Are you looking for a banking experience that goes beyond the ordinary? Do you want access to exclusive wealth management services, tailored banking products, and priority banking perks? If so, then you need to consider OCBC Premier Banking benefits that you should never miss out on.
As one of the leading banks in Singapore, OCBC is committed to providing its premier clients with the best possible banking experience. With OCBC Premier Banking, you can enjoy a range of benefits that are designed to help you manage your wealth, save money, and achieve your financial goals.
From investment and savings advantages to global banking ease, OCBC Premier Banking has everything you need to take your banking to the next level. So why wait? Sign up for OCBC Premier Banking today and start enjoying the benefits that come with being a premier client.
Key Takeaways
- OCBC Premier Banking offers exclusive wealth management services, tailored banking products, and priority banking perks.
- With OCBC Premier Banking, you can take advantage of investment and savings opportunities, as well as enjoy global banking ease.
- Eligibility and onboarding are straightforward, and comparative insights can help you make informed decisions.
Exclusive Wealth Management Services
Are you looking for a comprehensive wealth management platform that addresses all your financial needs? Look no further than OCBC Premier Banking. With OCBC Premier Banking, you can enjoy exclusive access to a range of wealth management services that are tailored to your individual needs and goals.
Personalised Financial Advisory
At OCBC Premier Banking, we understand that every client has unique financial goals and objectives. That’s why we offer personalised financial advisory services that are tailored to your specific needs. Our experienced financial advisors will work with you to develop a customised financial plan that is designed to help you achieve your financial goals.
Diverse Investment Options
OCBC Premier Banking offers a wide range of investment options that are designed to help you grow your wealth. From unit trusts and equities to bonds and structured products, we offer a diverse range of investment options that are tailored to your individual needs and risk profile. Our investment experts will work with you to develop a diversified portfolio that is designed to help you achieve your financial goals.
Dedicated Relationship Manager
When you become an OCBC Premier Banking client, you’ll be assigned a dedicated relationship manager who will work with you to develop a comprehensive wealth management plan. Your relationship manager will be your main point of contact and will provide you with personalised advice and guidance on all aspects of your financial life. With a dedicated relationship manager, you can be confident that your financial needs are being taken care of by a trusted advisor.
In summary, with OCBC Premier Banking, you can enjoy exclusive access to a range of wealth management services that are tailored to your individual needs and goals. Whether you’re looking to invest, protect your assets, or plan for your financial future, our experienced team of financial advisors and relationship managers are here to help you achieve your financial goals.
Tailored Banking Products
If you are looking for a banking experience that is tailored to your needs, then OCBC Premier Banking is the perfect choice for you. They offer a range of banking products that are designed to meet your specific requirements. Here are some of the top banking products that you can enjoy as an OCBC Premier Banking customer:
OCBC Premier Dividend+ Savings Account
The OCBC Premier Dividend+ Savings Account is a savings account that offers you a high interest rate on your savings. With this account, you can enjoy up to 1.65% interest per annum, which is one of the highest interest rates available in the market. The minimum requirement to open this account is S$200,000. You can also enjoy the convenience of online banking and mobile banking, which allows you to access your account anytime, anywhere.
Exclusive Credit and Debit Cards
As an OCBC Premier Banking customer, you can enjoy exclusive credit and debit cards that offer you a range of benefits and privileges. For example, the OCBC Premier Visa Infinite Credit Card offers you unlimited access to over 1,000 airport lounges worldwide, as well as exclusive dining and shopping privileges. The OCBC Premier Debit Card also offers you a range of benefits, including cash rebates on your spending.
Preferential Rates on Loans and Deposits
OCBC Premier Banking also offers you preferential rates on loans and deposits. For example, if you are looking to take out a home loan, you can enjoy preferential interest rates that are lower than the market rates. You can also enjoy preferential rates on fixed deposits, which offer you a higher interest rate than regular savings accounts. This means that you can earn more on your savings with OCBC Premier Banking.
In conclusion, if you are looking for a banking experience that is tailored to your needs, then OCBC Premier Banking is the perfect choice for you. With their range of banking products, including the OCBC Premier Dividend+ Savings Account, exclusive credit and debit cards, and preferential rates on loans and deposits, you can enjoy a banking experience that is designed to meet your specific requirements.
Priority Banking Perks
If you’re looking for an exclusive banking experience, then OCBC Premier Banking is the way to go. As a premier banking customer, you will have access to a range of perks that will make your banking experience more enjoyable and streamlined. Here are some of the benefits of being an OCBC Premier Banking customer:
Accelerated Services and Priority Queues
One of the most significant benefits of being an OCBC Premier Banking customer is that you will receive priority service at all OCBC branches. This means that you can skip the queue and receive faster service, saving you valuable time. You will also have access to priority queues at selected OCBC Bank branches, making banking even more convenient.
Enhanced Travel Benefits
As an OCBC Premier Banking customer, you will have access to a range of travel benefits, including air miles and airport lounge access. You can earn air miles with every dollar spent on your OCBC Premier Banking credit card, which you can redeem for flights, hotels, and other travel-related expenses. You will also have access to VIP Plaza Premium Airport Lounges across Asia, where you can relax and unwind before your flight.
Lifestyle and Entertainment Privileges
OCBC Premier Banking customers can enjoy a range of lifestyle and entertainment privileges, including golf games, dining discounts, and more. You can enjoy exclusive discounts at some of the best restaurants in town, as well as discounts on entertainment and leisure activities. You can also enjoy complimentary green fees at some of the best golf courses in the region.
In conclusion, being an OCBC Premier Banking customer comes with a range of benefits that will make your banking experience more enjoyable and convenient. From priority service and accelerated services to enhanced travel benefits and lifestyle privileges, there are many reasons why you should consider becoming an OCBC Premier Banking customer.
Investment and Savings Advantages
Are you looking for a premier banking service that offers attractive interest and dividend rates? Look no further than OCBC Premier Banking. With OCBC Premier Banking, you can enjoy a range of investment and savings advantages that can help you grow your financial assets.
Attractive Interest and Dividend Rates
One of the key benefits of OCBC Premier Banking is the attractive interest and dividend rates that you can enjoy. For instance, the Premier Dividend+ Savings Account offers an interest rate of up to 1.65% per annum, depending on your deposit amount and tenure. Additionally, the interest rate for your OCBC Premier Dividend+ Savings Account will be increased from 3.30% to 3.70% a year, when you deposit at least S$2,000 a month and make no withdrawals in the same month. 1
Flexible Wealth Solutions
OCBC Premier Banking also offers a range of flexible wealth solutions that can help you achieve your financial goals. For instance, you can choose from a range of investment products, such as unit trusts, bonds, and structured deposits, that are designed to suit your risk appetite and investment objectives. You can also access expert advice and insights from OCBC Premier Banking’s team of wealth specialists who can help you make informed investment decisions.
In summary, OCBC Premier Banking offers a range of investment and savings advantages that can help you grow your financial assets. With attractive interest and dividend rates, and flexible wealth solutions, you can achieve your financial goals with ease.
Footnotes
Global Banking Ease
If you’re a frequent traveller or have business interests in different countries, then OCBC Premier Banking is the perfect choice for you. With this service, you can enjoy a range of benefits that make managing your finances across borders easy and hassle-free.
Foreign Currency Facilities
One of the most significant benefits of OCBC Premier Banking is its foreign currency facilities. You can hold and transact in up to 10 different currencies, including USD, EUR, GBP, AUD, CAD, CHF, HKD, JPY, NZD and SGD. This feature allows you to avoid currency conversion fees and exchange rate fluctuations when making transactions in different countries.
Worldwide Access and Assistance
OCBC Premier Banking also offers you worldwide access and assistance. You can access your account from anywhere in the world through online banking, mobile banking or by contacting your personal relationship manager. Additionally, you can enjoy preferential rates on telegraphic transfers and overseas spending with your Premier VOYAGE Credit Card.
When it comes to foreign exchange rates, OCBC Premier Banking offers competitive rates that are updated in real-time. This ensures that you get the best possible exchange rate for your transactions.
Overall, OCBC Premier Banking is an excellent choice for anyone looking to manage their finances across borders. With its foreign currency facilities, worldwide access and assistance, and competitive foreign exchange rates, you can enjoy a hassle-free banking experience while travelling or doing business abroad.
Eligibility and Onboarding
If you’re interested in OCBC Premier Banking, it’s important to understand the eligibility criteria and application process. Here are the key details you need to know.
Understanding the Eligibility Criteria
To be eligible for OCBC Premier Banking, you need to meet certain requirements. The first is a minimum deposit or investment of S$200,000 in fresh funds. Alternatively, you can join OCBC Premier Private Client with S$1 million in fresh funds and qualify as an Accredited Investor.
In addition to meeting the minimum balance requirement, you’ll also need to have a Total Relationship Balance of at least S$200,000 with OCBC Bank. This includes any deposits, investments, and insurance policies you have with the bank.
Simplified Application Process
If you meet the eligibility criteria, the application process for OCBC Premier Banking is straightforward and simplified. You can apply online or in person at any OCBC branch.
To apply online, you’ll need to provide some basic information about yourself and your financial situation. This includes details about your employment, income, and assets. You’ll also need to upload some supporting documents, such as your identification card and proof of address.
Once your application has been approved, you’ll receive your Premier Banking Welcome Kit, which includes your Premier Banking Debit Card, Premier Banking Chequebook, and other exclusive benefits.
Overall, the eligibility criteria and application process for OCBC Premier Banking are designed to be simple and straightforward. If you meet the minimum balance requirement and have a Total Relationship Balance of at least S$200,000 with OCBC Bank, you can enjoy the many benefits of Premier Banking.
Comparative Insights
OCBC Premier vs Other Premier Services
If you are looking for premier banking services, you may be wondering how OCBC Premier compares to other premier services like Citigold, DBS Treasures, HSBC Premier, Maybank Premier, CIMB Preferred, Standard Chartered Wealth Saver, UOB Wealth Banking, and Citibank. Here are some comparative insights to help you make an informed decision.
Investment Products
OCBC Premier offers a wide range of investment products, including equities, bonds, foreign exchange, and commodities. You can also access exclusive investment opportunities and insights from their panel of experts. In comparison, Citigold offers a similar range of investment products, while DBS Treasures and HSBC Premier offer a more limited selection. Maybank Premier, CIMB Preferred, Standard Chartered Wealth Saver, UOB Wealth Banking, and Citibank also offer investment products, but the range and exclusivity may vary.
Privileges and Perks
OCBC Premier offers a range of privileges and perks, including preferential interest rates, waived fees, and access to exclusive events and experiences. You can also enjoy travel benefits, such as airport lounge access and travel insurance. In comparison, Citigold, DBS Treasures, HSBC Premier, Maybank Premier, CIMB Preferred, Standard Chartered Wealth Saver, UOB Wealth Banking, and Citibank also offer a range of privileges and perks, but the specific benefits may vary.
Relationship Managers
OCBC Premier provides you with a dedicated relationship manager who can help you manage your finances and achieve your financial goals. Your relationship manager can provide you with personalized advice and solutions tailored to your needs. In comparison, Citigold, DBS Treasures, HSBC Premier, Maybank Premier, CIMB Preferred, Standard Chartered Wealth Saver, UOB Wealth Banking, and Citibank also provide relationship managers, but the level of personalization and expertise may vary.
Fees and Charges
OCBC Premier offers transparent and competitive fees and charges, with no hidden costs. You can also enjoy waived fees and preferential rates on various banking services. In comparison, Citigold, DBS Treasures, HSBC Premier, Maybank Premier, CIMB Preferred, Standard Chartered Wealth Saver, UOB Wealth Banking, and Citibank also offer transparent and competitive fees and charges, but the specific fees and rates may vary.
Overall, OCBC Premier offers a comprehensive range of premier banking services and benefits that can help you grow, manage, and protect your wealth. While other premier services may offer similar benefits, OCBC Premier’s investment products, privileges and perks, relationship managers, and fees and charges are competitive and transparent. If you are looking for a premier banking service that can provide you with personalized advice, exclusive investment opportunities, and a wide range of benefits, OCBC Premier may be the right choice for you.
Frequently Asked Questions
What exclusive welcome gifts can you expect when joining OCBC Premier Banking?
As a new member of OCBC Premier Banking, you can expect a range of exclusive welcome gifts, including a complimentary one-night stay at a luxury hotel, a set of premium luggage, and a welcome bonus of up to S$1,000 when you open a Premier Banking account with fresh funds. These gifts are designed to help you get the most out of your membership and start enjoying the benefits right away.
Could you explain the requirements to become an OCBC Premier Banking member?
To become an OCBC Premier Banking member, you need to deposit or invest S$200,000 in fresh funds, or join OCBC Premier Private Client with S$1 million in fresh funds and qualify as an Accredited Investor. This ensures that you have the financial resources to take advantage of the exclusive benefits and services that come with Premier Banking membership.
How does OCBC Premier Banking enhance your travel experience with airport lounge access?
As a Premier Banking member, you can enjoy complimentary access to over 1,000 airport lounges worldwide with your Priority Pass membership. This means you can relax and unwind in a comfortable and quiet environment before your flight, with complimentary food and drinks, Wi-Fi, and other amenities. Plus, you can bring a guest with you for free.
What are the advantages of OCBC Premier Banking’s fixed deposit rates?
OCBC Premier Banking offers some of the most competitive fixed deposit rates in the market, with higher interest rates than regular savings accounts. This means you can earn more on your savings and grow your wealth faster. Plus, you can choose from a range of tenures and currencies to suit your needs.
What’s the minimum balance to maintain for OCBC Premier Banking, and why is it worth it?
The minimum balance to maintain for OCBC Premier Banking is S$200,000 in fresh funds. While this may seem high, the exclusive benefits and services that come with Premier Banking membership more than justify the cost. Plus, with higher interest rates, complimentary travel insurance, and other perks, you can save money in the long run.
How do OCBC Premier Banking interest rates compare to regular accounts?
OCBC Premier Banking offers higher interest rates than regular savings accounts, with rates of up to 0.45% p.a. on Singapore Dollar deposits. Plus, you can earn even higher rates on foreign currency deposits. This means you can grow your wealth faster and achieve your financial goals sooner.