If you are a frequent traveller, you know that collecting air miles can be a great way to save money on flights. One way to earn miles is by using a credit card that rewards you for your spending. The UOB PRVI Miles Card is one such card that offers high earn rates and several benefits for those who love to travel.
In this article, we will provide you with an essential overview of the UOB PRVI Miles Card, including how to earn miles, how to maximise your miles redemption, and what fees and charges to expect. We will also cover additional cardholder benefits, card usage and payment options, eligibility requirements, and how to apply for the card. Finally, we will answer some frequently asked questions about the card to help you make an informed decision.
Key Takeaways
- The UOB PRVI Miles Card is an excellent credit card for those who love to travel and earn air miles.
- You can earn miles by using the card for your everyday spending, and there are several ways to maximise your miles redemption.
- The card comes with several additional benefits, including complimentary travel insurance and airport transfers, and there are various payment options and eligibility requirements to consider.
Essential Overview of UOB PRVI Miles Card
If you are a frequent traveller and looking for a credit card that rewards you with miles, then the UOB PRVI Miles Card is an excellent choice. This card offers a host of features and benefits that make it one of the best travel credit cards in Singapore.
Key Features and Benefits
The UOB PRVI Miles Card offers a range of features and benefits that make it stand out from other credit cards. Here are some of the key features and benefits of the card:
- High earn rates: With the UOB PRVI Miles Card, you can earn up to 1.4 miles per dollar spent locally and up to 2.4 miles per dollar spent overseas. This makes it one of the best credit cards for earning miles.
- Airport limousine transfer: The UOB PRVI Miles Card offers cardholders complimentary airport limousine transfers to Changi Airport. This is a great benefit for frequent travellers who want to travel in style and comfort.
- Travel insurance coverage: When you charge your travel expenses to your UOB PRVI Miles Card, you will be covered with travel insurance. This includes coverage for medical expenses, trip cancellation, and lost baggage.
- Redeem miles for flights and other rewards: You can redeem your miles for flights, hotel stays, car rentals, and other rewards. This gives you the flexibility to use your miles for the rewards that you want.
Types of UOB PRVI Miles Cards
There are three types of UOB PRVI Miles Cards that you can choose from:
- UOB PRVI Miles American Express Card: This card offers the highest earn rates for overseas spend. You can earn up to 2.4 miles per dollar spent overseas.
- UOB PRVI Miles Mastercard Card: This card offers the highest earn rates for local spend. You can earn up to 1.4 miles per dollar spent locally.
- UOB PRVI Miles Visa Card: This card is a great all-rounder card that offers good earn rates for both local and overseas spend. You can earn up to 1.4 miles per dollar spent locally and up to 2.4 miles per dollar spent overseas.
In conclusion, the UOB PRVI Miles Card is an excellent credit card for frequent travellers who want to earn miles and enjoy a range of travel benefits. With its high earn rates, airport limousine transfer, travel insurance coverage, and flexible redemption options, this card is a must-have for anyone who loves to travel.
Earning Miles with UOB PRVI Miles
If you’re a frequent traveller, you’ll be pleased to know that the UOB PRVI Miles Card lets you earn miles quickly and easily. Here’s how you can earn miles with this card:
Local Spend Rewards
Every time you use your UOB PRVI Miles Card for local spend, you’ll earn 1.4 miles per S$1 spent, which is one of the highest earn rates in Singapore. This means that even your everyday expenses can help you rack up miles quickly.
Overseas Spend Perks
When you use your UOB PRVI Miles Card for overseas spend, you’ll earn 2.4 miles per S$1 spent, which is again one of the highest earn rates in Singapore. This is especially beneficial for those who travel frequently or make a lot of online purchases from overseas websites.
Exclusive Online Shopping Benefits
With the UOB PRVI Miles Card, you can earn up to 6 miles per S$1 spent on major airlines and hotels booked through Agoda, Expedia, and UOB Travel via the UOB PRVI Miles website. This is a great way to earn miles while planning your next holiday.
Moreover, there is no minimum spend required to earn miles, and there is no cap on the number of miles you can earn. This means that you can earn as many miles as you want, regardless of how much you spend.
In summary, the UOB PRVI Miles Card offers generous earn rates for all eligible transactions, making it an excellent choice for those who want to earn miles quickly and easily.
Maximising Miles Redemption
If you’re a frequent traveler, you probably know how important it is to maximise your miles redemption. With UOB PRVI Miles Card, you can earn miles on your everyday spend and redeem them for flights, hotels, and more. Here are some tips to help you get the most out of your miles redemption.
Partner Airlines and Hotels
One of the best ways to maximise your miles redemption is to use partner airlines and hotels. UOB PRVI Miles Card has a wide range of airline and hotel partners worldwide, including major airlines like Singapore Airlines, Cathay Pacific, and Emirates, and hotels like Marriott, Hilton, and Hyatt. By using these partners, you can earn more miles and enjoy exclusive benefits like free room upgrades, late check-out, and more.
Converting to KrisFlyer Miles
Another way to maximise your miles redemption is to convert your UOB PRVI Miles to KrisFlyer Miles. KrisFlyer is the frequent flyer programme of Singapore Airlines, and it allows you to redeem your miles for flights, upgrades, and other travel-related expenses. With UOB PRVI Miles Card, you can convert your miles to KrisFlyer Miles at a rate of 1.4 miles to 1 KrisFlyer Mile. Plus, if you deposit and maintain a minimum of S$1,000 Monthly Average Balance in your KrisFlyer UOB Deposit Account, you can earn up to 5 bonus KrisFlyer miles for every S$1 spend on your UOB PRVI Miles Card.
In addition to KrisFlyer Miles, UOB PRVI Miles Card also allows you to convert your miles to other loyalty programmes like Asia Miles, Qantas Frequent Flyer, and more. Just be sure to check the conversion rates and terms and conditions before making any conversions.
By using these tips, you can maximise your miles redemption and get the most out of your UOB PRVI Miles Card. Whether you’re redeeming for flights, hotels, or other travel-related expenses, you can enjoy exclusive benefits and earn more miles along the way.
Fees and Charges
If you’re considering applying for the UOB PRVI Miles Card, it’s important to understand the fees and charges that come with it. Here’s everything you need to know:
Understanding the Annual Fee
The UOB PRVI Miles Card comes with an annual fee of S$259.20, which is waived for the first year. However, new cardmembers can earn up to 50,000 bonus miles by making a minimum spend of S$1,000 per month for two consecutive months from card approval date and with first year annual fee payment of S$240 (subject to prevailing GST) [1].
Other Applicable Charges
In addition to the annual fee, there are other charges that may apply to your UOB PRVI Miles Card. Here are some of the most important ones to be aware of:
- Late Payment Fee: If you don’t pay your minimum payment by the due date, you’ll be charged a late payment fee of S$100.
- Overlimit Fee: If you exceed your credit limit, you’ll be charged an overlimit fee of S$40.
- Cash Advance Fee: If you withdraw cash using your UOB PRVI Miles Card, you’ll be charged a cash advance fee of 6% of the amount withdrawn or S$15, whichever is higher.
- Interest Charges: If you carry a balance on your UOB PRVI Miles Card, you’ll be charged interest at a rate of 26.9% p.a. (effective interest rate of 48% p.a.) on the outstanding balance.
It’s important to note that these charges can add up quickly, so it’s important to use your UOB PRVI Miles Card responsibly and pay your balance in full each month. By doing so, you can enjoy the benefits of the card without incurring unnecessary fees.
Overall, the UOB PRVI Miles Card is an excellent choice for anyone looking to earn miles on their everyday spending. With a competitive annual fee and generous bonus miles offer, it’s a great way to earn rewards while you spend.
Additional Cardholder Benefits
As an additional cardholder of the UOB PRVI Miles Card Singapore, you will enjoy a host of benefits that will make your travel and lifestyle experiences even more exciting.
Travel Insurance and Assistance
The UOB PRVI Miles Card Singapore offers you complimentary travel insurance coverage of up to SGD 1,000,000 when you charge your full travel fare to your card. This coverage includes emergency medical assistance, personal accident insurance, and travel inconvenience coverage. You can also enjoy exclusive access to UOB’s Global Emergency Assistance and Concierge Service, which provides you with round-the-clock assistance for any travel-related emergencies.
Exclusive Lifestyle Privileges
As an additional cardholder of the UOB PRVI Miles Card Singapore, you can enjoy exclusive lifestyle privileges at some of the most luxurious hotels, resorts, and retail outlets around the world. Here are some of the lifestyle privileges that you can enjoy:
- Avis Car Rental: Enjoy up to 35% off car rentals in over 165 countries worldwide.
- Otago Optical: Enjoy 10% off regular-priced eyewear and sunglasses.
- Sixt Rent-A-Car: Enjoy up to 15% off car rentals in over 105 countries worldwide.
- Ascott: Enjoy up to 10% off Best Flexible Rates at participating Ascott, Citadines, and Somerset serviced residences worldwide.
- Capella Singapore: Enjoy up to 15% off Best Available Rates and complimentary breakfast for two at Capella Singapore.
- Mitsui Outlet Park: Enjoy exclusive discounts at over 200 premium brands at Mitsui Outlet Park in Japan.
- Pazzion: Enjoy 10% off regular-priced items at Pazzion stores in Singapore and Malaysia.
- Pazzion Café: Enjoy 10% off your total bill at Pazzion Café in Jewel Changi Airport.
- Shein: Enjoy SGD 10 off your first purchase with a minimum spend of SGD 80 at Shein.
With these lifestyle privileges, you can indulge in luxury experiences and make the most of your travels.
Card Usage and Payment Options
UOB Payment Facility
With the UOB PRVI Miles Card, you can earn miles not only when you spend on travel-related expenses but also on your daily expenses. You can use the UOB Payment Facility to earn miles when you pay your monthly bills, rent, taxes, and even a one-off large purchase with your UOB PRVI Miles Card. You have two options to choose from:
- A one-time payment with a fee of 2.10%
- 3 monthly instalments with a fee of 3.10%
With this facility, you can earn miles on transactions that you would normally make without earning any rewards. This means that you can earn miles faster and redeem them for flights, hotel stays, and other travel-related expenses.
Contactless Payment with SimplyGo
You can also use your UOB PRVI Miles Card for contactless payments with SimplyGo. SimplyGo is a contactless payment system that lets you pay for your public transport rides with just a tap of your card. You can use your UOB PRVI Miles Card to pay for your bus and train rides, and earn miles at the same time.
To use SimplyGo, you need to first activate the contactless payment feature on your UOB PRVI Miles Card. Once activated, you can use your card to pay for your public transport rides without the need for an EZ-Link card or cash.
With contactless payment, you can enjoy a faster and more convenient way of paying for your public transport rides. And with the UOB PRVI Miles Card, you can earn miles on your daily commute.
Card Eligibility and Application
If you’re looking for a credit card that rewards you with miles, the UOB PRVI Miles Card is worth considering. Here’s everything you need to know about the card’s eligibility and application process.
Eligibility Criteria for Applicants
To apply for the UOB PRVI Miles Card, you must meet the following eligibility criteria:
- You must be at least 21 years old.
- You must be a Singapore citizen, permanent resident, or a foreigner with a valid employment pass.
- Your minimum annual income must be at least S$30,000 for Singapore citizens and permanent residents, and S$40,000 for foreigners.
Application Process and Requirements
To apply for the UOB PRVI Miles Card, you can do so online or in-person at a UOB branch. Here are the documents you’ll need to provide:
- For Singapore citizens and permanent residents: a copy of your NRIC (front and back) and your latest computerised payslip or your latest Income Tax Notice of Assessment.
- For foreigners: a copy of your passport, work permit, and your latest computerised payslip or your latest Income Tax Notice of Assessment.
Once you’ve submitted your application, UOB will review it and notify you of the outcome within seven business days. If your application is successful, your card will be mailed to you within seven business days.
Overall, the UOB PRVI Miles Card is a great option for those who want to earn miles while spending on their credit card. If you meet the eligibility criteria and have the required documents, the application process is straightforward and hassle-free.
Customer Support and Services
If you have any questions or concerns regarding the UOB PRVI Miles Card, you can reach out to UOB’s customer support team for assistance. The bank provides a range of services to help you manage your account and resolve any issues that you may face.
Assistance and Enquiries
UOB offers several channels for customers to seek assistance and make enquiries. You can contact their customer service hotline at +65 1800 222 2121 for general enquiries or to report a lost or stolen card. Alternatively, you can visit any UOB branch to speak to a customer service officer in person.
If you prefer to communicate online, you can send an email to UOB’s customer service team at [email protected]. The bank also provides a live chat service on their website, which allows you to chat with a customer service representative in real-time.
Dispute Resolution
In the unlikely event that you encounter a dispute with UOB, the bank has a dispute resolution process in place to help resolve the issue. You can submit a dispute resolution form on their website, which will be reviewed by their dispute resolution team.
UOB aims to resolve disputes within 14 days of receiving the dispute resolution form. If the issue cannot be resolved within this timeframe, UOB will provide you with regular updates on the status of your case.
Overall, UOB’s customer support team is committed to providing you with timely assistance and resolving any issues that you may face. If you have any questions or concerns, don’t hesitate to reach out to them for help.
Frequently Asked Questions
How thrilling is the miles accumulation with UOB PRVI Miles for overseas expenditures?
The UOB PRVI Miles Card is one of the best credit cards for overseas spending. You can earn 2.4 miles per $1 spent on overseas transactions, which is a fantastic deal. Moreover, the card also offers 1.4 miles per $1 spent on local transactions.
What are the latest exhilarating promotions available with the UOB PRVI Miles Card?
UOB PRVI Miles Card offers various promotions that can help you earn more miles. For instance, you can earn up to S$20 cashback when you tap and ride on SimplyGo with UOB PRVI Miles Mastercard and UOB PRVI Miles Visa Card. You can check the UOB website for the latest promotions.
Can you explain the process of converting UNI$ to miles, and is it a fantastic deal?
Yes, converting UNI$ to miles is a fantastic deal. You can convert your UNI$ to KrisFlyer miles, Asia Miles, or UNI$ Rewards Points. The conversion rate is 1 UNI$ to 2 miles or 5 UNI$ to 1 UNI$ Rewards Point. You can convert your UNI$ via UOB’s internet banking or mobile app.
What are the terms and conditions that I should be ecstatic about before signing up for the UOB PRVI Miles Card?
Before signing up for the UOB PRVI Miles Card, you should be ecstatic about the following terms and conditions:
- The minimum income requirement is S$80,000 per annum.
- The annual fee for the card is S$256.80, but it’s waived for the first year.
- The interest rate for the card is 26.9% per annum.
- You need to earn UNI$ before you can convert them to miles.
How does the UOB PRVI Miles Card compare to the UOB KrisFlyer Credit Card in terms of amassing KrisFlyer miles?
The UOB PRVI Miles Card and the UOB KrisFlyer Credit Card are both great credit cards for earning KrisFlyer miles. However, the UOB PRVI Miles Card offers a higher earn rate for overseas transactions. On the other hand, the UOB KrisFlyer Credit Card offers a higher earn rate for Singapore Airlines-related transactions.
What’s the fabulous conversion rate for UOB miles to airline miles?
The conversion rate for UOB miles to airline miles is fantastic. You can convert your UNI$ to KrisFlyer miles, Asia Miles, or UNI$ Rewards Points. The conversion rate is 1 UNI$ to 2 miles or 5 UNI$ to 1 UNI$ Rewards Point.
