If you’re looking for a credit card that offers exclusive benefits and rewards, the Citi Ultima Credit Card in Singapore might be the perfect fit for you. This ultra-premium credit card is designed for high-net-worth individuals who are looking for a card that offers unparalleled perks and privileges.
The Citi Ultima Credit Card is one of the most exclusive credit cards in Singapore, with a range of benefits that are tailored to the needs of the affluent. From luxury travel experiences to access to exclusive events, this card is designed to offer you the best of everything.
With its high income requirements and exclusive benefits, the Citi Ultima Credit Card is not for everyone. However, if you’re looking for a credit card that offers luxury and exclusivity, this might be the perfect card for you. Keep reading to learn more about the benefits, rewards, and features .
Key Takeaways
- The Citi Ultima Credit Card is an ultra-premium credit card designed for high net worth individuals in Singapore.
- The card offers a range of exclusive benefits and rewards, including luxury travel experiences and access to exclusive events.
- While the card has high income requirements and fees, it is designed to offer unparalleled luxury and exclusivity to cardholders.
Overview of Citi Ultima Credit Card
If you’re looking for a credit card that offers luxury, exclusivity and unparalleled privileges, the Citi Ultima Credit Card in Singapore is the perfect choice for you. As one of the most prestigious credit cards in the world, the Citi Ultima is designed for high-net-worth individuals who demand the very best.
The credit card is a World Elite Mastercard, which means it offers a range of exclusive benefits and services that are not available with other credit cards. With this card, you can enjoy a host of lifestyle and travel privileges, including access to luxury hotels, private islands, and superyachts.
In addition, the credit card offers a range of rewards and benefits that are tailored to your lifestyle. You can earn reward points on every dollar you spend, which can be redeemed for a range of exciting rewards, including travel, shopping, and dining experiences.
One of the most attractive features of the credit card is its range of concierge services. With this card, you have access to a dedicated concierge team that can assist you with everything from booking travel and accommodation to securing tickets to exclusive events.
Overall, the credit card is the perfect choice for high-net-worth individuals who demand the very best in luxury and exclusivity. With its range of exclusive benefits and services, this card is sure to exceed your expectations and provide you with an unparalleled experience.
Citi Ultima Credit Card: Eligibility and Income Requirements
To be eligible for the Citi Ultima credit card in Singapore, you must meet certain income requirements and other criteria. In this section, we will cover the minimum annual income required for the card, as well as the CitiGold Private Client status.
Minimum Annual Income
The credit card is designed for high net worth individuals who have a minimum annual income of S$500,000. This income requirement is higher than most other credit cards in Singapore, making it exclusive to those who have a significant income.
CitiGold Private Client Status
If you are a Citigold Private Client, you may be eligible for the credit card. Citigold Private is a wealth management service offered by Citibank, and to qualify for this service, you need to have a minimum of S$1,000,000 in assets under management with Citibank.
Once you become a Citigold Private Client, you will have access to a range of exclusive benefits, including tailored investment advice, priority service, and a dedicated relationship manager. Additionally, if you meet the income requirements, you may also be eligible for the credit card.
In summary, to be eligible for the Citi Ultima credit card in Singapore, you need to have a minimum annual income of S$500,000. However, if you are a Citigold Private Client, you may be eligible for the card even if you do not meet the income requirements. Becoming a Citigold Private Client requires a minimum of S$1,000,000 in assets under management with Citibank.
Citi Ultima Credit Card: Exclusive Benefits and Rewards
If you are looking for a credit card that offers exclusive benefits and rewards, the Citi Ultima card is the perfect choice for you. With this card, you can enjoy a range of privileges that are designed to make your life easier and more enjoyable. Here are some of the exclusive benefits and rewards that you can enjoy with the Citi Ultima card:
ThankYou Points and Miles
With the Citi Ultima card, you can earn ThankYou Points and Miles for every dollar you spend. These points and miles can be redeemed for a range of rewards, including flights, hotel stays, and more. Plus, with the Citi Ultima card, you can earn points and miles faster than with other cards, thanks to the high earning rate.
Travel Privileges
As a Citi Ultima cardholder, you can enjoy a range of travel privileges, including access to airport lounges, priority pass membership, and more. You can also enjoy exclusive discounts on first or business-class tickets, luxury hotels, and airport transfers. Plus, with the APEC Business Travel Card and travel insurance, you can travel with peace of mind.
Dining Perks
If you are a foodie, you will love the dining benefits that come with the Citi Ultima card. You can enjoy exclusive deals and discounts at some of the best restaurants in Singapore, as well as high tea and other dining experiences. Plus, with the Citi PayAll feature, you can earn more points and miles when you pay for your dining expenses with your Citi Ultima card.
Lifestyle Services
The Citi Ultima card also comes with a range of lifestyle services that are designed to make your life easier. You can enjoy exclusive access to supercar drive experiences, as well as a range of other lifestyle perks. Plus, with the Citi Ultima card, you can enjoy a range of membership benefits that are designed to make your life more enjoyable and convenient.
In summary, the Citi Ultima card is the perfect choice for anyone who is looking for a credit card that offers exclusive benefits and rewards. With a range of travel privileges, dining perks, and lifestyle services, this card is designed to make your life more exciting and enjoyable. So why wait? Please apply for your Citi Ultima card today and start enjoying the benefits and rewards that come with it.
Citi Ultima Credit Card: Comparative Analysis
If you’re looking for a credit card that offers ultra-premium benefits, then you might be considering the Citi Ultima Card. However, how does it compare to other high-end credit cards in Singapore? In this section, we will compare the Citi Ultima Card with the DBS Insignia and UOB Reserve Card.
Citi Ultima vs DBS Insignia
Both the Citi Ultima Card and DBS Insignia are ultra-premium credit cards that offer exclusive benefits to their cardholders. However, when it comes to annual fees, the Citi Ultima Card is a clear winner. The yearly fee for the Citi Ultima Card is S$3,210, while the annual fee for the DBS Insignia is S$3,852. This means that the Citi Ultima Card is more affordable than the DBS Insignia.
When it comes to earning rates, the Citi Ultima Card is also a winner. The Citi Ultima Card offers a higher earning rate of 1.6 miles per dollar spent on local spending, while the DBS Insignia offers an earning rate of 1.5 miles per dollar paid on local expenditures. This means that you can earn more miles with the Citi Ultima Card.
Citi Ultima vs UOB Reserve Card
The UOB Reserve Card is another ultra-premium credit card that offers exclusive benefits to its cardholders. However, when it comes to annual fees, the Citi Ultima Card is more affordable. The annual fee for the UOB Reserve Card is S$3,852, which is higher than the yearly fee for the Citi Ultima Card.
When it comes to earning rates, the Citi Ultima Card is also a winner. The Citi Ultima Card offers a higher earning rate of 1.6 miles per dollar spent on local spending, while the UOB Reserve Card offers an earning rate of 1.4 miles per dollar paid on local expenditures. This means that you can earn more miles with the Citi Ultima Card.
In conclusion, the Citi Ultima Card is an excellent choice if you’re looking for an ultra-premium credit card that offers exclusive benefits and a high earning rate. With its lower annual fee and higher earning rate, the credit card is a more affordable and practical choice compared to other high-end credit cards, such as the DBS Insignia and UOB Reserve Card.
Citi Ultima Credit Card: Additional Card Features
Suppose you’re considering applying for a Citi Ultima credit card. In that case, you’ll be pleased to know that it comes with a host of additional features that make it stand out from other credit cards available in Singapore. Here are some of the key features you can expect to enjoy:
Supplementary Cards
With the Citi Ultima card, you can apply for up to 4 supplementary cards for your family members or loved ones. This means that you can share the benefits of your card with those closest to you and help them to earn rewards points and enjoy exclusive privileges.
Travel Insurance and Safety
When you use your Citi Ultima card to pay for your travel expenses, you’ll automatically be covered by travel accident insurance of up to S$1 million. This means that you can travel with peace of mind, knowing that you and your loved ones are protected in the event of an accident. You’ll also enjoy complimentary travel insurance coverage of up to S$1 million when you use your card to pay for your travel tickets.
Exclusive Membership Programs
As a Citi Ultima cardholder, you’ll have access to a range of exclusive membership programs, including the Priority Pass program. This program gives you access to over 1,000 airport lounges around the world so that you can relax and unwind before your flight. Additionally, you’ll also be eligible for membership to the Citi Private Bank, which offers a range of wealth management services and investment products to help you grow your wealth.
Overall, the Citi Ultima credit card is packed with features that make it an excellent choice for those who are looking for a credit card that offers more than just rewards points. With its supplementary cards, travel insurance, and exclusive membership programs, this card is designed to help you save money, travel safely, and enjoy the finer things in life.
Citi Ultima Credit Card: Fees and Charges
If you’re considering getting a Citi Ultima credit card in Singapore, it’s important to know about the fees and charges associated with it. Here’s what you need to know:
Annual Fee
The Citi Ultima credit card comes with an annual fee of S$4,199.04 (inclusive of 8% GST) for the primary card. However, the supplementary card annual fee is free. This fee is charged yearly and will be reflected in your statement of account.
Conversion Fees
When you use your Citi Ultima credit card for transactions in foreign currencies, a conversion fee will be charged. The conversion fee is 1.25% of the transaction amount (inclusive of 8% GST). This fee is to cover the cost of converting the foreign currency to Singapore dollars.
It’s important to note that this conversion fee is not applicable for transactions made in Singapore dollars.
Initiation Fee
There is no initiation fee for the Citi Ultima credit card.
Overall, while the Citi Ultima credit card comes with a high annual fee, it also comes with a host of benefits, such as exclusive access to airport lounges, complimentary travel insurance, and more. So, if you’re someone who values luxury and convenience, the Citi Ultima credit card may be the perfect fit for you.
Citi Ultima Credit Card: Global Acceptance and Partnerships
As a Citi ULTIMA cardholder in Singapore, you can enjoy global acceptance and exclusive partnerships that offer you exciting benefits and rewards. Here are some of the partnerships that you can take advantage of:
Airline and Hotel Partners
With your Citi ULTIMA credit card, you can enjoy exclusive benefits and rewards with participating airline and hotel partners. These include American Airlines, British Airways, Delta, Etihad, Japan Airlines, Lufthansa, Qantas, Qatar Airways, and more. You can earn miles or points when you book flights or hotel stays with these partners and then redeem them for free flights or hotel stays in the future.
Dining and Shopping Offers
In addition to airline and hotel partnerships, your Citi ULTIMA credit card also offers you exciting dining and shopping offers. You can enjoy dining discounts at participating restaurants, as well as dining vouchers that you can use at participating properties. You can also receive shopping vouchers that you can use at participating retailers and enjoy exclusive shopping offers and discounts.
To take advantage of these exciting benefits and rewards, use your Citi ULTIMA credit card when you make your purchases. You can also transfer your miles or points to participating transfer partners, such as airlines or hotels, to maximise your rewards.
With the Citi ULTIMA credit card, you can enjoy global acceptance, exclusive partnerships, and exciting benefits and rewards.
Citi Ultima Credit Card: Application Process and Card Management
Online Application
You can easily apply for the Citi ULTIMA credit card online by filling up the application form on the Citibank Singapore website. The process is straightforward and should take you no more than 10 minutes. You will need to enter your basic details such as contact information, NRIC/Passport number, and monthly income. Once you have submitted your application, you will receive an instant decision on whether you are approved or not. If approved, you will receive your new Citi ULTIMA credit card within 7 working days.
Customer Support and Services
Citi provides excellent customer support and services to help you manage your Citi ULTIMA credit card. You can access your account online or via the Citi Mobile App to check your balance, view your transactions, and make payments. You can also set up alerts to keep track of your spending and receive notifications when your bill is due.
If you have any questions or issues with your card, you can contact Citi’s customer service team via phone, email, or live chat. Citi also offers 24/7 fraud protection to ensure that your card is secure and protected at all times.
As a Citi ULTIMA cardholder, you will also enjoy exclusive perks and benefits such as access to airport lounges, complimentary travel insurance, and concierge services. Additionally, you can earn rewards points for every dollar spent on your card, which can be redeemed for a variety of rewards such as cashback, merchandise, or air miles.
Overall, the application process for the Citi ULTIMA credit card is quick and easy, and the card comes with a range of benefits and perks to help you get the most out of your spending.
Citi Ultima Credit Card: Cardholder Experiences
If you’re a Citi Ultima cardholder in Singapore, get ready to experience a world of luxury and exclusivity. Here are some of the highlights of what you can expect.
Travel Concierge Services
One of the standout features of the Citi Ultima card is the travel concierge service. This service is available 24/7 to help you with all your travel needs, from booking flights and hotels to arranging airport transfers and car rentals. The concierge can also help you plan your itinerary and provide recommendations for restaurants, activities, and attractions.
Exclusive Events Access
As a Citi Ultima cardholder, you’ll have access to a range of exclusive events and experiences. For example, you might be invited to attend a private tasting at one of the world’s top distilleries or to join a supercar drive experience on a racetrack around the world. You might also have access to exclusive events at The Open, one of the most prestigious golf tournaments in the world.
In addition, the Citi Ultima card provides access to a range of exclusive lounges and airport facilities. For example, you might have access to the UOB Travel Concierge lounge at Changi Airport, which offers expedited immigration and fast-track immigration services. You might also be able to enjoy airport limo benefits, which can make your travel experience even more seamless and luxurious.
Overall, the Citi Ultima card provides a range of benefits and services that are designed to make your life easier and more enjoyable. Whether you’re a frequent traveller or simply enjoy the finer things in life, this card is definitely worth considering.
Citi Ultima Credit Card: Rewards and Points Maximisation
If you are a frequent traveller or a big spender, the credit card can help you maximise your rewards and points. Here are some tips to help you make the most out of your card.
Optimising Local and Overseas Spend
The Citi Ultima Credit Card offers an excellent earn rate of 4 Citi ThankYou Points (1.6 Miles) for every eligible S$1 spent locally and 5 Citi ThankYou Points (2 Miles) for every eligible S$1 foreign currency spent. Therefore, you can earn more rewards and points by using your credit card for all your local and overseas spending.
Strategic Use of Supplementary Cards
If you have a family member or a friend who is also a big spender, you can apply for a supplementary card for them. The Citi Ultima Credit Card offers up to 4 extra cards, and you can earn rewards and points for all you spend. This is an excellent way to maximise your rewards and points without spending more.
Moreover, you can use the supplementary cards strategically to earn more rewards and points. For example, you can give an additional card to your spouse who travels frequently for work. They can use the card for all their travel spend, and you can earn rewards and points for all their spending.
Citi PayAll
Citi PayAll is a payment service that allows you to pay for large expenses, such as rent, taxes, and education fees, using your credit card. You can earn rewards and points for all your payments, even if the service provider does not accept credit card payments. However, there is a processing fee of 2% for each transaction.
Therefore, you can use Citi PayAll strategically to earn more rewards and points. For example, you can use Citi PayAll to pay for your child’s education fees, which can be a significant expense. By using Citi PayAll, you can earn rewards and points for the payment and maximise your rewards and points.
By optimising your local and overseas spending, using supplementary cards strategically, and using Citi PayAll, you can maximise your rewards and points with the credit card.
Frequently Asked Questions
What dazzling perks come with the Citi Ultima credit card?
The credit card offers an array of exclusive privileges and rewards that are sure to leave you impressed. These include access to over 1,000 airport lounges worldwide, a complimentary night’s stay at selected hotels, and a 24-hour concierge service that will cater to your every need.
You can also enjoy complimentary green fees at participating golf clubs and exclusive dining privileges at some of the finest restaurants in Singapore.
What steps must one take to be eligible for the Citi Ultima card?
To be eligible for the Citi Ultima card, you need to have a minimum annual income of SGD 500,000. You must also be an existing Citibank customer and have a good credit score.
Additionally, you must be at least 21 years old and a Singaporean citizen or permanent resident.
Is the Citi Ultima card aligned with Visa or Mastercard, and what does this mean for cardholders?
The Citi Ultima card is aligned with Visa Infinite, which means that cardholders can enjoy a range of exclusive benefits and privileges that are not available to other Visa cardholders.
These benefits include access to Visa Luxury Hotel Collection, Visa Concierge, and Visa Infinite Dining Series.
Could you enlighten me on how to have the annual fee for the Citibank Ultima card waived in Singapore?
The annual fee for the Citibank Ultima card is SGD 3,210. However, Citibank offers a waiver of the yearly fee for the first year of card membership. Additionally, if you spend a minimum of SGD 50,000 in a year, the yearly fee for the subsequent year will be waived.
What are the prerequisites to qualify for the exclusive Citi Ultima card?
To qualify for the exclusive Citi Ultima card, you need to have a minimum annual income of SGD 500,000 and be an existing Citibank customer with a good credit score. You must also be at least 21 years old and a Singaporean citizen or permanent resident.
How does one review the posh benefits of the Citi Ultima credit card?
To review the posh benefits of the credit card, you can refer to the Citi Ultima Information Sheet available on the Citibank Singapore website. The information sheet provides a comprehensive overview of the card’s benefits, privileges, and fees. You can also contact Citibank’s customer service hotline or visit a Citibank branch for more information.
