Are you looking for a credit card that offers premium privileges and exclusive cashback benefits in Singapore? Look no further than the Singapore UOB One Account Card. With this card, you can enjoy various perks tailored to your lifestyle, including cashback on dining, online shopping, groceries, transport, and more.
The UOB One Account Card is a popular choice among Singaporeans who want to maximize their savings and enjoy exclusive perks. With this card, you can earn up to 10% cashback on your daily spending, making it one of Singapore’s most rewarding credit cards.
Plus, you can enjoy a range of convenient banking features, partner rewards and promotions, comprehensive protection plans, investment and savings schemes, and additional banking services to make your life easier.
Whether you’re a frequent traveller, a foodie, or a shopaholic, the UOB One Account Card has something for everyone. Read on to discover the top and premium privileges you can enjoy with this card in Singapore.
Key Takeaways
- The UOB One Account Card offers exclusive cashback benefits on dining, online shopping, groceries, transport, and more.
- With this card, you can enjoy various convenient banking features, partner rewards and promotions, comprehensive protection plans, investment and savings schemes, and additional banking services.
- Whether you’re a frequent traveller, a foodie, or a shopaholic, the UOB One Account Card has something for everyone.
Singapore UOB One Account Card: The Overview
If you’re looking for a savings account that offers a high-interest rate, the UOB One Account might be the perfect choice for you. This account is designed to help you maximize your savings potential with bonus interest rates up to 7.8% p.a.
With the UOB One Account, you can earn bonus interest rates by performing specific monthly actions. These actions include spending at least S$500 on your UOB One Card and selected cards, crediting your salary, or making three GIRO debit transactions.
The UOB One Account also comes with a UOB One Debit Card, which allows you to earn up to 10% cashback on dining, online shopping, groceries, transport, and more. Additionally, you can bundle your One Account with a Mighty FX multi-currency account and convert currencies to be prepared for travel, shopping, and investment.
Your deposits with UOB One Account are insured under the Deposit Insurance Scheme, administered by the Singapore Deposit Insurance Corporation (SDIC). The coverage limit is up to S$75,000 per depositor per Scheme member. You can check your deposit insurance coverage by accessing the UOB Insured Deposit Register.
Overall, the UOB One Account is an excellent option for those earning high-interest rates on their savings while enjoying premium privileges such as cashback rewards and currency conversion.
Singapore UOB One Account Card: Exclusive Cashback Benefits
If you’re looking for a credit card that offers some of the best cashback benefits in Singapore, then the UOB One Credit Card is worth considering. With this card, you can enjoy a range of exclusive cashback benefits that can help you save money on your everyday spending.
Up to 15% Cashback
One of the key benefits of the UOB One Credit Card is the up to 15% cashback you can earn on your spending. This is one of the highest cashback rates available in Singapore, and it can be made on a range of different transactions, including dining, online shopping, groceries, transport, and more.
To qualify for the maximum cashback rate, you’ll need to spend a minimum of $2,000 monthly on your UOB One Credit Card. However, even if you don’t quite hit this spending threshold, you can still earn cashback at a lower rate.
Singapore UOB One Account Card: Additional Cashback Offers
In addition to the standard cashback rate, UOB also offers a range of additional cashback offers that you can take advantage of. For example, you can earn cashback on Grab rides and purchases at Dairy Farm Singapore merchants, such as Cold Storage, Giant, and Guardian.
To qualify for these additional cashback offers, you’ll need to spend a minimum of $500 monthly on your UOB One Credit Card. However, if you’re a consistent high-spender, you can earn the maximum cash rebate of $200 on everything, regardless of the category.
Quarterly Cashback Rewards
Finally, UOB One Credit Cardholders can also earn quarterly cashback rewards, which are based on the amount you spend on your card over three months. The more you spend, the higher your cashback reward will be, up to a maximum of 5%.
To qualify for the quarterly cashback rewards, you’ll need to spend a minimum of $500 per month on your UOB One Credit Card, and you’ll need to make at least three purchases per month. However, if you meet these requirements, you can earn a substantial cashback reward every quarter.
Overall, the UOB One Credit Card is an excellent cashback card offering exclusive benefits to its cardholders. Whether you’re looking for up to 15% cashback, additional cashback offers, or quarterly cashback rewards, this card has something to offer. So why not apply for a UOB One Credit Card today and start enjoying these exclusive cashback benefits?
Singapore UOB One Account Card: Eligibility and Fees
Account Opening Requirements
Opening a UOB One Account is easy and hassle-free. To be eligible, you must be a Singapore citizen or permanent resident and at least 18 years old. You must provide your NRIC or passport, proof of address, and income documents such as your latest payslip or Income Tax Notice of Assessment. You can apply for the account online or at any UOB branch.
Singapore UOB One Account Card: Fee Structure
The UOB One Account has a simple fee structure. There are no monthly account fees, no fall-below fees, and no early account closure fees. However, you must maintain a minimum average daily balance of SGD 500 in your account to earn higher interest rates and cash rebates.
If your account falls below the minimum balance, you will not make the higher interest rates and cash rebates for that month.
Minimum Annual Income
To be eligible for the UOB One Account, you must have a minimum annual income of SGD 30,000. However, if you are a fresh graduate or have just started working, you can still apply for the account with a minimum annual income of SGD 20,000.
The UOB One Account is an excellent option for those seeking a high-interest savings account with cash rebates. With no monthly fees, fall-below fees, or early account closure fees, it is a low-cost option that is easy to maintain.
Just make sure to maintain the minimum balance to earn the higher interest rates and cash rebates.
Singapore UOB One Account Card: Enjoying the Perks
If you are looking for a credit card that offers premium privileges, then the UOB One Card is worth considering. The card has benefits catering to your dining, travel, and shopping needs. Here are some of the top and premium privileges you can enjoy when signing up for the UOB One Card.
Dining and Lifestyle Privileges
The UOB One Card offers a wide range of dining and lifestyle privileges that will surely excite you. You can enjoy up to 10% cashback on your dining expenses at selected Singapore, Malaysia, and Thailand restaurants. You can also get exclusive access to UOB Dining Advisor, an online platform that provides personalized dining recommendations based on your preferences.
Singapore UOB One Account Card: Travel and Insurance Benefits
The UOB One Card also offers travel and insurance benefits designed to make your travel experience more enjoyable and secure. You can earn up to 5% cashback on your UOB Travel bookings, which includes flights, hotels, and travel packages. Moreover, you can also enjoy complimentary travel insurance coverage of up to S$500,000 when you charge your travel expenses to your UOB One Card.
Retail and Online Shopping Rewards
If you love shopping, then the UOB One Card covers you. You can earn up to 5% cashback on your retail spend, both online and offline. This includes purchases made at department stores, supermarkets, and petrol stations. You can also enjoy exclusive discounts and promotions when you shop online at ShopUOB, an online shopping portal that offers a wide range of products from various brands.
In conclusion, the UOB One Card is a credit card that offers a wide range of premium privileges that cater to your lifestyle needs. From dining and travel to retail and online shopping, the UOB One Card has got you covered. So, if you are looking for a credit card that offers excellent rewards and benefits, the UOB One Card is worth considering.
Singapore UOB One Account Card: Convenient Banking Features
Do you want to enjoy convenient banking features that make your life easier? Then, the UOB One Account Card is the perfect choice for you. With this card, you can enjoy various digital banking features that help you manage your finances.
Digital Banking with UOB TMRW
UOB TMRW is a digital banking app that allows you to manage your finances efficiently. This app lets you view your account balances, transfer funds, pay bills, and even invest in stocks and shares. The app is easy to use and offers a range of features that make banking convenient and hassle-free.
Singapore UOB One Account Card: Seamless Payments and Transfers
With the UOB One Account Card, you can enjoy seamless payments and transfers. You can set up GIRO payments to pay your bills automatically and instantly use PayNow to transfer funds to other bank accounts. You can also receive your salary credit directly into your UOB One Account, making it easy to manage your finances.
In addition, UOB Insights is a powerful tool that provides you with valuable insights into your spending habits. You can use these insights to make informed decisions about your finances and improve your health.
Overall, the UOB One Account Card offers a range of convenient banking features that make managing your finances easy and hassle-free.
Singapore UOB One Account Card: Partner Rewards and Promotions
If you are a UOB One Account holder, you can enjoy exclusive partner rewards and promotions that will make your daily life more exciting. Here are some of the top promotions you can look forward to:
Exclusive Grab Offers
As a UOB One Account holder, you can enjoy exclusive Grab offers that will help you save money on your rides and food deliveries. You can get up to 20% off Grab rides and up to $10 on GrabFood orders. To enjoy these offers, link your UOB One Account to your Grab account and use your Grab vouchers.
Singapore UOB One Account Card: Supermarket and Convenience Store Deals
UOB One Account holders can also enjoy great deals at popular supermarkets and convenience stores such as Cold Storage, Giant, and 7-Eleven. You can get up to 10% cashback on purchases at these stores when you pay with your UOB One Card. Additionally, you can enjoy up to 6.67% partner cashback on your purchases at DFI Retail Group merchants such as Marketplace, Jasons, and Jasons Deli.
Shopee Promotions
If you love shopping online, you will be happy to know that UOB One Account holders can enjoy exclusive promotions on Shopee. You can get up to 10% cashback on purchases when you pay with your UOB One Card. Additionally, you can enjoy free shipping and other discounts on selected items.
In conclusion, being a UOB One Account holder has many benefits, including exclusive partner rewards and promotions. From Grab offers to supermarket deals, there are many ways to save money and enjoy great benefits with your UOB One Account.
Singapore UOB One Account Card: Comprehensive Protection Plans
When you sign up for the UOB One Account, you can enjoy comprehensive protection plans that offer you peace of mind. Here are some of the benefits you can expect:
Emergency Assistance
The UOB One Account provides 24/7 emergency medical assistance, evacuation, and repatriation coverage of up to S$50,000 due to an accident or illness. This means that if you are in an emergency, you can rest assured that you will receive the help you need, no matter where you are in the world.
Singapore UOB One Account Card: Public Conveyance Accident Coverage
When you travel with your UOB One Credit Card, you can enjoy Public Conveyance Personal Accident coverage of up to S$500,000. This means that you are covered in case of an accident while riding in a public conveyance such as a bus, train, or taxi.
In addition, the UOB One Account also offers coverage for COVID-19-related claims. If you contract COVID-19 while travelling, you can rest assured that you are covered.
Overall, the UOB One Account provides comprehensive protection plans that offer you peace of mind no matter where you are.
Singapore UOB One Account Card: Investment and Savings Schemes
With the UOB One Account, you can enjoy a range of investment and savings schemes that can help you build your wealth over time. Here are some of the top and premium privileges you can enjoy:
Singapore UOB One Account Card: Retirement and Investment Schemes
Planning for retirement can be challenging, but with the Supplementary Retirement Scheme (SRS) and CPF Investment Scheme (CPFIS), you can start building your retirement nest egg today. The SRS is a voluntary scheme that allows you to save on taxes while making your retirement savings.
On the other hand, the CPFIS scheme will enable you to invest your CPF savings in a range of approved instruments such as unit trusts, fixed deposits, and insurance policies.
Currency and Fixed Deposit Options
If you want to diversify your portfolio, UOB offers a range of foreign currency deposits and dual currency investments to help you take advantage of favourable exchange rates. With foreign currency deposits, you can earn interest in a foreign currency, while dual currency investments allow you to achieve a higher yield by investing in two currencies simultaneously. Additionally, UOB offers structured deposits that provide you with a guaranteed return on your investment.
Regarding fixed deposits, UOB offers competitive interest rates that can help you grow your savings over time. With a fixed deposit, you can lock in your funds for a specific period and earn a guaranteed return on your investment. UOB also offers a range of investment products, such as unit trusts and bonds, to help you achieve your financial goals.
Overall, the UOB One Account offers a range of investment and savings schemes that can help you build your wealth over time. Whether you are planning for retirement or looking to diversify your portfolio, UOB has various options to help you achieve your financial goals.
Singapore UOB One Account Card: Additional Banking Services
If you want a premium banking experience, the UOB One Account Card covers you. In addition to the fantastic benefits and rewards of the card, UOB offers additional banking services that cater to your every need.
Singapore UOB One Account Card: UOB Privilege Banking
As a UOB One Account Cardholder, you are eligible for UOB Privilege Banking, which is a premium banking service that provides you with a range of exclusive benefits. These benefits include access to a dedicated relationship manager, preferential rates on loans and deposits, and exclusive invitations to events and lifestyle experiences.
Exclusive Card Variants
UOB offers different card variants that cater to your specific needs. The UOB Visa Signature Card is perfect for those who love to travel, as it provides exclusive travel privileges such as complimentary airport lounge access and travel insurance coverage. On the other hand, the Cashback Credit Card is perfect for those who love to shop, as it offers up to 8% cashback on your daily essentials.
In addition, UOB also offers supplementary cards for your loved ones so they can enjoy the benefits of your UOB One Account Card.
Singapore UOB One Account Card: Curated Benefits
UOB One Account Card offers a range of curated benefits tailored to your needs. These benefits include discounts on dining, shopping, and entertainment and exclusive access to events and experiences. With the UOB One Account Card, you can indulge in your favourite activities while enjoying amazing discounts and privileges.
Visa, Mastercard, Amex
UOB One Account Card is available in different card networks, such as Visa, Mastercard, and Amex, so you can choose the one that suits your needs. Visa and Mastercard are widely accepted locally and internationally, while Amex offers exclusive benefits and privileges to its cardholders.
In conclusion, the UOB One Account Card offers various additional banking services that cater to your every need. With UOB Privilege Banking, exclusive card variants, curated benefits, and different card networks, you can enjoy a premium banking experience tailored to your needs.
Frequently Asked Questions
What exclusive benefits can I enjoy with the UOB One Card?
The UOB One Card offers exclusive benefits, including up to 10% cashback on dining, online shopping, groceries, transport, and more. You can also earn up to 7.8% p.a. interest on savings with the UOB One Account when you spend on the UOB One Card.
Additionally, you can enjoy fuel savings of up to 22.66% at Shell and SPC.
How can I maximise cash back with my UOB One Card?
To maximise cashback with your UOB One Card, you must spend a minimum of S$500 monthly for three consecutive months. You can earn up to 5% cashback on all spending categories if you meet this requirement.
Are there any spending exclusions I should be aware of with the UOB One Account?
Yes, there are some spending exclusions that you should be aware of with the UOB One Account. Monthly instalments under the 0% Instalment Payment Plan and SmartPay will no longer qualify toward the minimum spend tiers and will not be awarded cash rebates.
What are the latest promotions available for UOB One Credit Card holders?
UOB One Credit Card holders can enjoy a range of exciting promotions, including cashback on dining, groceries, petrol, and more. You can also earn bonus cashback when you spend on specific categories during promotional periods.
Check the UOB website regularly for the latest promotions and offers.
How do I qualify for UOB Privilege Banking and its top-tier perks?
To qualify for UOB Privilege Banking and its top-tier perks, you must maintain a minimum average daily balance of S$350,000 in your UOB deposit accounts or a minimum loan balance of S$500,000.
As a UOB Privilege Banking customer, you can enjoy exclusive benefits, including preferential interest rates, priority banking services, and more.
What splendid offers does UOB have in partnership with Singapore Airlines?
UOB has a range of splendid offers in partnership with Singapore Airlines, including exclusive airfare discounts, KrisFlyer miles redemption, and more. UOB also offers a range of travel-related benefits, including complimentary travel insurance and access to airport lounges.
Be sure to check the UOB website for the latest offers and promotions.
