Are you looking for a credit card that can extend the benefits and privileges of your DBS Altitude Visa Card to your loved ones? If so, you might want to consider the Altitude Visa Supplementary Card DBS.
This card allows you to share the same earning rate and redemption options with your supplementary cardholders, so they, too, can earn miles on their daily spending.
Understanding this card is crucial to determine whether it’s the best option for your loved ones. This article will provide all the information you need about the card, including its eligibility and application process, travel perks and privileges, financial considerations, customer experiences and support, and frequently asked questions. We’ll also compare it with other credit cards to help you make an informed decision.
Key Takeaways
- The DBS Altitude Visa Supplementary Card allows you to share the same earning rate and redemption options with your supplementary cardholders.
- The card offers travel perks and privileges, including complimentary travel insurance and airport lounge access.
- While the card has a lower income requirement than some other credit cards, it’s essential to consider the fees and charges associated with it before applying.
Understanding the Altitude Visa Supplementary Card DBS
If you are looking for a credit card that offers excellent benefits and rewards, the DBS Altitude Card is worth considering. But did you know that you can also share these benefits with your loved ones?
The card allows you to extend the benefits of your primary credit card to your family members, giving them added convenience, increased spending power, and rewards.
Key Features and Benefits
The Altitude Visa Supplementary Card DBS has many features and benefits that make it an attractive option for your loved ones. Here are some of the key features:
- Earn DBS Points: Supplementary cardholders can earn DBS Points on their spending, which can be redeemed for a range of rewards, including KrisFlyer miles, cash rebates, and more.
- Exclusive Travel Privileges: Supplementary cardholders can enjoy exclusive travel privileges, such as discounts on flights and hotel bookings, complimentary airport lounge access, and more.
- Contactless Payment: The card supports contactless payment, making it easy and convenient to pay for everyday purchases.
- Fraud Protection: DBS offers 24/7 fraud monitoring and protection for all its credit cards, including supplementary cards.
Earning and Redeeming Miles
One of the card’s main benefits is earning and redeeming miles. Supplementary cardholders can earn DBS Points on their spending, which can be converted into KrisFlyer or other airline miles. These miles can be redeemed for flights, hotel stays, and other expenses.
Annual Fee and Charges
The card comes with an annual fee of S$96.30 (inclusive of GST), which is waived for the first year. There are no additional fees for supplementary cardholders. Still, they will be subject to the exact fees as the primary cardholder, such as interest charges, late payment fees, and cash advance fees.
Overall, the DBS Altitude Visa Supplementary Card is an excellent option for anyone looking to share the benefits of their primary credit card with their loved ones. This card is worth considering with a range of features and benefits, including the ability to earn and redeem miles, exclusive travel privileges, and contactless payment.
Altitude Visa Supplementary Card DBS: Eligibility and Application
If you are an existing DBS/POSB Credit Cardholder, you can apply for this card for your loved ones. Here’s what you need to know about the eligibility criteria and application process.
Altitude Visa Supplementary Card DBS: Who Can Apply?
Anyone who is an existing DBS/POSB credit cardholder can apply for a supplementary card for their loved ones. The additional cardholder must be at least 18 to be eligible for an extra credit card.
Application Process and Required Documents
The application process for a DBS Altitude Visa Supplementary Card is straightforward. You can apply for a supplementary card online through DBS iBanking or by submitting a hard copy form and submitting it to any DBS/POSB branch.
To apply for a supplementary card, you will need to provide the following documents:
- A completed and signed additional card application form
- A photocopy of the NRIC or passport of the supplementary cardholder
- Proof of income of the supplementary cardholder (if applicable)
The application will be processed within 7 working days upon receipt of the completed signed form and documents.
Please note that you can only apply for one DBS or POSB supplemental credit card per application. If you are a foreigner or Permanent Resident, you must provide additional documents such as your employment pass, work permit, or student pass.
Overall, the DBS Altitude Visa Supplementary Card is an excellent option for those who want to share the benefits of their primary credit card with their loved ones. With a simple application process and flexible eligibility criteria, it is a great way to extend the suite of DBS benefits and privileges to your family members.
Altitude Visa Supplementary Card DBS: Compared with Other Credit Cards
DBS Altitude vs. Other DBS Cards
If you are already a DBS cardholder, you might wonder how the card compares with other DBS cards. Well, the card is one of the best miles-earning cards in the market and an excellent choice for your loved ones.
The card is an excellent choice compared to other DBS cards because it offers a higher earning rate for miles. For example, the card offers 1.2 miles per dollar spent locally, while the DBS Live Fresh Card only offers 0.3 miles per dollar spent locally.
DBS Altitude vs. Competitors
Regarding competing cards, the card is still a top contender. For instance, compared to the Citi PremierMiles Card, the card offers a higher earning rate for miles. It offers 1.2 miles per dollar spent locally, while the Citi PremierMiles Card only offers 1.1 miles per dollar spent locally.
The card also offers a higher earning rate for miles than the OCBC 90°N Card and HSBC TravelOne cards. The card offers 1.2 miles per dollar spent locally, while the OCBC 90°N Card and the HSBC TravelOne Card only offer 1 mile per dollar.
However, it is worth noting that the KrisFlyer UOB Card offers a higher earning rate for miles than the card. The KrisFlyer UOB Card offers 1.3 miles per dollar spent locally, while the card only offers 1.2 miles per dollar.
Overall, the DBS Altitude Visa Supplementary Card is an excellent choice for your loved ones as it offers a high earn rate for miles compared to other DBS cards and competing cards.
Altitude Visa Supplementary Card DBS: Maximising Card Benefits
If you’re considering getting a DBS Altitude Visa Supplementary Card for your loved ones, you’ll want to make sure you’re making the most of the card’s benefits. Here are some tips to help you maximise your miles earning and take advantage of exclusive promotions and offers.
Altitude Visa Supplementary Card DBS: Optimising Miles Earning
The card allows you to earn miles on all your local or overseas spending. You can earn up to 2.2 miles per S$1 on your retail spend and up to 10 miles per S$1 on your travel at selected online travel agencies such as Expedia, Kaligo, Agoda, and Booking.com.
To maximise your miles earning, consider using your card for all your daily expenses, such as groceries, dining, and entertainment. You can also use your card for online flights and hotel bookings to earn more miles.
Exclusive Promotions and Offers
In addition to earning miles, the DBS Altitude Visa Supplementary Card offers exclusive promotions. Watch for these promotions, as they can help you earn more miles or get discounts on your purchases.
For example, you can earn bonus miles when you meet the minimum spend requirement during a promotional period. You can also get discounts on hotel bookings or enjoy other exclusive perks when you book through the DBS Altitude Card promotions and programmes.
By taking advantage of these promotions and offers, you can maximise your rewards and make the most of your card.
Overall, the DBS Altitude Visa Supplementary Card is an excellent option for earning miles and enjoying exclusive perks. By optimising your miles earning and taking advantage of exclusive promotions and offers, you can make the most of this card and enjoy all its benefits.
Altitude Visa Supplementary Card DBS: Travel Perks and Privileges
If you’re looking for a credit card offering travel perks and privileges for your loved ones, the DBS Altitude Visa Supplementary Card might be the right choice. Here are some of the travel perks and privileges that come with the card:
Complimentary Lounge Access
The card offers two complimentary visits per year to over 1,300 airport lounges worldwide. These lounges offer a comfortable and relaxing environment to unwind before your flight. You can enjoy complimentary food and drinks, Wi-Fi, and other amenities.
Altitude Visa Supplementary Card DBS: Travel Insurance and Protection
This card comes with travel insurance and protection that covers you and your loved ones in case of unexpected events. The card offers S$1 million in travel accident insurance and S$500,000 in travel inconvenience insurance. You can also enjoy coverage for trip cancellations, delays, and baggage loss or damage.
In addition to travel insurance, the card also offers TravellerShield Plus, which provides coverage for medical emergencies, personal accidents, and travel inconveniences. You can enjoy up to 60% off TravellerShield Plus premiums when you purchase it with your card.
Overall, the DBS Altitude Visa Supplementary Card offers a range of travel perks and privileges that can make your travel experience more comfortable and enjoyable. With complimentary lounge access, travel insurance, and protection, you can travel with peace of mind, knowing that you and your loved ones are covered.
Altitude Visa Supplementary Card DBS: Financial Considerations
When considering the card for your loved ones, there are several financial considerations to remember. Understanding fees and interest rates and managing credit and payments can help you make an informed decision.
Understanding Fees and Interest
The annual fee for the card is waived for the first year, and subsequent annual fees can be waived with a minimum spend of S$25,000 per year. However, it is essential to note that there is a foreign currency transaction fee of 3.25% and a cash advance fee of 6% or S$15 (whichever is higher). Late payment charges are S$100 if the minimum monthly payment is not made by the due date.
Managing Credit and Payments
Making timely payments and managing credit responsibly is essential to avoid unnecessary interest charges. The minimum monthly payment for the card is 3% of the outstanding balance or S$50 (whichever is higher). However, paying the full due balance monthly is recommended to avoid interest charges.
It is also essential to keep track of spending and credit limits to avoid exceeding and incurring over-limit fees. DBS provides online tools and mobile apps to help you manage your credit card account and monitor spending.
Overall, the DBS Altitude Visa Supplementary Card can be an excellent option for your loved ones, especially if they frequently travel and spend money on travel-related expenses. However, it is essential to carefully consider the fees and interest rates before applying for the card and to manage credit responsibly to avoid unnecessary charges.
Altitude Visa Supplementary Card DBS: Customer Experiences and Support
When it comes to choosing a credit card for your loved ones, customer experience and support are crucial factors to consider. Here’s what you need to know about the card:
Feedback and Resolutions
DBS Bank Ltd, the card issuer, has a reputation for providing excellent customer service. According to customer feedback, the bank’s representatives are knowledgeable, friendly, and responsive to queries. Moreover, DBS Bank Ltd has implemented an efficient feedback and resolution system to address customers’ issues promptly.
Altitude Visa Supplementary Card DBS: Visa Concierge and Customer Service
In addition to DBS Bank Ltd’s customer service, the card comes with Visa Concierge, a premium service that provides 24/7 assistance with travel, dining, and entertainment bookings. Cardholders can access Visa Concierge by calling the number on the back of the card. The service is available worldwide, and the Visa Concierge team can assist with a wide range of requests, from restaurant recommendations to flight bookings.
Furthermore, the card offers American Express Global Assist, which provides emergency assistance when travelling overseas. Cardholders can call the service for help with lost or stolen passports, medical emergencies, and other travel-related issues.
Overall, the DBS Altitude Visa Supplementary Card offers excellent customer experiences and support, making it an ideal choice for your loved ones.
Frequently Asked Questions
What’s the age requirement for adding a loved one to my DBS Altitude Visa as a supplementary cardholder?
To add a loved one as a supplementary cardholder to your DBS Altitude Visa, they must be at least 18 years old. This ensures that they are legally responsible for any charges made on the card.
How can I check the application status for a DBS supplementary card I’ve requested for my family member?
You can check the application status of a DBS supplementary card by logging into your DBS online banking account. Once logged in, go to the “Credit Cards” section and select “Supplementary Card Application Status”.
You’ll be able to see the status of the application and whether it has been approved.
Can I delight my partner with a DBS Altitude Visa supplementary card, and how would I go about it?
Yes, you can add your partner as a supplementary cardholder to your DBS Altitude Visa account. Log in to your DBS online banking account and go to the “Credit Cards” section. From there, select “Apply for Supplementary Card” and follow the prompts to complete the application.
Can I boost my credit score by being a supplementary cardholder on someone else’s DBS Altitude Visa account?
Being a supplementary cardholder on someone else’s DBS Altitude Visa account can help boost your credit score. As long as the primary cardholder makes timely payments and keeps the account in good standing, it can reflect positively on your credit score.
What are the key differences between holding a primary DBS Altitude Visa card and a supplementary one?
The key difference between holding a primary DBS Altitude Visa card and a supplementary one is that the primary cardholder is responsible for all charges made on the account, while the additional cardholder is not.
Additionally, the primary cardholder has access to all of the benefits and rewards associated with the card, while the additional cardholder may have limited access to some of these benefits.
Who gets the thrilling task of activating a DBS Altitude Visa supplementary card once it’s issued?
The primary cardholder is responsible for activating any DBS Altitude Visa supplementary cards issued. Once the card is activated, the additional cardholder can use it to make purchases and earn rewards.
