Are you looking for a credit card that rewards you for your everyday spending? Look no further than the OCBC 365 credit card in Singapore. With this card, you can enjoy a range of benefits and cashback rewards that make your everyday spending more rewarding.
The OCBC 365 credit card offers a range of key features and benefits that make it an attractive option for anyone looking to make the most of their spending. From cashback rewards on dining, groceries, and petrol to exclusive partner benefits, this card has it all. Plus, with easy eligibility requirements and a simple application process, getting started is a breeze.
So if you’re looking for a credit card that rewards you for your everyday spending, the OCBC 365 credit card is the perfect choice. Keep reading to learn more about its key features and benefits, eligibility and application process, spending categories and cashback rewards, additional perks, partner benefits, and more.
Key Takeaways
- The OCBC 365 credit card offers a range of cashback rewards on everyday spending categories like dining, groceries, and petrol.
- With easy eligibility requirements and a simple application process, getting started with the card is a breeze.
- The card also offers a range of additional perks and partner benefits that make it an attractive option for anyone looking to make the most of their spending.
Key Features and Benefits
If you’re looking for a credit card that offers great cashback rewards, the OCBC 365 Card is definitely worth considering. Here are some of the key features and benefits that make this card stand out:
Cashback Rewards
With the OCBC 365 Card, you can earn up to 6% cashback on your everyday spending. This includes 5% cashback on dining and food delivery, 3% cashback on groceries, land transport, online travel bookings, and recurring telco and electricity bills, and 6% cashback on fuel spend at all petrol service stations locally and overseas.
Dining and Food Delivery Perks
If you love dining out or ordering food delivery, the OCBC 365 Card is a great choice. You can earn up to 5% cashback on all your dining and food delivery expenses, including local, overseas and online food delivery.
Grocery Shopping Advantages
The OCBC 365 Card also offers cashback rewards on your grocery shopping. You can earn up to 3% cashback on your groceries, which can add up to significant savings over time.
Fuel Savings and Transport Benefits
One of the most attractive benefits of the OCBC 365 Card is the fuel savings you can enjoy. You can earn up to 6% cashback on fuel spend at all petrol service stations locally and overseas, which can help you save a lot on your transportation costs.
Utilities and Recurring Bills
In addition to the cashback rewards on dining, groceries, and fuel spend, the OCBC 365 Card also offers cashback on your utilities and recurring bills. You can earn up to 3% cashback on your recurring telco and electricity bills, which can help you save even more money each month.
Overall, the OCBC 365 Card is a great choice if you’re looking for a credit card that offers generous cashback rewards across a wide range of categories. With a cashback cap of up to S$80 or S$160, depending on your minimum spend, and an interest rate of 25.92% per annum, the OCBC 365 Card is a great way to save money on your everyday expenses.
Eligibility and Application
Criteria for Eligibility
To apply for the OCBC 365 credit card, you must meet the following criteria:
- You must be a Singaporean citizen or a Permanent Resident.
- You must be at least 21 years of age.
- Your minimum annual income must be S$30,000 if you are a Singaporean citizen or a Permanent Resident. If you are a foreigner, your minimum annual income must be S$45,000.
- You must be a working adult.
Application Process
The application process for the OCBC 365 credit card is simple and straightforward. You can apply for the card online or in person at any OCBC bank branch.
To apply online, follow these steps:
- Go to the OCBC website and select the 365 credit card.
- Click on the “Apply Now” button.
- Fill in the application form with your personal details, employment details, and income details.
- Upload the required documents, such as your NRIC or passport, proof of income, and proof of address.
- Submit your application.
The approval process usually takes a few business days. Once your application is approved, you will receive your card in the mail.
To apply in person, visit any OCBC bank branch and bring along the following documents:
- Your NRIC or passport
- Your latest computerised payslip or Income Tax Notice of Assessment
- Your latest billing statement or bank statement showing your residential address
In conclusion, if you meet the eligibility criteria and follow the application process, you can easily apply for the OCBC 365 credit card and enjoy its many benefits.
Spending Categories and Cashback
With the OCBC 365 Credit Card, you can enjoy cashback on a wide range of spending categories. Here are some of the categories that offer cashback:
Dining and Overseas Dining
Are you a foodie? Then you’ll love the OCBC 365 Credit Card. With this card, you can enjoy cashback of up to 6% on dining in Singapore and overseas. This includes cafes, restaurants, and hawker centres. So whether you’re craving local delicacies or international cuisine, you can save money while indulging your taste buds.
Online and Local Groceries
If you’re a frequent shopper at local and online grocery stores, the OCBC 365 Credit Card is perfect for you. You can get cashback of up to 3% on your grocery spending in Singapore and overseas. This includes online grocery shopping as well. So whether you’re stocking up on fresh produce or household essentials, you can save money while you shop.
Transport and Electric Vehicle Charging
Do you commute to work on public transport? Or do you own an electric vehicle? The OCBC 365 Credit Card has got you covered. You can enjoy cashback of up to 3% on your transport spending in Singapore and overseas. This includes bus and train rides, as well as electric vehicle charging. So whether you’re commuting to work or exploring new places, you can save money while you travel.
Streaming Services and Electronics
Are you a tech-savvy individual who loves to stream your favourite shows and movies? Or do you enjoy shopping for the latest gadgets and electronics? The OCBC 365 Credit Card offers cashback of up to 3% on your spending on electronics and streaming services in Singapore and overseas. This includes popular brands like Best Denki, as well as online streaming services like Netflix and Spotify. So whether you’re upgrading your home entertainment system or buying the latest smartphone, you can save money while you shop.
To enjoy these cashback benefits, you need to meet the minimum spending requirement of SGD 800 per month. So what are you waiting for? Apply for the OCBC 365 Credit Card today and start enjoying these amazing benefits!
Additional Perks
As if the cashback rewards were not enough, the OCBC 365 credit card comes with additional perks that make it an even more attractive option for everyday spending.
Exclusive Promotions
With the OCBC 365 credit card, you get access to exclusive promotions and discounts on dining, shopping, travel, and more. These promotions are regularly updated, so be sure to check the OCBC website or mobile app for the latest deals.
For example, you can enjoy up to 20% off at selected restaurants, up to 15% off at selected hotels, and up to 10% off at selected online merchants with your OCBC 365 credit card. You can also get discounts on movie tickets, theme park tickets, and other entertainment activities.
Annual Fee Waiver
The OCBC 365 credit card has an annual fee of S$192.60, but you can get it waived if you meet the minimum spending requirement of S$10,000 per year. This means that you can enjoy all the benefits of the card without having to pay any annual fees.
OCBC$ and Voyage Miles
In addition to cashback rewards, the OCBC 365 credit card also earns you OCBC$ and Voyage Miles. OCBC$ is a loyalty programme that allows you to redeem points for a wide range of rewards, including shopping vouchers, air miles, and cash rebates.
Voyage Miles, on the other hand, is a reward programme for the OCBC Voyage Card and the OCBC 90°N Card. If you hold either of these cards, you can earn Voyage Miles with your OCBC 365 credit card and redeem them for luxury travel experiences, such as flights on private jets and stays in exclusive resorts.
Overall, the OCBC 365 credit card offers a range of benefits that make it a great choice for everyday spending. From cashback rewards to exclusive promotions and loyalty programmes, this card has everything you need to make the most of your money.
Partner Benefits
As an OCBC 365 Credit Cardholder, you get to enjoy a plethora of benefits from our esteemed partners. Here are some of the partner benefits that you can enjoy with your OCBC 365 Credit Card:
Fuel Partnerships
Filling up your car with petrol is a necessity, but it can also be expensive. With the OCBC 365 Credit Card, you can enjoy up to 22.92% of fuel savings at Caltex (18% instant discount + 6% cashback on all fuel spend). You can also enjoy up to 20.2% savings at Esso and 17.1% savings at Sinopec. So, the next time you need to fill up your tank, remember to use your OCBC 365 Credit Card to enjoy these great savings.
Retail and Lifestyle Collaborations
We understand that shopping is a favourite pastime for many. That’s why we have partnered with a range of retailers and lifestyle brands to bring you exclusive discounts and deals. Whether you’re shopping for clothes, electronics, or home appliances, you can enjoy discounts of up to 20% at participating merchants. Some of the retailers that you can enjoy discounts with include Robinsons, TANGS, and Zalora.
Travel and Hotel Partners
If you’re a frequent traveller, you’ll be pleased to know that the OCBC 365 Credit Card offers great benefits for travel and hotel stays. You can enjoy up to 7% off your hotel bookings with Agoda, as well as discounts on flights, car rentals, and travel insurance. Additionally, you can enjoy up to 6 miles per dollar spent on your travel bookings with the OCBC Titanium Rewards Credit Card.
In conclusion, the OCBC 365 Credit Card offers a wide range of partner benefits that are sure to excite you. From fuel savings to exclusive discounts at retailers and hotels, the OCBC 365 Credit Card has got you covered. So, what are you waiting for? Apply for your OCBC 365 Credit Card today and start enjoying these great benefits!
Managing Your Card
Once you have applied and received your OCBC 365 Credit Card, you can manage your card easily through OCBC’s online banking and mobile app.
Online Banking and Mobile App
With OCBC’s online banking and mobile app, you can check your credit card balance, view your transaction history, and make payments conveniently from anywhere, anytime. You can also set up alerts to notify you of your credit card transactions and payment due dates, ensuring that you never miss a payment.
In addition, OCBC’s mobile app offers a range of features such as the ability to view your credit card rewards and redeem them instantly, track your expenses, and even lock and unlock your credit card if you misplace it.
Customer Support and Services
If you need any assistance with your OCBC 365 Credit Card, you can reach out to OCBC’s customer support team through their hotline or online chat service. They are available 24/7 to assist you with any queries or concerns you may have.
Furthermore, OCBC offers a range of services to help you manage your finances better. For example, you can link your OCBC 365 Credit Card to your Wallet app to track your expenses and budget more effectively. You can also open an OCBC 360 Account, which offers higher interest rates and helps you save more money.
Overall, managing your OCBC 365 Credit Card is easy and convenient with their online banking and mobile app, as well as their customer support and services. You can rest assured that you are in good hands with OCBC, and enjoy the many benefits that come with their credit card.
Frequently Asked Questions
What fabulous rewards can I expect with the OCBC 365 Credit Card cashback scheme?
With the OCBC 365 Credit Card, you can enjoy cashback of up to 6% on dining, 3% on groceries, land transport, online travel, recurring telco and electricity bills, and 5% on petrol. You can also earn 0.3% cashback on all other purchases. With a minimum spend of S$800, you can receive up to S$80 cashback. If you spend S$1,600 or more, you can receive up to S$160 cashback.
How can I thrillingly maximise promotions with my OCBC 365 Credit Card?
To maximise your cashback and promotions with your OCBC 365 Credit Card, make sure to use it for all your everyday expenses, such as dining, groceries, and petrol. You can also keep an eye out for special promotions and discounts offered by OCBC and its partners.
Are there any exciting benefits to the OCBC 365 Credit Card annual fee?
Yes! The OCBC 365 Credit Card annual fee of S$192.60 is waived for the first two years. Plus, if you spend at least S$10,000 in a year, the annual fee will be waived for the following year.
What are the exhilarating terms and conditions I should be aware of for the OCBC 365 Credit Card?
Some important terms and conditions to be aware of include the minimum spend requirement to receive cashback, which is S$800 for up to S$80 cashback and S$1,600 for up to S$160 cashback. Additionally, cashback is capped at S$80 per month.
What’s the minimum spend to start enjoying the fantastic benefits of the OCBC 365 Credit Card?
To start enjoying the benefits of the OCBC 365 Credit Card, you need to spend at least S$800 in a month.
How do I delightfully claim my cashback with the OCBC 365 Credit Card?
You don’t need to do anything to claim your cashback with the OCBC 365 Credit Card. It will be automatically credited to your account at the end of each statement period.
