Are you looking for a credit card that offers great rewards and perks? Look no further than the Citibank Clear Card Singapore! This card is designed to meet the needs of students and young adults who are looking for a credit card that offers a range of benefits.
With the Citibank Clear Card, you can enjoy exclusive dining deals and shopping benefits. You can also earn reward points that can be redeemed for a variety of items, including cash rebates, air miles, and more. Plus, the card comes with a range of financial management tools that can help you stay on top of your finances and manage your spending.
So whether you’re a student looking for a credit card that offers great rewards and perks, or a young adult who wants to take control of your finances, the Citibank Clear Card Singapore is the perfect choice for you. Keep reading to learn more about this amazing credit card and all the benefits it has to offer.
Key Takeaways
- The Citibank Clear Card Singapore is a credit card designed for students and young adults who are looking for a range of benefits and rewards.
- The card offers exclusive dining deals and shopping benefits, as well as reward points that can be redeemed for cash rebates, air miles, and more.
- With a range of financial management tools, the Citibank Clear Card Singapore is the perfect choice for anyone who wants to take control of their finances and manage their spending.
Citibank Clear Card Overview
If you are a student or a young adult looking for a credit card in Singapore, the Citibank Clear Card could be a great option for you. This credit card is designed specifically for tertiary students and young adults who are starting to build their credit history.
Key Features and Benefits
The Citibank Clear Card comes with a range of features and benefits that make it a great choice for students and young adults. Here are some of the key features that you can enjoy:
- Rewards: With the Citibank Clear Card, you can earn reward points for every dollar you spend. These points can be redeemed for a variety of rewards, including shopping vouchers, dining vouchers, and even air miles.
- Annual Fee: The Citibank Clear Card has an annual fee of S$29.96, which is waived for the first year. This makes it an affordable option for students and young adults who are just starting out.
- Credit Limit: The Citibank Clear Card has a credit limit of S$500. This is a relatively low credit limit, which makes it easier for you to manage your spending and avoid getting into debt.
Eligibility and Application Requirements
To be eligible for the Citibank Clear Card, you must meet the following requirements:
- You must be a Singaporean or Permanent Resident
- You must be between the ages of 18 and 25
- You must be a full-time student at a tertiary institution
To apply for the Citibank Clear Card, you will need to provide the following documents:
- Your NRIC or passport
- Your student ID
- Your latest payslip or bank statement
Understanding Credit Limits
One of the most important things to understand about the Citibank Clear Card is the credit limit. As mentioned earlier, the credit limit for this card is S$500.
It is important to understand that the credit limit is the maximum amount that you can spend on your credit card. If you exceed your credit limit, you may be charged an over-limit fee or your transactions may be declined.
To avoid exceeding your credit limit, it is important to keep track of your spending and make sure that you only use your credit card for purchases that you can afford to pay back.
Rewards and Perks
Are you looking for a credit card that rewards you for your spending? Look no further than the Citibank Clear Card Singapore! With this card, you can earn rewards for every S$1 you spend, making it easy to rack up points and redeem them for exciting rewards.
Earning and Redeeming Rewards
When you use your Citibank Clear Card Singapore, you’ll earn 1X Reward for every S$1 spend. These rewards can be redeemed for a variety of exciting perks, including air miles, shopping vouchers, and more. Plus, with the Citi Pay with Points feature, you can use your rewards points to pay for any purchase, giving you even more flexibility when it comes to redeeming your rewards.
Exclusive Dining and Shopping Deals
One of the best things about the Citibank Clear Card Singapore is the exclusive dining and shopping deals that come with it. With over 1,000 eateries in Singapore participating in the program, you can enjoy delicious meals at a fraction of the cost. And when it comes to shopping, you’ll have access to a wide range of online fashion, lifestyle, and travel exclusives at your favourite online brands.
Travel Benefits and Insurance
If you’re a frequent traveller, you’ll love the travel benefits and insurance that come with the Citibank Clear Card Singapore. With this card, you’ll enjoy complimentary travel insurance coverage of up to S$1,000,000 when you charge your travel expenses to the card. Plus, you’ll earn air miles for every S$1 spent, making it easy to earn free flights and other travel rewards.
In summary, the Citibank Clear Card Singapore is a great choice for anyone looking for a credit card that rewards them for their spending. With exciting perks like air miles, exclusive dining and shopping deals, and travel benefits and insurance, this card has everything you need to make the most of your money.
Financial Management
Managing your finances wisely is crucial when it comes to using a credit card. Here are some important aspects to keep in mind when it comes to the Citibank Clear Card Singapore.
Fees and Charges
The Citibank Clear Card has an annual fee of S$29.96, which is waived for the first year. From 1 January 2024, the Goods and Services Tax (GST) rate will be increased from 8% to 9%. As a result, fees and charges will be revised to reflect the new GST rate of 9%. You can find more information about the fees and charges on the Citibank Singapore website.
Interest and Balance Transfers
If you have an outstanding balance on your Citibank Clear Card, you will be charged an interest rate of 26.9% per annum. To avoid paying interest charges, it is important to pay your outstanding balance in full and on time every month. If you have balances on other credit cards or loans, Citibank offers balance transfer options with interest rates as low as 0% p.a. for up to 12 months. You can find more information about balance transfers on the Citibank Singapore website.
Credit Card Safety and Security
Citibank Clear Card Singapore offers advanced security features to protect your card against fraud and unauthorised transactions. For example, you can set up SMS alerts to receive notifications for every transaction made on your card. Additionally, you can use the Citibank Mobile App to monitor your account, view your transactions, and pay your bills securely. If you ever suspect fraudulent activity on your card, you can contact Citibank’s 24-hour customer service hotline to report the issue and take necessary action.
By understanding the fees and charges, interest rates, and security features of the Citibank Clear Card Singapore, you can manage your finances effectively and make the most of your credit card.
Student-Focused Features
If you are a student, the Citibank Clear Card is the perfect credit card for you. It comes with tailored features that cater to your needs as a tertiary student.
Tailored for Tertiary Education
The Citibank Clear Card is ideal for students studying in universities such as NUS, NTU, SMU, SUTD, SUSS, University of Chicago Booth School of Business, Digipen, ESSEC, GIST-TUM Asia, INSEAD, S P Jain, Tisch, UNLV, and other tertiary institutions in Singapore. With this card, you can enjoy exclusive deals and discounts on dining, shopping, and entertainment.
Student Credit Card Advantages
The Citibank Clear Card offers several advantages for tertiary students. For instance, you can earn rewards points for every dollar spent using the card. These points can be redeemed for air miles, cashback, or other rewards. You can also enjoy discounts of up to 10% at popular dining and entertainment outlets in Singapore.
The Citibank Clear Card also comes with a mobile app that allows you to manage your account, track your spending, and redeem rewards points easily. You can also use the card as a matriculation card in some universities and polytechnics in Singapore.
In summary, the Citibank Clear Card is an excellent choice for tertiary students in Singapore. With its tailored features, rewards program, and exclusive deals, it can help you save money and manage your finances more effectively.
Application Process
If you’re interested in applying for the Citibank Clear Card Singapore, you’ll be pleased to know that the process is simple and straightforward. Here’s everything you need to know about the application process.
Step-by-Step Guide
- First, make sure you meet the eligibility requirements. To apply for the Citibank Clear Card, you must be a Singaporean or Permanent Resident, and a tertiary student who is 18 years old and above.
- Fill out the online application form, which is available on the Citibank website. The form will ask for your personal details, contact information, and employment or student status.
- Once you’ve completed the application form, you’ll need to upload the required documentation. This includes a front and back copy of your NRIC, a copy of your Matriculation card, and for students below 21 years of age, a front and back copy of your parent or guardian’s NRIC and their signature on the application form.
- Review and submit the application form. You’ll receive a confirmation email once your application has been received.
- Wait for the bank to process your application. You’ll be notified of the status of your application via email or phone.
Required Documentation
To apply for the Citibank Clear Card, you’ll need to provide the following documentation:
- Front and back copy of your NRIC
- Copy of your Matriculation card
- For students below 21 years of age: Front and back copy of your parent or guardian’s NRIC, and their signature on the application form
It’s important to note that you’ll need to provide consent from your parent or guardian if you’re below 21 years of age. They’ll need to sign the application form to indicate their consent.
Additionally, there is no minimum income requirement to apply for the Citibank Clear Card, making it an accessible option for tertiary students who are just starting out. However, you’ll need to meet the other eligibility requirements outlined above.
Before applying, it’s a good idea to review the terms and conditions of the card to ensure that it’s the right fit for your needs. Overall, the application process for the Citibank Clear Card is simple and straightforward, making it a great option for tertiary students in Singapore.
Additional Cardmember Benefits
As a Citibank Clear Cardholder, you can also enjoy additional benefits for supplementary cardmembers. Here are some of the benefits that you can share with your loved ones:
Supplementary Cards and Privileges
You can apply for up to two supplementary cards for your family members or friends. The supplementary cardmembers can enjoy the same dining deals and shopping discounts as you do. Moreover, they can also earn reward points for every dollar spent on their supplementary cards.
Citi World Privileges
Citibank Singapore offers a range of exclusive deals and discounts for its cardmembers. You can enjoy discounts on dining, shopping, travel, and entertainment with Citi World Privileges. You can also get complimentary vouchers and access to events and experiences.
As a Citibank Clear Cardholder, you can enjoy these privileges and more. You can also earn reward points for every dollar spent on your card. You can redeem your points for vouchers, cash rebates, or air miles.
Overall, the Citibank Clear Card is an excellent choice for students and young adults who want to enjoy dining and shopping benefits. With its low annual fee and attractive rewards program, the Citibank Clear Card is a great way to save money and earn rewards.
Frequently Asked Questions
What fabulous perks come with the Citibank Clear Card?
The Citibank Clear Card offers a host of exciting perks, including exclusive dining deals, shopping benefits, and party privileges. Cardholders can also earn reward points for every dollar spent, which can be redeemed for a range of exciting rewards. Additionally, the card provides the option to convert Citi Dollars into air miles, discounts, and privileges.
How might one qualify for a Citibank Clear Student Credit Card in Singapore?
To qualify for a Citibank Clear Student Credit Card in Singapore, you must be a tertiary student aged 18 years or older. You must also be a Singaporean citizen, permanent resident, or a foreigner with a valid student pass. Additionally, you must meet the minimum income requirement, which varies depending on your status as a student or a working adult.
What’s the minimum income requirement to snag a Citibank credit card?
The minimum income requirement to snag a Citibank credit card varies depending on your status as a student or a working adult. For students, the minimum income requirement is SGD 18,000 per annum. For working adults, the minimum income requirement is SGD 30,000 per annum.
How swift is Citibank’s approval process for a credit card in Singapore?
Citibank’s approval process for a credit card in Singapore is generally swift and hassle-free. Once you have submitted your application, you can expect to receive a response within a few working days. However, the approval process may take longer if additional documentation is required.
What steps should I take to cancel my Citi Clear Card?
If you wish to cancel your Citi Clear Card, you can do so by calling the Citibank customer service hotline or visiting a Citibank branch in person. You will need to provide your card details and personal information to complete the cancellation process.
Are there any special criteria for foreigners applying for a Citibank credit card in Singapore?
Foreigners applying for a Citibank credit card in Singapore must have a valid work permit or employment pass. They must also meet the minimum income requirement and provide proof of income and residency. Additionally, foreigners may be required to provide additional documentation, such as a passport or a valid visa.
