If you’re looking for a versatile debit card that offers a range of benefits, the OCBC YES Debit Card could be just what you need. This card is designed to help you make the most of your spending at home and abroad.
With a range of features and perks, it’s an excellent choice for anyone looking for a convenient and rewarding way to manage their finances.
With this debit card, you’ll enjoy various benefits, from cashback rewards to travel perks and more. Whether you want to earn rewards on your everyday spending or take advantage of special offers and promotions, this card has something to offer.
Plus, with easy digital banking and secure account management, you can stay in control of your finances at all times.
Key Takeaways
- The OCBC YES Debit Card is a versatile card offering various benefits and perks.
- With cashback rewards, travel benefits, and more, this card is an excellent choice for anyone looking to make the most of their spending.
- With easy digital banking and secure account management, you can stay in control of your finances at all times.
Understanding the OCBC YES Debit Card
Are you looking for a debit card that offers convenience and cashback rewards? Look no further than the OCBC YES Debit Card! Here’s everything you need to know about this fantastic debit card.
Key Features
The OCBC YES Debit Card has features that make it a must-have for Singaporeans and foreigners. Here are some of the key features you can expect:
- Cashback Rewards: With this debit card, you can earn cashback rewards on your daily spending. For example, you can earn 1% cashback on your rides with ride-hailing services like Grab, Go-Jek, Tada, and even Comfort and CityCab taxis. You can earn cashback on your online transactions, convenience store purchases, and even fast food chains.
- No Minimum Spend: Unlike other debit cards that require you to spend a minimum amount to earn rewards, this debit card has no minimum spend requirement. You can start earning cashback on your first transaction!
- Worldwide Acceptance: The OCBC YES Debit Card is accepted worldwide, so you can use it to purchase wherever you go.
- EMV-Ready: The OCBC YES Debit Card is EMV-ready, which means it comes with an extra layer of security to protect you from fraud.
Eligibility Criteria
To apply for the OCBC YES Debit Card, you must meet the following eligibility criteria:
- You must be a Singaporean or Permanent Resident or a foreigner with a valid work permit or employment pass.
- You must be at least 16 years old.
- You must have an existing OCBC deposit account.
- It would be best if you had no outstanding or delinquent debt with OCBC.
- It would be best to have no bankruptcy or legal proceedings against you.
If you meet these criteria, you can easily apply for this debit card online or at any OCBC branch.
In conclusion, the OCBC YES Debit Card is an excellent choice for anyone looking for a debit card that offers convenience and cashback rewards. With its key features and eligibility criteria, it’s no wonder why this debit card is such a popular choice among Singaporeans and foreigners alike.
OCBC Yes Debit Card: Making the Most of Your Spending
If you’re looking to make the most of your spending, the OCBC YES! Debit Card is the perfect choice for you. With this card, you can earn OCBC$ and cashback on your purchases, making every dollar you spend count towards your rewards.
Earning OCBC$
Every time you use your OCBC YES! Debit Card for a purchase, you earn OCBC$. You can then redeem your OCBC$ for a variety of rewards, including cash rebates, vouchers, and even air miles. To earn OCBC$, all you have to do is use your card for your everyday spending, such as groceries, dining out, and online shopping.
Cashback and Rebates
In addition to earning OCBC$, you can earn cashback and rebates on your purchases with the OCBC YES! Debit Card. For example, you can earn a 1% cash rebate on your online shopping at popular marketplaces such as Zalora and ASOS.
To maximize your rewards, take advantage of the various merchant promotions available to OCBC YES! Debit Cardholders. You can enjoy discounts and rebates at a wide range of merchants, including restaurants, retail stores, and travel agencies.
To qualify for cashback and rebates, you may need to meet a minimum spending requirement. For example, you need to make a minimum spend of S$500 monthly using your Visa card with eligible merchants to qualify for the 1% cashback. However, there is no cap to the cashback, so the more you spend, the more you earn.
By using your OCBC YES! Debit Card for your everyday spending and taking advantage of the various rewards and promotions available, you can make the most of your spending and earn rewards at the same time.
OCBC Yes Debit Card: Travel Benefits Unlocked
If you are a travel enthusiast, you will love this debit card. This card offers exclusive travel deals and overseas spending advantages that will make your travel experience more enjoyable. Here are some of the travel benefits you can unlock with the OCBC YES Debit Card.
Overseas Spending Advantages
When you use this debit card for foreign currency transactions, you can enjoy hassle-free payments in up to 9 major currencies, including AUD, EUR, GBP, JPY and USD.
You can travel to different countries without worrying about currency exchange rates. Additionally, you can get real-time notifications on your preferred FX rates with Rate Alerts and lock them in with Auto-execute orders. This way, you can get the best exchange rates and save money on your overseas spending.
Exclusive Travel Deals
The OCBC YES Debit Card offers exclusive travel deals that you can redeem using your VOYAGE Miles. With the VOYAGE Card, you can earn 2.2 VOYAGE Miles per S$1 on foreign currency spent.
You can redeem flights on any airline with no blackout dates and use VOYAGE Miles to offset booking prices on Travel with OCBC. This means you can save money on flights, hotels, and car rentals when you use your this debit card for travel expenses.
Moreover, with this debit card, you can enjoy priority bookings for events and experiences. This means you can get early access to popular events and attractions and avoid long queues. This is especially useful if you are travelling during peak seasons or attending a popular event.
In conclusion, the OCBC YES Debit Card is an excellent choice for travel enthusiasts. With its overseas spending advantages, exclusive travel deals, and priority bookings for events, you can enjoy a hassle-free and enjoyable travel experience.
OCBC Yes Debit Card: Digital Banking with Ease
Are you tired of waiting in long queues and filling out endless paperwork just to access your bank account? With OCBC’s digital banking services, you can manage your finances with ease from the comfort of your own home. Here’s everything you need to know about how to make the most of OCBC’s digital banking services.
OCBC Digital and Mobile Payments
OCBC Digital is a mobile banking app that allows you to access your OCBC bank account anytime, anywhere. With OCBC Digital, you can view your account balances, transfer funds, pay bills, and even apply for loans. Plus, you can link your OCBC Debit Card to the app and use it to make mobile payments with ease.
If you prefer to use Apple Pay, OCBC has got you covered. Simply add your OCBC Debit Card to your Apple Wallet and use your phone to make payments at any contactless payment terminal.
Real-Time Transaction Alerts
Stay on top of your finances with real-time transaction alerts. OCBC sends you an SMS or push notification every time there’s a transaction on your account so you can keep track of your spending and detect any unauthorised transactions.
To sign up for real-time transaction alerts, log in to your OCBC account and enable the feature. You can also choose to receive alerts for specific types of transactions, such as overseas transactions or transactions over a certain amount.
OCBC also offers MyInfo, a digital service that allows you to quickly retrieve your personal information, such as your NRIC number when applying for loans or other financial products. With MyInfo, you can save time and avoid the hassle of filling out forms manually.
In conclusion, OCBC’s digital banking services offer a convenient and secure way to manage your finances. Whether you prefer to use the OCBC Digital app, Apple Pay, or MyInfo, you can rest assured that your transactions are safe and secure.
OCBC Yes Debit Card: Additional Perks and Offers
As an OCBC YES Debit Cardholder, you can enjoy a range of exclusive privileges and offers that are designed to enhance your shopping and dining experiences. Here are some of the exciting perks that you can enjoy:
Shopping and Entertainment Privileges
If you love to shop, then you’ll be pleased to know that this debit card offers a range of shopping privileges. For instance, you can enjoy up to 18.3% fuel savings at Caltex and Esso petrol stations islandwide. You can also enjoy exclusive discounts and cashback at famous online shopping platforms such as Zalora and ASOS.
Moreover, you can enjoy up to 8% cashback on your spending at FairPrice, Unity, and Warehouse Club stores. You can also enjoy up to 3% cashback on your spending at Popular Bookstores, Toys”R” Us, and Mothercare stores.
Dining and Lifestyle Rewards
If you’re a foodie, then you’ll love the dining privileges that come with this debit card. For instance, you can enjoy up to 50% off your dining bills at selected restaurants in Singapore. You can also enjoy exclusive dining deals at popular dining establishments such as Paradise Group, Crystal Jade, and TungLok Group.
Moreover, you can enjoy exclusive discounts on entertainment and lifestyle activities such as movie tickets, theme parks, and attractions. For instance, you can enjoy up to 10% off your movie tickets at Golden Village Cinemas.
In addition to the above, the OCBC YES Debit Card also offers a range of exclusive perks and rewards for OCBC Credit Cardholders, including the OCBC 365 Credit Card, the FRANK Credit Card, and the OCBC Arts Credit Card. With so many exciting perks and offers, the OCBC YES Debit Card is a must-have for anyone who wants to enjoy the best of Singapore.
OCBC Yes Debit Card: Managing Your Card Efficiently
Managing your OCBC YES Debit Card efficiently can help you save money and maximise the benefits of the card. Here are some tips to help you manage your card efficiently:
OCBC Yes Debit Card: Understanding Fees and Charges
It is important to understand the fees and charges associated with your OCBC YES Debit Card. Some of the fees and charges that you need to be aware of include:
- Annual Fee: The annual fee for the OCBC YES Debit Card is S$12. However, you can enjoy a waiver of the yearly fee for the first two years by meeting the minimum spending requirement of S$600 per year.
- Transaction Fees: There are no transaction fees for local transactions. However, for overseas transactions, there is a fee of 1.8% of the transaction amount.
- Posting Date: The posting date of your transactions is important because it determines when the transaction will be reflected in your account. You can check your posting date through your online banking account.
OCBC Yes Debit Card: Maximising Annual Fee Waivers
To maximise the annual fee waiver for your OCBC YES Debit Card, you need to meet the minimum spending requirement of S$600 per year. Here are some tips to help you meet the minimum spending requirement:
- Use your OCBC YES Debit Card for your daily expenses, such as groceries, dining, and entertainment.
- Make use of the promotions offered by OCBC to earn cashback and rebates on your spending.
- Plan your expenses and make big-ticket purchases during the promotion period to maximise your cashback and rebates.
By understanding the fees and charges associated with your OCBC YES Debit Card and maximising the annual fee waiver, you can manage your card efficiently and enjoy the benefits of the card.
OCBC Yes Debit Card: Security and Protection
When it comes to your OCBC YES Debit Card, security and protection are top priorities. Here are some ways in which OCBC helps to keep your card and account safe:
OCBC Yes Debit Card: PIN and Transaction Safety
Your PIN is your key to accessing your account through your debit card. OCBC takes several measures to ensure the safety of your PIN. Firstly, your PIN is not stored on your card or anywhere in OCBC’s systems. This means that even if your card is lost or stolen, anyone else cannot access your PIN. Additionally, when you use your card for transactions, your PIN is encrypted to prevent it from being intercepted by unauthorized parties.
To further enhance the safety of your transactions, OCBC provides transaction alerts to notify you of any suspicious activity on your account. You can customize your daily withdrawal and spending limits to suit your needs. If you suspect any fraudulent activity on your account, call OCBC’s 24-hour customer service hotline to report it immediately.
Insurance and Fraud Protection
OCBC provides insurance coverage for your YES Debit Card against unauthorized transactions, online purchases, and ATM withdrawals. If your card is lost or stolen and unauthorized transactions are made, you will be reimbursed for the lost amount. Additionally, OCBC provides fraud protection for your account. If you report any fraudulent activity on your account, OCBC will investigate the matter and take appropriate action to protect your account.
In summary, OCBC takes several measures to ensure the security and protection of your YES Debit Card. From PIN and transaction safety to insurance and fraud protection, you can rest assured that your card and account are in good hands. If you have any questions or concerns, please call OCBC’s customer service hotline for assistance.
OCBC Yes Debit Card: Linking Accounts and Services
Linking your OCBC Yes Debit Card to other accounts and services is easy and convenient. Here’s everything you need to know about linking your accounts and services to your OCBC Yes Debit Card.
Supplementary Retirement Scheme (SRS) Integration
If you have an SRS account, you can link it to your OCBC Yes Debit Card. This allows you to contribute directly to your SRS account from your debit card. To link your SRS account, log in to your OCBC Digital account and select “Card Services” from the menu. Then, select “Link/Delink Accounts” and follow the instructions to link your SRS account.
EasyCredit and Overdraft Services
You can link your OCBC Yes Debit Card to EasyCredit or Overdraft services if you need additional credit. This allows you to access credit directly from your debit card. To link your EasyCredit or Overdraft services, log in to your OCBC Digital account and select “Card Services” from the menu. Then, select “Link/Delink Accounts” and follow the instructions to link your EasyCredit or Overdraft services.
You can easily manage your finances and access credit when needed when you link your accounts and services to your OCBC Yes Debit Card. Plus, with over 1,200 ATMs islandwide, you can access your funds anytime, anywhere.
OCBC Yes Debit Card: Loyalty and Rewards Programmes
As an OCBC YES! Debit Cardholders, have access to a range of loyalty and rewards programmes that can help you save money and earn benefits. Here are some of the key benefits you can enjoy:
OCBC$ and Mileage
With your OCBC YES! Debit Card, you can earn OCBC$ for every dollar you spend. These OCBC$ can be redeemed for various rewards, including cashback, vouchers, and air miles. You can also earn air miles directly with your OCBC YES! Debit Card, which can be redeemed for flights, hotel stays, and other travel-related expenses.
Redemption Options and Partnerships
When it comes to redeeming your rewards, you have a range of options available to you. You can redeem your OCBC$ for cashback, vouchers, and other rewards directly through the OCBC website. Alternatively, you can use your OCBC$ to offset your credit card bills or to make donations to charity.
In addition to the OCBC rewards programme, you can also take advantage of a range of partnerships that the bank has with other companies. For example, you can earn air miles with partner airlines such as Singapore Airlines and Cathay Pacific or enjoy discounts and promotions with partner merchants such as Lazada and Shopee.
Overall, the OCBC YES! Debit Card offers an exciting range of loyalty and rewards programmes that can help you save money and earn benefits. Whether you’re looking to earn air miles, cashback, or other rewards, the OCBC YES! Debit Card has you covered.
Frequently Asked Questions
What are the thrilling benefits of using an OCBC Yes debit card?
Using this debit card comes with a range of exciting benefits.
Firstly, you get to enjoy cashback of up to 1% on your daily spend. Secondly, you can earn up to 3% cashback on online purchases and up to 5% cashback on selected merchants. Thirdly, you can use your card to make payments via NETS and Visa PayWave.
Finally, you can also use your card for MRT travel.
How can one activate their new OCBC Yes debit card with zest?
Activating your new OCBC Yes debit card is a breeze. You can activate your card via the OCBC Mobile Banking App or at any OCBC ATM.
To activate your card via the mobile app, simply log in to the app and follow the prompts. To activate your card at an ATM, insert your card into the machine and follow the instructions on the screen.
In what ways can the OCBC Yes debit card be used for MRT travel?
The OCBC Yes debit card can be used for MRT travel via the EZ-Link function. To use your card for MRT travel, simply tap your card on the reader at the MRT station. You can also use your card for bus travel.
What distinguishes the OCBC Yes debit card from the OCBC FRANK Debit Card?
The main difference between this debit card and the OCBC FRANK Debit Card is that the former offers cashback on your daily spend, while the latter offers rebates on online purchases and NETS FlashPay Auto Top-Ups.
What should one eagerly look out for when choosing a debit card like the OCBC Yes?
When choosing a debit card like the OCBC Yes, you should look out for the cashback or rebates offered, the ease of use, and the additional benefits such as MRT travel and discounts at selected merchants.
What essential information must one provide to obtain an OCBC Yes debit card?
To obtain this debit card, you will need to provide your NRIC or passport, proof of address, and proof of income. You will also need to be at least 16 years old and have an OCBC deposit account.
