If you’re looking for a credit card that offers a variety of rewards and benefits, the UOB Visa Signature Singapore card might be the perfect choice for you.
This card is designed for people who love to travel and shop, and it comes with a range of features that can help you earn more rewards and save money on your purchases. In this article, we’ll look at the UOB Visa Signature card and compare it to other credit cards on the market, so you can decide whether it’s the right choice for you.
The UOB Visa Signature card is a popular credit card in Singapore, and for good reason. It offers a range of benefits and rewards that can help you save money on your purchases and earn points that can be redeemed for travel, shopping, and other rewards.
With this card, you can earn up to 10X reward points on your purchases, depending on the category of spending. You can also enjoy a range of other benefits, such as complimentary travel insurance, airport lounge access, and more. In the following sections, we’ll explore the UOB Visa Signature card in more detail and compare it to other credit cards on the market.
Key Takeaways
- The UOB Visa Signature card is an excellent choice for people who love to travel and shop.
- This card offers a range of benefits and rewards that can help you save money on your purchases and earn points that can be redeemed for travel, shopping, and other rewards.
- Compared to other credit cards on the market, the UOB Visa Signature card stands out for its generous rewards program, complimentary travel insurance, and airport lounge access.
UOB Visa Signature Singapore: The Overview
If you’re looking for a credit card that offers excellent rewards and benefits, the UOB Visa Signature Card might be just what you need. This card has features that make it an excellent choice for frequent travellers and shoppers alike. In this section, we’ll take a closer look at the key features, eligibility criteria, and how to apply for this card.
Key Features
The UOB Visa Signature Card offers a range of features that make it stand out from other credit cards in Singapore. Here are some of the key features you can expect:
- Earn Rewards: With the UOB Visa Signature Card, you can earn up to UNI$10 per S$5 spent on petrol, overseas (including online) and contactless transactions.
- Travel Perks: Enjoy complimentary airport lounge access, travel insurance, and exclusive hotel deals when you book through UOB Travel.
- Dining Privileges: Get up to 50% off at over 1,000 restaurants in Singapore and across Asia.
- Entertainment Deals: Enjoy discounts on movie tickets, concerts, and other events.
- Contactless Payment: Pay with ease using Visa payWave or Apple Pay.
UOB Visa Signature Singapore: Eligibility Criteria
Before you apply for the UOB Visa Signature Card, you’ll need to meet the following eligibility criteria:
- Age: You must be at least 21 years old.
- Income: You must have a minimum annual income of S$50,000.
- Nationality: Singaporeans, Permanent Residents, and foreigners with a valid employment pass are eligible to apply.
How to Apply
Applying for the UOB Visa Signature Card is easy. You can apply online or visit any UOB branch in Singapore. Here’s what you’ll need:
- Personal Details: Your name, NRIC/Passport number, and contact information.
- Employment Details: Your employment status, income, and company details.
- Supporting Documents: Your NRIC/Passport, latest payslip, and income tax statement.
Once you’ve submitted your application, UOB will review it and let you know if you’ve been approved. If approved, you’ll receive your UOB Visa Signature Card in the mail within a few business days.
Overall, the UOB Visa Signature Card is an excellent choice for anyone who wants to earn rewards and enjoy various benefits. With its generous rewards program, travel perks, dining privileges, and entertainment deals, this card is an excellent option for anyone who wants to make the most of their spending.
UOB Visa Signature Singapore: Earning Rewards
If you’re looking for a credit card that offers excellent rewards, the UOB Visa Signature Card is a perfect choice. With this card, you can earn miles and points, Uni$, and bonus categories, which can be redeemed for various rewards.
Miles and Points
One of the best things about the UOB Visa Signature Card is that it allows you to earn miles and points for every dollar you spend. If you’re a frequent traveller, this card is perfect.
You can earn KrisFlyer miles, redeemed for flights, upgrades, and other travel-related expenses. With this card, you can earn up to 4 miles per dollar spent overseas and 1.4 miles on local transactions.
UOB Visa Signature Singapore: Bonus Categories
The UOB Visa Signature Card also offers bonus categories, which allow you to earn more rewards for specific types of spending. For example, you can make 10 UNI$ (equivalent to 20 miles) for every $5 spent on dining.
You can also make 10 UNI$ for every $5 spent on entertainment, online shopping, and travel.
Uni$ and Redemption
Uni$ is a reward currency you can earn with the UOB Visa Signature Card. You can earn Uni$ for every dollar you spend, which can be redeemed for various rewards, including vouchers, cash rebates, and more. You can also use your Uni$ to redeem miles, which can be used for flights, upgrades, and other travel-related expenses.
In conclusion, the UOB Visa Signature Card is an excellent choice if you’re looking for a credit card that offers great rewards. With this card, you can earn miles and points, Uni$, and bonus categories, which can be redeemed for various rewards. Whether you’re a frequent traveller or simply looking to earn rewards for your everyday spending, the UOB Visa Signature Card is worth considering.
UOB Visa Signature Singapore: Benefits and Perks
As a UOB Visa Signature cardholder, you can enjoy a range of exclusive benefits and perks that make your everyday spending more rewarding and enjoyable. Here’s a breakdown of the key benefits and perks that come with the card:
Travel Benefits
If you’re a frequent traveller, the UOB Visa Signature card has a lot to offer. You can earn KrisFlyer miles on all your spending, which you can redeem for flights, upgrades, and other travel rewards. You’ll also get complimentary travel insurance coverage of up to S$1 million when you charge your travel expenses to your card.
As a UOB Visa Signature cardholder, you’ll also enjoy exclusive lounge access at over 1,000 airport lounges worldwide, including access to the Plaza Premium Lounge at Changi Airport. This means you can relax in comfort and style before your flight with free Wi-Fi, snacks, and drinks.
Dining and Lifestyle Perks
The UOB Visa Signature card also offers a range of dining and lifestyle perks that make it an excellent choice for foodies and socialites. You can enjoy up to 50% off dining at over 1,000 restaurants in Singapore and discounts on wine and champagne purchases.
In addition, you can take advantage of exclusive deals and discounts on entertainment, shopping, and wellness services. This includes discounts on movie tickets, spa treatments, gym memberships, and more.
Additional Cardholder Advantages
If you want to share the benefits of your UOB Visa Signature card with your loved ones, you can apply for a supplementary card for your spouse, children, or parents. This allows them to enjoy all the same benefits and perks as the primary cardholder, with no annual fee for the first year.
You can also enjoy peace of mind with UOB’s fraud protection measures, which monitor your account for suspicious activity and alert you to potential fraud. Plus, you can manage your account easily and conveniently with the UOB Mighty app, which lets you track your spending, pay your bills, and redeem your rewards on the go.
Overall, the UOB Visa Signature card is a great choice for anyone looking for a rewarding and convenient credit card offering various benefits and perks. Whether you’re a frequent traveller, a foodie, or a socialite, this card has something to offer you.
UOB Visa Signature Singapore: Understanding the Costs
When choosing a credit card, it’s important to consider the costs associated with it. The UOB Visa Signature Card is no exception. Here’s what you need to know about the costs of this card.
Annual Fees
The UOB Visa Signature Card has an annual fee of £195. However, this fee is waived for the first year. To continue enjoying the benefits of this card, you will need to pay the annual fee from the second year onwards.
Foreign Transaction Fees
If you use your UOB Visa Signature Card for transactions in foreign currency, you will be charged a foreign transaction fee of 2.8% of the transaction amount. This fee is in addition to the exchange rate and any other charges that may apply.
Other Charges
In addition to the annual fee and foreign transaction fee, other charges are associated with the UOB Visa Signature Card. These include:
- Late payment fee: If you fail to make the minimum payment on your card by the due date, you will be charged a late fee of £12.
- Overlimit fee: If you exceed your credit limit, you will be charged an overlimit fee of £12.
- Cash advance fee: If you withdraw cash using your UOB Visa Signature Card, you will be charged 3% of the transaction amount or £3, whichever is higher.
- Interest charges: You will be charged interest if you carry a balance on your UOB Visa Signature Card. The interest rate varies depending on your creditworthiness and other factors.
Overall, the UOB Visa Signature Card offers a range of benefits and rewards. However, it’s essential to be aware of the costs associated with the card before you apply. By understanding the costs, you can decide whether this card is right for you.
UOB Visa Signature Singapore: Using Your Card Wisely
When it comes to using your UOB Visa Signature Card, there are a few things to keep in mind to ensure you get the most out of it. Here are some tips to help you use your card wisely:
UOB Visa Signature Singapore: Meeting Minimum Spend
To earn the maximum rewards, you will need to meet the minimum spend requirements. You should aim to spend at least S$1,000 locally and S$1,000 overseas each month. This can be a challenge for some, but there are ways to meet the minimum spend without overspending. For example, you can use your card to pay for your bills or groceries. You can also use your card to pay for your travel expenses such as flights, hotel bookings, and transportation.
Maximising Rewards
To maximise the rewards you earn, you should use your card for all your spending. The UOB Visa Signature Card offers 4 miles per S$1 spent on all foreign currency spending and 1.4 miles per S$1 spent on all local spending. This means that you can earn miles quickly by using your card for all your spending. However, you should also be aware of the exclusions, caps, and rounding policy.
Avoiding Common Pitfalls
To avoid common pitfalls, you should be aware of the exclusions, caps, and rounding policy. For example, the miles earned on the UOB Visa Signature Card are subject to a cap of 12,000 miles per statement period. This means that you will not earn any more miles once you have reached the cap. You should also be aware of the rounding policy, which can affect the number of miles you earn. For example, if you spend S$1.99, you will only earn 1 mile instead of 2 miles.
To avoid these pitfalls, you should plan your spending carefully and keep track of your spending. You can also use your card for big-ticket items such as travel bookings to maximise your rewards. By using your card wisely, you can earn a significant number of miles and enjoy the benefits of the UOB Visa Signature Card.
UOB Visa Signature Singapore: Comparative Analysis
UOB Visa Signature vs Other UOB Cards
If you are considering getting a UOB credit card, you might be wondering how the UOB Visa Signature card compares with other UOB cards. Here’s a quick comparison:
UOB One Card
The UOB One Card is a cashback card that offers up to 5% cashback on all spend. However, the cashback is capped at S$300 per quarter, and you need to spend at least S$2,000 per month to qualify for the full cashback.
If you don’t spend that much, you’ll only get 3.33% cashback.
UOB PRVI Miles Card
The UOB PRVI Miles Card is a travel card that offers up to 1.4 miles per dollar spent locally and up to 2.4 miles per dollar spent overseas. However, the miles expire after two years, and there is a cap on the number of miles you can earn per year.
UOB Preferred Platinum Visa
The UOB Preferred Platinum Visa is a rewards card that offers up to 4 miles per dollar spent on dining, entertainment, and online shopping. However, there is a cap on the number of miles you can earn per month, and the card does not offer any other benefits.
UOB Visa Infinite Metal Card
The UOB Visa Infinite Metal Card is a premium card that offers a range of benefits, including airport lounge access, travel insurance, and concierge services. However, the card has a high annual fee and is only available to high-income earners.
UOB Lady’s Card
The UOB Lady’s Card is a women’s card that offers up to 10X UNI$ (or 20 miles) per dollar spent on shopping, beauty, and wellness. However, the card is only available to women and has a cap on the number of UNI$ you can earn per month.
Compared to these cards, the UOB Visa Signature card offers a good balance of rewards and benefits. With the UOB Visa Signature card, you can earn up to 4 miles per dollar spent on overseas transactions, petrol, and contactless payments, and up to 2 miles per dollar spent on dining. You also get a range of benefits, including airport lounge access, travel insurance, and concierge services.
Comparison with Other Banks’ Cards
If you are considering getting a UOB credit card, you might also be wondering how the UOB Visa Signature card compares with other banks’ cards. Here’s a quick comparison:
- Visa: Visa is a global payments technology company that offers a range of credit cards. Visa cards are accepted at millions of merchants worldwide and offer a range of benefits, including rewards and cashback.
- MasterCard: MasterCard is another global payments technology company that offers a range of credit cards. MasterCard cards are accepted at millions of merchants worldwide and offer a range of benefits, including rewards and cashback.
- American Express: American Express is a global payments company that offers a range of credit cards. American Express cards are accepted at millions of merchants worldwide and offer a range of benefits, including rewards, cashback, and exclusive experiences.
Compared to these cards, the UOB Visa Signature card offers competitive rewards and benefits. However, the best card for you will depend on your spending habits and lifestyle.
UOB Visa Signature Singapore: Digital Integration
One of the most exciting features of the UOB Visa Signature card is its digital integration, which makes it easy for you to manage your account and make payments on the go.
Mobile Wallet Compatibility
The UOB Visa Signature card is compatible with a range of mobile wallets, including Google Pay, Apple Pay, Samsung Pay, and Fitbit Pay. This means that you can easily make payments using your smartphone or wearable device, without the need to carry your physical card with you.
To set up mobile payments, simply add your UOB Visa Signature card to your preferred mobile wallet app. Once set up, you can use your phone or wearable device to make payments at any contactless payment terminal that accepts Visa.
Online Account Management
In addition to mobile payments, the UOB Visa Signature card also offers convenient online account management. You can log in to your account using SingPass or MyInfo, and view your account balance, transaction history, and rewards points balance.
Online account management also allows you to view and redeem your rewards points, update your personal details, and set up automatic payments. This makes it easy to stay on top of your account and ensure that you never miss a payment or reward redemption opportunity.
Overall, the UOB Visa Signature card’s digital integration makes it a great choice for tech-savvy consumers who value convenience and flexibility. Whether you prefer to make payments using your smartphone or manage your account online, the UOB Visa Signature card has you covered.
UOB Visa Signature Singapore: Customer Support and Services
If you have any questions or concerns regarding your UOB Visa Signature Card, you can contact UOB’s customer support team through various channels.
Contacting UOB
You can reach UOB’s customer support team via phone, email, or in-person at any UOB branch. The UOB website provides a list of phone numbers for different types of inquiries, as well as a contact form for email inquiries. If you prefer face-to-face communication, you can visit any UOB branch during operating hours.
Emergency Assistance
In the event of an emergency while travelling, your UOB Visa Signature Card provides you with access to emergency medical assistance services. This service is available 24/7 and can be accessed by calling the number on the back of your card. UOB’s emergency medical assistance services include medical and legal referrals, emergency medical evacuation, and repatriation of mortal remains.
UOB also provides emergency card replacement services in the event that your card is lost or stolen while travelling. You can request for a replacement card to be delivered to your location, subject to availability.
Overall, UOB’s customer support and emergency assistance services provide peace of mind to UOB Visa Signature Cardholders, especially while travelling.
UOB Visa Signature Singapore: Promotions and Offers
Are you looking for exciting promotions and exclusive deals with your UOB Visa Signature card? Look no further! Here’s a breakdown of the current promotions and exclusive deals you can enjoy with your card.
Current Promotions
UOB Visa Signature cardholders can enjoy a range of promotions, including discounts on hotel bookings, food delivery, and more. For example, if you book a hotel stay with Agoda using your UOB Visa Signature card, you can enjoy up to 8% off your booking. Plus, if you’re a new Agoda user, you can get an additional 10% off your booking.
Looking for food delivery options? UOB Visa Signature cardholders can enjoy discounts on food delivery with Deliveroo and Foodpanda. For example, new Deliveroo customers can enjoy S$4 off their first three orders with a minimum spend of S$25. Meanwhile, Foodpanda offers S$10 off your first order with a minimum spend of S$15.
Exclusive Deals
In addition to the current promotions, UOB Visa Signature cardholders can also enjoy exclusive deals with various merchants. For example, you can enjoy up to 20% off your purchases on Shopee when you pay with your UOB Visa Signature card. Plus, if you’re a new Shopee user, you can get an additional S$7 off your first purchase with a minimum spend of S$15.
If you’re looking for hotel deals, you can enjoy exclusive discounts and perks with your UOB Visa Signature card. For example, you can enjoy up to 25% off your stay at participating Marriott Bonvoy hotels in Asia Pacific. Plus, you can also enjoy late check-out and complimentary breakfast for two.
With so many promotions and exclusive deals available, your UOB Visa Signature card is the perfect companion for your everyday needs.
UOB Visa Signature Singapore: Final Thoughts
Pros and Cons
So, you’ve made it to the end of our ultimate review and comparison of the UOB Visa Signature card. Let’s take a moment to summarise the pros and cons of this card.
Pros
- The UOB Visa Signature card offers a high earn rate of 4 miles per dollar spent on contactless, foreign currency and petrol spend, making it a great card for frequent travellers and those who use contactless payments frequently.
- The card offers a wide range of benefits, including airport lounge access, travel insurance, and discounts on dining and shopping.
- The annual fee of S$214 is waived for the first year, and can be waived for subsequent years with a minimum spend of S$50,000 per year.
Cons
- The earn rate of 1.4 miles per dollar spent on all other spend categories is relatively low compared to other cards on the market.
- The minimum spend requirement of S$2,000 per statement period to earn the high earn rate of 4 miles per dollar spent can be a challenge for some cardholders.
- The card’s benefits are geared towards travel and dining, so if you do not travel frequently or dine out often, you may not benefit from these perks.
Concluding Remarks
Overall, the UOB Visa Signature card is a great choice for frequent travellers and those who use contactless payments frequently. The high earn rate of 4 miles per dollar spent on contactless, foreign currency and petrol spend, coupled with the wide range of benefits offered by the card, make it a great value for those who can meet the minimum spend requirements.
However, if you do not travel frequently or dine out often, you may not benefit from the card’s benefits, and the low earn rate on all other spend categories may not make it worth the annual fee.
All in all, the UOB Visa Signature card is a solid choice for those who value convenience and travel perks, but may not be the best choice for everyone.
Frequently Asked Questions
What exclusive perks come with the UOB Visa Signature card?
The UOB Visa Signature card comes with a host of exclusive perks. You can enjoy up to UNI$10 per S$5 spend on petrol, overseas (including online) and contactless transactions. Additionally, you can enjoy exclusive discounts on dining, shopping, and travel. For example, you can get up to 50% off at over 1,000 restaurants in Singapore with UOB Dining Privileges.
How does the UOB Visa Signature card’s rewards programme compare to the UOB Preferred Platinum Visa?
The UOB Visa Signature card’s rewards programme is more generous than the UOB Preferred Platinum Visa. With the UOB Visa Signature card, you can earn 4 miles per S$1 spent on overseas transactions, while with the UOB Preferred Platinum Visa, you can earn only 1.4 miles per S$1 spent on overseas transactions. Moreover, the UOB Visa Signature card provides 4 miles per S$1 spent on local contactless transactions, while the UOB Preferred Platinum Visa provides only 4 miles per S$5 spent on local contactless transactions.
Can I enjoy airport lounge access with my UOB Visa Signature card?
Yes, you can enjoy airport lounge access with your UOB Visa Signature card. You can get up to 2 complimentary airport lounge access passes per year to any participating Plaza Premium Lounge in Singapore, Malaysia, Hong Kong, or Australia. You will need to spend a minimum of S$1,000 overseas to be eligible for this benefit.
What sign-up bonuses can I look forward to when I get a UOB Visa Signature card?
When you sign up for a UOB Visa Signature card, you can look forward to a sign-up bonus of S$150 cashback when you spend S$1,500 within 30 days of card approval. Additionally, you can get S$1,000 worth of vouchers when you spend S$6,000 within 30 days of card approval.
Are there any advantages to upgrading from Visa Platinum to Visa Signature?
Yes, there are several advantages to upgrading from Visa Platinum to Visa Signature. With the UOB Visa Signature card, you can earn more rewards points and enjoy more exclusive perks, such as complimentary airport lounge access and exclusive dining, shopping, and travel discounts.
How does the UOB Visa Signature card stack up against the UOB Visa Infinite Metal Card in terms of benefits?
The UOB Visa Infinite Metal Card provides even more exclusive benefits than the UOB Visa Signature card. For example, you can enjoy unlimited airport lounge access, complimentary limousine transfers, and a dedicated 24/7 concierge service. However, the UOB Visa Infinite Metal Card also comes with a higher annual fee and income requirement.
