore, you have access to a reward points system that can help you earn points on eligible transactions and redeem them for a variety of rewards.
Earning ThankYou Points
You can earn Citi ThankYou Points on eligible transactions made with your Citi Prestige Card. The earn rates vary depending on the type of transaction. For example, you can earn 5 Citi ThankYou Points for every S$1 spent on airline and hotel bookings made directly with the respective merchants. You can also earn 3.25 Citi ThankYou Points for every S$1 spent on foreign currency transactions.
In addition to the earn rates, you can also earn bonus Citi ThankYou Points based on your banking relationship with Citibank Singapore Limited. The bonus points are calculated based on your spending and depth of relationship. The more you spend and the deeper your relationship, the more bonus points you can earn. You can check your bonus points rate on the Citi Prestige Card Benefits page here.
Points Redemption Options
Once you have accumulated enough Citi ThankYou Points, you can redeem them for a variety of rewards. The redemption options include travel, shopping, dining, and entertainment rewards. You can redeem your points for flights, hotel stays, car rentals, and travel packages. You can also redeem your points for shopping vouchers, dining vouchers, and entertainment vouchers.
In addition to the redemption options, you can also use your Citi ThankYou Points to offset your purchases made with your Citi Prestige Card. You can do this by using the Citi Pay with Points feature. From now until 29 Feb 2024, you can enjoy up to 25% off redemptions when you offset your purchases with Citi Pay with Points. You can also redeem vouchers from the curated list of partners via the Redemption Catalogue. The full terms and conditions can be found here.
Lifestyle Benefits
As a Citi Prestige Cardholder in Singapore, you can enjoy a range of lifestyle benefits that cater to your dining, golfing, and entertainment needs. Here are some of the exciting lifestyle benefits you can enjoy with your Citi Prestige Card:
Dining Privileges
With your Citi Prestige Card, you can indulge in exquisite dining experiences at some of the best restaurants in Singapore. The Four Hands Dining programme allows you to enjoy a unique dining experience where two chefs come together to create a special menu for you. You can also enjoy exclusive privileges and discounts at over 1,000 restaurants worldwide through the Citi Prestige Concierge.
Golfing Advantages
If you are an avid golfer, the Citi Prestige Card offers you complimentary golf at some of the best golf courses in the world. In Singapore, you can enjoy complimentary green fees at the Sentosa Golf Club and Laguna National Golf and Country Club. You can also enjoy access to over 2,400 golf courses worldwide through the Citi Prestige Concierge.
Entertainment and Leisure
The Citi Prestige Card offers you a range of entertainment and leisure benefits. You can enjoy complimentary access to over 1,000 airport lounges worldwide through the Priority Pass programme. You can also enjoy exclusive access to concerts, sporting events, and other entertainment events through the Citi Prestige Concierge. If you are looking for a relaxing getaway, the Citi Prestige Card offers you exclusive benefits at some of the best resorts in the world.
Banking and Service Advantages
As a Citi Prestige Cardholder in Singapore, you have access to a range of banking and service advantages that make your everyday life easier and more enjoyable. Here are some of the key benefits you can enjoy:
Citi Prestige Concierge
With the Citi Prestige Concierge service, you have access to a team of experts who can help you with anything from travel bookings to restaurant reservations. Whether you need help planning a trip or finding the perfect gift for a loved one, the Citi Prestige Concierge is always there to assist you. Simply call the hotline and let them know what you need.
Citi PayAll Feature
The Citi PayAll feature allows you to pay your rent, school fees, taxes, and other bills using your Citi Prestige Card. This means you can earn rewards points on bills that you would normally pay using cash or a cheque. Plus, you can enjoy up to 1.5% cashback when you use Citi PayAll to pay your bills.
Relationship Rewards
As a Citigold or Citigold Private Client member, you can enjoy Relationship Rewards when you use your Citi Prestige Card. This means you can earn bonus rewards points when you maintain a minimum balance in your Citigold or Citigold Private Client account. The more you save, the more rewards you earn.
Additional Cardmember Benefits
As a Citi Prestige Cardmember, you can enjoy a range of additional benefits for both primary and supplementary cardholders. Here are some of the exciting perks you can enjoy:
Welcome Offers
As a new Citi Prestige Cardmember, you can look forward to a welcome gift of 71,000 miles when you apply online and receive approval within 30 days of application [1]. You can earn 25,000 miles for paying the S$540 annual fee and 23,000 miles for spending S$1,000 in local currency [1]. This sign-up bonus is worth hundreds of dollars when redeemed for travel, making it an excellent way to start your journey with the Citi Prestige Card.
Supplementary Card Advantages
As a primary cardholder, you can share the benefits of your Citi Prestige Card with your loved ones by adding supplementary cardholders to your account. Not only will they enjoy the same benefits as you, but they will also be entitled to additional advantages, such as:
- Complimentary access to Priority Pass lounges worldwide [2]
- Inclusive green fees at some of the most prestigious golf clubs in Singapore, Malaysia, Indonesia, and the Philippines [2]
- Concierge services that can help you with travel arrangements, restaurant reservations, and more [2]
- A Relationship Bonus that rewards you with additional miles when you spend a certain amount on your supplementary cards [1]
By adding supplementary cardholders to your account, you can share your Citi Prestige Card benefits with your loved ones and earn additional miles for your spending.
Spending Rewards and Savings
If you are looking for a credit card that rewards you for your spending, the Citi Prestige Card is an excellent choice. With this card, you can earn Citi ThankYouSM Points for every dollar you spend, both locally and overseas.
Local and Overseas Spend
For local spend, you can earn 1.3 Citi ThankYouSM Points for every dollar spent. And for overseas spend, you can earn an impressive 2.0 Citi ThankYouSM Points for every dollar spent. This means that you can earn points faster and redeem them for exciting rewards sooner.
Retail and Fuel Savings
In addition to earning points, the Citi Prestige Card also offers great savings on retail and fuel spending. You can enjoy up to 20% off your retail purchases at selected merchants in Singapore, including luxury brands such as Bally, Coach, and Michael Kors.
Moreover, you can save up to 20.88% on petrol purchases at Shell and Esso petrol stations in Singapore. This includes a 14% instant discount, a 5% Shell Escape discount, and a 0.88% Smiles Card discount.
Overall, the Citi Prestige Card is an excellent choice for those who want to earn rewards for their spending and enjoy great savings on retail and fuel purchases. Whether you are spending locally or overseas, you can earn Citi ThankYouSM Points and redeem them for exciting rewards.
Insurance and Security Features
When you are travelling, you want to have peace of mind knowing that you are protected in case of any unforeseen circumstances. The Citi Prestige Card offers a range of insurance and security features that can help you travel with confidence.
Travel and Accident Coverage
With your Citi Prestige Card, you can enjoy complimentary travel insurance coverage of up to SGD 1 million when you charge your travel expenses to your card. This coverage includes overseas medical benefits, personal accident benefits, and travel inconvenience benefits. The travel inconvenience benefits cover you for missed flight connections, luggage delay, and trip cancellation.
In addition, you can enjoy up to SGD 50,000 of accidental death and disablement benefits when you charge your airfare to your Citi Prestige Card. This coverage is provided by HL Assurance Pte Ltd and is subject to terms and conditions.
Purchase Protection
Your Citi Prestige Card also comes with purchase protection that covers you for loss or damage to your purchases for up to 30 days from the date of purchase. This coverage is provided by AIG Asia Pacific Insurance Pte Ltd and is subject to terms and conditions.
If you are travelling overseas, you can enjoy peace of mind knowing that your Citi Prestige Card comes with EMV chip technology and 24-hour worldwide assistance. This means that you can use your card with confidence, knowing that it is secure and protected against fraud.
Overall, the insurance and security features of the Citi Prestige Card provide you with peace of mind when travelling. With coverage for travel and accident, as well as purchase protection, you can enjoy your travels with confidence, knowing that you are protected in case of any unforeseen circumstances.
Card Management and Accessibility
Managing your Citi Prestige Card has never been easier with the Citi Mobile App and online account management. You can access your account information and perform various tasks at your convenience, anytime and anywhere.
Citi Mobile App
With the Citi Mobile App, you can manage your Citi Prestige Card on the go. You can view your account balance, check your available credit, and monitor your transactions. You can also make payments, transfer funds, and redeem your rewards points. The app is available for download on both iOS and Android devices.
The Citi Mobile App also provides enhanced security features to protect your account. You can set up alerts for any suspicious activity, and you can also lock and unlock your card instantly if you misplace it. You can also change your username and password for added security.
Online Account Management
In addition to the Citi Mobile App, you can also manage your Citi Prestige Card online. You can access your account information through the Citibank website and perform various tasks such as paying your bills, checking your statements, and updating your personal information.
Online account management also allows you to view your rewards points balance and redeem your points for various rewards such as air miles, cash rebates, and merchandise. You can also set up automatic payments to ensure that your bills are paid on time.
Financial Flexibility Options
If you’re looking for financial flexibility, the Citi Prestige Card has got you covered. With a range of options available, you can choose the one that best suits your needs.
Balance Transfer Services
If you’re carrying a balance on another credit card, transferring it to your Citi Prestige Card can help you save money on interest charges. Citi offers balance transfer services with competitive interest rates and flexible repayment terms. You can also enjoy a 0% interest rate for a limited period, which can help you pay off your balance faster.
Cash Rebate Programs
Citi Prestige Card offers cash rebate programs that allow you to earn cash back on your purchases. You can earn cash rebates on a wide range of purchases, including dining, travel, and shopping. The more you spend, the more cash rebates you can earn. Plus, you can redeem your cash rebates for statement credits or cash back.
To take advantage of these financial flexibility options, simply apply for a Citi Prestige Card and start using it for your everyday purchases. With its competitive interest rates, flexible repayment terms, and cash rebate programs, you can enjoy greater financial freedom and flexibility.
Airline and Transfer Partnerships
If you are a frequent traveller, then you will be pleased to know that the Citi Prestige Card offers exclusive airline partnerships and miles conversion options. Here are some of the benefits you can enjoy:
Miles Conversion
With the Citi Prestige Card, you can convert your Citi ThankYou Points to KrisFlyer miles, Asia Miles, and other frequent flyer programmes. For instance, you can convert 25,000 Citi ThankYou Points to 10,000 KrisFlyer miles. This is an excellent way to top up your miles balance and redeem free flights for your next holiday.
Exclusive Airline Partners
Citi Prestige Cardholders can enjoy exclusive airline partnerships with Cathay Pacific, Qatar Airways, and other airlines. You can enjoy complimentary lounge access, priority check-in, and other perks when you fly with these airlines.
For example, with Cathay Pacific, you can enjoy priority check-in and boarding, extra baggage allowance, and access to the exclusive Cathay Pacific lounges. With Qatar Airways, you can enjoy complimentary lounge access, priority boarding, and extra baggage allowance.
In addition to these exclusive airline partnerships, you can also transfer your Citi ThankYou Points to other airline partners, such as Singapore Airlines. This gives you more flexibility when it comes to redeeming your points for flights.
Frequently Asked Questions
What exclusive perks does the Citi Prestige Concierge service offer?
As a Citi Prestige Cardholder in Singapore, you can enjoy the exclusive services of the Citi Prestige Concierge. The concierge service is available 24/7 to assist you with a range of requests, including travel bookings, restaurant reservations, and entertainment recommendations. You can also receive personalized shopping assistance, and even have your purchases delivered to your doorstep.
How does the Citi Prestige Card enhance your travel with lounge access benefits?
The Citi Prestige Card offers complimentary access to over 1,000 airport lounges worldwide, including the Plaza Premium Lounges in Singapore. You can also enjoy access to exclusive airport lounges such as the American Express Centurion Lounges and Delta Sky Clubs. Additionally, you can bring a guest with you for free.
Are there any special promotions currently available for Citi Prestige Cardholders?
Yes, Citi Prestige Cardholders in Singapore can enjoy exclusive promotions and discounts on travel, dining, and shopping. For example, you can receive up to 15% off on dining at selected restaurants, and up to 20% off on hotel bookings. You can also enjoy discounts on luxury shopping and spa treatments. These promotions are regularly updated, so be sure to check the Citi Prestige website for the latest deals.
What advantages come with holding a Citi Prestige supplementary card?
Citi Prestige supplementary cardholders in Singapore can enjoy many of the same benefits as the primary cardholder, including access to airport lounges and the Citi Prestige Concierge service. Supplementary cardholders can also earn rewards points on their spending, which can be redeemed for a range of rewards, including travel and shopping vouchers.
How does the Citi Prestige Card reward your spending with its points system?
The Citi Prestige Card rewards your spending with a points system that allows you to earn Citi ThankYou Points for every dollar spent. You can earn up to 5 Citi ThankYou Points per dollar spent on dining, travel, and foreign currency transactions. You can then redeem your points for a range of rewards, including flights, hotel stays, and shopping vouchers.
Does the Citi Prestige Golf Club access extend to all cardholders, and what are its features?
Yes, Citi Prestige Cardholders in Singapore can enjoy access to the Citi Prestige Golf Club, which offers exclusive golfing privileges at some of the world’s premier golf courses. Cardholders can enjoy complimentary green fees and access to VIP facilities, as well as discounts on golfing gear and accessories.
