If you’re looking for a premium credit card in Singapore, the HSBC Visa Infinite Credit Card is one of the best options available. This card is designed for individuals who want to enjoy exclusive privileges, earn rewards, and access travel perks. In this article, we’ll provide you with everything you need to know about the HSBC Visa Infinite Credit Card in Singapore.
The HSBC Visa Infinite Credit Card Singapore offers unmatched luxury, personalised services, and exclusive privileges for discerning individuals. With a superior earn rate of up to 2.25 air miles per dollar spent, this premium lifestyle card is perfect for frequent travellers. In addition to earning rewards, cardholders can enjoy a suite of exclusive travel privileges, including complimentary access to over 1,100 VIP airport lounges worldwide.
Key Takeaways
- The HSBC Visa Infinite Credit Card Singapore is a premium lifestyle card designed for frequent travellers.
- Cardholders can earn up to 2.25 air miles per dollar spent and enjoy a suite of exclusive travel privileges.
- The card offers unmatched luxury, personalised services, and exclusive privileges for discerning individuals.
Card Overview
HSBC Visa Infinite at a Glance
If you’re looking for a credit card that offers a premium lifestyle, the HSBC Visa Infinite is definitely worth considering. This card is designed for high net worth individuals who want to enjoy luxury benefits and exclusive privileges. With the HSBC Visa Infinite, you can enjoy a range of benefits, including access to VIP airport lounges, travel insurance, and concierge services.
The HSBC Visa Infinite is a premium credit card that is packed with features and benefits. This card is designed for high net worth individuals who want to enjoy the finer things in life. With the HSBC Visa Infinite, you can enjoy a range of benefits, including access to VIP airport lounges, travel insurance, and concierge services. You can also earn air miles when you use your card to pay for your purchases.
Key Benefits and Features
The HSBC Visa Infinite credit card offers a range of benefits and features that are designed to enhance your lifestyle. Here are some of the key benefits and features of the HSBC Visa Infinite:
- Travel Insurance: When you charge the full cost of your air ticket to your HSBC Visa Infinite Credit Card, you and your loved ones can enjoy comprehensive coverage of up to SGD2.75 million and over 20 benefits, so you can travel with peace of mind. The insurance also covers trips that you’ve paid jointly with your HSBC Visa Infinite card and any air miles redemption.
- Airport Lounge Access: Present your HSBC Visa Infinite Credit Card, boarding pass and quote ‘LoungeKey’ to enjoy complimentary access to over 1,100 VIP airport lounges for you and your supplementary cardholders.
- Concierge Services: The HSBC Visa Infinite offers a dedicated concierge service for personalised assistance. Whether you need help with travel arrangements, restaurant reservations, or entertainment tickets, the concierge can help you with all your needs.
- Air Miles: You can earn air miles when you use your HSBC Visa Infinite Credit Card to pay for your purchases. With up to 2.25 air miles per S$1 spent, you can quickly accumulate air miles that you can redeem for flights, hotel stays, and other travel-related expenses.
- Annual Fee Waiver: The HSBC Visa Infinite Credit Card comes with an annual fee waiver for the first year. After that, you can enjoy an annual fee waiver when you spend a minimum of S$50,000 per year on your card.
- Exclusive Privileges: As an HSBC Visa Infinite cardholder, you can enjoy exclusive privileges such as discounts on dining, shopping, and entertainment. You can also enjoy special deals on travel and hotel bookings.
In summary, the HSBC Visa Infinite Credit Card is a premium credit card that offers a range of benefits and features that are designed to enhance your lifestyle. With exclusive privileges, travel insurance, airport lounge access, and air miles, the HSBC Visa Infinite is a great choice for high net worth individuals who want to enjoy luxury benefits and exclusive privileges.
Earning Rewards
If you’re looking for a credit card that rewards you for your spending, the HSBC Visa Infinite Credit Card is a great option. Here’s everything you need to know about earning rewards with this card:
Local and Overseas Spend
With the HSBC Visa Infinite Credit Card, you can earn up to 2.25 air miles per S$1 spent on local and overseas spend. This means that you can earn rewards whether you’re shopping at your local supermarket or exploring a new country.
Mileage Programme
The HSBC Visa Infinite Credit Card offers a mileage programme that allows you to earn air miles for your spending. You can redeem your air miles for flights, hotel stays, and other travel expenses. This is a great way to save money on your next trip.
Bonus Points and Milestones
In addition to earning air miles, you can also earn HSBC Rewards Points with the HSBC Visa Infinite Credit Card. You can earn bonus points when you sign up for the card, as well as when you reach certain spending milestones. These bonus points can be redeemed for a variety of rewards, including gift cards and merchandise.
Overall, the HSBC Visa Infinite Credit Card is a great option for anyone looking to earn rewards for their spending. With its competitive earn rates and mileage programme, you can earn rewards whether you’re shopping locally or travelling overseas. Plus, with bonus points and milestones, you can earn even more rewards for your spending.
Travel Perks
As a frequent traveller, the HSBC Visa Infinite Credit Card Singapore offers you a range of travel perks that will make your trips more enjoyable and convenient. Here are some of the travel perks you can enjoy with your HSBC Visa Infinite Credit Card:
Airport Lounge Access
With the HSBC Visa Infinite Credit Card Singapore, you can enjoy unlimited access to over 1,000 airport lounges worldwide. This means that you can relax in comfort before your flight, enjoy complimentary food and drinks, and catch up on work or entertainment in a peaceful environment.
Complimentary Travel Insurance
The HSBC Visa Infinite Credit Card Singapore offers you complimentary travel insurance coverage of up to S$1 million when you charge your travel expenses to your card. This coverage includes medical expenses, trip cancellation, trip curtailment, and travel inconvenience benefits.
Expedited Immigration Clearance
The HSBC Visa Infinite Credit Card Singapore also offers you expedited immigration clearance at selected airports worldwide. This means that you can skip the long queues at immigration and save time.
Airport Limo Service
With the HSBC Visa Infinite Credit Card Singapore, you can enjoy complimentary airport limousine service and expedited immigration clearance when you spend a minimum of S$2,000 worth of Eligible Purchases in any calendar month. This means that you can arrive at the airport in style and comfort, and enjoy a hassle-free travel experience.
In conclusion, the HSBC Visa Infinite Credit Card Singapore offers you a range of travel perks that will make your trips more enjoyable and convenient. From airport lounge access to complimentary travel insurance and airport limousine service, the HSBC Visa Infinite Credit Card Singapore is the perfect travel companion for frequent travellers.
Exclusive Privileges
As a HSBC Visa Infinite Credit Card holder, you are entitled to a range of exclusive privileges that make your life more enjoyable and convenient. Here are just a few of the benefits you can enjoy:
Concierge Services
Your HSBC Visa Infinite Credit Card comes with a dedicated concierge service that is available 24/7 to help you with all your needs. Whether you need help making a reservation at a top restaurant or booking a flight, the concierge service is there to help. They can also offer recommendations for things to do and places to go in Singapore.
Dining and Lifestyle Offers
Your HSBC Visa Infinite Credit Card unlocks a range of dining and lifestyle offers that are exclusive to cardholders. You can enjoy discounts at top restaurants in Singapore, as well as special offers on shopping, entertainment, and more. Keep an eye on the HSBC website for the latest offers and promotions.
Golfing Benefits
If you love golfing, then the HSBC Visa Infinite Credit Card is the perfect card for you. You can enjoy exclusive golfing privileges at some of the best golf courses in Singapore. This includes complimentary green fees, as well as discounts on golf lessons and equipment.
In addition to the above benefits, your HSBC Visa Infinite Credit Card also gives you access to exclusive hotel offers, as well as discounts on Grab rides. With so many benefits on offer, it’s no wonder that the HSBC Visa Infinite Credit Card is one of the most popular credit cards in Singapore.
Eligibility and Application
Are you excited to apply for the HSBC Visa Infinite Credit Card in Singapore? Here’s everything you need to know about the eligibility criteria and application process.
Qualifying Criteria
To apply for the HSBC Visa Infinite Credit Card, you need to meet the following criteria:
- You must be at least 21 years old.
- You must be a Singaporean, Permanent Resident, or foreigner residing in Singapore.
- You must have a minimum annual income of SGD30,000 for Singaporeans and Permanent Residents, or SGD40,000 for self-employed Singaporeans and Permanent Residents, or SGD40,000 for foreigners residing in Singapore.
- You must not have any overdue HSBC credit card payments or have exceeded your credit limit in the past 12 months.
Application Process
You can apply for the HSBC Visa Infinite Credit Card online or at any HSBC branch in Singapore.
To apply online, you will need to have the following documents and information ready:
- Your SingPass or MyInfo login details.
- Your NRIC or passport.
- Your Notice of Assessment or CPF statement.
- Your latest payslip (for salaried employees) or income tax statement (for self-employed individuals).
- If you are an HSBC Premier customer, you will need to provide your Premier number.
Once you have submitted your application, HSBC will review your application and notify you of the outcome within 7 to 14 business days.
If your application is approved, you will need to activate your credit card before you can start using it. You can activate your card online or by calling the HSBC customer service hotline.
In addition, if you are a foreigner residing in Singapore, you will be required to place a fixed deposit with HSBC for a minimum amount of SGD10,000.
So, what are you waiting for? Apply for the HSBC Visa Infinite Credit Card today and enjoy the exclusive privileges and benefits that come with it.
Fees and Charges
If you’re considering applying for the HSBC Visa Infinite Credit Card, it’s important to understand the fees and charges associated with it. Here’s everything you need to know:
Understanding the Costs
The HSBC Visa Infinite Credit Card comes with an annual fee of S$650. This fee is strictly non-waivable, regardless of how much you spend per year. In addition to the annual fee, you’ll also be charged GST at the prevailing rate.
For transactions made in Singapore Dollars, there are no transaction fees. However, for transactions made in foreign currencies, you’ll be charged a foreign currency transaction fee of 1.5% of the transaction amount.
Fee Waivers and Terms
HSBC Premier customers can enjoy a reduced annual fee of S$492.56. Up to five supplementary cards are free for life, which is great because they enjoy perks like unlimited lounge access.
If you fail to make your minimum payment by the due date, you’ll be charged a late payment fee of S$125. Additionally, if you exceed your credit limit, you’ll be charged an overlimit fee of S$40.
It’s important to note that interest is charged on outstanding balances at the prevailing rate of 25.9% p.a. You should always aim to pay your balance in full each month to avoid accruing interest charges.
Overall, while the HSBC Visa Infinite Credit Card does come with a number of fees and charges, the benefits it offers more than make up for them. If you’re a frequent traveller or looking for a premium credit card, the HSBC Visa Infinite Credit Card is definitely worth considering.
Card Management
Managing your HSBC Visa Infinite Credit Card is easy and convenient with the bank’s online banking and mobile app. Here are some of the features that you can access:
Online Banking and Mobile App
With HSBC’s online banking and mobile app, you can access your account information, view your credit card statements, and make payments. The platform is user-friendly and easy to navigate, allowing you to manage your account from anywhere, at any time.
You can also set up automatic payments and alerts to help you stay on top of your payments and avoid late fees. Plus, you can track your rewards points and redeem them for travel, shopping, and dining vouchers.
Customer Service Support
HSBC provides excellent customer service support to help you with any issues or concerns that you may have. You can contact the bank’s customer service team via phone, email, or chat, and they will be happy to assist you.
If you have any questions about your account or need help with a transaction, you can also visit one of HSBC’s branches in Singapore. The bank’s customer service representatives are knowledgeable and friendly, and they will do their best to help you resolve any issues quickly and efficiently.
Overall, HSBC’s card management services are top-notch, making it easy for you to manage your HSBC Visa Infinite Credit Card and enjoy all of its benefits.
Credit Card Reviews have also highlighted the bank’s excellent customer service and user-friendly online banking and mobile app. HSBC Singapore App is rated 4.4 stars on the App Store and 4.2 stars on Google Play Store, with users praising its ease of use and convenience.
Frequently Asked Questions
What dazzling perks come with the HSBC Visa Infinite credit card’s lounge access?
With the HSBC Visa Infinite credit card, you get access to more than 1,000 airport lounges worldwide. You can enjoy complimentary refreshments, Wi-Fi, and comfortable seating while waiting for your flight. Some of the lounges also offer shower facilities, spa treatments, and private meeting rooms.
How can one indulge in the HSBC Visa Infinite’s limousine service?
To enjoy the HSBC Visa Infinite’s limousine service, you need to spend a minimum of S$2,000 worth of Eligible Purchases in any calendar month. You will then receive one complimentary usage of airport limousine service and one complimentary usage of expedited immigration clearance. The limousine service is available for airport transfers to and from Changi Airport in Singapore.
What are the lavish benefits of holding a Visa Infinite card?
The HSBC Visa Infinite credit card offers a host of benefits, including a superior earn rate of up to 2.25 air miles per dollar spent, exclusive lifestyle and travel privileges, and 24-hour concierge service. You also get to enjoy complimentary travel insurance coverage of up to S$1 million when you charge your travel expenses to your card.
Could you tell me the annual fee for the HSBC Visa Infinite credit card?
The annual fee for the HSBC Visa Infinite credit card is S$650. However, you can enjoy a waiver of the annual fee for the first year if you meet the minimum spend requirement of S$50,000 in the first 12 months.
What income must one declare to qualify for the HSBC Visa Infinite card?
To qualify for the HSBC Visa Infinite card, you must have a minimum annual income of S$120,000. If you are a foreigner employed in Singapore, it may be helpful to prove your creditworthiness by providing your credit history from your home country/region.
How does one obtain a supplementary HSBC Visa Infinite credit card?
To obtain a supplementary HSBC Visa Infinite credit card, you need to fill up an application form and provide the necessary documents. The supplementary cardholder must be at least 18 years old and a family member or friend of the primary cardholder. The supplementary cardholder can enjoy the same benefits as the primary cardholder, but the spending limit will be shared between both cards.
