Are you looking for a credit card that offers a range of benefits and rewards? Look no further than the UOB Visa Signature Card. This card is designed to provide a range of features that make it easy to manage your finances and get the most out of your spending. Whether you’re looking for cashback offers, travel rewards, or exclusive promotions, the UOB Visa Signature Card has everything you need.
One of the key features of the UOB Visa Signature Card is its generous rewards program. With this card, you can earn up to 10X UNI$ on overseas, online, petrol, and Visa payWave transactions. This makes it easy to rack up points quickly and redeem them for a range of rewards, including travel vouchers, shopping vouchers, and cashback offers. Plus, with the UOB Rewards program, you can earn even more points by shopping with participating merchants.
To apply for the UOB Visa Signature Card, you’ll need to meet certain eligibility requirements. You must be a Singapore citizen, permanent resident, or foreigner with a minimum income of S$50,000 per year. You’ll also need to provide proof of income and identification, as well as other relevant documents. Once you’re approved, you can start enjoying all the benefits of this powerful credit card.
Key Takeaways
- The UOB Visa Signature Card offers a range of benefits and rewards, including cashback offers, travel rewards, and exclusive promotions.
- With the UOB Rewards program, you can earn even more points by shopping with participating merchants.
- To apply for the UOB Visa Signature Card, you’ll need to meet certain eligibility requirements, including a minimum income of S$50,000 per year.
Key Features of the UOB Visa Signature Card
If you’re looking for a credit card that offers a range of rewards and travel benefits, the UOB Visa Signature Card is an excellent choice. Here are some of the key features of this card that make it stand out from the crowd.
Rewards Programme
One of the most exciting features of the UOB Visa Signature Card is its rewards programme. With this card, you can earn 10x UNI$ on overseas, online, petrol, and contactless transactions. You can then redeem your UNI$ for cash rebates or vouchers at over 1,000 outlets. This means you can earn rewards quickly and easily, and then use them to save money on your everyday purchases.
Travel Benefits
If you’re a frequent traveller, you’ll love the travel benefits that come with the UOB Visa Signature Card. For example, you’ll get Public Conveyance Personal Accident coverage of S$500,000, as well as Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness (including due to COVID-19). This can give you peace of mind when you’re travelling, knowing that you’re covered in case of an emergency.
Cashback and Savings
In addition to its rewards programme and travel benefits, the UOB Visa Signature Card also offers cashback and savings. For example, you can get up to 24% savings on fuel with the UOB Fuel Power programme. This can help you save money on your petrol purchases, which can add up quickly over time. Additionally, you can enjoy up to 8% SMART$ rebate at over 400 participating outlets in Singapore, including popular supermarkets, department stores, and more.
Overall, the UOB Visa Signature Card is an excellent choice for anyone looking for a credit card with a range of rewards, travel benefits, and cashback and savings. With its 10x UNI$ rewards programme, travel insurance coverage, and fuel savings, this card can help you save money and earn rewards quickly and easily.
Eligibility and Application
If you are interested in applying for the UOB Visa Signature Card, there are a few things you need to know about eligibility and the application process. Here’s everything you need to know.
Eligibility Criteria
To be eligible for the UOB Visa Signature Card, you must be a Singapore citizen, Permanent Resident or Foreigner who is at least 21 years of age. You must also meet the minimum income requirement of S$80,000 per annum. Existing Principal UOB Credit Card Holders may also apply for this card.
Required Documents
When applying for the UOB Visa Signature Card, you will need to provide the following documents:
- NRIC (for Singaporeans and Permanent Residents) or valid passport (for foreigners)
- Billing proof (e.g. utility bill) to verify your residential address
- Income documents such as your latest computerised payslip or Income Tax Notice of Assessment
Application Process
There are a few ways to apply for the UOB Visa Signature Card. You can apply online through the UOB website or via SingPass (MyInfo). Alternatively, you can also apply via SMS Application. Once your application is approved, you will receive S$350 Grab Vouchers as a welcome gift.
To apply online, simply visit the UOB website and fill in the online application form. You will need to provide your personal details, employment information, and income details. You will also need to upload the required documents.
If you prefer to apply via SMS, simply send an SMS to UOB with your name, NRIC number, and the code “UOBVISA”. UOB will then contact you to complete the application process.
Overall, the application process for the UOB Visa Signature Card is straightforward and simple. If you meet the eligibility criteria and have the required documents, you can apply for this card with ease.
Understanding Fees and Charges
When it comes to credit cards, it’s important to understand the fees and charges that come with them. The UOB Visa Signature Card is no exception. Here’s what you need to know:
Annual Fee
The annual fee for the UOB Visa Signature Card is S$216, which is waived for the first year. The fee for the first supplementary card is also waived in perpetuity, with the second card onwards charged at S$108 per year.
Foreign Transaction Fees
If you plan to use your UOB Visa Signature Card overseas or for transactions in foreign currency, be aware that there is a foreign currency transaction fee of 3.25%. This fee applies to all transactions made in foreign currency, including online purchases. So, if you’re planning to use your card for overseas travel or online shopping, it’s important to factor this fee into your budget.
Other Charges
In addition to the annual fee and foreign currency transaction fee, there are a few other charges to be aware of. These include:
- Late payment fee: If you miss a payment or don’t pay the minimum amount due on your UOB Visa Signature Card, you’ll be charged a late payment fee of S$90.
- Overlimit fee: If you exceed your credit limit on your UOB Visa Signature Card, you’ll be charged an overlimit fee of S$40.
- Goods & Services Tax (GST): All fees and charges on your UOB Visa Signature Card are subject to GST.
Overall, the UOB Visa Signature Card has a reasonable fee structure compared to other credit cards on the market. However, it’s important to be aware of the fees and charges that come with the card so that you can make informed decisions about how to use it.
Spending and Transactions
Are you wondering how to make the most out of your UOB Visa Signature card? Here’s everything you need to know about spending and transactions.
Minimum Spend Requirement
To enjoy the maximum benefits of the UOB Visa Signature card, you need to meet the minimum monthly spend requirement of S$1,000. To meet this requirement, you can spend on overseas transactions, contactless transactions, and petrol purchases.
Bonus Categories
With the UOB Visa Signature card, you can earn up to 10X UNI$ on overseas, online, petrol, and Visa payWave transactions. For every S$5 spend on petrol, overseas, and contactless transactions, you can get up to UNI$10. You can then convert your UNI$ to cash rebate or vouchers at over 1,000 outlets.
Overseas and Local Spend
Whether you’re spending overseas or locally, the UOB Visa Signature card has got you covered. With the card, you can earn up to 4 miles per dollar spent on overseas transactions or contactless and petrol purchases. For local currency transactions, you can earn up to 1.4 miles per dollar spent.
Foreign Transaction Fees
It’s important to note that the UOB Visa Signature card charges a foreign transaction fee of 2.8% on all overseas transactions. This fee is waived for transactions made in the local currency. To avoid this fee, you may want to consider using a mobile wallet such as Apple Pay or Google Pay for your overseas transactions.
In summary, the UOB Visa Signature card offers a range of benefits for both overseas and local spend. To fully enjoy these benefits, make sure you meet the minimum monthly spend requirement and take advantage of the bonus categories. Keep in mind the foreign transaction fee when making purchases overseas and consider using a mobile wallet for added convenience.
Rewards and Redemption
Are you looking for a credit card that can reward you for your spending? The UOB Visa Signature card is a great option for you. With this card, you can earn rewards points, UNI$, and miles for every dollar you spend on eligible purchases.
Earning Rewards
When you use your UOB Visa Signature card, you can earn rewards points, which can be converted to UNI$ and miles. You can earn 1 reward point for every dollar spent on eligible purchases, and there is no limit to the number of points you can earn.
Redeeming Points
With UOB Visa Signature card, you can redeem your UNI$ for a wide range of rewards, including dining, fashion, home and electronics, stays and more. You can also use your UNI$ to offset your spend instantly at KrisPay, SP Utilities and other e-commerce platforms.
To redeem your rewards, simply log in to your account on the UOB Island of Rewards website or mobile app. You can then browse the rewards catalogue and select the item you want to redeem. You can also redeem your UNI$ for miles with KrisFlyer or Asia Miles, or for travel vouchers with Cathay Pacific.
In conclusion, the UOB Visa Signature card is a great option for anyone looking to earn rewards for their spending. With the ability to earn rewards points, UNI$, and miles, and a wide range of redemption options, you are sure to find a reward that suits your needs.
Additional Benefits
When you sign up for the UOB Visa Signature Card, you unlock a range of additional benefits that make your life easier and more enjoyable. Here are some of the key benefits that come with the card:
Travel Insurance
One of the most exciting benefits of the UOB Visa Signature Card is the travel insurance it provides. When you travel with your UOB Visa Signature Card, you can enjoy Public Conveyance Personal Accident coverage of up to S$500,000 and Emergency Medical Assistance, Evacuation & Repatriation coverage up to S$50,000 due to an accident or illness (including due to COVID-19) [1]. This means you can travel with peace of mind, knowing that you are covered in case of any unforeseen circumstances.
Lifestyle Perks
In addition to the travel insurance, the UOB Visa Signature Card also comes with a range of lifestyle perks that make it a great choice for anyone looking to enjoy life to the fullest. With the card, you can enjoy generous rewards, a choice of more than 400 airlines, flexible redemption, and the ability to travel for free sooner and more frequently [2]. You can also earn up to 10X UNI$ on overseas, online, petrol, and Visa payWave transactions [3].
Moreover, the UOB Visa Signature Card offers cashback on a variety of purchases, including petrol, overseas spending, mobile contactless payments, and more [4]. This means you can save money on the things you already buy, while also enjoying the benefits of the card.
In conclusion, the UOB Visa Signature Card offers a range of additional benefits that make it an excellent choice for anyone looking for a credit card that offers both benefits and peace of mind. Whether you’re looking for travel insurance, lifestyle perks, or just a way to save money on your everyday purchases, the UOB Visa Signature Card has something to offer. So why wait? Apply for your UOB Visa Signature Card today and start enjoying the benefits!
Credit and Loan Services
If you’re looking for a credit card that offers a range of benefits and rewards, the UOB Visa Signature Card is a great choice. But did you know that UOB also offers other credit and loan services to help you manage your finances?
UOB Personal Loan
Sometimes you need a little extra cash to help you achieve your goals, whether it’s renovating your home, paying for your wedding, or taking a dream holiday. That’s where UOB’s Personal Loan comes in. With competitive interest rates and flexible repayment options, you can borrow up to S$200,000 to help you achieve your dreams.
Credit Limit Management
Managing your credit limit is an important part of staying in control of your finances. With UOB’s Credit Limit Management service, you can easily increase or decrease your credit limit to suit your needs. Plus, you can set alerts to notify you when you’re approaching your credit limit, helping you avoid overspending and potential fees.
Whether you’re looking for a credit card, personal loan, or help managing your credit limit, UOB has you covered. With competitive rates, flexible repayment options, and a range of benefits and rewards, you can stay in control of your finances and achieve your goals.
Card Management
Managing your UOB Visa Signature card is easy and convenient, thanks to the range of digital tools and platforms offered by UOB. Here are some of the ways you can manage your card:
Online Banking with UOB TMRW
With UOB TMRW, you can manage your UOB Visa Signature card and other UOB accounts all in one place. This digital banking platform is designed to make banking more convenient and accessible for the tech-savvy generation. You can access UOB TMRW on your mobile phone or through the web.
Through UOB TMRW, you can view your account balance, check your transaction history, and pay your bills. You can also set up alerts to keep track of your spending and receive notifications when your card is used.
SmartPay
SmartPay is a payment service offered by UOB that lets you pay for your purchases in instalments. With SmartPay, you can convert your large purchases into smaller, more manageable payments. This service is available for a wide range of merchants, including electronics stores, furniture stores, and travel agencies.
Variable Payments
Variable Payments is another payment service offered by UOB that lets you choose how much you want to pay each month. With Variable Payments, you can pay a minimum amount each month or a larger amount if you want to pay off your balance faster. This service is ideal for those who want more flexibility in managing their card payments.
Overall, UOB offers a range of digital tools and services that make managing your UOB Visa Signature card easy and convenient. From online banking with UOB TMRW to payment services like SmartPay and Variable Payments, you have the flexibility and control to manage your card the way you want.
Promotions and Offers
Are you looking for ways to get more out of your UOB Visa Signature Card? You’re in luck! UOB Visa Signature Cardholders can enjoy a range of promotions and offers that can help you save money and earn rewards.
Current Promotions
UOB regularly offers promotions to its Visa Signature Cardholders. One of the current promotions available is the S$350 Grab Vouchers promotion. When you apply for the UOB Visa Signature Card, you can receive S$350 worth of Grab vouchers. This promotion is only valid for a limited time, so act fast to take advantage of this great offer.
Loyalty Programmes
In addition to promotions, UOB Visa Signature Cardholders can also take advantage of the UOB Island of Rewards loyalty programme. This programme allows you to earn points for every dollar you spend on your UOB Visa Signature Card. You can then redeem your points for a variety of rewards, including travel, shopping, dining, and more.
The UOB Island of Rewards programme is easy to use. Simply sign up for the programme and start earning points on all your purchases. You can then redeem your points for rewards that suit your lifestyle and interests.
With the UOB Visa Signature Card, you can enjoy a range of promotions and offers that can help you save money and earn rewards. Whether you’re looking for Grab vouchers or a loyalty programme, UOB has you covered. So why wait? Apply for your UOB Visa Signature Card today and start enjoying all the benefits that come with it!
Customer Support and Services
If you have any questions or concerns regarding your UOB Visa Signature Card, you can easily get in touch with their customer support team. Here is all the information you need to know about UOB’s customer support and services.
Contact Information
You can contact UOB’s customer support team through various channels. For general enquiries, you can call their hotline at +65 1800 222 2121. Alternatively, you can visit any UOB branch to speak to their staff in person. If you prefer to get in touch with them online, you can send them a message through their website’s contact form.
If you have any issues with your UOB Visa Signature Card, you can call their 24-hour hotline at +65 1800 386 8188. For lost or stolen cards, you can call their hotline at +65 1800 339 6668.
Dispute Resolution
In the event that you encounter any disputes with UOB, they have a dispute resolution process in place to help you resolve the issue. You can contact their customer support team to initiate the process.
If you are unable to resolve the dispute with UOB directly, you can escalate the matter to the relevant authorities. For example, if the dispute is related to your UOB PRVI Miles Card, you can lodge a complaint with the Monetary Authority of Singapore (MAS).
UOB also offers a range of online services to help you manage your account. With UOB Personal Internet Banking, you can view your account balance, transfer funds, and pay bills online. To access UOB Personal Internet Banking, you will need to sign up for an account and log in using your SingPass login credentials.
Overall, UOB’s customer support and services are designed to make it easy for you to manage your UOB Visa Signature Card and resolve any issues that you may encounter.
Frequently Asked Questions
What exciting benefits can I expect with the UOB Visa Signature card?
The UOB Visa Signature card comes with a host of exciting benefits such as travel insurance coverage, dining privileges, and rewards points. As a cardholder, you can enjoy up to 10X UNI$ on overseas, online, petrol, and Visa payWave transactions. You can also earn 4 mpd on up to S$2,000 of spending each month, making it easier to accumulate rewards points quickly.
Are there any exclusive promotions currently available for UOB Visa Signature cardholders?
Yes, UOB Visa Signature cardholders can enjoy exclusive promotions such as discounts on dining, travel, and shopping. These promotions are updated regularly, so make sure to check the UOB website or mobile app for the latest deals.
How does the UOB Visa Signature card compare to the Preferred Platinum in terms of rewards?
The UOB Visa Signature card offers more generous rewards, a choice of more than 400 airlines, and flexible redemption options. In comparison, the Preferred Platinum card offers fewer rewards points and limited redemption options.
Can I enjoy airport lounge access with my UOB Visa Signature card, and how does it work?
Yes, UOB Visa Signature cardholders can enjoy airport lounge access through the Visa Airport Companion Programme. Simply present your UOB Visa Signature card and boarding pass to gain access to over 1,000 airport lounges worldwide.
What are the terms and conditions I should be aware of for maximising the UOB Visa Signature card’s potential?
To maximise the potential of your UOB Visa Signature card, make sure to read and understand the terms and conditions. For example, be aware of the minimum spend requirement for earning rewards points and the expiry date of your rewards points. Also, make sure to pay your bills on time to avoid any late payment fees.
Is it challenging to qualify for a UOB Visa Signature card, and what are the requirements?
To qualify for a UOB Visa Signature card, you must meet certain requirements such as a minimum income of S$80,000 p.a. and a good credit score. You can apply for the card online or at any UOB branch.
