If you’re a frequent traveller, you know how important it is to have a good miles credit card. The right card can help you earn miles quickly and easily, and give you access to exclusive travel perks and benefits. One such card is the DBS Altitude Card, which is a popular choice among Singaporeans. In this article, we’ll take a closer look at the DBS Altitude Card and compare it to other popular miles credit cards in Singapore.
The DBS Altitude Card is a Visa credit card that allows you to earn miles on your everyday spending. You can earn up to 1.2 miles per dollar spent locally, and up to 2 miles per dollar spent overseas. In addition, the card comes with a range of travel perks and benefits, including free airport lounge access, travel insurance, and discounted limousine transfers. But how does the DBS Altitude Card compare to other miles credit cards in Singapore? In the next section, we’ll take a closer look at some of the other popular options and see how they stack up against the DBS Altitude Card.
Key Takeaways
- The DBS Altitude Card is a popular miles credit card in Singapore that offers a range of travel perks and benefits.
- When compared to other popular miles credit cards in Singapore, the DBS Altitude Card stands out for its generous miles earning rates and comprehensive travel insurance coverage.
- If you’re a frequent traveller looking for a miles credit card with great perks and benefits, the DBS Altitude Card is definitely worth considering.
Overview of DBS Altitude Card
If you’re looking for a credit card that can earn you miles for your travels, the DBS Altitude Card is definitely worth considering. This card offers a range of benefits that make it stand out from other miles credit cards in the market.
Key Features of DBS Altitude
The DBS Altitude Card comes in two varieties: American Express, and Visa. Both cards offer similar benefits, but there are some differences worth noting.
One of the key features of the DBS Altitude Card is the bonus miles you can earn. For example, you can earn up to 10 miles per S$1 spent on hotel transactions at Kaligo, and up to 6 miles per S$1 spent on flight, hotel and travel packages at Expedia. You can also earn up to 2.2 miles per S$1 spent on overseas transactions. These bonus miles can really add up, especially if you’re a frequent traveller.
Another benefit of the DBS Altitude Card is that the miles you earn never expire. This means you can save up your miles for a big trip, or use them for smaller trips whenever you want.
Comparing DBS Altitude to Other Miles Cards
When comparing the DBS Altitude Card to other miles credit cards, there are a few things to consider. One of the main things to look at is the annual fee. The DBS Altitude Card has an annual fee of S$192.60, which is quite reasonable compared to other miles cards in the market.
Another thing to consider is the earn rate. The DBS Altitude Card has a standard earn rate of 1.2 miles per S$1 spent locally, and 2 miles per S$1 spent overseas. While this isn’t the highest earn rate out there, the bonus miles you can earn with the DBS Altitude Card make up for it.
Overall, the DBS Altitude Card is a great option for anyone looking to earn miles for their travels. With its bonus miles and reasonable annual fee, it’s definitely worth considering if you’re in the market for a miles credit card.
Earning Miles with DBS Altitude
If you are looking for a credit card that can help you earn miles, then DBS Altitude Card might be the perfect card for you. This card offers a range of benefits that can help you earn miles faster and more efficiently. Here are some of the ways you can earn miles with DBS Altitude:
Local Spend Rewards
With DBS Altitude Card, you can earn 1.2 miles for every S$1 spent on local spend. This means that you can earn miles faster when you use your card for daily expenses such as groceries, dining, and shopping.
Overseas Spend Benefits
If you travel frequently, then you will be pleased to know that DBS Altitude Card also offers great benefits for overseas spend. You can earn 2 miles for every S$1 spent on overseas spend. This means that you can earn more miles when you use your card for travel expenses such as flights, hotels, and car rentals.
Bonus Miles Opportunities
DBS Altitude Card also offers bonus miles opportunities that can help you earn even more miles. For example, you can earn 3 miles for every S$1 spent on online hotel and airfare bookings, up to a maximum of S$5,000 per month. Additionally, you can earn up to 10 miles for every S$1 spent on hotel transactions at Kaligo and up to 6 miles for every S$1 spent on flight, hotel and travel packages at Expedia.
Overall, DBS Altitude Card offers a great way to earn miles faster and more efficiently. With its competitive earn rates and category boost, you can earn more miles for your everyday expenses and travel expenses. Plus, with the ability to convert DBS Points to KrisFlyer Miles, you can easily redeem your miles for flights, upgrades, and other rewards.
Travel Perks and Benefits
If you are a frequent traveller, you’ll want to know about the travel perks and benefits that come with your DBS Altitude Card. Here are some of the benefits you can enjoy:
Airport Lounge Access
One of the most exciting benefits of the DBS Altitude Card is the airport lounge access. With the card, you can enjoy complimentary access to over 1,000 airport lounges around the world. This means that you can relax in a comfortable environment before your flight and enjoy complimentary food and drinks. You can also bring a guest with you for free, making it a great way to start your trip.
Travel Insurance Coverage
Another benefit of the DBS Altitude Card is the complimentary travel insurance coverage. You can enjoy up to S$1 million in coverage for you and your family when you charge your travel expenses to your card. This includes medical expenses, trip cancellation, and baggage loss or delay. You can travel with peace of mind knowing that you are protected against unforeseen circumstances.
Exclusive Travel Offers
Finally, the DBS Altitude Card offers exclusive travel offers that are not available to the general public. You can enjoy discounts on flights, hotels, and car rentals when you book through DBS Travel Marketplace. You can also earn bonus miles when you book your travel with the card, making it a great way to maximise your rewards.
In summary, the DBS Altitude Card offers a range of travel perks and benefits that can enhance your travel experience. From airport lounge access to travel insurance coverage to exclusive travel offers, you can enjoy a comfortable and worry-free trip.
Additional Card Features
Annual Fee and Waivers
The DBS Altitude Card has an annual fee of £192.60, which is waived for the first year. However, if you spend at least £25,000 in a year, the annual fee for the DBS Altitude Card will be waived for the following year. The Citi PremierMiles Card has an annual fee of £192.60, which is waived for the first year. However, there is no spend-based waiver for the Citi PremierMiles Card.
DBS Points and Redemption
With the DBS Altitude Card, you earn DBS Points for every pound you spend on the card. DBS Points can be redeemed for air miles, hotel stays, and other travel-related expenses. You can also use DBS Points to offset your annual fee. The redemption rate for air miles is 1 DBS Point for 2 air miles. The redemption rate for hotel stays and other travel-related expenses varies.
Supplementary Card Advantages
The DBS Altitude Card allows you to apply for up to 3 supplementary cards for your family members. The supplementary cards are free for the first year and have an annual fee of £96.30 each thereafter. The Citi PremierMiles Card allows you to apply for up to 2 supplementary cards for your family members. The supplementary cards are free for life.
Overall, the DBS Altitude Card has a more flexible annual fee waiver policy and a better supplementary card program than the Citi PremierMiles Card. However, the Citi PremierMiles Card has a more straightforward annual fee waiver policy. When it comes to DBS Points and redemption, both cards are similar.
Comparative Analysis
If you’re looking for a travel credit card that allows you to earn air miles and enjoy travel perks, the DBS Altitude Card is a great option. However, there are other cards on the market that offer similar benefits. In this section, we’ll compare the DBS Altitude Card to three other popular travel credit cards: the Citi PremierMiles Card, the UOB PRVI Miles Card, and the OCBC 90°N Card.
DBS Altitude vs Citi PremierMiles
The Citi PremierMiles Card is a competitive travel card that offers many of the same benefits as the DBS Altitude Card. Both cards allow you to earn air miles on your purchases, and both offer travel perks like lounge access and travel insurance. However, there are some key differences between the two cards.
The DBS Altitude Card offers a higher earn rate on air miles, with 1.2 miles per dollar spent locally and 2 miles per dollar spent overseas. The Citi PremierMiles Card, on the other hand, offers 1.3 miles per dollar spent locally and 2 miles per dollar spent overseas. However, the DBS Altitude Card has a lower annual fee of S$192.60 (waived for the first year), compared to the Citi PremierMiles Card’s annual fee of S$192.60 (waived for the first year).
DBS Altitude vs UOB PRVI Miles
The UOB PRVI Miles Card is another popular travel credit card that offers competitive air miles earn rates and travel perks. Like the DBS Altitude Card, the UOB PRVI Miles Card offers 1.2 miles per dollar spent locally and 2.4 miles per dollar spent overseas. However, there are some key differences between the two cards.
The DBS Altitude Card has a lower annual fee of S$192.60 (waived for the first year), compared to the UOB PRVI Miles Card’s annual fee of S$256.80 (waived for the first year). The DBS Altitude Card also offers a wider range of travel perks, including complimentary travel insurance and free lounge access.
DBS Altitude vs OCBC 90°N
The OCBC 90°N Card is a travel credit card that offers air miles earn rates and travel perks similar to the DBS Altitude Card. However, there are some key differences between the two cards.
The DBS Altitude Card offers a higher earn rate on air miles, with 1.2 miles per dollar spent locally and 2 miles per dollar spent overseas. The OCBC 90°N Card, on the other hand, offers 1.2 miles per dollar spent locally and 2.1 miles per dollar spent overseas. However, the OCBC 90°N Card has a lower annual fee of S$192.60 (waived for the first year), compared to the DBS Altitude Card’s annual fee of S$192.60 (waived for the first year).
Overall, the DBS Altitude Card is a great travel credit card that offers competitive air miles earn rates and travel perks. However, there are other cards on the market that offer similar benefits, so it’s important to compare the different options to find the card that best suits your needs.
Eligibility and Application
Income Requirements
To apply for the DBS Altitude Card, you will need to meet certain income requirements. The minimum income required for Singaporeans and Permanent Residents is S$30,000 per annum, while for foreigners it is S$45,000 per annum. This means that you need to earn at least this amount in order to be eligible for the card.
It is important to note that the income requirement is just one of the eligibility criteria for the DBS Altitude Card. There are other factors that will be taken into consideration when you apply for the card, such as your credit score and credit history.
Age and Other Criteria
In addition to the income requirement, there are other criteria that you need to meet in order to be eligible for the DBS Altitude Card. You must be at least 21 years old and have a good credit score and credit history.
When you apply for the card, you will need to provide proof of your income and employment status. This may include your latest payslips, income tax statements, and employment contracts. You will also need to provide your personal details, such as your name, address, and contact information.
Once you have met the eligibility criteria and submitted your application, the bank will review your application and make a decision on whether to approve your application. If your application is approved, you will receive your DBS Altitude Card within a few weeks.
Overall, the DBS Altitude Card is a great option for those who are looking to earn miles and enjoy travel perks. With its competitive earn rates and generous sign-up bonus, it is definitely worth considering if you meet the eligibility criteria.
Fees and Charges
When choosing a credit card, it’s important to consider the fees and charges associated with it. The DBS Altitude Card is no exception. Here’s what you need to know about the fees and charges of this card compared to other miles credit cards.
Foreign Transaction Fees
If you’re a frequent traveller, you’ll want to pay close attention to the foreign transaction fees of your credit card. With the DBS Altitude Card, you’ll pay a fee of 3.25% for transactions made in a foreign currency. This is on par with other miles credit cards like the Citi PremierMiles Card and the UOB PRVI Miles Card.
Late Payment and Other Charges
In addition to foreign transaction fees, you’ll also want to consider late payment and other charges. With the DBS Altitude Card, you’ll be charged a late payment fee of S$100 if you don’t pay the minimum amount due on time. This is in line with other miles credit cards.
It’s also worth noting that the DBS Altitude Card charges an annual fee of S$192.6. This fee is waived for the first year, but it’s still something to keep in mind. Other miles credit cards like the Citi PremierMiles Card and the UOB PRVI Miles Card have similar annual fees.
Overall, the DBS Altitude Card is a competitive option for travellers seeking a credit card with affordable perks and a good miles rewards program. While it does have some fees and charges, they are in line with other miles credit cards on the market.
Miles Redemption and Partners
When it comes to redeeming your miles, the DBS Altitude Card offers a wide range of options to suit your travel needs. Here are some of the major redemption partners available:
KrisFlyer and Partner Airlines
With the DBS Altitude Card, you can earn miles that can be redeemed with KrisFlyer and its partner airlines. This includes Singapore Airlines, SilkAir, Scoot, Star Alliance partners, and more. You can also use your miles to upgrade your flights or purchase flight tickets for your loved ones.
If you are a frequent flyer with Singapore Airlines, you can also consider the KrisFlyer UOB Card, which is co-branded with Singapore Airlines. However, the DBS Altitude Card offers more flexibility as you can redeem your miles with a wider range of airlines, not just Singapore Airlines.
Hotel and Travel Bookings
Apart from flights, you can also use your miles to book hotel stays and travel packages with DBS Altitude’s partner merchants such as Kaligo and Expedia. With up to 10 miles per S$1 spent on hotel transactions at Kaligo, and 6 miles per S$1 spent on flight, hotel, and travel packages at Expedia, you can accumulate your miles quickly and plan your next vacation.
Moreover, the DBS Altitude Card allows you to convert your DBS Points into KrisFlyer miles, Asia Miles, Qantas, Qatar Airways, and Cathay Pacific miles, giving you more options to redeem your miles for your travel needs.
In conclusion, the DBS Altitude Card offers a variety of options for redeeming your miles for flights, hotel stays, and travel packages. With its wide range of redemption partners, you can choose the one that suits your travel needs the most.
Cardholder Experiences
If you’re looking for a credit card that offers exceptional customer service and support, then the DBS Altitude Card is a great option for you. With a dedicated customer service team available 24/7, you can rest assured that any questions or concerns you have will be addressed promptly. In addition, the DBS Altitude Card also offers Visa Concierge services that can help you with everything from booking flights and hotels to making restaurant reservations and purchasing event tickets.
Customer Service and Support
With the DBS Altitude Card, you can enjoy peace of mind knowing that you have access to a dedicated customer service team that is available round the clock. Whether you have questions about your account, need help with a transaction, or have any other concerns, the customer service team is always ready to assist you. Moreover, the card also offers Visa Concierge services that can help you with a variety of tasks, such as booking flights and hotels, making restaurant reservations, and purchasing event tickets.
Lifestyle Benefits and Offers
The DBS Altitude Card comes with a host of lifestyle benefits and offers that make it a great choice for frequent travellers. For instance, you can enjoy golfing privileges at some of the best courses in the world, as well as limo transfers to and from the airport. Additionally, the card also offers Visa Digital Concierge services that can help you with a variety of tasks, such as booking flights, hotels, and car rentals, as well as making restaurant reservations and purchasing event tickets. Furthermore, the card also offers Citi World Privileges and travel privileges that can help you save money on everything from hotel stays to airfare and more.
In conclusion, the DBS Altitude Card is an excellent choice if you’re looking for a credit card that offers exceptional customer service and support, as well as a host of lifestyle benefits and offers. With features such as Visa Concierge services, golfing privileges, limo transfers, and more, this card is perfect for frequent travellers who want to enjoy the best that life has to offer.
Frequently Asked Questions
What splendid perks can one enjoy with the DBS Altitude Card compared to other miles credit cards?
The DBS Altitude Card offers a range of exclusive perks that make it stand out from other miles credit cards. For starters, you can earn up to 2.0 miles for every dollar spent locally, and up to 3.0 miles for every dollar spent overseas. Additionally, you can earn up to 10 miles for every dollar spent on travel bookings made through selected online travel agencies.
The DBS Altitude Card also offers complimentary travel insurance coverage of up to S$1 million when you charge your full travel fare to the card. Furthermore, you can enjoy up to two complimentary lounge access passes at over 80 airports worldwide each year.
How does the DBS Altitude Card’s miles earning rate stack up against its competitors?
Compared to its competitors, the DBS Altitude Card’s miles earning rate is highly competitive. For example, the Citi PremierMiles Card offers 1.2 miles for every dollar spent locally, and 2 miles for every dollar spent overseas. Meanwhile, the American Express Singapore Airlines KrisFlyer Credit Card offers 1.1 miles for every dollar spent locally, and 2 miles for every dollar spent overseas.
Are there any exclusive promotions that make the DBS Altitude Card a top choice for frequent travellers?
Yes, the DBS Altitude Card frequently offers exclusive promotions that make it a top choice for frequent travellers. For example, the card currently offers up to 4 miles for every dollar spent on online bookings made through selected travel partners.
Could you highlight the differences in benefits between the DBS Altitude Visa and American Express versions?
The DBS Altitude Visa and American Express versions differ in terms of the perks they offer. The DBS Altitude Visa offers 1.2 miles for every dollar spent locally, and 2 miles for every dollar spent overseas. Meanwhile, the DBS Altitude American Express Card offers 1.2 miles for every dollar spent locally, and 3 miles for every dollar spent overseas. Additionally, the American Express version offers exclusive dining and shopping privileges.
What makes the DBS Altitude Card stand out from the DBS Vantage Card in terms of travel rewards?
The DBS Altitude Card stands out from the DBS Vantage Card in terms of travel rewards because it offers a higher miles earning rate for travel bookings made through selected online travel agencies. Additionally, the DBS Altitude Card offers complimentary travel insurance coverage of up to S$1 million when you charge your full travel fare to the card, while the DBS Vantage Card does not.
How straightforward is it to convert DBS Altitude miles to airline loyalty programmes like KrisFlyer?
Converting DBS Altitude miles to airline loyalty programmes like KrisFlyer is a straightforward process. You can easily convert your miles online through the DBS Rewards website. The conversion rate is 1 DBS mile to 1 KrisFlyer mile, with a minimum conversion of 10,000 DBS miles.
