If you’re looking for a credit card that offers a range of benefits and rewards, the UOB Preferred Platinum Singapore may be a great choice for you. This credit card is designed for those who want to earn rewards points, cashback, and other perks while making everyday purchases. In this article, we’ll provide an overview of the UOB Preferred Platinum Visa Card, including its key features and benefits, how to apply for the card, and what others are saying about their experiences with it.
The UOB Preferred Platinum Visa Card is a popular choice among Singaporeans looking for a rewards credit card. With its generous rewards program and range of benefits, it’s no surprise that many people are turning to this card for their everyday spending needs.
In this article, we’ll take a closer look at what makes the UOB Preferred Platinum Visa Card stand out from the competition, and how it compares to other credit cards in Singapore. So whether you’re a frequent shopper, a foodie, or a travel enthusiast, read on to find out if the UOB Preferred Platinum Visa Card is right for you.
Key Takeaways
- The UOB Preferred Platinum Visa Card is a rewards credit card that offers a range of benefits and perks for everyday spending.
- Key features of the card include up to 10X reward points for online shopping and entertainment, cashback on all purchases, and exclusive promotions and discounts.
- To apply for the card, you must meet certain eligibility criteria, such as a minimum income requirement and credit score. Be sure to check out the latest sign-up offers and promotions before you apply.
Overview of UOB Preferred Platinum Singapore Visa Card
If you’re looking for a credit card that offers excellent rewards and benefits, the UOB Preferred Platinum Visa Card is worth considering. This rewards card lets you earn UOB$ for every dollar you spend, which you can redeem for various rewards, including cashback, air miles, and gifts.
One of the best things about the UOB Preferred Platinum Visa Card is that it has no annual fee for the first year, which makes it an excellent choice for those who want to try out the card without committing to a long-term financial commitment. After the first year, the annual fee is S$192.60, which is waived if you spend at least S$10,000 on the card in a year.
With the UOB Preferred Platinum Visa Card, you can earn 4 UOB$ for every S$1 spent on online shopping, entertainment, and contactless payments, one of the highest earning rates available. You can also make 1 UOB$ for every S$1 spent on all other transactions. Plus, if you spend at least S$1,000 on the card monthly, you can make an additional 4 UOB$ for every S$1 spent.
Overall, the UOB Preferred Platinum Visa Card is an excellent choice for those who want to earn rewards for their everyday spending. With its high earn rates and variety of redemption options, it’s definitely one of the best rewards cards available in Singapore.
UOB Preferred Platinum Singapore: Key Features and Benefits
If you’re looking for a credit card that rewards you for your spending, the UOB Preferred Platinum Visa Card is definitely worth considering. Here are some of the key features and benefits that you should know about:
UOB Preferred Platinum Singapore: Reward Points and Cashback
With the UOB Preferred Platinum Visa Card, you can earn up to 4 miles per dollar (MPD) for online spending and offline contactless payments, excluding travel [1]. You can also earn UOB$ cashback on all purchases in-store at over 1,000 participating merchants (across all categories islandwide) and use it to offset your next purchase [4].
Additionally, you can earn rewards points as you spend, which can be exchanged for gifts and vouchers in the UOB rewards catalogue [3].
UOB Preferred Platinum Singapore: Bonus Categories and Earn Rates
The UOB Preferred Platinum Visa Card offers high earning rates for selected online, contactless, and mobile contactless transactions [2]. You can earn 4 miles per $1 spent on online shopping, entertainment, and mobile contactless payments [1].
You can also earn 10X UNI$ (or 4 miles per $1 spent) on dining, shopping, and entertainment [5].
UOB Preferred Platinum Singapore: Exclusivity and Lifestyle Perks
In addition to its rewards programme, the UOB Preferred Platinum Visa Card also offers a range of exclusivity and lifestyle perks. For example, cardholders can enjoy discounts on travel, insurance, ticketing, and more [3]. You can also enjoy dining privileges at selected restaurants and cafes and access exclusive events and experiences [5].
Overall, the UOB Preferred Platinum Visa Card is an excellent choice for Singaporeans who want to earn rewards on their spending. With its high earn rate, bonus categories, and rewards cap [2], you can earn miles and cashback quickly and easily. Plus, with its exclusivity and lifestyle perks, you can enjoy even more benefits as a cardholder [3].
[1] MoneySmart.sg [2] ValueChampion.sg [3] AreYouReady.sg [4] The MileLion [5] MoneySmart.sg
UOB Preferred Platinum Singapore: Understanding the Rewards Programme
If you are considering the UOB Preferred Platinum Visa Card, you’ll want to know how the rewards programme works. Here’s what you need to know:
Earning and Redeeming Points
With the UOB Preferred Platinum Visa Card, you can earn rewards points for every dollar you spend. These points can be redeemed for various rewards, including gifts, vouchers, air miles, or cashback through the UOB rewards catalogue.
You can also exchange them for KrisFlyer or other frequent flyer miles, depending on your preferences.
UOB$ Merchant Partners
The UOB Preferred Platinum Visa Card offers up to 10% cashback on all purchases in-store at participating UOB$ merchant partners, which include popular retailers such as Cold Storage, Giant, Guardian, and Starbucks.
You can earn UOB$ cashback all year round for every UOB Card transaction made at participating merchants.
Annual Fee Waiver and Charges
The UOB Preferred Platinum Visa Card has an annual fee of S$192.60, which is waived for the first year. However, if you spend at least S$10,000 per year, the annual fee will be waived for subsequent years. Additionally, there is a foreign transaction fee of 2.8% for transactions made in foreign currencies.
Overall, the UOB Preferred Platinum Visa Card rewards programme offers a variety of options for earning and redeeming points, including cashback, rewards points, and frequent flyer miles. With a wide range of UOB$ merchant partners, you can earn cashback on everyday purchases, making this card an exciting option for those looking to maximise their rewards.
UOB Preferred Platinum Singapore: Spending and Transaction Insights
Are you looking for a credit card that rewards you for your everyday spending? Look no further than the UOB Preferred Platinum Visa Card. With this card, you can earn rewards points on all your transactions, making it easy to earn cashback or redeem rewards.
Maximising Rewards on Everyday Spend
The UOB Preferred Platinum Visa Card offers up to UNI$10 per S$5 spent on online shopping and entertainment. You can earn up to UNI$10 per S$5 spent via mobile contactless payment. That means you can earn rewards points on your daily expenses, including grocery shopping, food delivery, and retail stores.
Online Shopping Advantages
If you love online shopping, the UOB Preferred Platinum Visa Card is perfect for you. You can earn up to 4 miles per dollar (MPD) for online spending, excluding travel. That means you can earn rewards points on all your online purchases, including online marketplaces like Shopee and Grab.
Contactless Payment Convenience
The UOB Preferred Platinum Visa Card makes paying for your purchases with contactless transactions easy. You can use Apple Pay or Google Pay for mobile contactless transactions or offline contactless payment at over 1,000 participating merchants islandwide. That means you can earn reward points on all your transactions, including utilities and non-financial institutions.
The UOB Preferred Platinum Visa Card is an excellent choice for anyone earning rewards points on their spending and transactions. Whether you prefer online shopping or contactless payments, this card covers you. So why wait? Apply for the UOB Preferred Platinum Visa Card today and earn rewards points on all your transactions!
UOB Preferred Platinum Singapore: Comparative Analysis with Competitors
When choosing a credit card, knowing which one is right for you can be challenging. So many options are available, each with its own features and benefits.
This section will compare the UOB Preferred Platinum Card with some of its competitors to help you make an informed decision.
UOB Preferred Platinum vs Citi Rewards Card
The Citi Rewards Card is an excellent option for those who want to earn rewards points for their spending. With this card, you can earn 4 miles per dollar spent on online transactions and other bonus categories.
However, the UOB Preferred Platinum Card has a higher earning rate of 4.4 miles per dollar on selected online transactions. Additionally, the UOB Preferred Platinum Card has a lower annual fee of S$192.60 than the Citi Rewards Card’s annual fee of S$192.60.
UOB Preferred Platinum vs DBS Woman’s World Card
The DBS Woman’s World Card is a popular choice for women who want to earn reward points for their spending. With this card, you can earn 4 miles per dollar spent on online transactions and other bonus categories.
However, the UOB Preferred Platinum Card has a higher earning rate of 4.4 miles per dollar on selected online transactions. Additionally, the UOB Preferred Platinum Card has a lower annual fee of S$192.60 than the DBS Woman’s World Card’s annual cost of S$192.60.
UOB Preferred Platinum vs OCBC Titanium Rewards Card
The OCBC Titanium Rewards Card is an excellent option for those who want to earn rewards points for their spending. With this card, you can earn 4 miles per dollar spent on mobile contactless payments and other selected online transactions.
However, the UOB Preferred Platinum Card has a higher earning rate of 4.4 miles per dollar on selected online transactions. Additionally, the UOB Preferred Platinum Card has a lower annual fee of S$192.60 than the OCBC Titanium Rewards Card’s annual fee of S$192.60.
UOB Preferred Platinum vs HSBC Revolution
The HSBC Revolution Card is a popular choice for those who want to earn reward points for spending. With this card, you can earn 2 miles per dollar spent on contactless payments, online transactions, and SimplyGo transactions. However, the UOB Preferred Platinum Card has a higher earning rate of 4.4 miles per dollar on selected online transactions.
Additionally, the UOB Preferred Platinum Card has a lower annual fee of S$192.60 than the HSBC Revolution Card’s yearly cost of S$160.50.
Other Alternatives to Consider
Aside from the cards mentioned above, there are other alternatives to consider when choosing a credit card. The UOB PRVI Miles Card is an excellent option for those who want to earn air miles, while the UOB Lady’s Card is a good choice for women who want to earn reward points for their spending.
The UOB Visa Signature Card is another option, with an earn rate of 4 miles per dollar spent on selected online transactions. Ultimately, the right card for you will depend on your spending habits and preferences.
UOB Preferred Platinum Singapore: Eligibility and Application Process
If you’re interested in applying for the UOB Preferred Platinum Visa Card, there are a few things you need to know about the eligibility requirements and application process.
Minimum Income and Age Requirements
To be eligible for the UOB Preferred Platinum Visa Card, you must be at least 21 years old and have a minimum annual income of S$30,000. If you do not meet the minimum income requirement, placing a S$10,000 fixed deposit with UOB may be possible to get a secured version. Contact your nearest UOB branch for more details.
Terms and Conditions to Note
Before you apply for the UOB Preferred Platinum Visa Card, you should be aware of a few terms and conditions. For example, the card has an annual fee of S$192.60, which is waived for the first year. Additionally, there are exclusions on the types of transactions that qualify for reward points. For example, transactions made at government institutions, utilities, and insurance companies are not eligible for reward points.
It’s also important to note that the UOB Preferred Platinum Visa Card has different merchant category codes (MCCs) for different types of transactions. For example, dining transactions have a different MCC than shopping transactions. To ensure that you earn the maximum amount of reward points, it’s essential to understand which MCCs apply to the transactions you make with your card.
Overall, the application process for the UOB Preferred Platinum Visa Card is relatively straightforward. You can apply online or in person at a UOB branch. To complete your application, you’ll need to provide some basic personal and financial information, such as your name, address, and income. Once your application is approved, you should receive your card within a few business days.
UOB Preferred Platinum Singapore: Customer Experiences and Testimonials
If you’re considering the UOB Preferred Platinum Visa Card, you might want to know what other customers say about their experiences.
Reading reviews and testimonials from additional cardholders can give you a better idea of what to expect and help you make an informed decision.
Generally Satisfied
According to various credit card reviews, customers are generally satisfied with the UOB Preferred Platinum Visa Card. Many have praised the high reward rates and the ability to earn reward points as you spend.
Some have also mentioned the convenience of exchanging rewards points for gifts, vouchers, air miles, or cashback.
Reward Points
One satisfied customer mentioned that the card has allowed them to earn a significant amount of rewards points, which they have been able to redeem for various rewards.
They also said the card has a relatively low annual income requirement, making it accessible to them.
Online and Mobile Contactless Spending
Another customer mentioned that the card has a reasonable earning rate for online and mobile contactless spending, allowing them to earn many reward points on their everyday purchases.
They also mentioned that the card has a good range of benefits and privileges, including discounts at various merchants and access to airport lounges.
Overall, the UOB Preferred Platinum Visa Card seems to be a popular choice among customers looking for a credit card with high rewards, earning rates and a range of benefits and privileges. If you’re interested in applying for the card, it might be worth reading more credit card reviews and testimonials to understand better what to expect.
UOB Preferred Platinum Singapore: Promotions and Sign-Up Offers
If you’re looking to apply for the UOB Preferred Platinum Visa Card, you’ll be glad to know that several promotions and sign-up offers are available for new cardholders.
Sign-up Offers
One of the most exciting sign-up offers is the chance to earn up to S$200 cash credits when you apply for a UOB Preferred Platinum Visa Supplementary Card! Be one of the first 300 customers to meet the Minimum Eligible Spend requirements for 3 consecutive months, and you’ll receive the cash credits.
Promotions
In addition to this offer, UOB has a range of sign-up promotions for new cardholders. For example, if you apply for the UOB Lady’s Card, you can earn 15X UNI$ for every S$5 spent (equivalent to 6 miles per S$1) on your preferred rewards category(ies). Alternatively, if you apply for the UOB Krisflyer Credit Card, you can get up to 31,000 miles!
Rebates
If you’re interested in earning cash rebates, the UOB EVOL Card might be your right choice. With this card, you can enjoy 8% cashback on online and mobile contactless spend.
Subject to Change
It’s important to note that these promotions and sign-up offers are subject to change, so check the UOB website for the latest information.
Overall, the UOB Preferred Platinum Visa Card offers a range of exciting promotions and sign-up offers for new cardholders. Whether you’re interested in earning cash credits, miles, or cash rebates, there’s a promotion that’s sure to appeal to you.
Frequently Asked Questions
What are the top benefits of the UOB Preferred Platinum card that everyone’s raving about?
The UOB Preferred Platinum card is a highly sought-after credit card in Singapore, and for good reason. With an earn rate of 4 miles per dollar for online spending (excluding travel) and offline contactless payment, this card is perfect for those who love to shop online and make contactless payments.
Additionally, the card offers exclusive dining and entertainment privileges and access to UOB’s SMART$ programme, which allows you to earn SMART$ rebates when you spend at participating merchants.
How does the UOB Preferred Platinum card’s rewards programme compare to the UOB Visa Signature?
While both the UOB Preferred Platinum card and the UOB Visa Signature card offer great rewards programmes, some key differences exist to consider. The UOB Preferred Platinum card provides a higher earning rate of 4 miles per dollar for online spending (excluding travel) and offline contactless payment.
In comparison, the UOB Visa Signature card offers a higher earning rate of 4 miles per dollar for overseas spending. So, if you spend more online and make contactless payments, the UOB Preferred Platinum card may be the better choice for you.
Can you highlight the exclusive perks of the UOB Preferred Platinum Mastercard that make it stand out?
The UOB Preferred Platinum card offers a range of exclusive perks that make it stand out from other credit cards in Singapore. These include exclusive dining and entertainment privileges and access to UOB’s SMART$ programme.
Cardholders can also enjoy complimentary travel insurance coverage and discounts on petrol purchases at selected petrol stations.
What are the critical differences between Visa Platinum and Visa Signature cards that I should consider?
Visa Platinum and Visa Signature cards are both great credit cards, but there are some key differences to consider. Visa Signature cards typically offer higher earning rates for overseas spending and exclusive perks and privileges, such as airport lounge access and concierge services.
On the other hand, Visa Platinum cards may offer lower earning rates and fewer exclusive perks, but they may also come with lower annual fees.
How do I cancel my UOB credit card with ease and no fuss?
If you’re looking to cancel your UOB credit card, you can do so by calling the UOB customer service hotline or visiting a UOB branch. Be sure to clear any outstanding balances on your card before cancelling it, and remember that withdrawing your card may affect your credit score.
Are there any notable exclusions or terms I should know before applying for the UOB Preferred Platinum card?
Before applying for the UOB Preferred Platinum card, knowing its terms and conditions is essential. For example, the card’s earn rate of 4 miles per dollar for online spending excludes travel-related transactions, and there may be minimum spending requirements to qualify for certain perks and privileges.
Additionally, the card may come with an annual fee, so check the fee schedule before applying.
