If you’re a frequent traveller looking for a credit card that can help you earn miles and rewards, then the DBS Altitude Visa Signature Card might be the perfect fit for you. This card is designed to offer you a range of travel benefits, from earning miles on your everyday expenses to enjoying exclusive privileges at airports around the world.
The DBS Altitude Visa Signature Card is one of the most popular travel credit cards in Singapore, thanks to its generous rewards and benefits. With this card, you can earn up to 10 miles per S$1 spent on your daily expenses, making it easy to accumulate miles quickly. Plus, you can enjoy a range of travel perks, such as complimentary airport lounge access, travel insurance coverage, and more.
So, if you’re looking for a credit card that can help you earn miles and rewards while you travel, then the DBS Altitude Visa Signature Card is definitely worth considering. With its competitive rewards and benefits, you’ll be able to enjoy a range of travel perks and experiences that will make your trips more enjoyable and rewarding.
Key Takeaways
- The DBS Altitude Visa Signature Card is a popular travel credit card in Singapore that offers generous rewards and benefits.
- With this card, you can earn up to 10 miles per S$1 spent on your daily expenses, making it easy to accumulate miles quickly.
- You can enjoy a range of travel perks, such as complimentary airport lounge access, travel insurance coverage, and more.
DBS Altitude Visa Card Overview
If you’re looking for a credit card that offers you the best of both worlds – rewards and travel perks, then the DBS Altitude Visa Card is the perfect fit for you. This credit card is one of the most popular credit cards in Singapore, and for good reason. Here’s what you need to know about the DBS Altitude Visa Card.
Key Features
The DBS Altitude Visa Card is a travel credit card that rewards you with air miles for every dollar you spend. With this card, you can earn up to 1.2 miles per dollar spent locally and up to 2 miles per dollar spent overseas. Additionally, you can earn 3 miles per dollar spent on online flight and hotel bookings.
The DBS Altitude Visa Card also offers a range of travel perks, including complimentary travel insurance, airport lounge access, and discounts on hotel bookings. You can also enjoy exclusive deals on dining, shopping, and entertainment with this credit card.
Eligibility and Income Requirements
To be eligible for the DBS Altitude Visa Card, you must be a Singaporean citizen or permanent resident and be at least 21 years old. The minimum income requirement for this credit card is $30,000 per annum for Singaporeans and permanent residents and $45,000 per annum for foreigners.
In conclusion, the DBS Altitude Visa Card is an excellent choice for anyone looking for a travel credit card that offers rewards and travel perks. With its generous rewards program and travel benefits, this credit card is perfect for frequent travellers who want to earn air miles while enjoying exclusive travel perks.
Earning Miles
If you’re looking for a miles card that can help you earn miles quickly and easily, the DBS Altitude Visa Signature Card is one of the best options out there. Here’s how you can earn miles with this card:
Local and Overseas Spend
With the DBS Altitude Card, you earn air miles at a standard rate of $1 = 1.2 miles for local spend and $1 = 2 miles for overseas spend. This means that every dollar you spend locally will earn you 1.2 air miles, while every dollar you spend overseas will earn you 2 air miles. These rates are among the most competitive in the market, making the DBS Altitude Card a great choice for those who travel frequently.
Bonus Miles Opportunities
In addition to the standard earn rates, the DBS Altitude Card also offers bonus miles opportunities. For example, you can earn 3 miles per dollar spent on online flight and hotel bookings. This is a great way to earn even more miles when you’re booking travel online.
Additional Earning Rates
The DBS Altitude Card also offers additional earning rates for eligible transactions. For example, you can earn 3.25 DBS Points for every S$5 spent in Singapore Dollars (SGD) and 5.5 DBS Points for every S$5 spent in foreign currency (FCY). 1 DBS Point is worth 2 airline miles, so that’s an equivalent earn rate of 1.3 mpd for SGD spending, and 2.2 mpd for FCY spending. These additional earning rates can help you earn miles even faster.
Overall, the DBS Altitude Visa Signature Card is a great choice for those who want to earn miles quickly and easily. With competitive earn rates for both local and overseas spend, bonus miles opportunities, and additional earning rates for eligible transactions, this miles card is a great way to earn miles and save money on travel.
Rewards and Benefits
If you are a frequent traveler, the DBS Altitude Visa Signature Card is one of the best credit cards to have in your wallet. This card offers a wide range of rewards and benefits that make your travel experience more enjoyable and cost-effective. Here are some of the rewards and benefits you can enjoy with the DBS Altitude Visa Signature Card:
Travel Perks
With the DBS Altitude Visa Signature Card, you can earn air miles for every dollar you spend, which you can redeem for free flights, hotel stays, and other travel-related expenses. You can earn up to 3 miles for every dollar you spend on online hotel and flight bookings, and up to 6 miles for every dollar you spend on flight and hotel bookings on Expedia. You can also earn 10 miles for every dollar you spend on hotel bookings on Kaligo.
Exclusive Promotions
As a DBS Altitude Visa Signature Cardholder, you can enjoy exclusive promotions and discounts on travel-related expenses. For example, you can get up to 50% off on hotel bookings at selected hotels worldwide, and up to 25% off on car rentals at participating rental companies. You can also get discounts on airport transfers, travel insurance, and other travel-related expenses.
Priority Pass Membership
The DBS Altitude Visa Signature Card comes with a complimentary Priority Pass Membership, which gives you access to over 1,000 airport lounges worldwide. With Priority Pass, you can relax and unwind before your flight, enjoy complimentary food and drinks, and catch up on work or entertainment in a quiet and comfortable environment.
In addition to the above benefits, the DBS Altitude Visa Signature Card also offers travel insurance, travel privileges, and digital Priority Pass membership. With all these rewards and benefits, the DBS Altitude Visa Signature Card is the perfect credit card for frequent travelers who want to make the most of their travel experience.
Fees and Charges
Annual Fee and Waivers
The DBS Altitude Visa Signature Card has an annual fee of £120, which is waived for the first year. To enjoy subsequent fee waivers, you must spend at least £25,000 on the card in the previous membership year. The annual fee for supplementary cards is £60, with the first year being free.
Interest Rates and Transaction Fees
The interest rate charged on outstanding balances is 26.8% per annum. The minimum payment due is 3% of the outstanding balance or £50, whichever is higher. Late payment charges are £100 if the minimum payment is not received by the payment due date.
Foreign currency transactions will incur a fee of 3% of the transaction amount. Cash advance transactions will incur a fee of 6% of the amount withdrawn or £15, whichever is higher. Overlimit fees are charged at £40 per month if the outstanding balance exceeds the credit limit.
There are no admin fees for the DBS Altitude Visa Signature Card. However, it is important to note that fees and charges are subject to change and you should always refer to the latest terms and conditions for accurate information.
Overall, the DBS Altitude Visa Signature Card offers competitive fees and charges, especially when considering the benefits it offers. With the right usage and payment habits, you can avoid most of the fees and charges and enjoy the rewards that come with the card.
Card Management
Managing your DBS Altitude Visa Signature Card is easy and convenient with the online services and customer support provided by DBS.
Online Services
With the DBS online banking platform, you can manage your DBS Altitude Visa Card from anywhere, anytime. You can check your account balance, view your transaction history, and make payments conveniently. You can also set up alerts to notify you of any changes to your account, such as when your statement is available or when a transaction exceeds a certain amount.
In addition, the DBS mobile app allows you to manage your account on the go. You can view your account balance, transaction history, and rewards points balance, as well as make payments and redeem rewards.
Customer Support
If you have any questions or concerns about your DBS Altitude Visa Card, you can contact the DBS customer support team. They are available 24/7 to assist you with any issues you may have. You can contact them via phone, email, or live chat.
When you apply for a DBS Altitude Visa Card, you will receive a Principal Card and the option to add Supplementary Cards for your family members. You can manage your Supplementary Cards online or by contacting customer support.
In conclusion, managing your DBS Altitude Visa Signature Card is easy and convenient with the online services and customer support provided by DBS. Whether you need to check your account balance or have a question about your rewards points, DBS has you covered.
Comparative Analysis
DBS Altitude vs Other Miles Cards
If you’re looking for a miles card, you have plenty of options to choose from. However, the DBS Altitude Visa Signature Card stands out from the crowd. Here’s how it compares to other popular miles cards in Singapore:
DBS Altitude vs UOB PRVI Miles Card
The UOB PRVI Miles Card is a popular choice for frequent travellers. Like the DBS Altitude Card, it offers miles for every dollar spent. However, the UOB PRVI Miles Card offers a higher earn rate of 1.4 miles per dollar spent overseas, compared to the Altitude Card’s 1.2 miles per dollar spent. On the other hand, the Altitude Card offers a better earn rate for online hotel and flight bookings, making it a better choice for those who frequently book travel online.
DBS Altitude vs Citi PremierMiles Card
The Citi PremierMiles Card is another popular miles card in Singapore. Like the DBS Altitude Card, it offers miles for every dollar spent. However, the Citi PremierMiles Card offers a higher earn rate of 1.5 miles per dollar spent locally, compared to the Altitude Card’s 1.2 miles per dollar spent. On the other hand, the Altitude Card offers a better earn rate for online hotel and flight bookings, making it a better choice for those who frequently book travel online.
DBS Altitude vs KrisFlyer UOB Card
The KrisFlyer UOB Card is a co-branded card that offers miles for every dollar spent. Unlike the DBS Altitude Card, it is specifically designed for those who frequently fly with Singapore Airlines. However, the KrisFlyer UOB Card offers a lower earn rate of 1.2 miles per dollar spent, compared to the Altitude Card’s 1.2 miles per dollar spent. On the other hand, the KrisFlyer UOB Card offers more perks for Singapore Airlines flights, making it a better choice for those who frequently fly with the airline.
DBS Altitude vs American Express Air Miles Credit Cards
American Express offers a range of air miles credit cards, including the American Express Singapore Airlines KrisFlyer Credit Card and the American Express Singapore Airlines KrisFlyer Ascend Credit Card. These cards offer miles for every dollar spent, but they also come with high annual fees. The DBS Altitude Card offers a lower annual fee and a better earn rate for online hotel and flight bookings, making it a better choice for those who want to earn miles without breaking the bank.
In summary, the DBS Altitude Visa Signature Card is an excellent choice for those who want to earn miles while keeping their costs low. While other miles cards offer higher earn rates for certain categories, the Altitude Card offers a good balance of earn rates and low fees.
Final Thoughts
Pros and Cons
Overall, the DBS Altitude Visa Signature Card is a great option for young working adults who love to travel. The card offers a variety of travel perks, such as air miles that never expire and free travel insurance. Additionally, the low minimum income requirement makes it accessible to many individuals.
One of the key benefits of the DBS Altitude Card is the ability to earn air miles at a standard rate of $1 = 1.2 miles (local) and $1 = 2 miles (overseas), plus $1 = 3 miles (or more) on online flight and hotel bookings. This can add up quickly and help you save money on your next trip.
Another advantage of the card is the ability to earn bonus miles on dining and entertainment, which can make it an attractive option for those who like to go out often. However, it’s important to note that the card no longer offers bonuses on flights and hotels, which may be a downside for some.
Recommendations for Young Working Adults
If you’re a young working adult looking for a credit card that can help you save money on travel, the DBS Altitude Card is definitely worth considering. With its low minimum income requirement and variety of travel perks, it’s a great option for those who are just starting out in their careers.
To get the most out of the card, we recommend using it for all of your everyday expenses, such as groceries, dining, and entertainment. This will help you earn air miles quickly and maximize your savings.
It’s also a good idea to keep an eye out for special promotions and offers, such as bonus miles for signing up or spending a certain amount in a specific timeframe. By taking advantage of these deals, you can earn even more air miles and save even more money on your next trip.
In conclusion, the DBS Altitude Visa Signature Card is a great option for young working adults who love to travel. With its variety of travel perks and low minimum income requirement, it’s definitely worth considering if you’re in the market for a new credit card.
Frequently Asked Questions
How thrilling is it to access airport lounges with the DBS Altitude Card?
Accessing airport lounges with the DBS Altitude Card is a thrilling experience. You get to enjoy complimentary access to over 1,000 airport lounges worldwide, including the exclusive Plaza Premium Lounge in Singapore. With the DBS Altitude Card, you can relax in style and comfort before your flight, and enjoy complimentary refreshments, Wi-Fi, and other amenities.
What exclusive travel insurance benefits come with the DBS Altitude Card?
The DBS Altitude Card comes with exclusive travel insurance benefits that provide you with peace of mind when you travel. You get up to S$1 million in travel accident insurance coverage, as well as travel inconvenience coverage for flight delays, luggage loss, and more. Additionally, you get overseas medical expenses coverage of up to S$500,000, and travel cancellation coverage of up to S$10,000.
Can you explain the exhilarating process of converting miles with the DBS Altitude Card?
Converting miles with the DBS Altitude Card is an exhilarating experience. You can convert your DBS Points into air miles with leading airlines, including Singapore Airlines, Cathay Pacific, and Emirates. With the DBS Altitude Card, you earn air miles at a standard rate of $1 = 1.2 miles (local) and $1 = 2 miles (overseas), plus $1 = 3 miles (or more) on online flight and hotel bookings. You can also enjoy bonus miles when you spend on dining, shopping, and entertainment.
What’s the minimum income required to get on board with the DBS Altitude Card?
The minimum income required to get on board with the DBS Altitude Card is S$30,000 per annum for Singaporeans and Permanent Residents, and S$45,000 per annum for foreigners. Additionally, you must be at least 21 years old to apply for the DBS Altitude Card.
How does one go about redeeming miles with the DBS Altitude Card, and is it a delightful experience?
Redeeming miles with the DBS Altitude Card is a delightful experience. You can redeem your air miles for flights, hotel stays, car rentals, and other travel-related expenses. You can also use your air miles to offset your credit card bills or donate to charity. With the DBS Altitude Card, you can enjoy expiry-free miles, which means that your miles will never expire, giving you more flexibility and freedom to plan your travels.
Is there a limit to the amount of miles one can earn with the DBS Altitude Card, or is it a sky-high adventure?
There is no limit to the amount of miles you can earn with the DBS Altitude Card, making it a sky-high adventure. The more you spend, the more miles you earn, and the more you can travel and explore the world. With the DBS Altitude Card, you can earn miles on all your spending, including dining, shopping, entertainment, and online bookings, giving you more opportunities to earn and redeem your miles.
