Are you looking for a credit card that offers cashback rewards and exclusive privileges? Look no further than the Standard Chartered Manhattan Credit Card in Singapore. This credit card is designed to help you make the most of your spending while enjoying a range of benefits.
One of the key features of the Standard Chartered Manhattan Credit Card is its cashback rewards programme. With up to 3% cashback on eligible purchases, you can earn rewards while you shop. Plus, as a World Mastercard holder, you’ll enjoy exclusive benefits like travel insurance and access to Mastercard Priceless Cities experiences.
Understanding the fees and eligibility requirements is also important when considering the Standard Chartered Manhattan Credit Card. While there is an annual fee, there are also ways to waive it. Additionally, there are minimum spend requirements to qualify for cashback rewards. Keep reading to learn more about the Standard Chartered Manhattan Credit Card and whether it’s the right choice for you.
Key Takeaways
- The Standard Chartered Manhattan Credit Card offers up to 3% cashback on eligible purchases and exclusive benefits as a World Mastercard holder.
- There is an annual fee, but it can be waived, and there are minimum spend requirements to qualify for cashback rewards.
- Consider your spending habits and lifestyle when deciding if the Standard Chartered Manhattan Credit Card is the right choice for you.
Key Features and Benefits
If you are looking for a credit card that offers generous cashback and rewards, the Standard Chartered Manhattan Credit Card is worth considering. Here are some of the key features and benefits that make this card stand out:
Cashback and Rewards
With the Standard Chartered Manhattan Credit Card, you can earn up to 3% cashback on eligible purchases, including local and overseas transactions. There is a minimum spend requirement of S$3,000, but if you meet this requirement, you can enjoy maximum cashback of S$200 per quarter.
In addition to cashback, the card also offers rewards points that you can redeem for a range of gifts and vouchers. You can earn 1 reward point for every S$1 spent on eligible transactions, with no minimum spend required.
Annual Fee and Waivers
The Standard Chartered Manhattan Credit Card comes with an annual fee of S$180, but the good news is that the first-year fee is waived. Additionally, you can enjoy annual fee waivers in subsequent years if you meet the minimum spend requirement of S$6,000 per year.
Exclusive Shopping Perks
As a Standard Chartered Manhattan Credit Cardholder, you can enjoy a range of exclusive shopping perks, including discounts and offers at participating merchants. For example, you can enjoy up to 20% off at ZALORA, Lazada, and Qoo10, as well as discounts on dining, entertainment, and travel.
Dining and Travel Benefits
The Standard Chartered Manhattan Credit Card also offers a range of dining and travel benefits, including discounts at selected restaurants and hotels, as well as access to exclusive airport lounges. If you love to travel, this card is worth considering, as it offers a range of travel-related benefits, such as travel insurance and emergency assistance services.
Overall, the Standard Chartered Manhattan Credit Card is a great choice if you are looking for a cashback credit card that offers generous rewards and exclusive benefits. With no minimum spend required for rewards points and up to 3% cashback on eligible purchases, this card is definitely worth considering.
Earning Cashback
If you’re looking for a credit card that can help you earn cashback, the Standard Chartered Manhattan Credit Card might be the perfect choice for you. Here’s what you need to know about earning cashback with this card.
Cashback Tiers and Rates
With the Standard Chartered Manhattan Credit Card, you can earn up to 3% cashback on eligible purchases. However, you’ll need to hit the minimum spend requirement of S$3,000 to maximize the cash rebates.
Eligible Purchases for Cashback
You can earn cashback on a wide range of eligible purchases with this credit card. This includes local and overseas transactions, online and offline purchases, online bill payments, and educational service-related payments.
Monthly and Quarterly Caps
It’s important to note that there are monthly and quarterly caps on the amount of cashback you can earn with this card. For example, the quarterly cap for the 3% cash rebate is S$200.
To summarize, the Standard Chartered Manhattan Credit Card offers exciting cashback rewards for eligible transactions. With a minimum spend of S$3,000, you can earn up to 3% cashback on eligible purchases. Just keep in mind the monthly and quarterly caps on cashback rewards.
Understanding the Fees
If you are considering the Standard Chartered Manhattan Credit Card, it is important to understand the fees associated with the card. Here is a breakdown of the fees and charges you can expect:
Annual Fees
One of the fees you will need to pay is the annual fee. This is charged upfront yearly when your credit card fee date is due. The respective amount charged to your credit card can be found in the Pricing Guide.
Transaction Fees
Another fee to be aware of is the transaction fee. This is applied to all cash advances and retail transactions made with your credit card. The transaction fee is a percentage of the amount of the transaction and can be found in the Pricing Guide.
Interest and Charges
Interest charges are also an important consideration when it comes to credit cards. If you do not pay off your balance in full each month, you will be charged interest on the remaining balance. The interest rate can be found in the Pricing Guide. Late payment fees and cash advance fees may also apply, so it is important to make sure you understand the terms and conditions of the card.
In addition to these fees, there may be a minimum monthly spend required to earn cashback rewards. Make sure you understand what this minimum spend is and plan your spending accordingly. Finally, it is important to make your monthly payments on time to avoid any additional fees or charges.
Overall, while there are fees associated with the Standard Chartered Manhattan Credit Card, it can still be a great option for those looking to earn cashback rewards on their spending. Just make sure you understand the fees and charges associated with the card before you apply.
Eligibility and Application
If you are excited about getting a Standard Chartered Manhattan Credit Card in Singapore, there are a few things you need to know about the eligibility criteria, application process, and required documentation.
Eligibility Criteria
To apply for the Standard Chartered Manhattan Credit Card, you must meet the following eligibility criteria:
- You must be a Singaporean citizen, Permanent Resident, or foreigner.
- You must be at least 21 years old.
- You must have an annual income of at least S$30,000 if you are a salaried employee or S$60,000 if you are a commission-based employee.
- Foreigners must have an annual income of at least S$60,000.
Application Process
The application process for the Standard Chartered Manhattan Credit Card is simple and straightforward. You can apply for the card online or visit the nearest Standard Chartered Bank branch.
To apply online, you need to fill out the online application form and submit it along with the required documentation. If you prefer to visit the bank branch, you can do so and fill out the application form in person.
Required Documentation
To apply for the Standard Chartered Manhattan Credit Card, you need to provide the following documentation:
- Proof of identification, such as your passport or NRIC.
- Proof of income, such as your salary slip, IT return, or business continuity proof.
- For SingPass holders applying with MyInfo, no documents are required.
Once you have submitted your application and the required documentation, Standard Chartered Bank will review your application and let you know if you have been approved for the credit card.
Comparative Analysis
Competitor Credit Card Comparisons
When comparing the Standard Chartered Manhattan Credit Card to its competitors, such as the Citi Cash Back Card and HSBC Visa Platinum Credit Card, you’ll find that each card offers unique benefits. The Citi Cash Back Card, for example, provides excellent cashback opportunities on dining and groceries, while the HSBC Visa Platinum Credit Card offers rewards on a wide range of spending categories. However, the Standard Chartered Manhattan Credit Card stands out with its attractive cashback rates and exclusive perks, making it a compelling choice for those looking for versatile rewards.
Standard Chartered Card Variants
Within the Standard Chartered family, the Unlimited Cashback Credit Card and the Manhattan $500 Card are noteworthy alternatives to the Manhattan Credit Card. The Unlimited Cashback Credit Card provides flexibility in earning cashback across various categories, while the Manhattan $500 Card is tailored for students, offering a credit limit of £500. Additionally, the Standard Chartered X Card offers a range of lifestyle benefits and rewards. Each card caters to different spending habits and preferences, providing you with a diverse selection to choose from.
Convenience and Accessibility
If you are looking for a credit card that is convenient and easy to access, the Standard Chartered Manhattan Credit Card is a great choice. Here are some of the ways that this card makes it easy for you to manage your finances:
Online Management
With the Standard Chartered Manhattan Credit Card, you can easily manage your account online. This means that you can check your balance, view your transactions, and make payments from anywhere, at any time. The online platform is user-friendly and easy to navigate, making it simple for you to keep track of your spending and manage your finances.
Customer Support
If you ever have any questions or concerns about your Standard Chartered Manhattan Credit Card, you can easily get in touch with the bank’s customer support team. They are available 24/7 to help you with any issues you may have, whether you need help with your account or have questions about the terms of use. You can contact them via phone, email, or live chat, and they will be happy to assist you.
Overall, the Standard Chartered Manhattan Credit Card is a convenient and accessible option for anyone looking for a credit card that is easy to manage. With its user-friendly online platform and helpful customer support team, you can rest assured that you will be able to manage your finances with ease.
Final Thoughts
Congratulations! You have reached the end of our review of the Standard Chartered Manhattan Credit Card. So, what’s our verdict?
If you’re a high spender who loves to shop at Shopee, you’ll definitely want to consider this card. With up to 3% cashback on eligible purchases and a range of rewards points, it’s a great way to earn while you spend.
However, if you’re looking to earn air miles or travel rewards, this card may not be the best choice for you. The rewards programme is focused on cashback and discounts, rather than travel perks.
One thing to keep in mind is that while the card does offer cashback on overseas spending, it’s not the best option for frequent travellers. The cashback rate is lower than some other cards, and there are no specific travel benefits.
On the other hand, if you’re looking for a 0% interest instalment plan, this card has got you covered. It offers a range of instalment options, making it easy to manage your finances.
Overall, the Standard Chartered Manhattan Credit Card is a great choice for high spenders who want to earn cashback on their purchases. Just be sure to read the terms and conditions carefully, and remember that all credit cards come with some pros and cons.
Disclaimer: This review is based on publicly available information and is not intended to be financial advice. Please do your own research and consider your own financial situation before applying for any credit card.
Frequently Asked Questions
What smashing benefits can I expect from the Standard Chartered Manhattan credit card?
The Standard Chartered Manhattan credit card offers a host of benefits that can help you save money and enjoy exclusive privileges. For instance, you can earn up to 3% cashback on eligible purchases. Additionally, you can enjoy exclusive dining, travel, and shopping privileges. You can also earn reward points that can be redeemed for exciting gifts and experiences.
How does the Standard Chartered Manhattan card’s cashback system work?
The Standard Chartered Manhattan card’s cashback system is simple and straightforward. You can earn up to 3% cashback on eligible purchases, subject to a minimum spend of SGD 3,000 per statement cycle. The cashback is capped at SGD 200 per statement cycle. You can also earn 1% cashback on eligible transactions that do not meet the minimum spend requirement.
Can I gain lounge access with my Standard Chartered Manhattan card?
Yes, you can enjoy complimentary Priority Pass lounge access with your Standard Chartered Manhattan card. You can access over 1,000 lounges worldwide, regardless of the airline or class of travel. You can also bring a guest with you for free.
What’s the minimum age requirement to apply for a Standard Chartered credit card?
The minimum age requirement to apply for a Standard Chartered credit card is 21 years old. However, if you are a supplementary cardholder, the minimum age requirement is 18 years old.
How does the Standard Chartered Manhattan card compare to the Standard Chartered Unlimited Cashback card?
The Standard Chartered Manhattan card and the Standard Chartered Unlimited Cashback card are both great credit cards with their own unique benefits. The Manhattan card offers up to 3% cashback on eligible purchases, while the Unlimited Cashback card offers 1.5% cashback on all eligible purchases. However, the Unlimited Cashback card has no minimum spend requirement, so you can earn cashback on all transactions.
Is there a dedicated customer service hotline for the Standard Chartered Manhattan credit card?
Yes, there is a dedicated customer service hotline for the Standard Chartered Manhattan credit card. You can call the hotline at +65 6747 7000 for any queries or assistance. Alternatively, you can reach out to the bank through their online banking platform or visit one of their branches in person.
