Are you looking for a credit card that offers exclusive rewards and benefits? Look no further than the OCBC Voyage Card. This credit card is designed for frequent travellers and those who enjoy luxury experiences. With a host of features and benefits, the OCBC Voyage Card is the perfect companion for your next adventure.
The OCBC Voyage Card offers a range of essential features that make it stand out from other credit cards on the market. These include airport lounge access, travel insurance coverage, and exclusive dining privileges. In addition, the card offers generous rewards and benefits, including VOYAGE Miles that can be redeemed for flights, hotels, and other travel-related expenses.
Whether you’re a seasoned traveller or just starting out, the OCBC Voyage Card is a great choice. In this article, we’ll take a closer look at the card’s essential features, rewards and benefits, eligibility requirements, and more. By the end of this article, you’ll have all the information you need to decide if the OCBC Voyage Card is right for you.
Key Takeaways
- The OCBC Voyage Card is a credit card designed for frequent travellers and luxury experiences.
- Essential features of the card include airport lounge access, travel insurance coverage, and exclusive dining privileges.
- Rewards and benefits include VOYAGE Miles that can be redeemed for flights, hotels, and other travel-related expenses.
Essential Features of the OCBC Voyage Card
If you’re looking for a credit card that offers a wide range of benefits, the OCBC Voyage Card might be just what you need. Here are some of the essential features of this card that make it stand out from the rest.
Earning and Accumulating Voyage Miles
The OCBC Voyage Card allows you to earn Voyage Miles for every dollar you spend. You can earn up to 1.6 Voyage Miles for every dollar spent locally and 2.3 Voyage Miles for every dollar spent overseas. These miles never expire, so you can accumulate them and redeem them for rewards whenever you like.
Exclusive Voyage Exchange Program
The OCBC Voyage Card also offers an exclusive Voyage Exchange program, which allows you to exchange your Voyage Miles for loyalty points with selected loyalty programs. For example, you can exchange 15,000 Voyage Miles for 10,000 KrisFlyer miles or 10,000 Voyage Miles for 5,000 Asia Miles. This is a great way to get more value from your miles.
Redemption Options for Voyage Miles
One of the most exciting features of the OCBC Voyage Card is the wide range of redemption options available for Voyage Miles. You can redeem your miles for flights, hotel stays, car rentals, and even luxury goods. Plus, with the ability to redeem your miles for any seat, on any flight, to any destination, you have complete flexibility and control over your rewards.
In addition to these features, the OCBC Voyage Card also offers a host of other benefits, including unlimited access to Plaza Premium Lounges worldwide, complimentary limousine transfer service, and exclusive dining and shopping privileges. With all these benefits and more, the OCBC Voyage Card is truly a card that’s worth having in your wallet.
Rewards and Benefits
If you’re looking for a credit card that offers great rewards and benefits, the OCBC Voyage Credit Card is worth considering. With its unique rewards system, you can earn cash rebates of up to 2.3% or 2.3 miles for every dollar spent. Here are some of the benefits you can enjoy:
Travel Perks and Lounge Access
One of the most exciting perks of the OCBC Voyage Credit Card is the unlimited lounge access it offers. You can enjoy access to over 1,000 Plaza Premium Lounges worldwide, including in Singapore Changi Airport. This means you can relax in style before your flight, with complimentary food, drinks, and Wi-Fi.
Dining Privileges and Lifestyle Services
As an OCBC Voyage Credit Cardholder, you can enjoy exclusive dining privileges and lifestyle services. For example, you can get discounts at selected restaurants and hotels in Singapore and around the world. You can also access a range of concierge services, such as travel planning and ticket reservations.
Insurance and Protection
The OCBC Voyage Credit Card comes with a range of insurance and protection benefits. For example, you can get travel insurance coverage of up to S$1 million when you charge your travel tickets to your card. You can also get purchase protection insurance, which covers your purchases against accidental damage or theft for up to 90 days from the date of purchase.
Overall, the OCBC Voyage Credit Card offers some great rewards and benefits, especially if you’re a frequent traveller. With unlimited lounge access, exclusive dining privileges, and a range of insurance and protection benefits, this card is definitely worth considering.
Card Specifics and Financial Details
Fees and Charges
When it comes to fees and charges, the OCBC Voyage Credit Card has an annual fee of S$488. However, this fee is waived for the first year, and subsequent years if you spend a minimum of S$120,000 in a year. There is also an annual service fee of S$20, which is waived for the first year.
Other fees and charges include a late payment fee of S$100, a cash advance fee of 6% of the amount withdrawn or S$15 (whichever is higher), and an over-limit fee of S$40. It is important to note that fees and charges are subject to change, so it’s always a good idea to check the latest information on the OCBC website.
Foreign Currency Transactions
If you frequently make purchases in foreign currency, the OCBC Voyage Credit Card is a great option. The card offers competitive foreign currency exchange rates, and there is no additional fee for foreign currency transactions. This means you can save money when shopping overseas or making online purchases in foreign currency.
Interest Rates and Minimum Spend
The OCBC Voyage Credit Card has an Effective Interest Rate (EIR) of 25.92% per annum, which is calculated based on a minimum payment of 3% of the outstanding balance or S$50, whichever is higher. It is important to pay your balance in full every month to avoid paying interest charges.
In terms of minimum spend, you need to spend a minimum of S$3,000 per statement cycle to earn VOYAGE Miles. VOYAGE Miles are earned at a rate of up to 1.6 VOYAGE Miles per S$1 spent, depending on the category of spend. You can redeem VOYAGE Miles for flights, hotel stays, and other travel-related expenses.
Overall, the OCBC Voyage Credit Card is a great option if you are a frequent traveller or make purchases in foreign currency. With competitive foreign currency exchange rates, no additional fee for foreign currency transactions, and the ability to earn and redeem VOYAGE Miles, this card offers a range of benefits.
Eligibility and Application Process
If you are interested in applying for the OCBC Voyage Credit Card, it is important to know the eligibility requirements and application process.
Income Requirements and Credit Limit
To be eligible for the OCBC Voyage Credit Card, you must have an annual income of at least £50,000. This requirement applies to both the principal cardholder and any supplementary cardholders. The credit limit you receive will depend on your income, credit score, and other factors that the bank considers when reviewing your application.
Application Steps and Required Documents
To apply for the OCBC Voyage Credit Card, you can either visit a branch or apply online through the bank’s website. Here are the steps you need to follow:
- Fill out the application form with your personal details, income, and employment information.
- Provide supporting documents, such as your NRIC or passport, latest income tax notice of assessment, and latest payslips.
- Wait for the bank to review your application. This process typically takes a few days.
- If your application is approved, you will receive your credit card within 7-10 working days.
As a Visa Infinite card, the OCBC Voyage Credit Card comes with a range of benefits, including airport lounge access, travel insurance, and concierge services. You can find out more about these benefits on the OCBC website.
In conclusion, if you meet the income requirements and are interested in the benefits of the OCBC Voyage Credit Card, you can apply for it online or in person at a branch. Just make sure you have all the required documents and meet the eligibility requirements before submitting your application.
Additional Card Features
If you’re looking for a credit card that offers more than just rewards points, the OCBC Voyage Credit Card might be just what you need. In addition to a generous rewards program, the card comes with a range of additional features that can help make your life easier and more enjoyable.
Supplementary Cards and Family Benefits
One of the most useful features of the OCBC Voyage Credit Card is the ability to get supplementary cards for your family members. This means that you can give your spouse, children, or parents their own cards, which they can use to make purchases and earn rewards points. You can also set spending limits for each card, so you can keep track of your family’s expenses.
Metal Card Design and Premium Feel
The OCBC Voyage Credit Card has a sleek and stylish metal design that gives it a premium feel. The metal card is not only durable but also adds a touch of luxury to your wallet. The card is also contactless-enabled, which means you can make quick and easy payments without having to insert or swipe your card.
Concierge Service and Personal Assistance
Another great feature of the OCBC Voyage Credit Card is the concierge service. You can contact your personal concierge 24/7 for any assistance you may need, from booking flights and hotels to arranging for transportation or even getting restaurant recommendations. The concierge service is designed to make your life easier and more convenient, so you can focus on the things that matter most.
In addition to the concierge service, the OCBC Voyage Credit Card also comes with a dedicated relationship manager who can help you manage your finances and make the most of your rewards points. Your relationship manager can assist you with everything from managing your account to providing financial advice.
Overall, the OCBC Voyage Credit Card is a great choice for anyone who wants a credit card that offers more than just rewards points. With its supplementary cards, metal design, concierge service, and relationship manager, the card provides a range of additional features that can help make your life easier and more enjoyable.
Partnerships and Collaborations
OCBC Voyage Credit Card has partnered with various airlines and hotel chains to offer exclusive benefits to its cardholders. These partnerships allow you to earn and redeem Voyage Miles for flights and hotel bookings.
Tie-Ups with Airlines and Hotel Chains
OCBC Voyage Credit Card has partnered with Singapore Airlines, one of the world’s leading airlines. You can earn Voyage Miles when you book flights with Singapore Airlines or any of its partner airlines. You can also redeem your Voyage Miles for flights with Singapore Airlines or any of its partner airlines.
OCBC Voyage Credit Card has also partnered with various hotel chains, including Mandarin Oriental, Shangri-La, and InterContinental Hotels Group. You can earn Voyage Miles when you book hotel stays with these hotel chains. You can also redeem your Voyage Miles for hotel stays with these hotel chains.
Bank of Singapore Exclusive Services
If you are a Bank of Singapore (BOS) customer, you can enjoy exclusive services with your OCBC Voyage Credit Card. BOS customers can apply for the BOS Voyage Card, which offers additional benefits and privileges. BOS customers can also enjoy priority access to the OCBC Premier Voyage Card and the OCBC Premier Private Client Voyage Card.
In addition, BOS customers can enjoy exclusive access to the BOS Voyage Concierge Service. This service provides personalized assistance for travel, entertainment, and lifestyle needs. The BOS Voyage Concierge Service is available 24/7 and can help you with anything from booking flights and hotels to arranging restaurant reservations and event tickets.
Overall, the partnerships and collaborations that OCBC Voyage Credit Card has established allow you to enjoy exclusive benefits and privileges. Whether you are travelling for business or leisure, the OCBC Voyage Credit Card can help you make the most of your trips.
Maximising Card Usage
If you are looking to maximise the benefits of your OCBC Voyage Credit Card, you can start by strategising how to earn more miles. Here are some strategies that can help you earn more miles:
Strategies for Earning More Miles
- Use your OCBC Voyage Credit Card for all your expenses, including your bills that do not offer rewards such as income taxes, insurance, school fees, car loans, and more. With every S$1 you spend on your Voyage Card, you can receive up to 1.6 VOYAGE Miles (1.3 for OCBC VOYAGE) with an admin fee as low as 1.5% [1].
- Use CardUp, an online payment platform that allows you to pay for your big-ticket expenses such as rent, taxes, insurance premiums, and more, using your OCBC Voyage Credit Card, and earn miles in the process. With CardUp, you can earn up to 1.2 VOYAGE Miles for every S$1 spent [2].
- Plan your travels through TravelwithOCBC.com, and earn up to 6 VOYAGE Miles for every S$1 spent on travel bookings [3].
Utilising Online Platforms and Services
Apart from the strategies mentioned above, you can also utilise various online platforms and services to maximise the usage of your OCBC Voyage Credit Card. Here are some examples:
- Use the OCBC Pay Anyone app to make payments to your friends and family, and earn 0.4 VOYAGE Miles for every S$1 spent [4].
- Use the OCBC Mobile Banking app to keep track of your expenses and rewards, and redeem your VOYAGE Miles for flights and shopping [5].
By using these strategies and online platforms, you can maximise the usage of your OCBC Voyage Credit Card and earn more miles, which can be redeemed for flights, shopping, and more.
Frequently Asked Questions
What luxurious perks can I expect with my OCBC Voyage Card?
As an OCBC Voyage cardholder, you can expect a host of luxurious perks and privileges. For instance, you can enjoy exclusive access to over 80 VIP airport lounges worldwide, a complimentary limousine transfer service to and from the airport, and a 24-hour concierge service that can help you with everything from travel bookings to restaurant reservations. Additionally, you can earn Voyage Miles for every dollar you spend, which can be redeemed for flights, hotel bookings, and merchandise.
How can I access exclusive airport lounges with my OCBC Voyage Card?
To access the exclusive airport lounges, simply present your OCBC Voyage Card and a valid boarding pass to the lounge staff. You can access the lounges regardless of your airline or class of travel. However, do note that access to the lounges is subject to availability, and some lounges may require prior reservations.
What are the criteria for earning OCBC Voyage Miles, and do they have an expiry date?
You can earn Voyage Miles for every dollar you spend on your OCBC Voyage Card. The number of Voyage Miles you earn depends on the category of spending – you can earn up to 2.3 miles per dollar spent. Voyage Miles earned do not expire, and there is no limit to the number of Voyage Miles you can accumulate.
Could you highlight the advantages of having an OCBC VOYAGE Supplementary card?
Having an OCBC Voyage Supplementary card can be advantageous in several ways. Firstly, you can share your luxurious travel experiences with your loved ones by giving them access to the same exclusive airport lounges and limousine transfer service. Secondly, you can earn even more Voyage Miles, as the spending on the Supplementary card will also contribute to your Voyage Miles balance. Lastly, you can enjoy a waiver of the annual fee for your Supplementary card.
What’s the annual fee for the OCBC Voyage Card, and is it worth it?
The annual fee for the OCBC Voyage Card is S$488. However, the fee is waived for the first year, and subsequent years’ fees can be waived if you meet the minimum spending requirement of S$25,000 per year. Considering the luxurious perks and privileges that come with the card, the annual fee is well worth it if you are a frequent traveller who values comfort and convenience.
What income level do I need to qualify for the OCBC Premier VOYAGE Card?
The OCBC Premier VOYAGE Card is designed for high-net-worth individuals with a minimum annual income of S$120,000. In addition to the luxurious perks and privileges of the regular Voyage Card, Premier Voyage cardholders can enjoy additional benefits such as a dedicated Relationship Manager and access to exclusive events and promotions.
