If you’re planning to travel abroad, you’ll need to ensure that you have a credit card that works internationally. The UOB card is a popular choice for many travellers because of its many benefits and features. In this article, we’ll guide you through the ultimate steps to get approved for a UOB card for overseas use, and share some tips on the best ways to use it.
Getting a UOB card for overseas use is a straightforward process, but there are a few things you need to keep in mind. First, you’ll need to apply for the card and wait for approval. Once you’ve been approved, you can activate your card for overseas use. It’s important to note that you may incur fees and charges when using your UOB card abroad, so it’s essential to understand these before you travel.
When using your UOB card overseas, there are several ways to maximise its benefits. For example, you can earn rewards points for every dollar spent, and some cards offer cashback on certain purchases. Additionally, some UOB cards come with exclusive privileges, such as access to airport lounges or discounts on travel insurance. By understanding these benefits, you can make the most of your UOB card while travelling.
Key Takeaways
- Getting a UOB card for overseas use is a straightforward process, but you need to apply for the card and wait for approval.
- Once you’ve been approved, you can activate your card for overseas use, but it’s important to understand the fees and charges you may incur.
- You can maximise the benefits of your UOB card by earning rewards points, getting cashback on purchases, and taking advantage of exclusive privileges.
Getting Started with Your UOB Card for Overseas Use
If you’re planning to travel abroad, you should ensure that your UOB card is activated for overseas use. This will allow you to withdraw cash from ATMs and make purchases using your card while you’re travelling. Here’s what you need to know to get started:
Understanding UOB Overseas Card Use
Before you can use your UOB card overseas, you need to activate it for overseas use. This involves changing the magnetic stripe settings on your card to allow it to be used outside of Singapore. You can do this online via the UOB website or at a UOB branch. Once you’ve activated your card, you’ll be able to use it to withdraw cash from ATMs and make purchases while you’re travelling.
How to Register Your UOB Card for Overseas Use
To register your UOB card for overseas use, you’ll need to follow these steps:
- Log in to your UOB account online using your SingPass or MyInfo credentials.
- Click on the “Overseas Card Use” tab and follow the instructions to activate your card for overseas use.
- Once you’ve activated your card, you’ll need to verify your identity using a one-time password (OTP) that will be sent to your mobile phone.
- Once you’ve verified your identity, your card will be activated for overseas use and you’ll be able to use it to withdraw cash from ATMs and make purchases while you’re travelling.
It’s important to activate your UOB card for overseas use before you travel to ensure that you don’t have any issues using it while you’re abroad. By following these simple steps, you can ensure that you’re able to use your UOB card to its full potential while you’re travelling.
Activating Your UOB Card
If you have just received your UOB card, you need to activate it before you can use it for overseas transactions. Here are the steps to follow:
Step-by-Step Card Activation Process
- Visit the UOB website and log in to your account using SingPass or UOB Personal Internet Banking.
- Click on the “Cards” tab and select “Activate Card”.
- Enter your card details, including the card number and NRIC.
- Follow the instructions to verify your identity using a One-Time Password (OTP) sent to your registered mobile number.
- Once your identity is verified, your card will be activated.
Ensuring Secure Activation
To ensure that your card activation is secure, UOB employs several measures. For instance, the OTP verification process adds an extra layer of security to prevent unauthorised access to your account. Additionally, UOB uses EMV technology to protect your card against fraudulent activities. EMV is a global security standard for chip card technology that enables chip cards to be accepted anywhere in the world.
By following these simple steps, you can activate your UOB card quickly and securely. Once your card is activated, you can enjoy the convenience of using it for overseas transactions without any worries.
Maximising Benefits While Abroad
Travelling abroad is always an exciting experience, but it can also be expensive. Fortunately, with a UOB card, you can enjoy a range of benefits that can help you save money and make the most of your trip. Here are some ways you can maximise your benefits while abroad:
Leveraging UOB Rewards+ and Cashback
With UOB Rewards+, you can earn up to 10X UNI$ (UOB Rewards+ points) for every dollar spent on dining, travel, and online shopping. You can redeem these points for a range of rewards, including air miles, shopping vouchers, and more. Additionally, with UOB Cashback, you can earn up to 8% cashback on your dining, entertainment, and online shopping expenses.
To maximise your rewards and cashback, be sure to use your UOB card for all your expenses while abroad. This includes dining, shopping, and travel expenses. You can also check out UOB’s dining and travel perks to find exclusive deals and discounts that can help you save even more.
Exploring Dining and Travel Perks
UOB offers a range of dining and travel perks that can help you save money and make the most of your trip. For example, with The Dining Advisor, you can enjoy exclusive deals and discounts at over 1,000 restaurants across Asia. This includes discounts of up to 50% off your total bill, as well as complimentary dishes and drinks.
Similarly, with The Travel Insider, you can get insider tips and recommendations on the best travel destinations, hotels, and activities. You can also enjoy exclusive deals and discounts on travel packages, flights, and more.
Finally, don’t forget to check out ShopUOB, where you can enjoy exclusive deals and discounts on a range of products and services. With ShopUOB, you can earn UOB$ (UOB dollars) for every dollar spent, which can be redeemed for a range of rewards, including shopping vouchers, air miles, and more.
By leveraging UOB Rewards+, Cashback, and exploring dining and travel perks, you can make the most of your UOB card while abroad. So, be sure to use your card for all your expenses, and take advantage of the exclusive deals and discounts available to you.
Managing Your Finances
Managing your finances while using your UOB card overseas is important to ensure that you do not overspend and incur unnecessary fees and charges. Here are some tips to help you manage your finances effectively:
Increasing Your Credit Limit Responsibly
If you need a higher credit limit for your overseas trip, you can request for a credit limit increase through UOB Personal Internet Banking or the UOB Mighty app. However, it is important to use your increased credit limit responsibly and not overspend. Remember that any outstanding balance on your credit card will incur interest charges, so it is best to pay off your balance in full each month.
Understanding Fees and Charges
When using your UOB card overseas, it is important to understand the fees and charges that may apply. For example, there may be foreign currency conversion fees, ATM withdrawal fees, or cash advance fees. You can check the fees and charges for your UOB card on the UOB website or by contacting UOB customer service.
To avoid unnecessary fees and charges, it is recommended that you use your UOB card for purchases instead of cash withdrawals. You can also consider using a multi-currency prepaid card, which allows you to lock in exchange rates and avoid foreign currency conversion fees.
In addition, if you are a Singaporean citizen or permanent resident, you may be able to use your Central Provident Fund (CPF) savings to pay for medical expenses incurred overseas. You can find out more about using your CPF savings for medical expenses on the CPF website.
By following these tips, you can manage your finances effectively while using your UOB card overseas and avoid unnecessary fees and charges.
Using UOB Cards for Specific Needs
Are you a tech-savvy traveller looking for a card that fits your lifestyle? Or are you an avid explorer looking for a card that rewards you for your adventures? UOB has got you covered with their TMRW and PRVI Miles cards.
UOB TMRW for the Tech-Savvy Traveller
If you’re always on the go and love to travel, then the UOB TMRW card is perfect for you. With its sleek design and innovative features, this card is designed to cater to the needs of the modern-day traveller.
One of the standout features of the UOB TMRW card is its ability to track your spending in real-time. This means you can keep a close eye on your expenses and stick to your budget while travelling. Plus, with its contactless payment feature, you can make quick and easy payments at millions of merchants worldwide.
But that’s not all. The UOB TMRW card also comes with a host of other benefits, such as:
- Up to 10% cashback on travel bookings made through Agoda, Expedia, and Airbnb
- Exclusive travel deals and discounts with UOB Travel
- Access to airport lounges worldwide with the DragonPass Lounge programme
UOB PRVI Miles Cards for the Avid Explorer
If you’re an avid explorer looking for a card that rewards you for your adventures, then the UOB PRVI Miles cards are the way to go. With three different cards to choose from – the UOB PRVI Miles World Mastercard, UOB PRVI Miles American Express Card, and UOB PRVI Miles Visa Card – you can pick the one that best suits your needs.
All three cards come with the following benefits:
- Earn 1.4 miles for every $1 spent locally and 2.4 miles for every $1 spent overseas
- Complimentary travel insurance coverage of up to $1 million
- Exclusive travel deals and discounts with UOB Travel
But each card also has its own unique features. For example, the UOB PRVI Miles World Mastercard offers:
- Unlimited access to over 1,000 airport lounges worldwide with the Mastercard Airport Experiences programme
- Complimentary limousine transfers to/from Changi Airport with a minimum spend of $3,000 within the first 3 months of card approval
Meanwhile, the UOB PRVI Miles American Express Card offers:
- Up to 20% savings on dining at selected restaurants in Singapore
- Complimentary green fees at selected golf courses in Singapore and Malaysia
So whether you’re a tech-savvy traveller or an avid explorer, UOB has the perfect card for you. With their innovative features and exclusive benefits, you can travel with ease and make the most out of your adventures.
Safety and Security
When it comes to using your UOB Card overseas, safety and security should be a top priority. Here are some tips to help you protect yourself and your card while travelling.
What to Do If Your Card Is Lost or Stolen
If your UOB Card is lost or stolen, it is important to act quickly to prevent any unauthorised transactions. Here are the steps you should take:
- Report the loss or theft of your card to UOB immediately. You can do this by calling the UOB Card Hotline at +65 1800 222 2121 or by visiting any UOB branch.
- UOB will block your card to prevent any unauthorised transactions.
- UOB will issue you a replacement card, which you can collect from any UOB branch.
Protecting Your Personal Data
Protecting your personal data is essential to prevent identity theft and other forms of fraud. Here are some tips to help you protect your personal data:
- Do not share your UOB Card details with anyone, including family members and friends.
- Be careful when using your card in public places, such as restaurants and shops. Make sure no one can see your card details when you are entering them.
- Keep your card in a safe place when you are not using it.
- Always check your card statements regularly to ensure that there are no unauthorised transactions.
- Familiarise yourself with the UOB Cardmembers’ Agreement to understand your rights and responsibilities as a UOB Cardholder.
By following these tips, you can help ensure that your UOB Card is safe and secure while you are travelling.
Exclusive UOB Card Privileges
As a UOB cardholder, you can enjoy a range of exclusive privileges that are designed to make your life easier and more enjoyable. Here are some of the top benefits that you can take advantage of:
Shopping Rewards and Partnerships
UOB has partnered with a number of leading retailers and service providers to bring you a range of exciting shopping rewards and promotions. For example, you can enjoy discounts and cashback offers when you shop at Shopee, Shell, and SPC. What’s more, there is no minimum spend required to qualify for these rewards, so you can save money on your everyday purchases.
Travel Insurance and Assistance Benefits
If you love to travel, then you’ll be pleased to know that UOB offers a range of travel insurance and assistance benefits to help you stay protected and enjoy your trip to the fullest. For example, you can enjoy complimentary travel insurance coverage when you book your flights using your UOB card. You can also enjoy special discounts on Grab rides and airline bookings, making it easier and more affordable to explore the world.
Overall, UOB cardholders have access to a range of exclusive privileges and benefits that are designed to make their lives easier and more enjoyable. Whether you’re looking for shopping rewards, travel insurance, or other perks, UOB has got you covered. So why wait? Apply for your UOB card today and start enjoying these amazing benefits!
Frequently Asked Questions
How can I swiftly activate my UOB credit card for international adventures?
To activate your UOB credit card for international use, you can do so easily via UOB Personal Internet Banking. Simply log in to your account, select the “Card Activation” option, and follow the prompts. Alternatively, you can call the UOB hotline to activate your card.
What steps must I follow to enable my UOB debit card for globetrotting?
To enable your UOB debit card for overseas use, you can follow these simple steps:
- Log in to your UOB Personal Internet Banking account
- Click on “Card Services”
- Select “Overseas Card Use”
- Choose the card you wish to enable
- Click “Enable Card”
Is it essential to give my UOB card the green light before jet-setting?
Yes, it is essential to enable your UOB card for overseas use before travelling. This will ensure that your card is not blocked or flagged for suspicious activity when you use it abroad.
Could you enlighten me on the overseas transaction fees for UOB cards?
UOB charges a foreign currency transaction fee of 2.8% for all overseas transactions made using its credit and debit cards. In addition, some merchants may charge a separate fee for using a foreign card, so it’s always a good idea to check with the merchant before making a purchase.
What’s the process for deactivating my UOB card’s overseas capabilities?
To deactivate your UOB card’s overseas capabilities, simply log in to your UOB Personal Internet Banking account, select the “Card Services” option, and choose “Overseas Card Use”. From there, you can select the card you wish to deactivate and click “Disable Card”.
How do I avoid pesky charges when withdrawing money abroad with my UOB card?
To avoid pesky charges when withdrawing money abroad with your UOB card, you can follow these tips:
- Look for ATMs that are part of the UOB Global ATM Network to avoid international ATM withdrawal fees
- Use your UOB credit card to make cash advances instead of your debit card to avoid additional withdrawal fees
- Withdraw larger amounts of cash at once to minimise the number of transactions and fees.
By following these tips, you can enjoy your overseas adventures without worrying about excessive fees and charges.
