Are you considering applying for the OCBC Premier Visa Infinite Credit Card? This prestigious card is designed for OCBC Premier Banking customers and offers a range of benefits, from cashback and rewards to exclusive deals and promotions. In this article, we’ll provide you with everything you need to know about this card, so you can decide if it’s the right choice for you.
First, we’ll give you an overview of the OCBC Premier Visa Infinite Credit Card, including its features, benefits, and fees. Then, we’ll discuss how you can earn rewards and cashback with your card, as well as how to apply and whether you’re eligible. We’ll also cover using your card abroad, fees and charges, and additional card features. Finally, we’ll provide some tips on how to maximise the value of your card and answer some frequently asked questions.
Key Takeaways
- The OCBC Premier Visa Infinite Credit Card is designed for OCBC Premier Banking customers and offers a range of benefits, including cashback and rewards, exclusive deals and promotions, and additional card features.
- To earn rewards and cashback, you’ll need to use your card for eligible purchases and meet certain spending requirements. You can apply for the card online or in person, and eligibility requirements apply.
- Using your card abroad may incur additional fees, so it’s important to understand the terms and conditions. To maximise the value of your card, consider using it for everyday purchases and taking advantage of exclusive deals and promotions.
OCBC Premier Visa Infinite Card Overview
If you are looking for a credit card that offers both cashback and miles, then the OCBC Premier Visa Infinite Card might be the perfect fit for you. This card is exclusively available to OCBC Premier Banking customers who have a minimum AUM of S$200,000.
Key Features
The OCBC Premier Visa Infinite Card offers a flexible rewards program that lets you earn 28 OCBC$ for every S$5 spent in foreign currency and 16 OCBC$ for every S$5 spent in Singapore dollars. You can redeem your OCBC$ for miles, cash rebates, and more.
In addition to the rewards program, the card also comes with a host of other benefits. You can enjoy unlimited access to over 1,000 airport lounges worldwide with Priority Pass membership. The card also offers travel insurance coverage of up to S$1 million and medical coverage of up to S$50,000.
Exclusive Benefits
As an OCBC Premier Banking customer, you can enjoy exclusive benefits with the Premier Visa Infinite Card. You can get up to 50% off at over 1,000 restaurants in Singapore with The Good Life® dining program. You can also enjoy discounts on shopping, travel, and entertainment with the same program.
The card also comes with a complimentary limousine transfer service to and from Changi Airport. You can enjoy up to two rides per year when you charge a minimum of S$5,000 to your card within the first three months of approval.
Overall, the OCBC Premier Visa Infinite Card is an excellent choice for those who want a credit card that offers both cashback and miles, as well as a host of other exclusive benefits.
Earning Rewards and Cashback
Are you looking for a credit card that rewards you for your spending? Look no further than the OCBC Premier Visa Infinite Credit Card. This card offers a range of rewards and cashback benefits that make it a top choice for savvy shoppers.
Rewards Programme
The OCBC Premier Visa Infinite Credit Card offers a rewards programme that allows you to earn OCBC$ for every dollar you spend. With this programme, you can earn up to 1.6 OCBC$ for every S$1 you spend on eligible purchases. These points can be redeemed for a range of rewards, including air miles, cashback, and merchandise.
Cashback Benefits
In addition to the rewards programme, the OCBC Premier Visa Infinite Credit Card also offers cashback benefits. With no minimum spend required, you can earn up to 1.6% cashback on all eligible purchases. This means that you can earn cashback on everything from groceries to petrol to dining out.
Bonus Rewards Opportunities
The OCBC Premier Visa Infinite Credit Card also offers a range of bonus rewards opportunities. For example, you can earn bonus interest on your savings when you use your card to pay for your monthly insurance premiums. You can also earn bonus cashback when you use your card to pay for your monthly bills, such as utility bills and phone bills.
If you’re looking for a credit card that offers a range of rewards and cashback benefits, the OCBC Premier Visa Infinite Credit Card is the perfect choice for you. With its rewards programme, cashback benefits, and bonus rewards opportunities, you can earn rewards and cashback on all of your eligible purchases.
Eligibility and Application
Are you excited to apply for the OCBC Premier Visa Infinite Credit Card? Here’s what you need to know about the eligibility and application process.
Income Requirements
To be eligible for this exclusive credit card, you must be an OCBC Premier Banking customer. This means you need to deposit or invest at least S$200,000 in fresh funds or join OCBC Premier Private Client with S$1 million in fresh funds and qualify as an Accredited Investor.
In terms of annual income requirements, Singaporeans and PRs need to have an annual income of at least S$30,000, while foreigners need to have an annual income of at least S$45,000.
New-to-OCBC Promotions
If you’re a new-to-OCBC Premier Banking customer, you can enjoy exclusive promotions when you apply for the OCBC Premier Visa Infinite Credit Card. For example, you can receive up to S$150 cash credit when you apply for the card and meet the spend requirements.
To apply for the OCBC Premier Visa Infinite Credit Card, simply log in to your OCBC online banking account and navigate to the “Credit Card” section. Select the card you wish to apply for and submit your personal details. Confirm the name on your card and review your application before submitting it.
Remember to read the terms and conditions carefully before applying for the card. If you have any questions or concerns, don’t hesitate to contact OCBC customer service for assistance.
Now that you know about the eligibility and application process, it’s time to take the first step towards enjoying exclusive privileges and rewards with the OCBC Premier Visa Infinite Credit Card.
Using Your Card Abroad
If you’re planning to travel overseas, the OCBC Premier Visa Infinite Credit Card is an excellent choice for your foreign currency transactions. Here’s everything you need to know about using your card abroad.
Foreign Currency Transactions
When you use your OCBC Premier Visa Infinite Credit Card for foreign currency spend, you’ll earn 28 OCBC$ for every S$5 spent. This means you can earn more rewards and enjoy a better exchange rate when you spend abroad. Plus, there are no conversion fees for foreign currency transactions, so you can avoid additional charges.
Travel Benefits
In addition to earning rewards, the OCBC Premier Visa Infinite Credit Card also offers a range of travel benefits. For example, you can enjoy free travel insurance coverage of up to S$1 million when you charge your travel$ to your card. This coverage includes medical expenses, trip cancellation, and more.
Moreover, you can also access exclusive travel deals and discounts with the card. For example, you can enjoy up to 50% off dining and accommodation at selected hotels and restaurants worldwide. Plus, you can get complimentary access to over 1,000 airport lounges worldwide with Priority Pass.
In conclusion, the OCBC Premier Visa Infinite Credit Card is an excellent choice for your foreign currency transactions when you travel abroad. With its high rewards rate and travel benefits, you can enjoy a worry-free trip while earning rewards at the same time.
Fees and Charges
If you’re considering the OCBC Premier Visa Infinite Credit Card, it’s important to understand the fees and charges associated with the card. Here’s everything you need to know:
Annual Fee
The OCBC Premier Visa Infinite Credit Card has an annual fee of S$3,210. However, the first 2 years of annual fees are waived, so you won’t have to pay anything for the first 24 months. After that, you’ll need to pay the annual fee to continue using the card.
Other Charges
In addition to the annual fee, there are other charges associated with the OCBC Premier Visa Infinite Credit Card. Here are some of the most important ones to be aware of:
- Minimum Spending: There is no minimum spending requirement for the OCBC Premier Visa Infinite Credit Card.
- Qualifying Spend: To qualify for the OCBC Premier Banking Visa Infinite Credit Card, you need to have a minimum income of S$30,000 per annum or S$10,000 fixed deposit in lieu of income.
- Late Payment Fee: If you miss a payment or make a payment after the due date, you’ll be charged a late payment fee of S$100.
- Cash Advance Fee: If you withdraw cash using your OCBC Premier Visa Infinite Credit Card, you’ll be charged a cash advance fee of 6% of the amount withdrawn or S$15, whichever is higher.
- Foreign Currency Transaction Fee: If you use your card to make purchases in a foreign currency, you’ll be charged a fee of 2.8% of the transaction amount.
- Overlimit Fee: If you exceed your credit limit, you’ll be charged an overlimit fee of S$40.
Overall, the OCBC Premier Visa Infinite Credit Card offers a wide range of benefits, but it’s important to be aware of the fees and charges associated with the card. Make sure you understand these costs before applying for the card so that you can make an informed decision.
Exclusive Deals and Promotions
As an OCBC Premier Visa Infinite Credit Cardholder, you get to enjoy exclusive deals and promotions that are specially curated for you. These deals and promotions are designed to enhance your dining, lifestyle, travel and hotel experiences.
Dining and Lifestyle Perks
With the OCBC Premier Visa Infinite Credit Card, you can enjoy up to 50% off at over 1,000 restaurants in Singapore. From Michelin-starred restaurants to local favourites, you can indulge in culinary delights at discounted prices.
In addition to dining perks, the card also offers exclusive lifestyle benefits. You can enjoy discounts at luxury spas, entertainment venues, and other lifestyle merchants.
Travel and Hotel Offers
The OCBC Premier Visa Infinite Credit Card also offers a range of travel and hotel deals. You can enjoy discounts on airline tickets, hotel stays, and car rentals. The card also offers exclusive access to airport lounges and concierge services.
If you are a frequent traveller, you will appreciate the complimentary travel insurance coverage that comes with the card. You can travel with peace of mind knowing that you are covered for unexpected events.
In conclusion, the OCBC Premier Visa Infinite Credit Card offers a range of exclusive deals and promotions that can enhance your dining, lifestyle, travel, and hotel experiences. With discounts at over 1,000 restaurants in Singapore, exclusive lifestyle benefits, and travel and hotel offers, this card is a must-have for anyone who enjoys the finer things in life.
Additional Card Features
Insurance Protections
The OCBC Premier Visa Infinite Credit Card comes with a range of insurance protections that can give you peace of mind when making purchases. These protections include travel insurance, purchase protection, and extended warranty coverage. With travel insurance, you can enjoy coverage for travel accidents, medical emergencies, and travel inconveniences such as flight delays and baggage loss. Purchase protection and extended warranty coverage provide additional protection for your purchases, ensuring that you are covered in case of loss, damage, or theft.
Card Management Options
Managing your OCBC Premier Visa Infinite Credit Card is easy and convenient. You can manage your card through the OCBC mobile app, which allows you to view your card transactions, check your credit card bill, and make payments. You can also manage your card through internet banking, which gives you access to a range of additional features such as transfer partners and pooling feature.
When it comes to managing your credit card bill, the OCBC Premier Visa Infinite Credit Card offers a range of options to suit your needs. You can choose to pay your bill in full each month, or you can opt for a minimum payment plan. You can also choose to set up automatic payments to ensure that your bill is always paid on time.
The OCBC Premier Visa Infinite Credit Card also offers e-commerce protection, which provides additional security when making online purchases. This protection includes features such as one-time passwords and online fraud protection, which can help to prevent unauthorised transactions.
It’s clear that the OCBC Premier Visa Infinite Credit Card offers a range of additional features that can help to make your life easier and more convenient. With insurance protections, card management options, and e-commerce protection, you can enjoy peace of mind knowing that your purchases are protected and your card is managed with ease.
Understanding Terms and Conditions
When applying for the OCBC Premier Visa Infinite Credit Card, it is important to understand the terms and conditions that come with it. You can find the full terms and conditions on the OCBC website. Here are some of the key points to keep in mind:
- The OCBC Premier Visa Infinite Credit Card is offered to Premier Banking clients of OCBC Bank who maintain a minimum average monthly deposit balance of £200,000 (or its equivalent in a foreign currency) with OCBC Bank. Applicants must also have a minimum annual income of £30,000 (or £60,000 for non-Singaporean/non-PR applicants).
- The annual fee for the OCBC Premier Visa Infinite Credit Card is £321 (including GST) per annum. However, this fee can be waived if you meet certain conditions, such as spending a minimum of £10,000 in a year on the card.
- The OCBC Premier Visa Infinite Credit Card offers a range of benefits, such as cashback or miles on your spending, access to airport lounges, and travel insurance coverage. However, there are some exclusions to these benefits, such as cashback not being applicable for certain categories of spending, such as payments to government agencies and insurance providers. You can find the full list of exclusions in the terms and conditions.
- It is important to note that the terms and conditions of the OCBC Premier Visa Infinite Credit Card are subject to change. You should review the terms and conditions regularly to ensure that you are aware of any changes that may affect you.
By understanding the terms and conditions of the OCBC Premier Visa Infinite Credit Card, you can make the most of its benefits while avoiding any potential issues.
Maximising Card Value
If you have an OCBC Premier Visa Infinite Credit Card, you can maximise its value by using it strategically and redeeming rewards wisely. Here are some tips to help you get the most out of your card:
Strategic Spending
One of the best things about the OCBC Premier Visa Infinite Credit Card is that there is no minimum spend required to earn rewards. This means that you can earn cash rebates or air miles on all your purchases, big or small.
To maximise your rewards, consider using your card to pay for utilities, bills, and other recurring expenses. You can also earn more rewards by using your card for foreign currency transactions or by signing up for services like CardUp, which allows you to pay for big-ticket items like rent or insurance with your credit card.
Rewards Redemption
When it comes to redeeming your rewards, you have several options. If you prefer cash rebates, you can simply credit them to your OCBC 360 account, which offers high-interest rates on your savings.
If you prefer air miles, you can redeem them for flights or other travel-related expenses. The OCBC Premier Visa Infinite Credit Card also offers a companion ticket benefit, which allows you to bring a friend or family member along on your travels for free.
To get the most out of your rewards, be sure to check for sign-up rewards or bonus miles when you first get your card. You can also earn more rewards by maintaining a high average daily balance in your account or by signing up for other OCBC products like the VOYAGE Card or NXT Credit Card.
Overall, the OCBC Premier Visa Infinite Credit Card is a great choice for anyone looking to maximise their rewards and get the most out of their spending. With its wide range of benefits and flexible rewards redemption options, it’s no wonder that it’s one of the most popular credit cards in Singapore. So what are you waiting for? Start using your card today and start earning those rewards!
Note: Information in this section was gathered from The MileLion and OCBC’s website.
Frequently Asked Questions
How thrilling is the lounge access provided with the OCBC Premier Visa Infinite card?
The lounge access provided with the OCBC Premier Visa Infinite card is nothing short of thrilling. You get to enjoy unlimited access to over 1,000 airport lounges worldwide, including the Plaza Premium Lounge, SATS Premier Lounge, and more. You can also bring a guest along with you to enjoy the experience.
What are the most talked-about perks of the OCBC Premier Visa Infinite card?
The most talked-about perks of the OCBC Premier Visa Infinite card include the unlimited airport lounge access, the exclusive concierge services, and the attractive rewards programme. You can earn up to 1.6% cashback on all your spending, and the rewards never expire.
Could you share some exhilarating insights from reviews of the OCBC Premier Visa Infinite credit card?
According to reviews, the OCBC Premier Visa Infinite credit card is one of the best credit cards in Singapore. The card offers excellent rewards, exclusive privileges, and outstanding customer service. The airport lounge access and concierge services are highly praised by cardholders.
What does one need to earn to qualify for the exclusive OCBC Premier Voyage card?
To qualify for the exclusive OCBC Premier Voyage card, you need to have a minimum income of S$120,000 per annum or S$1,000,000 in deposits and investments with OCBC Bank. The card offers even more exclusive privileges and rewards than the OCBC Premier Visa Infinite card.
In what ways does the OCBC Premier Visa Infinite differ from the Visa Infinite Privilege, and which is more rewarding?
The OCBC Premier Visa Infinite differs from the Visa Infinite Privilege in terms of the income requirement and the privileges offered. The Visa Infinite Privilege requires a higher income and offers even more exclusive privileges and rewards. However, the OCBC Premier Visa Infinite is still highly rewarding and offers excellent benefits.
What is the maximum credit limit one can enjoy with the Visa Infinite, and how does it enhance one’s spending power?
The maximum credit limit one can enjoy with the Visa Infinite depends on your income and credit history. However, the Visa Infinite is known for offering high credit limits, which can enhance your spending power and enable you to enjoy even more rewards and privileges.
