Are you looking for a debit card with unique designs, financial benefits, and rewards? Look no further than the Frank Debit Card from OCBC. With over 60 card designs, you can show off your personality and style while enjoying financial perks and rewards.
Unlocking the Frank Debit Card is easy. If you are a Singaporean citizen or permanent resident between the ages of 16 and 25, you can apply online via MyInfo or visit a Frank or OCBC location to get started. Once approved, you will have access to a range of features and benefits that make the Frank Debit Card a great option for students and young adults.
Key Takeaways
- The Frank Debit Card from OCBC offers unique designs, financial benefits, and rewards.
- You can unlock the card by applying online via MyInfo or visiting a Frank or OCBC location.
- Once approved, you will have access to features and benefits that make the Frank Debit Card a great option for students and young adults.
Unlocking the OCBC Frank Debit Card
If you’re looking to unlock your Frank Debit Card, you’re in the right place! Here are the eligibility criteria and application process to help you get started.
Eligibility Criteria
To be eligible for the Frank Debit Card, you must be a Singaporean citizen, a Permanent Resident, or a foreigner between the ages of 16 and 30. If you are a foreigner, you must hold a valid student pass or work permit. Additionally, you must have an OCBC Bank account to pair with the debit card.
Application Process
The application process for the Frank Debit Card is straightforward and can be completed online. Here are the steps to follow:
- Register for the Frank Account online or via the OCBC Mobile Banking app.
- Log in to your Frank Account and apply for the Frank Debit Card.
- Complete the application form with your personal details and NRIC documents or passport for foreigners.
- Wait for the application to be processed. It usually takes around three to five working days.
- Once your application is approved, you can collect your Frank Debit Card at any OCBC Bank branch.
It’s important to note that if you’re a Singaporean citizen or Permanent Resident, you can apply for the Frank Debit Card online via MyInfo. This allows you to skip the manual application process and have your details automatically filled in for you.
In conclusion, unlocking your Frank Debit Card is easy and hassle-free. Just make sure you meet the eligibility criteria and follow the application process. With your Frank Debit Card, you can enjoy various perks and discounts, making it a must-have for students and young adults in Singapore.
OCBC Frank Debit Card: Card Features and Design
If you’re looking for a debit card that’s functional and stylish, you’ll love the features and design of the Frank Debit Card. Here are some of the card’s top features:
Customisable Card Designs
One of the coolest things about the Frank Debit Card is that you can choose from over 60 unique and eye-catching designs. Whether you’re into minimalist designs or bold patterns, there’s a design that will suit your personality and preferences. You can even upload your own photo to create a truly customised card. Some popular designs include the Ollie, Flow of Life, and OK Boomer designs.
Digital Card Options
In addition to the physical card, you can also opt for a digital card that you can use for online purchases. The Frank Debit Card is a Visa debit card, so you can use it to make purchases in most places you’ll come across in Singapore and elsewhere – online and in shops. You can also use it at ATMs to withdraw cash. If you prefer to use your phone for payments, you can add your Frank Debit Card to your digital wallet, such as Apple Pay.
Overall, the Frank Debit Card is an excellent choice if you’re looking for a stylish and functional debit card. You can make the card your own with customisable card designs and digital card options. Plus, as a Visa debit card, you can use it for purchases and cash withdrawals almost anywhere.
OCBC Frank Debit Card: Financial Benefits
Are you looking for a debit card that offers financial benefits? Look no further than the FRANK Debit Card! With this card, you can enjoy cashback, rebates, savings, and interest. Let’s take a closer look at some of the financial benefits you can enjoy with the FRANK Debit Card.
Cashback and Rebates
One of the most exciting financial benefits of the FRANK Debit Card is the cashback and rebates. You can earn 1% unlimited cashback on all your favourite merchants, including online shopping, food, fast food, Grab rides, and more. Plus, you can enjoy bonus cashback on selected merchants. With no minimum spend required, you can earn cashback on every purchase you make.
Savings and Interest
Another great financial benefit of the FRANK Debit Card is the savings and interest. When you save with a FRANK Account, you can earn 4x more interest than a regular savings account. Plus, you can choose from 60 designs for your FRANK Debit Card, making it a stylish way to save and earn interest.
With the FRANK Debit Card, you can also enjoy exclusive promotions and discounts on dining, entertainment, and more. You can also link your FRANK Debit Card to your FRANK Account to enjoy even more financial benefits, such as free ATM withdrawals and no minimum deposit or balance required.
So, what are you waiting for? Apply for the FRANK Debit Card today and start enjoying the financial benefits it has to offer!
OCBC Frank Debit Card: Using Your Card
Congratulations! You’ve received your new FRANK Debit Card and are ready to start using it. Here are some top tips to get the most out of your card.
Making Purchases
Your FRANK Debit Card is a Visa Debit Card, meaning you can use it to purchase at millions of merchants worldwide. Swipe or insert your card and enter your PIN to complete your purchase. No minimum spending is required, so you can use your card for any amount.
You can also use your FRANK Debit Card to pay for purchases at convenience stores such as 7-Eleven, Cheers, and FairPrice Xpress. Additionally, you can use your card to pay for Comfort and CityCab taxi rides.
ATM Withdrawals
You can use your FRANK Debit Card to withdraw cash from ATMs worldwide. Look for the Visa or Plus logo on the ATM and insert your card. Enter your PIN and select the amount you wish to withdraw. Please note that there may be fees associated with ATM withdrawals, so check with your bank before you travel.
Online Shopping
Your FRANK Debit Card can also be used for online shopping. Simply enter your card details at checkout, and your purchase will be charged to your card. Be sure to only shop at reputable online merchants to ensure the safety of your card details.
In summary, your FRANK Debit Card is a versatile and convenient way to make purchases, withdraw cash, and shop online. Use it anywhere Visa is accepted, and enjoy cashback benefits on all purchases.
OCBC Frank Debit Card: Travel and Foreign Transactions
If you love to travel, the Frank Debit Card covers you. With its worldwide acceptance, you can use the card to make purchases at millions of merchants across the globe.
Overseas Usage
The Frank Debit Card is a Visa card, which means it’s accepted at most merchants worldwide. However, it’s always a good idea to inform your bank of your travel plans before you leave to avoid any issues with overseas usage.
You may be charged a foreign transaction fee when using your Frank Debit Card overseas. This is a fee that is charged by some banks for transactions made in a foreign currency. However, with the Frank Debit Card, there are no foreign transaction fees, so you can spend freely without worrying about additional charges.
Multi-Currency Features
The Frank Debit Card also comes with multi-currency features, allowing you to transact in multiple currencies. This is especially useful if you travel frequently or make purchases from international merchants.
With the Frank Debit Card, you can hold multiple currencies in your account and switch between them whenever you need to. This means you can avoid currency conversion fees often charged by other banks.
If you’re looking for an alternative to the Frank Debit Card, you might consider Wise. Wise Payments Limited offers a similar multi-currency account, which allows you to hold and convert currencies at the real exchange rate with low fees.
Overall, the Frank Debit Card is a great option for anyone looking for a debit card with travel benefits and multi-currency features. With its worldwide acceptance and no foreign transaction fees, you can use the card to purchase anywhere without worrying about additional charges.
OCBC Frank Debit Card: Fees and Charges
If you’re considering getting a FRANK Debit Card, it’s essential to understand the fee structure. This way, you can avoid extra costs and make the most of your card. Here are some top tips to help you navigate the fees:
OCBC Frank Debit Card: Understanding the Fee Structure
- Minimum Balance: There is no minimum balance required for a FRANK Debit Card, so you can keep your account balance as low as you want.
- Initial Deposit: The initial deposit required to open a FRANK Debit Card account is S$500. This deposit will be used to fund your debit card.
- Fees: There are no monthly or annual service fees for a FRANK Debit Card. However, there are fees for certain services, such as card replacement and foreign currency transactions.
- Card Replacement: If you need to replace your FRANK Debit Card, the replacement fee is waived for up to 2 replacements in a 12-month period. From the 3rd replacement onwards, a S$32.40 card replacement fee applies.
- Card Design Fee: You can choose from over 120 stylish designs for your FRANK Debit Card. There is no additional fee for this service.
- Foreign Currency Transaction Fee: If you use your FRANK Debit Card to make purchases in a foreign currency, a foreign currency transaction fee of 1.8% will apply. This fee is charged by the card network and is not imposed by OCBC.
- Currency Conversion Fee: If you use your FRANK Debit Card to purchase in a currency other than Singapore dollars, a currency conversion fee of up to 2.5% will apply. The card network charges this fee, and is not imposed by OCBC.
OCBC Frank Debit Card: Avoiding Extra Costs
To avoid extra costs with your FRANK Debit Card, here are some tips:
- Keep track of your account balance to avoid falling below the required balance for certain services.
- Avoid making purchases in foreign currencies or currencies other than Singapore dollars, if possible.
- If you need to replace your FRANK Debit Card, limit replacements to no more than 2 in 12 months to avoid the replacement fee.
Overall, the FRANK Debit Card offers a fee structure that is transparent and easy to understand. By following these tips, you can make the most of your card and avoid extra costs.
OCBC Frank Debit Card: Rewards and Perks
Lifestyle Privileges
The FRANK Debit Card offers a range of lifestyle privileges that are exclusive to cardholders. With the FRANK Debit Card, you can enjoy discounts on dining, shopping, entertainment, and travel. Whether you’re a foodie, a fashionista, or a travel enthusiast, there’s something for everyone with the FRANK Debit Card.
Exclusive Promotions
In addition to lifestyle privileges, the FRANK Debit Card offers exclusive promotions that are only available to cardholders. These promotions include cash rebates, discounts, and other benefits that can save money on your everyday expenses. With the FRANK Debit Card, you can enjoy up to a 1% cash rebate on all purchases, with no minimum spend required.
Some exclusive promotions you can enjoy with the FRANK Debit Card include discounts on Grab rides, food, and other lifestyle products. You can also enjoy special discounts on travel, hotels, and other travel-related expenses. With the FRANK Debit Card, you can save money on your everyday costs and enjoy the lifestyle you deserve.
Overall, the FRANK Debit Card is a great way to enjoy rewards, benefits, and perks exclusive to cardholders. Whether you’re looking for cash rebates, lifestyle privileges, or exclusive promotions, the FRANK Debit Card has something for everyone. So why wait? Apply for your FRANK Debit Card today and start enjoying the rewards and benefits you deserve!
OCBC Frank Debit Card: Managing Your Account
Once you have received your FRANK Debit Card, it’s essential to manage your account effectively. Here are some top tips to help you do just that.
Online Banking
One of the easiest ways to manage your FRANK Debit Card account is through online banking. As an OCBC customer, you can access your account online 24/7, making it easy to check your balance, view transactions, and transfer money between accounts. Online banking is free, so you can save money on fees and charges.
Money Management Tools
To help you keep track of your spending and savings, FRANK by OCBC offers a range of money management tools. The Simple Sum feature, for example, allows you to set a savings goal and track your progress towards it. You can also use the Money In$ights tool to categorise your spending and see where your money is going each month.
When managing your FRANK Debit Card account, it’s important to keep an eye on your minimum balance. This is the minimum amount of money you need to keep in your account to avoid fees and charges. If you’re struggling to maintain your minimum balance, consider setting up a savings account to help you save money and stay on top of your finances.
Overall, managing your FRANK Debit Card account is easy and convenient. With online banking and money management tools, you can keep track of your spending and savings and stay on top of your finances with ease.
OCBC Frank Debit Card: Security and Safety
Regarding using your Frank Debit Card, security and safety are always top priorities. Here are some top tips to help you protect your card and make safe online transactions.
Protecting Your Card
To ensure that your Frank Debit Card is protected, keeping it safe and secure at all times is important. This means that you should never share your PIN with anyone, and you should always keep your card in a safe place. If you suspect that your card has been lost or stolen, you should contact OCBC immediately to report it. They can block your card and issue a replacement if necessary.
Safe Online Transactions
When shopping online using your Frank Debit Card, it is important to ensure you use a secure website. Look for the padlock symbol in your browser’s address bar, indicating that the website is secure. You should also check that the website’s URL starts with “https” instead of “http”. This means the website uses a secure connection to protect your personal information.
It is also important to be cautious when entering your card details online. Ensure you are on a legitimate website, and never give out your card details over email or social media. If you are unsure about the legitimacy of a website, it is always better to err on the side of caution and not proceed with the transaction.
Remember to always read the terms and conditions carefully before using your Frank Debit Card for online transactions. This will help you to understand your rights and responsibilities, as well as any potential risks or limitations.
By following these top tips, you can help keep your Frank Debit Card safe and secure, and confidently make safe online transactions. If you do encounter any issues or concerns, don’t hesitate to contact OCBC for assistance.
OCBC Frank Debit Card: Customer Support
When it comes to using the FRANK Debit Card, you may encounter issues or have questions that need to be addressed. Fortunately, there are several options available for customer support.
Resolving Issues
If you experience any issues with your FRANK Debit Card, such as unauthorized transactions or lost or stolen cards, it is important to act quickly. You can contact OCBC customer service at any time, including outside of working days, to report the issue and get assistance.
If your card is lost or stolen, you can request a replacement card through the OCBC Bank website or mobile app. Once you have reported the issue, OCBC will work with you to resolve it as quickly as possible.
Contacting OCBC
There are several ways to get in touch with OCBC customer service. One option is to call their hotline at 1800 363 3333 (local) or +65 6363 3333 (overseas). You can also send an email to [email protected] or use the live chat feature on the OCBC Bank website.
If you prefer to speak with someone in person, you can visit a FRANK or OCBC Bank location near you. The staff at these locations will be happy to assist you with any questions or issues.
Overall, the customer support provided by OCBC for the FRANK Debit Card is reliable and responsive. Whether you need help with your account, your card, or anything else related to your banking needs, you can count on OCBC to provide the assistance you need.
OCBC Frank Debit Card: Comparing with Other Cards
Frank vs Other OCBC Cards
If you’re already an OCBC customer, you may be wondering how the Frank Debit Card compares to other OCBC cards. The Frank Debit Card is designed for young adults, so it may not be the best fit for everyone. However, it does offer some unique benefits that other OCBC cards do not.
For example, the Frank Debit Card offers cashback rewards on certain categories, such as online shopping and entertainment. This is not a feature that is available on other OCBC debit cards. Additionally, the Frank Debit Card has no minimum spend requirement, which is a feature that is not available on other OCBC cards.
If you’re looking for a credit card instead of a debit card, the Frank Credit Card is another option to consider. The Frank Credit Card also offers cashback rewards on certain categories, but it also has a minimum spend requirement. However, the Frank Credit Card offers a higher cashback rate on certain categories than the Frank Debit Card.
Debit Cards vs Credit Cards
When choosing between a debit card and a credit card, there are a few factors to consider. Debit cards are linked to your bank account, so you can only spend what you have in your account. This can be a good way to avoid overspending and racking up debt. Additionally, debit cards are often easier to get approved for than credit cards, which may require a credit check.
Credit cards, on the other hand, allow you to borrow money and pay it back over time. This can be helpful if you need to make a large purchase and don’t have the cash on hand. Additionally, some credit cards offer rewards programs that can help you earn cashback, points, or miles on your purchases.
Overall, whether you choose a debit card or a credit card depends on your financial situation and spending habits. If you’re looking for a way to manage your spending and avoid debt, a debit card like the Frank Debit Card may be a good option. If you’re looking for a way to earn rewards and build credit, a credit card like the Frank Credit Card may be a better fit.
OCBC Frank Debit Card: Additional Services
In addition to the cashback rewards and savings account, the Frank Debit Card comes with a range of additional services that can help you manage your finances and save money.
Investments and Insurance
Frank by OCBC offers investment and insurance services that can help you grow your wealth and protect your assets. With access to a range of investment products, you can choose the investment strategy that best suits your needs and risk appetite. Additionally, you can also protect your assets with insurance products that cover everything from your home to your health.
Affiliate Offers
Frank by OCBC has partnered with a range of affiliates to offer exclusive deals and discounts to Frank Debit Card holders. These offers can help you save money on everything from dining and entertainment to travel and shopping. Simply log in to your Frank account to access these offers and start saving today.
Whether you’re looking to grow your wealth, protect your assets, or save money on everyday expenses, the Frank Debit Card has you covered. With a range of additional services and exclusive deals, you can get the most out of your money and achieve your financial goals.
So why wait? Apply for your Frank Debit Card today and start enjoying all the benefits that come with it.
Frequently Asked Questions
How can I quickly access my new FRANK debit card?
Once you have applied for a FRANK debit card, you can expect to receive it within 7-10 business days. If you need your card sooner, you can visit an OCBC branch to request expedited delivery. Alternatively, you can also choose to collect your card at a designated branch.
What are the exciting benefits of using a FRANK debit card?
The FRANK debit card offers a variety of benefits, including cashback rewards on purchases, higher than average interest rates on savings, and access to digital banking services. Additionally, you can enjoy exclusive discounts at partner merchants such as Apple and Samsung.
In what ways can I personalise my FRANK debit card design?
FRANK debit cardholders can choose from a variety of unique card designs to suit their personal style. You can select from a range of pre-designed cards or create your own custom card using your own photo or artwork.
What steps should I take if I need to unlock my OCBC debit card?
If your FRANK debit card is locked, you can easily unlock it using the OCBC mobile app. Simply log in to your account and follow the prompts to unlock your card. If you are unable to unlock your card using the app, you can contact customer service for assistance.
Is it possible to use my OCBC Frank debit card when I’m travelling abroad?
Yes, you can use your FRANK debit card to make purchases and withdraw cash at ATMs worldwide. However, please note that foreign transaction fees may apply, so it’s a good idea to check with your bank before travelling.
How soon will I receive my Frank card after applying?
You can expect to receive your FRANK debit card within 7-10 business days after your application has been approved. If you have not received your card within this timeframe, you can contact customer service for assistance.
