Are you looking for a credit card that offers you exclusive benefits and rewards? If so, you might be interested in the OCBC Voyage Card. This premium credit card is designed for frequent travelers who want to earn miles and enjoy other perks while they spend. But how does it compare to other credit cards in Singapore? In this article, we’ll take a closer look at the OCBC Voyage Card and see how it stacks up against the competition.
First, we’ll provide an overview of the OCBC Voyage Card and its features. Then, we’ll compare it with other credit cards in Singapore, including their fees, rewards, and other benefits. We’ll also discuss the financial prerequisites and eligibility requirements for the OCBC Voyage Card, as well as the additional benefits and exclusive offers that come with it. Finally, we’ll help you understand the terms and conditions of the card and show you how to manage your account and make the most of your rewards.
Key Takeaways
- The OCBC Voyage Card is a premium credit card designed for frequent travelers who want to earn miles and enjoy other perks while they spend.
- Compared to other credit cards in Singapore, the OCBC Voyage Card offers competitive rewards, exclusive benefits, and a high annual fee.
- To be eligible for the OCBC Voyage Card, you’ll need to meet certain financial prerequisites and maintain a good credit score.
Overview of OCBC Voyage Card
If you’re looking for a credit card that offers a range of exclusive benefits and services, then the OCBC Voyage Card is definitely worth considering. This card is designed for frequent travellers who want to earn rewards and enjoy a range of travel-related perks.
Key Features and Benefits
The OCBC Voyage Card comes with a range of key features and benefits, including:
- Voyage Miles: You can earn Voyage Miles for every dollar spent on your card. These miles can be redeemed for flights, hotel stays, and other travel-related expenses.
- Redemption: You can redeem your Voyage Miles for flights, hotel stays, and other travel-related expenses through the Voyage Exchange. This gives you access to a wide range of travel options, including flights on over 80 airlines.
- Travel: The OCBC Voyage Card offers a range of travel-related benefits, including complimentary travel insurance and access to airport lounges around the world.
- Dining: You can enjoy exclusive dining privileges at some of the best restaurants in Singapore, including discounts on food and drinks.
- Lounge Access: You can enjoy complimentary access to over 70 airport lounges around the world, including the Plaza Premium Lounge in Singapore.
- Personal Concierge: The OCBC Voyage Card comes with a personal concierge service that can help you with everything from restaurant reservations to travel arrangements.
Earning and Redeeming Voyage Miles
With the OCBC Voyage Card, you can earn Voyage Miles for every dollar spent on your card. These miles can be redeemed for flights, hotel stays, and other travel-related expenses through the Voyage Exchange.
The redemption process is simple and straightforward. You can redeem your Voyage Miles through the Voyage Exchange website or mobile app. You can also use your Voyage Miles to offset your travel-related expenses when you book through the Voyage Exchange.
Exclusive Voyage Services
In addition to the key features and benefits mentioned above, the OCBC Voyage Card also offers a range of exclusive Voyage services. These services include:
- Voyage Planner: A personalised travel planning service that can help you plan your next trip, including flights, hotels, and activities.
- Voyage Privileges: Exclusive discounts and offers on travel-related expenses, including flights, hotels, and car rentals.
- Voyage Exchange: A one-stop travel portal where you can book flights, hotels, and other travel-related expenses using your Voyage Miles.
Overall, the OCBC Voyage Card is a great choice for frequent travellers who want to earn rewards and enjoy a range of travel-related perks. With its range of key features and benefits, exclusive Voyage services, and personal concierge service, the OCBC Voyage Card is definitely worth considering if you’re looking for a premium travel credit card.
Comparing Voyage Card with Other Credit Cards
Are you looking for the best credit card that offers great rewards and travel perks? Look no further than the OCBC Voyage Card. This credit card is one of the most popular cards in Singapore and for good reason. In this section, we will compare the OCBC Voyage Card with other credit cards in Singapore.
Rewards and Miles Comparison
When it comes to rewards and miles, the OCBC Voyage Card is hard to beat. With every dollar spent, you can earn up to 1.6 Voyage Miles. This is higher than most other credit cards in Singapore. Plus, you can redeem your miles for flights, hotel stays, and other travel-related expenses. Other credit cards may offer cash rebates or KrisFlyer miles, but they typically have lower earn rates.
Annual Fees and Charges
The OCBC Voyage Card comes with an annual service fee of S$488. This may seem high, but it is worth it if you are a frequent traveller. Other credit cards may have lower annual fees, but they may not offer as many travel perks and benefits.
Travel Perks and Lounge Access
One of the biggest advantages of the OCBC Voyage Card is the travel perks and lounge access. With this card, you can enjoy complimentary access to over 80 airport lounges worldwide. This is a great perk for frequent travellers. Other credit cards may offer some travel perks, but they typically have restrictions or limitations.
Spending Categories and Bonuses
The OCBC Voyage Card offers bonuses for both foreign currency spend and local spend. For foreign currency spend, you can earn up to 2.3 Voyage Miles per dollar spent. For local spend, you can earn up to 1.2 Voyage Miles per dollar spent. This is higher than most other credit cards in Singapore. Other credit cards may offer bonuses for specific spending categories, but they typically have lower earn rates.
In conclusion, the OCBC Voyage Card is an excellent credit card for frequent travellers who want to earn rewards and enjoy travel perks. While it may have a higher annual fee than other credit cards, the benefits and rewards more than make up for it.
Financial Prerequisites and Eligibility
If you are considering applying for the OCBC Voyage Card, it is important to know the financial prerequisites and eligibility criteria. Here are the key details you need to know.
Income Requirements
To be eligible for the OCBC Voyage Card, you must meet certain income requirements. The minimum annual income for the OCBC Voyage Card is £120,000 for Singapore Citizens and Permanent Residents, and £150,000 for foreigners. If you are looking to apply for the OCBC Premier Voyage Card, the minimum annual income requirement is £30,000 for Singapore Citizens and Permanent Residents, and £45,000 for foreigners.
Credit Score and Bank Relations
In addition to meeting the income requirements, it is important to have a good credit score and banking relationship. OCBC Premier Private Client and Bank of Singapore customers are given priority when it comes to credit card applications. If you have a good credit score and a long-standing relationship with OCBC, you may be more likely to be approved for the OCBC Voyage Card.
When applying for the OCBC Voyage Card, your credit score will be checked by the bank. A good credit score can increase your chances of approval and may also result in a higher credit limit. If you have a low credit score, it may be worth improving it before applying for the card.
Summary
In summary, to be eligible for the OCBC Voyage Card, you must meet the minimum income requirements and have a good credit score and banking relationship. If you meet these prerequisites, you can enjoy the benefits of the OCBC Voyage Card, including access to VIP lounges worldwide, complimentary transfer services, and the ability to earn VOYAGE Miles for flights and shopping.
Additional Benefits and Exclusive Offers
If you are looking for a credit card that offers more than just rewards, the OCBC Voyage Card is the perfect choice for you. With a host of exclusive benefits and privileges, this card is designed to make your life easier and more enjoyable.
Dining and Lifestyle Privileges
The OCBC Voyage Card offers a range of dining and lifestyle privileges that are sure to impress. You can enjoy exclusive discounts at some of the best restaurants in town, as well as access to exclusive events and experiences. Additionally, you can earn OCBC$ on your dining and lifestyle spending, which you can redeem for a range of rewards.
Travel and Booking Advantages
If you are a frequent traveller, the OCBC Voyage Card is a must-have. You can enjoy exclusive discounts on hotel bookings, flights, and travel packages through Travelwithocbc.com. Additionally, you can earn VOYAGE Miles on your travel spending, which you can redeem for flights and other travel-related expenses.
Insurance and Protection
The OCBC Voyage Card comes with a range of insurance and protection benefits, including travel accident insurance, purchase protection, and extended warranty coverage. You can travel with peace of mind knowing that you are covered in case of any unforeseen circumstances.
In addition to the benefits listed above, the OCBC Voyage Card also offers airport lounge access, limo transfers, and a range of other exclusive offers and discounts. Whether you are a frequent traveller or simply looking for a credit card that offers more than just rewards, the OCBC Voyage Card is the perfect choice for you.
Understanding Terms and Conditions
When it comes to credit cards, understanding the terms and conditions is crucial. This is especially true for the OCBC Voyage Card, which offers a range of benefits and rewards that you won’t find with other credit cards in Singapore. To help you get the most out of your OCBC Voyage Card, here are some key things you should know about the terms and conditions:
Fees and Charges
As with any credit card, there are fees and charges associated with the OCBC Voyage Card. These include an annual fee, which is waived for the first year, and a late payment fee if you don’t pay your bill on time. There are also fees for cash withdrawals and overseas transactions. To avoid these fees, make sure you read the terms and conditions carefully and pay your bills on time.
Reward Points and Mileage Expiry
One of the biggest advantages of the OCBC Voyage Card is that your reward points and mileage never expire. This means you can accumulate points and miles over time and use them whenever you want. However, it’s important to note that there are some restrictions on how you can use your rewards. For example, you may not be able to transfer your rewards to another person or redeem them for cash.
Transaction Categories and Exclusions
To earn reward points and mileage with your OCBC Voyage Card, you need to make eligible transactions. These include retail and dining spend, as well as certain travel expenses. However, there are some excluded MCCs (Merchant Category Codes) that do not qualify for rewards. These include things like insurance payments, government services, and gambling transactions. To make sure you’re earning rewards on all your eligible transactions, check the terms and conditions carefully.
In summary, the terms and conditions of the OCBC Voyage Card are designed to help you get the most out of your card. By understanding the fees and charges, reward points and mileage expiry, and transaction categories and exclusions, you can use your card to its full potential and enjoy all the benefits it has to offer.
Managing Your Card and Account
When it comes to managing your OCBC Voyage Card and account, you have access to a range of convenient tools and services that make it easy to stay on top of your finances. Here are some of the key features that set it apart from other credit cards in Singapore.
Online Banking and Mobile App
OCBC’s online banking platform and mobile app are user-friendly and intuitive, allowing you to view your account balance, transaction history, and rewards points balance at a glance. You can also use these platforms to pay your bills, transfer funds, and manage your account settings. With the OCBC mobile app, you can even turn your card on or off with the touch of a button, providing added security and peace of mind.
Customer Service and Support
If you ever have any questions or concerns about your OCBC Voyage Card, you can rely on the bank’s customer service team to provide prompt and helpful assistance. Whether you prefer to call, email, or chat online, you can expect friendly and knowledgeable support from a team of experts who are dedicated to ensuring your satisfaction.
Payment Options and Flexibility
One of the standout features of the OCBC Voyage Card is its Voyage Payment Facility, which allows you to convert your credit limit into cash that can be used to pay off other loans or debts. This feature provides added flexibility and convenience, allowing you to manage your finances more effectively. Additionally, the card can be linked to your eNETS account, making it easy to pay for online purchases and transactions.
Overall, the OCBC Voyage Card offers a range of features and benefits that make it an excellent choice for anyone looking for a premium credit card in Singapore. With its user-friendly online banking and mobile app, responsive customer service team, and flexible payment options, it’s easy to see why so many people choose this card over other options on the market.
Frequently Asked Questions
What exclusive perks can I relish with the OCBC Voyage Card compared to other high-end Singaporean credit cards?
The OCBC Voyage Card stands out from other high-end Singaporean credit cards by offering exclusive perks such as VOYAGE Miles, which can be accrued only through the OCBC VOYAGE Card, OCBC Premier VOYAGE Card, OCBC Premier Private Client VOYAGE Card or Bank of Singapore VOYAGE Card. Additionally, the OCBC Voyage Card offers complimentary access to JetQuay, a VIP terminal at Changi Airport, as well as a limousine transfer service to and from the airport.
How does the OCBC Voyage Card’s lounge access stack up against its competitors in the market?
The OCBC Voyage Card offers unlimited access to over 1,000 airport lounges worldwide, including Priority Pass lounges. This is a highly competitive offering compared to other high-end credit cards in Singapore.
What are the glittering benefits of the OCBC Premier VOYAGE Card that set it apart from other prestigious cards?
The OCBC Premier VOYAGE Card offers exclusive benefits such as access to the Tower Club, a prestigious private members’ club in Singapore, as well as a dedicated relationship manager and 24/7 concierge service. Cardholders also enjoy a higher earn rate of VOYAGE Miles compared to the standard OCBC Voyage Card.
Could you highlight the differences between the OCBC Voyage and the Citi Prestige cards for a savvy spender?
While both cards offer similar benefits such as airport lounge access and concierge services, the OCBC Voyage Card offers the unique benefit of VOYAGE Miles, which can be redeemed for flights and luxury shopping. The Citi Prestige Card, on the other hand, offers a broader range of travel benefits such as complimentary hotel stays and golf privileges.
What’s the required income to get one’s hands on the luxurious OCBC Voyage Card, and how does it compare to other elite cards?
The minimum income requirement for the OCBC Voyage Card is S$120,000 per annum, which is comparable to other high-end credit cards in Singapore such as the Citi Prestige Card and the UOB Reserve Card.
In what ways does the OCBC Premier Visa Infinite card differ from the Voyage, and which is more beneficial for a jet-setter?
The OCBC Premier Visa Infinite Card offers similar benefits to the OCBC Premier VOYAGE Card, such as access to the Tower Club and a dedicated relationship manager. However, it does not offer VOYAGE Miles as a reward programme. Whether the OCBC Premier Visa Infinite Card or the OCBC Voyage Card is more beneficial for a jet-setter depends on their individual priorities and preferences.
