If you’re in Singapore and looking for a credit card that offers a range of travel benefits, the N90 OCBC Card is worth considering.
This credit card from one of Singapore’s oldest banks offers reward miles on local and foreign transactions, making it an excellent option for frequent travellers. In this article, we’ll cover everything you need to know about the OCBC 90°N Card and how to make the most of its benefits.
We’ll start by going over the essentials of the OCBC 90°N Card, including how to earn rewards and redeem miles. We’ll also cover additional benefits with the card, such as travel insurance and airport lounge access.
Next, we’ll look at the fees and charges associated with the card and how it stacks up against other travel credit cards on the market. We’ll also highlight any current promotions or offers you can use. Finally, we’ll include user reviews and opinions to give you a well-rounded idea of what it’s like to use the OCBC 90°N Card.
Key Takeaways
- The OCBC 90°N Card is a travel credit card offering reward miles on local and foreign transactions, making it an excellent option for frequent travellers.
- In addition to earning rewards, the card comes with a range of benefits, such as travel insurance and airport lounge access.
- While the card does come with some fees and charges, it offers competitive rates compared to other travel credit cards on the market.
N90 OCBC Card Essentials
Are you looking for a credit card that rewards you with miles and travel benefits? The OCBC 90°N Card might be just what you need. Here’s everything you need to know about this card.
N90 OCBC: Key Features
The OCBC 90°N Card offers a range of features that make it a great choice for frequent travellers. Here are some of the key features of this card:
- Earn 1.2 miles for every S$1 spent locally and 2.1 miles for every S$1 spent overseas
- Enjoy up to 8% discount on travel bookings made through Travel with OCBC
- Get up to 45% discount on single-trip travel insurance plans with COVID-19 coverage
- Redeem miles for flights, hotel stays, and other travel rewards
- No minimum spend is required to earn miles
- Complimentary travel insurance coverage of up to S$1 million for you and your family when you charge your full travel fare to your card
N90 OCBC: Eligibility and Income Requirement
To apply for the OCBC 90°N Card, you must meet the following eligibility criteria:
- You must be a Singaporean citizen, Permanent Resident, or a foreigner with a valid employment pass
- You must be at least 21 years old
- Your minimum annual income must be S$30,000 for Singaporeans and Permanent Residents, and S$45,000 for foreigners
If you meet these requirements, you can apply for the card online or at any OCBC branch. Once your application is approved, you can start earning miles and enjoying the benefits of the OCBC 90°N Card.
In conclusion, the OCBC 90°N Card is a great choice for frequent travellers who want to earn miles and enjoy travel benefits. With its generous rewards program and range of travel perks, this card is definitely worth considering if you’re looking for a new credit card.
N90 OCBC: Earning Rewards
If you are looking for a credit card that rewards you for your spending, then the OCBC 90°N Card is definitely worth considering. With this card, you can earn miles that can be redeemed for a variety of rewards, including KrisFlyer miles.
Local Spend Rewards
When you use your OCBC 90°N Card for local spend, you can earn up to 1.3 90°N Miles for every S$1 you spend. This means that you can accumulate miles quickly, even when you are spending on everyday items like groceries, dining out, and shopping.
Overseas Spend Rewards
If you are planning to travel overseas, then the OCBC 90°N Card is a great choice. When you use your card for foreign currency spend, you can earn up to 2.1 90°N Miles for every S$1 you spend. This means that you can earn rewards quickly while you are exploring new places and experiencing new cultures.
Bonus Earn Rates
In addition to the regular earn rates, the OCBC 90°N Card also offers bonus earn rates for certain spending categories. For example, you can earn 4.4 90°N Miles for every S$1 you spend on online shopping, food delivery, and streaming services. You can also earn 3.2 90°N Miles for every S$1 you spend on groceries.
To make it even easier to earn rewards, you can set up recurring payments for bills that do not offer rewards, such as income taxes, insurance, school fees, and car loans. This way, you can earn miles on all of your spending, not just the purchases that you make in-store or online.
Overall, the OCBC 90°N Card is a great choice if you are looking for a miles card that offers competitive earn rates and bonus earn rates for certain spending categories. Whether you are spending locally or overseas, you can earn rewards quickly and easily with this card.
N90 OCBC: Redeeming Miles
Excited to redeem your hard-earned miles? With the OCBC N90 card, you can convert your Travel$ into KrisFlyer miles, which can be used to redeem flights, upgrades, and other perks with Singapore Airlines and its partner airlines. Here’s what you need to know:
KrisFlyer Mile Conversion
You can convert your Travel$ into KrisFlyer miles at a rate of 1 Travel$ to 1 KrisFlyer mile. To do so, simply log in to your OCBC online banking account and navigate to the rewards page. From there, you can select the KrisFlyer option and input the number of miles you wish to redeem.
No Cap on Miles
Unlike some other credit cards, the OCBC N90 card has no cap on the number of miles you can earn. This means that you can keep earning miles as long as you keep using your card for eligible purchases. So go ahead and book that dream vacation – with the OCBC N90 card, you’ll be racking up miles in no time.
In conclusion, redeeming your miles with the OCBC N90 card is easy and hassle-free. With the ability to convert your Travel$ into KrisFlyer miles and no cap on the number of miles you can earn, you’ll be able to enjoy all the perks of travel in no time.
N90 OCBC: Additional Benefits
As a cardholder of the OCBC N90 Card, you can enjoy a range of additional benefits that make your travel and lifestyle experiences even more enjoyable. Here are some of the key benefits you can look forward to:
Travel Perks
With the OCBC N90 Card, you can enjoy complimentary access to over 1,000 airport lounges worldwide through LoungeKey. This means you can relax in comfort before your flight, with access to amenities such as free Wi-Fi, refreshments, and shower facilities.
In addition, you can also enjoy complimentary travel insurance coverage of up to S$1 million when you charge your full travel fare to your OCBC N90 Card. This coverage includes medical expenses, trip cancellation, and baggage loss or damage, giving you peace of mind during your travels.
Lifestyle Privileges
The OCBC N90 Card also offers a range of lifestyle privileges that let you indulge in luxury experiences at discounted prices. For example, you can enjoy up to 50% off spa treatments, entertainment, dining, and hotel stays with the OCBC WowDeals programme.
You can also earn OCBC$ rewards points when you use your OCBC N90 Card for your everyday spending. These points can be redeemed for a range of vouchers and rewards, including travel vouchers, dining vouchers, and shopping vouchers.
In conclusion, the OCBC N90 Card offers a range of additional benefits that make it an exciting choice for frequent travellers and those who enjoy luxury experiences. With perks such as lounge access, travel insurance, and lifestyle privileges, you can enjoy a more comfortable and enjoyable travel and lifestyle experience.
N90 OCBC: Fees and Charges
If you’re thinking about applying for the OCBC 90°N Card, it’s important to know about the fees and charges that come with it. Here’s everything you need to know:
Annual Fees
The OCBC 90°N Card has an annual fee of £192.60 per year. However, the first year is waived when you sign up. You will need to start paying the annual fee starting in year 2, but you will be given a bonus of 10,000 miles with each renewal. Any supplemental cards have an annual fee of £96.30 which is also free for the first year.
Transaction Fees
When using the OCBC 90°N Card, you won’t have to worry about any transaction fees. There is no minimum spend requirement to worry about, making it convenient for all levels of spenders.
However, there are certain fees that you should be aware of. For example, there is a foreign currency transaction fee of 2.8% of the transaction amount. This fee is charged on all transactions made in a foreign currency.
Other Fees
In addition to the fees mentioned above, there are a few other fees that you should be aware of. For example, there is a cheque clearing charge of £6 per cheque, and a stop payment fee of £10 per cheque. There is also a cash withdrawal fee of £5 or 3% of the amount withdrawn, whichever is higher.
It’s important to note that these fees are subject to change. Make sure to check the OCBC website for the most up-to-date information.
Overall, the OCBC 90°N Card is a great option for anyone looking to earn travel rewards. With no transaction fees and a generous bonus miles programme, it’s definitely worth considering.
N90 OCBC: Comparative Analysis
OCBC 90°N Card vs Other Travel Cards
If you are looking for a travel credit card in Singapore, you may have come across the OCBC 90°N Mastercard. But how does it compare to other popular travel cards in the market, such as the DBS Altitude Card and the Citi PremierMiles Card?
Let’s take a closer look at some of the key features and benefits of these cards, so you can make an informed decision about which one is right for you.
OCBC 90°N Mastercard
The OCBC 90°N Mastercard is a great option for frequent travellers who want to earn air miles quickly and easily. With unlimited earning potential and no minimum spend required, you can rack up miles fast and redeem them for flights, hotel stays, and more.
Here are some of the other benefits of the OCBC 90°N Mastercard:
- Earn 1.2 miles per $1 spent locally and 2.1 miles per $1 spent overseas
- No annual fee for the first year
- Complimentary travel insurance coverage of up to $500,000
DBS Altitude Card
The DBS Altitude Card is another popular travel credit card in Singapore, offering a range of benefits and rewards for frequent flyers. With three different tiers of earning potential, you can choose the one that best suits your spending habits and travel needs.
Here are some of the other benefits of the DBS Altitude Card:
- Earn up to 3 miles per $1 spent on online flight and hotel bookings
- No expiry date on your miles
- Complimentary travel insurance coverage of up to $1 million
Citi PremierMiles Card
The Citi PremierMiles Card is another great option for those who want to earn air miles quickly and easily. With a generous sign-up bonus and a range of other benefits, this card is a popular choice among frequent flyers in Singapore.
Here are some of the other benefits of the Citi PremierMiles Card:
- Earn 1.2 miles per $1 spent locally and 2 miles per $1 spent overseas
- Complimentary Priority Pass membership for access to airport lounges worldwide
- Complimentary travel insurance coverage of up to $1 million
Overall, each of these travel credit cards has its own unique features and benefits, so it’s important to consider your own spending habits and travel needs when choosing the right one for you.
N90 OCBC: Promotions and Offers
Current Promotions
Are you looking for exciting promotions and offers on your OCBC 90°N Visa Card? Look no further! OCBC is currently offering a range of promotions and discounts to its cardholders, so you can make the most of your card and save money at the same time.
If you’re planning a holiday, you’ll be pleased to know that you can earn up to 7 miles per S$1 spent on Agoda accommodations worldwide with your OCBC 90°N Visa Card. You’ll also earn 2.1 miles per S$1 spent on foreign currency and 1.3 miles per S$1 spent on local spend. With miles that don’t expire, you can save up for your dream holiday and get there faster!
OCBC also offers exclusive promotions to its cardholders. For example, you can enjoy a 45% discount on OCBC travel insurance with COVID-19 coverage when you book your travel with OCBC. Simply use the promo code 9NXEX45 to take advantage of this amazing offer.
If you’re a fan of online shopping, you’ll love the promotions that OCBC has in store for you. You can get up to 15% off your purchases on Qoo10 when you use your OCBC 90°N Visa Card. You can also enjoy discounts on your Expedia bookings when you use your OCBC card to pay for your travel.
Don’t miss out on these amazing promotions and offers! Use your OCBC 90°N Visa Card to take advantage of these deals and save money while you shop, travel, and explore.
N90 OCBC: Managing Your Card
Congratulations on getting your OCBC 90°N Card! Once you have activated your card, you can start managing it using the following online platforms:
Online Platforms
- Internet Banking – You can access your card account through OCBC Internet Banking. This platform allows you to view your account balance, transaction history, and make payments. You can also set up alerts to keep track of your spending.
- Mobile Banking App – The OCBC Mobile Banking app is available for download on the App Store and Google Play. With the app, you can check your account balance, view your transaction history, and make payments on-the-go. You can also use the app to block your card if it is lost or stolen.
- Pay Anyone – OCBC Pay Anyone is a mobile payment service that allows you to pay for purchases using your OCBC 90°N Card. You can make payments to merchants who accept Pay Anyone, or to individuals who have registered with the service.
Customer Support
If you encounter any issues with your card, you can contact OCBC’s customer support team for assistance. Here are some ways to get in touch:
- Phone – You can call the OCBC customer service hotline at 1800 363 3333 for general enquiries or 1800 363 3333 for card-related issues.
- Email – You can send an email to [email protected] for card-related enquiries.
- Live Chat – You can chat with a customer service representative via the OCBC website or mobile app.
In addition to these channels, you can also visit any OCBC branch for assistance.
OCBC 360 Account
If you are an OCBC 360 account holder, you can link your OCBC 90°N Card to your account to earn bonus interest. The OCBC 360 account is a savings account that rewards you with bonus interest for fulfilling certain criteria, such as making regular deposits and paying bills online.
Other Services
OCBC has partnered with several third-party services to enhance the benefits of your OCBC 90°N Card. For example:
- MyInfo – You can use MyInfo to automatically fill in your personal details when applying for the OCBC 90°N Card.
- Wise – You can use Wise to transfer money overseas at a lower cost than traditional banks.
- CardUp – You can use CardUp to pay for expenses that do not accept credit card payments, such as rent and insurance.
We hope this section has provided you with useful information on managing your OCBC 90°N Card. If you have any further questions, please do not hesitate to contact OCBC’s customer support team.
N90 OCBC: User Reviews and Opinions
If you’re considering the OCBC N90 card, it’s always helpful to read reviews and opinions from other users. Here are some pros and cons to help you make an informed decision.
Pros
One of the biggest advantages of the OCBC N90 card is the generous miles reward program. Users can earn miles on local and overseas spending, as well as on online purchases. Additionally, the card offers a range of travel perks, such as access to airport lounges and travel insurance coverage.
Another advantage of the OCBC N90 card is its built-in LED display, which shows users their current reward points balance. This feature is not only convenient but also adds a touch of excitement to using the card.
Cons
One of the main disadvantages of the OCBC N90 card is its high annual fee. While the card does offer a range of benefits, users will need to weigh up whether the rewards are worth the cost.
Another potential downside is that the card is only available to OCBC Bank customers. If you don’t already have an account with the bank, you’ll need to open one in order to apply for the card.
Overall, the OCBC N90 card is a popular choice among Singaporean consumers, with many users praising its rewards program and travel perks. However, it’s important to consider the card’s fees and eligibility requirements before making a decision.
This review on MileLion provides a detailed breakdown of the card’s features and benefits, while this article on AsiaOne offers an overview of the pros and cons.
N90 OCBC: Final Thoughts
Congratulations! You now know everything there is to know about the OCBC 90°N Card in Singapore. This credit card is perfect for those who love to travel and want to earn miles while doing so. With its high miles earn rate and no minimum spend requirement, you can start earning miles right away.
If you are a frequent flyer of Singapore Airlines, then the OCBC 90°N Card is the perfect fit for you. You can earn miles that can be used to redeem flights with Singapore Airlines, one of the world’s best airlines.
Don’t forget that the OCBC 90°N Card also offers a range of travel benefits, including travel insurance coverage of up to S$1 million, complimentary airport lounge access, and discounts on dining and shopping while travelling.
Overall, the OCBC 90°N Card is a great option for those who love to travel and want to earn miles while doing so. With its high miles earn rate, no minimum spend requirement, and a range of travel benefits, it’s definitely worth considering if you are looking for a new credit card.
Frequently Asked Questions
What fabulous perks come with the OCBC 90N Mastercard?
The OCBC 90N Mastercard comes with a range of exciting perks, including complimentary travel insurance, access to exclusive dining deals, and discounts on airport limousine services. Additionally, cardholders can earn 1.3 Travel$ per S$1 spent locally and 2.1 Travel$ per S$1 spent overseas. Travel$ can be redeemed for a variety of rewards, including flights, hotel stays, and car rentals.
How can I maximise my miles with the OCBC 90N Card promotions?
OCBC regularly offers promotions and bonuses to help cardholders maximise their miles. Keep an eye out for promotions that offer bonus miles for specific spending categories or for hitting certain spending thresholds. Additionally, be sure to take advantage of the card’s earn rate by using it for all of your daily expenses, including groceries, dining, and transportation.
Are there any delightful lounge benefits for OCBC 90N cardholders?
Yes, OCBC 90N cardholders can enjoy complimentary access to more than 80 airport lounges worldwide through the Mastercard Airport Experiences program. This includes access to lounges in Singapore, Malaysia, Thailand, Hong Kong, and many other countries. Simply present your OCBC 90N Mastercard at the lounge reception to enjoy this benefit.
What’s the process for converting OCBC Travel$ to KrisFlyer miles?
Converting your Travel$ to KrisFlyer miles is easy. Simply log in to your OCBC online banking account, navigate to the rewards page, and select the option to convert your Travel$ to KrisFlyer miles. You can convert Travel$ to KrisFlyer miles in blocks of 1,000 Travel$, with a minimum conversion of 5,000 Travel$.
Can you explain the difference between OCBC$ and Travel$ in a simple way?
OCBC$ and Travel$ are both rewards currencies that can be earned with the OCBC 90N Card. However, there are some key differences between the two. OCBC$ can be redeemed for a variety of rewards, including cash rebates, vouchers, and merchandise. Travel$, on the other hand, can only be redeemed for travel-related rewards, such as flights, hotel stays, and car rentals.
Is the OCBC 90N Card truly a game-changer for frequent travellers?
Absolutely! With its generous earn rate, exclusive perks, and flexible rewards program, the OCBC 90N Card is a must-have for frequent travellers. Whether you’re looking to earn miles for your next holiday, enjoy exclusive dining deals, or access airport lounges around the world, the OCBC 90N Card has you covered.
