Are you looking for a credit card that rewards you for your travel expenses? Look no further than the Citi PremierMiles Credit Card. This card is perfect for those who love to travel and want to earn rewards for their expenses. In this article, we will review the Citi PremierMiles Credit Card and all of its features, benefits, and rewards.
One of the key features of the Citi PremierMiles Credit Card is its rewards program. With this card, you can earn miles for every dollar you spend on travel-related expenses. These miles can be redeemed for flights, hotels, and other travel-related expenses. In addition, the card comes with a range of benefits and perks, including travel insurance, priority pass lounge access, and more.
Key Takeaways
- The Citi PremierMiles Credit Card is a great option for those who love to travel and want to earn rewards for their expenses.
- With this card, you can earn miles for every dollar you spend on travel-related expenses, which can be redeemed for flights, hotels, and other travel-related expenses.
- The card comes with a range of benefits and perks, including travel insurance, priority pass lounge access, and more.
Key Features of Citi PremierMiles Card
If you’re a frequent flyer and looking for a credit card that can help you earn miles quickly, the Citi PremierMiles Card is definitely worth considering. Here are some of the key features that make this card stand out:
Earn Rates
With the Citi PremierMiles Card, you can earn miles for every dollar you spend. You’ll earn 1.2 Citi Miles for every S$1 you spend locally, and 2 Citi Miles for every S$1 spent overseas. This means that you can earn miles quickly, whether you’re shopping at your local supermarket or travelling abroad.
Miles Never Expire
One of the best things about the Citi PremierMiles Card is that your miles never expire. This means that you can accumulate miles over time and redeem them whenever you’re ready. You don’t have to worry about your miles expiring before you have a chance to use them.
In addition to these features, the Citi PremierMiles Card also comes with a range of other benefits. For example, you can enjoy access to airport lounges, travel insurance, and exclusive dining and lifestyle promotions.
Overall, the Citi PremierMiles Card is a great option for anyone who loves to travel and wants to earn miles quickly and easily. With its generous earn rates and miles that never expire, this card can help you reach your travel goals faster.
Benefits and Perks
If you’re a frequent traveller, the Citi PremierMiles Card is an excellent choice. Not only does it offer a competitive rewards rate, but it also comes with a range of benefits and perks that make travel more enjoyable and stress-free. Here are some of the top benefits and perks you can enjoy with the Citi PremierMiles Card.
Travel Insurance Coverage
Travel insurance is an essential part of any trip, and the Citi PremierMiles Card offers comprehensive coverage for you and your family. With coverage for medical expenses, trip cancellations, and travel accidents, you can travel with peace of mind knowing that you’re protected. The coverage also includes up to SGD 1 million in travel accident insurance, which provides financial support in the event of a serious injury or death while travelling.
Airport Lounge Access
One of the most exciting perks of the Citi PremierMiles Card is the Priority Pass membership that comes with it. With this membership, you can enjoy access to over 1,000 airport lounges worldwide, regardless of the airline or class you’re flying. This means you can relax in comfort and style before your flight, with complimentary food and drinks, Wi-Fi, and other amenities. The Priority Pass membership also includes access for a guest, so you can bring a friend or family member along to enjoy the experience with you.
Citi PayAll Service
Another great benefit of the Citi PremierMiles Card is access to Citi PayAll. This service allows you to pay your bills with your credit card, earning rewards points in the process. With 23 different categories of payment supported, including rent, taxes, and education fees, you can earn rewards points on your everyday expenses. While there is a 2.2% service fee for using Citi PayAll, the rewards points you earn can more than offset this cost.
Overall, the Citi PremierMiles Card is an excellent choice for frequent travellers looking to earn rewards points and enjoy a range of benefits and perks. With comprehensive travel insurance coverage, access to airport lounges, and the Citi PayAll service, you can travel with peace of mind knowing that you’re getting the most out of your credit card.
Rewards and Promotions
Are you looking for a credit card that rewards you for your spending? Look no further than the Citi PremierMiles Credit Card! With a variety of sign-up bonuses and renewal bonuses, you’ll be earning miles in no time.
Sign-Up Bonuses
When you sign up for the Citi PremierMiles Credit Card, you’ll be eligible for a welcome offer of up to 50,000 miles. That’s enough for a round-trip flight to many destinations in Asia! To qualify, simply spend a minimum of S$9,000 within the first 3 months of card approval.
But that’s not all – you’ll also receive an additional 10,000 miles when you renew your card. That’s a total of 60,000 miles in your first year alone!
Renewal Bonuses
Renewing your Citi PremierMiles Credit Card is a smart choice, as you’ll receive a bonus of 10,000 miles. Plus, you’ll continue to earn miles on all your spending, making it easy to rack up enough miles for your next dream vacation.
Overall, the Citi PremierMiles Credit Card is an excellent choice for anyone looking to earn miles on their spending. With generous sign-up and renewal bonuses, you’ll be well on your way to your next adventure in no time.
Fees and Charges
If you are considering the Citi PremierMiles Credit Card, it is important to take a look at the fees and charges associated with the card. Here are the details you need to know:
Annual Fee
The Citi PremierMiles Credit Card comes with an annual fee of S$194.40 for the principal cardholder. However, there is no fee for supplementary cards. While this fee may seem high, it is important to note that cardholders can request a waiver of the first year’s annual fee. If you are a frequent traveller, you may find that the benefits of the card outweigh the annual fee.
Foreign Transaction Fees
The Citi PremierMiles Credit Card charges a foreign currency transaction fee of 3.25%. This fee is applied to transactions made in a currency other than Singapore dollars. If you frequently travel overseas or make purchases from foreign websites, this fee can add up quickly. It is important to keep this fee in mind when using the card abroad.
Late Payment and Overlimit Fees
If you do not make your payment on time, you will be charged a late payment fee of S$100. Additionally, if you exceed your credit limit, you will be charged an overlimit fee of S$40. It is important to make sure that you make your payments on time and keep track of your spending to avoid these fees.
Overall, while the Citi PremierMiles Credit Card does come with some fees and charges, it can be a valuable tool for frequent travellers. Just make sure to keep track of your spending and make your payments on time to avoid any unnecessary fees.
Comparing Citi PremierMiles with Other Cards
If you are looking for a credit card that earns you miles, there are several options available in Singapore. However, Citi PremierMiles Card stands out for its competitive miles earning rates and travel perks. In this section, we will compare Citi PremierMiles with other popular cards in Singapore to help you make an informed decision.
DBS Altitude vs Citi PremierMiles
DBS Altitude Card is another popular miles-earning card in Singapore. It offers 1.2 miles per S$1 spent locally and 2 miles per S$1 spent overseas. However, the miles earned on DBS Altitude Card expire after 2 years, whereas Citi PremierMiles miles never expire. Additionally, Citi PremierMiles Card offers complimentary travel insurance, access to over 1,000 airport lounges worldwide, and a generous sign-up bonus of up to 45,000 miles. On the other hand, DBS Altitude Card offers free travel insurance only if you charge your travel expenses to the card.
UOB PRVI Miles vs Citi PremierMiles
UOB PRVI Miles Card is known for its flexibility in earning and redeeming miles. It offers 1.4 miles per S$1 spent locally and 2.4 miles per S$1 spent overseas. However, UOB PRVI Miles Card has a higher minimum income requirement than Citi PremierMiles Card. Furthermore, UOB PRVI Miles miles expire after 2 years, whereas Citi PremierMiles miles never expire. Citi PremierMiles Card also offers a wider range of travel perks, such as complimentary travel insurance, airport lounge access, and a sign-up bonus of up to 45,000 miles.
BOC Elite Miles vs Citi PremierMiles
BOC Elite Miles Card is a relatively new card in Singapore that offers competitive miles earning rates. It offers 1.5 miles per S$1 spent locally and 3 miles per S$1 spent overseas. However, BOC Elite Miles Card has a higher minimum income requirement than Citi PremierMiles Card. Additionally, BOC Elite Miles miles expire after 3 years, whereas Citi PremierMiles miles never expire. Citi PremierMiles Card also offers a wider range of travel perks, such as complimentary travel insurance, airport lounge access, and a sign-up bonus of up to 45,000 miles.
In summary, Citi PremierMiles Card offers a competitive miles earning rate, travel perks, and miles that never expire, making it an excellent choice for frequent travellers. While other cards such as DBS Altitude, UOB PRVI Miles, and BOC Elite Miles offer similar miles earning rates, they have different terms and conditions, such as minimum income requirements and miles expiry dates. Ultimately, the choice of card depends on your spending habits and travel preferences.
Earning and Redeeming Miles
If you’re looking for a credit card that rewards you with miles, the Citi PremierMiles Card is a great option. With this card, you can earn miles on both local and overseas spending, as well as through partner offers and transfer partners.
Local and Overseas Spending
For every S$1 spent on local purchases, you can earn 1.2 miles. Meanwhile, overseas spending will earn you 2 miles per S$1 spent. This earn rate is fairly standard for a miles card, but the Citi PremierMiles Card also offers bonus miles for certain spending categories, such as online travel booking sites like Agoda and Klook.
Partner Offers and Transfer Partners
One of the best features of the Citi PremierMiles Card is its wide range of partner offers and transfer partners. You can earn miles through partner airlines such as KrisFlyer, Asia Miles, Qatar, EVA Air, Flying Blue, and British Airways Executive Club. Additionally, the card offers a variety of transfer partners, including hotel loyalty programs and car rental companies.
When it comes to redeeming your miles, the Citi PremierMiles Card offers a range of options, from air miles to hotel stays and even cash rebates. You can also use your miles to offset your travel expenses through the Citi PayAll feature.
Overall, if you’re looking for a credit card that rewards you with miles, the Citi PremierMiles Card is definitely worth considering. With its generous earn rates and wide range of partner offers and transfer partners, you’ll be able to earn and redeem miles quickly and easily.
Eligibility and Application
If you’re a Singapore Citizen or Permanent Resident (PR), you can apply for the Citi PremierMiles Card if you are at least 21 years old and earn a minimum annual income of £30,000. For foreigners, the minimum annual income required is £42,000.
Income Requirements for Singaporeans and PRs
For Singaporeans and PRs, the minimum annual income required to apply for the Citi PremierMiles Card is £30,000. This card is available to individuals aged 21 and above.
Application Process for Foreigners
Foreigners who are at least 21 years old and earn a minimum annual income of £42,000 are eligible to apply for the Citi PremierMiles Card. The application process for foreigners is similar to that of Singaporeans and PRs, with the same income requirements.
Additional Cardholder Benefits
As a Citi PremierMiles Credit Card holder, you can enjoy additional benefits for supplementary cards. You can apply for up to 5 supplementary cards for your family members or friends to share the benefits of your card.
Supplementary Cards
Each supplementary card comes with a fee of S$96.30 per annum, which is waived for the first year. The supplementary cardholder must be at least 18 years old and a Singaporean citizen or permanent resident. You can set a credit limit for each supplementary card, and all transactions made by the supplementary cardholder will be reflected in your monthly statement.
Exclusive Mastercard or Visa Benefits
Citi PremierMiles Credit Card comes in both Mastercard and Visa versions. Each version offers exclusive benefits that are tailored to the respective payment network.
The Mastercard version of Citi PremierMiles Credit Card offers benefits such as Priceless Cities, which gives you access to exclusive experiences and offers in major cities around the world. You can also enjoy Mastercard Airport Experiences, which includes perks such as lounge access, dining and retail discounts, and limousine transfers.
On the other hand, the Visa version of Citi PremierMiles Credit Card offers benefits such as Visa Luxury Hotel Collection, which gives you access to over 900 luxury hotels worldwide with perks such as room upgrades, complimentary breakfast, and late check-out. You can also enjoy Visa Concierge, which is a 24/7 personal assistant service that can help you with travel arrangements, restaurant reservations, and more.
Overall, the additional cardholder benefits of Citi PremierMiles Credit Card make it an exciting option for those who want to share their travel perks with their loved ones.
Practical Considerations
When considering the Citi PremierMiles Credit Card, there are some practical considerations that you should keep in mind to get the most out of the card. Here are some important things to consider:
Bill Payments and Management Fees
One of the benefits of the Citi PremierMiles Credit Card is the ability to earn miles on everyday spending, including bill payments. You can earn miles when you pay your rent, taxes, services, condo management fees, school fees, and utility bills with your card. This is a great way to earn miles without having to spend a lot of money on travel.
However, it is important to note that some bill payments may come with a management fee. Make sure to check if there are any additional fees before using your card to pay bills.
Travel Bookings and Shopping
The Citi PremierMiles Credit Card is designed for frequent travellers and offers many benefits for travel bookings. You can earn miles when you book flights, hotels, and travel packages through partner sites like Agoda and Kaligo. Additionally, you can earn miles when you shop at select merchants.
When making travel bookings or shopping with your card, make sure to check if there are any minimum spend requirements to earn miles. It is also important to note that some merchants may not accept the Citi PremierMiles Credit Card.
Overall, the Citi PremierMiles Credit Card is a great card for those who love to travel and want to earn miles on everyday spending. By keeping these practical considerations in mind, you can make the most of your card and earn miles faster.
Frequently Asked Questions
How exhilarating is the lounge access with the Citi PremierMiles card?
The Citi PremierMiles card provides complimentary access to over 1,000 Priority Pass lounges worldwide. This means that you can relax in style before your flight and enjoy free refreshments, comfortable seating, and Wi-Fi. The experience can be quite exhilarating, especially if you are a frequent traveller.
Can you tally up the benefits of the Citi PremierMiles card for overseas expenditures?
Yes, definitely. The Citi PremierMiles card offers an impressive 1.2 miles per S$1 spent on overseas transactions. This makes it an excellent choice for those who frequently travel abroad or make purchases from international merchants. Additionally, there are no foreign transaction fees, which can save you a lot of money in the long run.
What splendid promotions are currently available for Citi PremierMiles cardholders?
As of December 2023, new-to-bank Citi PremierMiles cardholders can choose between two sign-up offers: 8,000 bonus miles with a minimum spend of S$800, with a first-year fee waiver or 30,000 bonus miles with a minimum spend of S$800, with payment of the S$194.40 annual fee. Moreover, Citi PremierMiles cardholders can enjoy various travel-related promotions, such as discounts on hotel bookings and car rentals.
How does the Citi PremierMiles card stack up against the Citi Rewards card for travel perks?
While both cards offer travel-related benefits, the Citi PremierMiles card is specifically designed for frequent travellers. It provides better rewards for overseas transactions and complimentary access to Priority Pass lounges. On the other hand, the Citi Rewards card offers more flexibility in terms of redemption options and has a lower annual fee.
What’s the buzz about the travel insurance coverage with Citi PremierMiles?
The Citi PremierMiles card offers comprehensive travel insurance coverage of up to S$1 million for you and your family members when you charge your travel expenses to the card. The coverage includes medical expenses, trip cancellations, and lost luggage. The insurance coverage is highly appreciated by cardholders, especially those who frequently travel abroad.
In terms of rewards, how valuable are 10,000 Citi miles?
10,000 Citi miles can be quite valuable, depending on how you redeem them. For example, you can redeem them for a one-way ticket to Bali or Phuket on Singapore Airlines or SilkAir. Alternatively, you can use them to offset your hotel or car rental expenses. The flexibility of Citi miles redemption makes them a popular choice among travellers.
