Looking for a credit card that offers exclusive benefits and rewards? The OCBC Premier Visa Infinite Credit Card could be the answer. This credit card is designed for high net worth individuals who want to enjoy a luxurious lifestyle and earn rewards at the same time. If you’re looking for a credit card that offers premium perks and benefits, this review will help you decide if the OCBC Premier Visa Infinite Credit Card is right for you.
Key Features and Benefits The OCBC Premier Visa Infinite Credit Card offers a range of benefits, including access to exclusive airport lounges, travel insurance, and concierge services. You can also earn rewards points on your spending, which can be redeemed for a variety of rewards such as air miles, shopping vouchers, and more. With this credit card, you can enjoy a range of lifestyle benefits and rewards that are tailored to your needs.
Earning and Redeeming Points The OCBC Premier Visa Infinite Credit Card offers a rewards program that allows you to earn points on your spending. You can earn 1 OCBC$ for every S$1 spent locally, and 1.5 OCBC$ for every S$1 spent overseas. You can redeem your points for a range of rewards, including air miles, shopping vouchers, and more. The rewards program is flexible and allows you to choose the rewards that suit your lifestyle.
Key Features and Benefits
If you’re looking for a credit card that offers you a range of exclusive rewards, miles, dining and lifestyle privileges, travel benefits, and insurance, the OCBC Premier Visa Infinite Credit Card is a great choice for you. Here are some of the key features and benefits of this card that make it stand out from the crowd:
Exclusive Rewards and Miles
With the OCBC Premier Visa Infinite Credit Card, you can earn OCBC$ for every dollar you spend. These OCBC$ can be redeemed for a range of exclusive rewards, including dining vouchers, shopping vouchers, and travel packages. In addition, you can also earn air miles for every dollar you spend, which can be redeemed for flights, hotel stays, and other travel-related expenses.
Dining and Lifestyle Privileges
As an OCBC Premier Visa Infinite Credit Cardholder, you can enjoy a range of dining and lifestyle privileges, including discounts at some of the finest restaurants in Singapore, as well as exclusive access to events and experiences. You can also enjoy exclusive discounts on shopping, entertainment, and travel-related expenses.
Travel Benefits and Insurance
The OCBC Premier Visa Infinite Credit Card offers a range of travel benefits and insurance, including airport lounge access, Plaza Premium Lounge access, and airport limo transfers. You can also enjoy exclusive discounts on hotel stays, car rentals, and other travel-related expenses. In addition, the card comes with travel insurance coverage, including travel accident insurance, travel inconvenience insurance, and travel medical insurance.
Overall, the OCBC Premier Visa Infinite Credit Card is a great choice for anyone who wants to enjoy a range of exclusive rewards, miles, dining and lifestyle privileges, travel benefits, and insurance. With its competitive annual fee and Visa Infinite status, this card is a great choice for anyone who wants to enjoy the best of what Singapore has to offer.
Earning and Redeeming Points
Are you excited to learn about how you can earn and redeem points with your OCBC Premier Visa Infinite Credit Card? Let’s dive in and explore the details.
Understanding OCBC$ and Voyage Miles
With your OCBC Premier Visa Infinite Credit Card, you can earn OCBC$ and Voyage Miles. OCBC$ are reward points that you can earn when you use your card for local and overseas transactions. The earn rates for OCBC$ are 16 OCBC$ for every S$5 spent on local currency transactions and 28 OCBC$ for every S$5 spent on foreign currency transactions. You can earn unlimited OCBC$ and the points never expire.
On the other hand, Voyage Miles are frequent flyer miles that you can earn when you convert your OCBC$ to KrisFlyer miles or Asia Miles. For every 1 OCBC$ you convert, you will receive 1 KrisFlyer mile or 1 Asia Mile. There is no conversion fee for KrisFlyer miles, but there is a S$25 conversion fee for Asia Miles.
Miles Conversion and Partners
When it comes to converting your OCBC$ to KrisFlyer miles, you can do so in blocks of 3,600 OCBC$ for 1,000 KrisFlyer miles. The conversion process is quick and easy, and your KrisFlyer miles will be credited to your account within 5 working days.
In addition to KrisFlyer, the OCBC Premier Visa Infinite Credit Card also partners with other frequent flyer programs such as Asia Miles, British Airways Executive Club, and Emirates Skywards. You can convert your OCBC$ to these programs’ miles as well, but the conversion rates may vary.
Bonus Miles and Promotions
From time to time, OCBC may offer bonus miles and promotions to cardholders. For instance, new cardholders may receive bonus miles when they sign up for the card and meet the spending requirements. Keep an eye out for such promotions to maximise your rewards.
In summary, the OCBC Premier Visa Infinite Credit Card offers a generous earn rate of OCBC$ and Voyage Miles, which you can use to redeem for a variety of rewards. With no expiry date on your points and a quick conversion process, you can make the most of your card’s benefits.
Fees and Charges
If you’re considering the OCBC Premier Visa Infinite Credit Card, it’s important to understand the fees and charges associated with it. Here’s what you need to know:
Annual Fees and Waivers
The OCBC Premier Visa Infinite Credit Card has an annual fee of S$321 (inclusive of GST) per year. However, this fee is waived for the first two years for new cardmembers.
If you are a Premier Banking customer, you can enjoy an annual fee waiver for as long as you remain a Premier Banking customer.
Foreign Currency Transaction Fees
When you use your OCBC Premier Visa Infinite Credit Card for foreign currency transactions, you will be charged a fee of 2.8% (inclusive of GST) of the transaction amount.
Other Applicable Charges
In addition to the annual fee and foreign currency transaction fees, there are other charges that may apply to your OCBC Premier Visa Infinite Credit Card. These include:
- Late payment fee: S$100
- Cash advance fee: 6% of the amount withdrawn or S$15, whichever is higher
- Overlimit fee: S$40
- Card replacement fee: S$30
It’s important to note that these charges are subject to change, so it’s always a good idea to check with OCBC for the most up-to-date information.
Overall, while there are some fees and charges associated with the OCBC Premier Visa Infinite Credit Card, the benefits and rewards it offers may make it worth considering.
Eligibility and Application
Qualifying Criteria
To be eligible for the OCBC Premier Visa Infinite Credit Card, you must be an OCBC Premier Banking customer. This means you must have a minimum balance of S$200,000 in deposits and/or investments with OCBC Bank. If you are not an existing Premier Banking customer, you can apply for the service and the card at the same time.
In addition to the Premier Banking requirement, you must also meet the income requirement of S$120,000 p.a. This is a relatively high income requirement compared to other credit cards in Singapore, but it is in line with the premium benefits offered by the card.
Application Process
If you meet the eligibility criteria, you can apply for the OCBC Premier Visa Infinite Credit Card online or at any OCBC Bank branch. The application process is straightforward and can be completed in a few simple steps.
First, gather all the necessary documents, including your NRIC or passport, income documents, and proof of address. Then, visit the OCBC website or branch and fill out the application form. You will need to provide personal and financial information, including your income, employment status, and credit history.
Once you have submitted your application, OCBC will review your documents and conduct a credit check. If you meet the eligibility criteria and pass the credit check, you will receive your card within 7-10 business days.
Overall, the application process for the OCBC Premier Visa Infinite Credit Card is straightforward and relatively quick. If you meet the eligibility criteria and are looking for a premium credit card with exclusive benefits, this card may be a good fit for you.
Card Management and Services
As a Premier Banking customer, managing your OCBC Premier Visa Infinite Credit Card is a breeze. You can access your account information anytime, anywhere through the online banking portal or mobile app.
Online Banking and Mobile App
OCBC’s online banking portal and mobile app offer a seamless card management experience. You can view your account balance, transaction history, and credit limit. You can also make payments, set up automatic bill payments, and manage your card settings, such as setting up alerts for transactions above a certain amount.
The mobile app also offers added convenience, allowing you to access your card information on-the-go. You can view your account information, pay bills, and even block your card in case of loss or theft.
Concierge and Customer Support
As a Premier Banking customer, you have access to a dedicated concierge service. The concierge service is available 24/7 to assist you with a range of services, from booking travel arrangements to making restaurant reservations. Simply call the concierge hotline and they will be happy to assist you.
If you need any assistance with your card, you can also contact OCBC’s customer support team. The team is available 24/7 to answer any questions you may have, and can assist you with card activation, reporting lost or stolen cards, and more.
Overall, managing your OCBC Premier Visa Infinite Credit Card is a hassle-free experience, thanks to the online banking portal, mobile app, concierge service, and customer support team.
Comparative Analysis
OCBC Premier Visa Infinite vs Other OCBC Cards
If you are an OCBC Premier Banking customer, you have access to a range of credit cards with different benefits. The OCBC Premier Visa Infinite Credit Card is one of the most premium cards offered by OCBC, and it comes with a range of benefits such as luxury discounts, airport lounge access, and concierge service. However, it is important to compare this card with other OCBC cards to see which one suits your needs the best.
The OCBC Voyage Card is another premium card that offers similar benefits to the Premier Visa Infinite Card. However, the Voyage Card is more focused on travel-related benefits, such as airport limousine transfers, travel insurance, and access to exclusive travel deals. If you are a frequent traveller, the Voyage Card might be a better option for you.
If you are looking for a card with more cashback benefits, the OCBC 365 Credit Card might be a good option. This card offers cashback on dining, groceries, petrol, and online shopping. The OCBC Titanium Rewards Credit Card is another popular card that offers rewards points for shopping, dining, and travel expenses.
OCBC Premier Visa Infinite vs Competitors
When it comes to premium credit cards, there are several competitors in the Singapore market. The DBS Altitude Card and the Citi PremierMiles Card are two popular options. The DBS Altitude Card offers rewards points for travel expenses, while the Citi PremierMiles Card offers miles that can be redeemed for flights and hotel stays.
Compared to these cards, the OCBC Premier Visa Infinite Credit Card offers a more comprehensive range of benefits, including luxury discounts, airport lounge access, and concierge service. However, it is important to note that the Premier Visa Infinite Card requires a minimum balance of SGD 200,000 in your OCBC account to qualify, which might not be feasible for everyone.
If you are looking for a cashback card, the OCBC Infinity Cashback Card might be a good option. This card offers up to 1.6% cashback on all your spending, with no minimum spend required. The OCBC Great Eastern Cashflo Credit Card is another cashback card that offers up to 1% cashback on all your spending, with additional benefits such as insurance coverage and interest-free instalment plans.
Overall, the OCBC Premier Visa Infinite Credit Card is a premium card that offers a range of benefits for OCBC Premier Banking customers. However, it is important to compare this card with other options in the market to see which one suits your needs the best.
Additional Benefits
If you are a Premier Banking customer with OCBC, then the Premier Visa Infinite Credit Card comes with a host of additional benefits that make it a premium card worth considering. In this section, we will take a look at some of the lifestyle perks and financial management features that make this card stand out.
Lifestyle Perks and Exclusive Offers
As a Premier Banking customer, you can enjoy exclusive offers and privileges at over 100 merchants around the world. From food delivery to staycation deals, you can save money while enjoying the best that life has to offer. You can also earn air miles or cash rebates for every dollar you spend, depending on your preference.
If you are a frequent traveller, then the unlimited lounge access feature is sure to impress. You can access over 1,000 lounges worldwide with your Premier Visa Infinite Credit Card, making your travel experience more comfortable and enjoyable.
Financial Management Features
The Premier Visa Infinite Credit Card comes with a host of financial management features that make it easier to manage your finances. You can enjoy a 0.3% cashback on your credit card bill when you set up a standing instruction to pay your bill with your OCBC 360 account. This feature is especially useful if you have a large AUM with OCBC.
If you frequently make FCY or local currency transactions, then the Premier Visa Infinite Credit Card can help you save money. You can enjoy a 1.2% rebate on your FCY transactions and a 1% rebate on your local currency transactions. You can also enjoy a pooling feature that allows you to earn rewards faster by combining your rewards points with your family members.
The Premier Visa Infinite Credit Card comes with some exclusion categories, so make sure to read the T&Cs carefully. However, you can enjoy rewards on most of your spending, including petrol, mobile transactions, and green merchants.
Overall, the Premier Visa Infinite Credit Card is a premium card that offers a range of benefits and perks to its users. Whether you are a frequent traveller or a Premier Banking customer, this card is definitely worth considering.
Terms and Conditions
When applying for the OCBC Premier Visa Infinite Credit Card, it is important to understand the terms and conditions that come with it. Here are some of the key terms and conditions that you need to know:
Spending Categories and Exclusions
The OCBC Premier Visa Infinite Credit Card offers a range of benefits and rewards for various spending categories. For example, you can earn cashback or miles for local and overseas spend, bills, and more. However, it is important to note that there are some exclusions to these benefits. For instance, you may not earn rewards for certain types of transactions, such as those made with CardUp or Wise. Be sure to check the terms and conditions for a full list of exclusions.
Interest Rates and Late Fees
Like any credit card, the OCBC Premier Visa Infinite Credit Card charges interest on outstanding balances and late fees for missed payments. The interest rate is typically higher for foreign currency spend, and there may be conversion fees for foreign currency transactions. However, if you pay your balance in full each month, you can avoid these charges.
It is important to note that the interest rate and late fees may vary depending on your credit score and other factors. Be sure to check the terms and conditions for the most up-to-date information.
Overall, the OCBC Premier Visa Infinite Credit Card offers a range of benefits and rewards for eligible customers. If you meet the eligibility criteria, including a minimum spend and income requirement, you can earn cashback or miles on your purchases, as well as enjoy other perks like rebates and savings account benefits.
Customer Experiences
Testimonials and Reviews
If you’re considering the OCBC Premier Visa Infinite Credit Card, you may be wondering what other customers think of it. You’ll be pleased to know that many customers are excited about the benefits and rewards that come with this premium card. According to Milelion, the card earns miles at a competitive rate, making it a great choice for general spending.
In addition, HardwareZone Forums reports that customers can earn 18,000 OCBC$ (equivalent to a S$50 cash rebate) when they sign up for the OCBC Premier Visa Infinite Credit Card and fulfill the requirements by 31 January 2021. This is a great incentive to try out the card and see if it’s right for you.
After-Sales Support
Another important consideration when choosing a credit card is the level of after-sales support provided by the bank. With OCBC Premier Banking, you can expect top-notch service and support. As a Premier Banking customer, you’ll have access to a dedicated Relationship Manager who can help you with all your banking needs. According to OCBC, your OCBC Premier Visa Infinite Credit Card gives you access to their delightful Premier Banking Centres in Singapore and across the region. You can drop by anytime to fulfill your wealth management needs and review your portfolio with your Relationship Manager.
Overall, customers seem to be thrilled with the level of service and support provided by OCBC Premier Banking. Whether you’re interested in the OCBC Premier Visa Infinite Credit Card, the OCBC Voyage, or any other premium card, you can rest assured that you’ll receive excellent support from OCBC.
Frequently Asked Questions
What dazzling perks come with the OCBC Premier Visa Infinite card’s airport lounge access?
With the OCBC Premier Visa Infinite card, you can enjoy complimentary access to over 1,000 airport lounges worldwide. This includes access to Plaza Premium Lounges in Singapore and overseas, and Priority Pass lounges. You can also bring a guest with you to the lounge for free. The lounge access is unlimited, so you can use it as many times as you want.
How can I maximise rewards with the OCBC Premier Visa Infinite Supplementary Card?
You can maximise rewards with the OCBC Premier Visa Infinite Supplementary Card by using it for your daily expenses. You can earn up to 28 OCBC$ for every S$5 spent in foreign currency and 16 OCBC$ for every S$5 spent in Singapore dollars. You can also earn 1.6% cashback on all local and overseas spend with no minimum spend required.
What exclusive benefits do OCBC Premier members relish?
As an OCBC Premier member, you can enjoy a range of exclusive benefits, such as preferential pricing on wealth management products and services, preferential rates on foreign exchange transactions, and priority service at all OCBC branches. You can also enjoy exclusive invitations to lifestyle events and experiences.
How does the OCBC Premier Visa Infinite stand out from other cards in terms of cashback offers?
The OCBC Premier Visa Infinite stands out from other cards in terms of cashback offers because it offers unlimited 1.6% cashback on all local and overseas spend with no minimum spend required. This is one of the highest flat cashback rates available in Singapore. The card also offers a range of other benefits, such as complimentary airport lounge access, travel insurance coverage, and exclusive dining privileges.
Could you highlight the top advantages of owning a Visa Infinite card?
The top advantages of owning a Visa Infinite card include access to exclusive travel and lifestyle benefits, such as airport lounge access, travel insurance coverage, and dining privileges. Visa Infinite cards also offer higher credit limits and more personalised service compared to other cards. The OCBC Premier Visa Infinite card, in particular, offers unlimited 1.6% cashback on all local and overseas spend with no minimum spend required.
What’s the minimum balance required to maintain OCBC Premier status, and what are its privileges?
The minimum balance required to maintain OCBC Premier status is S$200,000 in deposits, investments, and/or insurance. As an OCBC Premier member, you can enjoy a range of privileges, such as preferential pricing on wealth management products and services, preferential rates on foreign exchange transactions, and priority service at all OCBC branches. You can also enjoy exclusive invitations to lifestyle events and experiences.
