Are you looking for a credit card that offers generous rewards and benefits specifically tailored to women? Look no further than the DBS Woman’s World Card. This credit card is designed with women in mind, offering exclusive perks such as discounts on beauty and wellness services, as well as enhanced rewards for online shopping.
With the DBS Woman’s World Card, you can earn up to 10X DBS Points (equivalent to 4 miles per dollar) for online shopping, and 3X DBS Points (equivalent to 1.2 miles per dollar) for foreign currency spending. These points can be redeemed for a variety of rewards, including air miles, cashback, and vouchers for popular retailers. Plus, with no annual fee for the first year and an attractive sign-up bonus, this card is a great value for anyone looking to maximize their rewards.
Whether you’re a frequent online shopper or just looking for a credit card that offers great rewards and benefits, the DBS Woman’s World Card is definitely worth considering. Keep reading for a detailed overview of this card’s features, benefits, and costs, as well as a comparison with other popular credit cards.
Key Takeaways
- The DBS Woman’s World Card offers generous rewards and benefits specifically tailored to women, including enhanced rewards for online shopping and discounts on beauty and wellness services.
- With up to 10X DBS Points for online shopping and 3X DBS Points for foreign currency spending, this card offers great value for anyone looking to maximize their rewards.
- With no annual fee for the first year and an attractive sign-up bonus, the DBS Woman’s World Card is a great choice for anyone looking for a credit card that offers great rewards and benefits.
Overview of DBS Woman’s World Card
If you’re looking for a rewards credit card in Singapore, the DBS Woman’s World Card is definitely worth considering. This card is designed to cater to the needs of women, but it is available to both men and women. Here are some key features and benefits of the DBS Woman’s World Card.
Key Features and Benefits
The DBS Woman’s World Card offers a range of benefits that make it an attractive option for those looking for a rewards credit card. Here are some of the key features:
- 10X DBS Points for online spending: You can earn 10X DBS Points for every S$5 spent online, which is equivalent to 4 miles per dollar spent.
- 3X DBS Points for overseas spending: You can earn 3X DBS Points for every S$5 spent overseas, which is equivalent to 1.2 miles per dollar spent.
- 1.2X DBS Points for local spending: You can earn 1.2X DBS Points for every S$5 spent locally, which is equivalent to 0.48 miles per dollar spent.
- Annual fee waiver: The annual fee of S$192.60 is waived for the first year and subsequent years if you meet the minimum spend requirement of S$25,000 per year.
- Travel insurance coverage: You can enjoy travel insurance coverage of up to S$1 million when you charge your travel expenses to your DBS Woman’s World Card.
Eligibility and Income Requirements
To be eligible for the DBS Woman’s World Card, you must be at least 21 years old and have a minimum annual income of S$80,000 if you’re a Singaporean or permanent resident, or S$150,000 if you’re a foreigner. You’ll also need to have a good credit score to qualify for the card.
In conclusion, the DBS Woman’s World Card is a great rewards credit card that offers a range of benefits and features. If you’re looking for a credit card that can help you earn rewards for your spending, this card is definitely worth considering.
Earning Rewards
If you’re looking for a credit card that rewards you for your spending, the DBS Woman’s World Card is a great option. Here’s how you can earn rewards with this card.
Reward Points and Bonus Categories
The DBS Woman’s World Card allows you to earn DBS Points for every dollar you spend. You’ll earn 1 DBS Point for every S$5 spent in Singapore Dollars, and 3 DBS Points for every S$5 spent in foreign currency. 1 DBS Point is worth 2 airline miles, so you can earn up to 4 mpd for local spending, and 12 mpd for foreign currency spending.
In addition to these base rewards, the DBS Woman’s World Card also offers bonus points for certain categories of spending. For example, you can earn 10X DBS Points (or 20 mpd) for online shopping spend with selected merchants. This makes the card an excellent choice for those who love shopping online for fashion, beauty and more.
Online Spend Rewards
The DBS Woman’s World Card is especially rewarding for online spenders. You can earn 10X DBS Points (or 20 mpd) for online shopping spend with selected merchants. You also get e-commerce protection for your online purchases.
Overseas Spend Incentives
If you frequently travel overseas, the DBS Woman’s World Card is a great option. You can earn 3 DBS Points (or 6 mpd) for every dollar spent on foreign currency transactions. You also get a waiver of the foreign currency transaction fee, which can save you money on your purchases.
Other Spend Benefits
The DBS Woman’s World Card also offers rewards for other types of spending. You can earn DBS Points for your local spend, such as retail purchases. This makes the card a good choice for those who want to earn rewards on all their spending, not just online or overseas transactions.
Overall, the DBS Woman’s World Card is an exciting option for those who want to earn rewards on their spending. With bonus categories, online spend rewards, overseas spend incentives, and other spend benefits, this card has something to offer for everyone.
Redeeming Rewards
Congratulations! You have accumulated rewards points on your DBS Woman’s World Card. Now, it’s time to redeem them for exciting rewards. Here’s what you need to know:
Miles Conversion
If you’re a frequent traveller, you’ll be pleased to know that you can convert your DBS Points to KrisFlyer Miles, Asia Miles, or Qantas Points. For example, you can convert 10,000 DBS Points to 10,000 KrisFlyer Miles. You can also enjoy a bonus conversion rate of up to 20% when you convert your DBS Points to KrisFlyer Miles.
Vouchers and Lifestyle Perks
Alternatively, you can redeem your DBS Points for shopping vouchers or lifestyle perks. For instance, you can get a S$50 shopping voucher for 10,000 DBS Points. You can also enjoy exclusive privileges such as dining discounts, spa treatments, and hotel stays.
Expiry and Limitations
It’s important to note that your DBS Points will expire after 1 year. Therefore, make sure to redeem them before they expire. Also, there is a cap on the number of DBS Points you can earn per transaction and per month. For example, you can earn up to 10 DBS Points per S$5 spend on online shopping with your DBS Woman’s World Card. However, there are exclusions such as insurance payments, bill payments, and top-ups.
In conclusion, redeeming your rewards points on your DBS Woman’s World Card is easy and exciting. Whether you want to convert them to air miles or redeem them for shopping vouchers and lifestyle perks, there are plenty of options to choose from. Just make sure to keep track of the expiry date and spend cap. Happy redeeming!
Additional Card Features
As a DBS Woman’s World Cardholder, you are entitled to a plethora of additional features that make your life easier and more enjoyable. Here are some of the most exciting perks and privileges that come with your card:
Travel Benefits
DBS Woman’s World Card comes with a range of travel benefits that make your trips more comfortable and enjoyable. You can enjoy up to 20% off on hotel bookings at Agoda, as well as exclusive deals on travel insurance from Chubb. Additionally, you can get discounts on car rentals from Hertz and enjoy complimentary airport lounge access across the globe.
Wellness and Beauty Advantages
DBS Woman’s World Card has partnered with some of the best wellness and beauty brands in Singapore to bring you exclusive discounts and promotions. You can get up to 20% off on treatments at Browhaus and Strip, as well as discounts on beauty products from Sephora. You can also enjoy discounts on gym memberships and fitness classes at selected outlets.
Exclusive Shopping Promotions
DBS Woman’s World Card gives you access to exclusive shopping promotions from some of the most popular fashion and lifestyle brands in Singapore. You can get discounts on fashion items from Zalora, as well as exclusive deals on luxury products from Reebonz. Additionally, you can enjoy discounts on dining and entertainment at selected outlets across the island.
In conclusion, DBS Woman’s World Card is a fantastic card to have if you are looking for a range of perks, privileges, and exclusive deals. Whether you are a frequent traveller, a beauty enthusiast, or a fashionista, this card has something for everyone. With its exciting features and benefits, you can enjoy a lifestyle that is both comfortable and enjoyable.
Costs and Fees
If you are considering the DBS Woman’s World Card, it is important to understand the costs and fees associated with it.
Annual Fee and Waivers
The DBS Woman’s World Card has an annual fee of £150. However, the first year’s annual fee is waived for new cardmembers. Additionally, you can enjoy subsequent annual fee waivers by spending a minimum of £25,000 per year on your card. This means that you can continue to enjoy the benefits of the card without having to pay the annual fee.
Interest Rates and Charges
The DBS Woman’s World Card has an annual interest rate of 26.80%. If you do not pay your balance in full by the due date, interest will be charged on the unpaid balance. However, you can enjoy 0% interest on your purchases with the DBS Woman’s World Card by signing up for the 0% interest payment plan. This plan allows you to pay for your purchases in instalments at 0% interest.
In addition to interest charges, there are other charges associated with the DBS Woman’s World Card. For example, there is an overlimit fee of £40 if you exceed your credit limit. There is also a late payment fee of £12 if you do not make your minimum payment by the due date.
Additional Charges
If you need to withdraw cash using your DBS Woman’s World Card, there is a cash advance fee of 5% of the amount withdrawn, with a minimum fee of £5. If you are travelling overseas and use your card to make a purchase in a foreign currency, there is a foreign currency transaction fee of 3.25% of the transaction amount.
It is important to be aware of these fees and charges when using your DBS Woman’s World Card. However, with careful management of your spending and payments, you can enjoy the benefits of the card without incurring unnecessary fees.
Card Management and Services
Managing your DBS Woman’s World Card is a breeze with the bank’s comprehensive online banking and payment options. You can easily view your account balance, transaction history, and rewards points through DBS iBanking or the DBS mobile app. With these platforms, you can also pay your bills, transfer funds, and manage your card settings with just a few clicks.
Online Banking and Payment Options
DBS iBanking and the DBS mobile app offer a range of features that make managing your DBS Woman’s World Card convenient and hassle-free. You can access your account information 24/7, anywhere you are. You can also set up automatic payments for your bills, so you never have to worry about missing a payment deadline.
Moreover, DBS Woman’s World Cardholders can enjoy the convenience of using digital wallets such as Apple Pay and Google Pay. These payment options allow you to make secure and contactless payments with your mobile phone. It’s a great way to make quick and easy payments without having to carry your physical credit card with you.
Customer Support and Protection
DBS is committed to providing excellent customer support and protection to its cardholders. If you have any questions or concerns about your DBS Woman’s World Card, you can contact the bank’s customer service hotline or visit one of its branches.
In addition, DBS offers e-commerce protection for online transactions made with your DBS Woman’s World Card. This protection includes 24/7 monitoring for suspicious transactions and zero liability for unauthorized charges. With DBS e-commerce protection, you can shop online with peace of mind knowing that your transactions are secure and protected.
Overall, managing your DBS Woman’s World Card is a breeze with the bank’s comprehensive online banking and payment options, as well as its excellent customer support and protection.
Comparisons with Other Cards
DBS Woman’s Card vs DBS Woman’s World Card
If you are a woman looking for a credit card that offers great rewards and benefits, you might be wondering which DBS card is the right one for you: the DBS Woman’s Card or the DBS Woman’s World Card.
The DBS Woman’s Card is a great entry-level card that offers up to 10X DBS points on online purchases, and up to 3X DBS points on other purchases. It also comes with a range of benefits, including discounts on dining, shopping, and beauty services.
On the other hand, the DBS Woman’s World Card is a premium card that offers even more rewards and benefits. With this card, you can earn up to 20X DBS points on online purchases, and up to 3X DBS points on other purchases. You also get access to exclusive deals and offers, as well as travel insurance coverage.
So, which card is right for you? If you are someone who spends a lot of time shopping online, and wants to earn as many rewards points as possible, the DBS Woman’s World Card might be the better option. However, if you are looking for a more affordable card that still offers great rewards, the DBS Woman’s Card might be the way to go.
Competitor Analysis
When it comes to rewards credit cards for women, there are a few other options on the market that you might want to consider. One of these is the Citi Rewards Card, which offers up to 10X Citi Rewards points on online and offline purchases, and comes with a range of benefits, including discounts on dining and shopping.
Another option is the UOB Lady’s Card, which offers up to 10X UNI$ on online and overseas purchases, and up to 6X UNI$ on other purchases. It also comes with a range of benefits, including discounts on dining, shopping, and beauty services.
Overall, when comparing the DBS Woman’s Card and the DBS Woman’s World Card to other rewards cards for women on the market, it is clear that these cards offer some of the best rewards and benefits available. Whether you are looking for a more affordable option or a premium card with exclusive benefits, DBS has you covered.
Final Thoughts
Congratulations! You have made it to the end of our review of the DBS Woman’s World Card. We hope that this review has helped you understand the benefits of this rewards credit card and how it can enhance your lifestyle.
Overall, the DBS Woman’s World Card is a great choice for women who enjoy shopping and want to earn rewards while doing so. With a generous rewards program that offers up to 4 miles per dollar spent on online shopping and overseas spending, you can quickly accumulate miles to redeem for travel or other rewards.
This credit card also offers a range of exclusive lifestyle privileges, such as discounts on dining and shopping, and access to airport lounges. These benefits make the DBS Woman’s World Card a great choice for women who want to enjoy the finer things in life.
One of the standout features of this credit card is the ability to earn rewards on overseas spending. This is particularly useful for women who frequently travel overseas for business or leisure. With the DBS Woman’s World Card, you can earn up to 4 miles per dollar spent on overseas spending, making it one of the most generous rewards credit cards on the market.
In conclusion, if you are a woman who loves to shop and wants to earn rewards while doing so, the DBS Woman’s World Card is an excellent choice. With its generous rewards program and exclusive lifestyle privileges, this credit card is sure to enhance your shopping experience and reward you for your purchases.
Frequently Asked Questions
What fabulous perks come with the DBS Woman’s World Card promo codes?
The DBS Woman’s World Card offers an array of promotional codes that can be used across various merchants. These codes can help you save money on your shopping sprees and dining experiences. Some of the fabulous perks that come with the DBS Woman’s World Card promo codes include discounts, cashback, and reward points. You can find these codes on the DBS website or through the DBS Lifestyle App.
How long before my DBS Woman’s World Card points reach their expiry?
Your DBS Woman’s World Card points do not expire. This means that you can accumulate your points over time and redeem them for exciting rewards whenever you wish. You can use your points to redeem air miles, shopping vouchers, and other exciting rewards.
Can I compare the benefits of the DBS Woman’s World Card with the SingSaver offers?
Yes, you can compare the benefits of the DBS Woman’s World Card with the SingSaver offers. However, it is important to note that the benefits of each card may vary depending on your lifestyle and spending habits. The SingSaver offers may have different rewards and perks, so it is important to compare the benefits of each card before making a decision.
What are the exciting differences between the DBS Woman’s Card and the Woman’s World Card?
The DBS Woman’s Card and the Woman’s World Card have some exciting differences. The Woman’s World Card offers higher reward points for every dollar spent, and it also offers exclusive perks such as access to airport lounges and travel insurance. The Woman’s Card, on the other hand, is designed for everyday use and offers cashback on your daily expenses.
How does the DBS Woman’s World Card pair with Atome for delightful shopping sprees?
The DBS Woman’s World Card pairs perfectly with Atome for delightful shopping sprees. Atome is a buy now, pay later service that allows you to split your purchases into three interest-free payments. When you use your DBS Woman’s World Card with Atome, you can earn reward points on your purchases and enjoy the convenience of paying for your shopping sprees in instalments.
What distinguishes the DBS Woman’s World Card from the UOB Lady’s Card in terms of glamorous benefits?
The DBS Woman’s World Card and the UOB Lady’s Card both offer glamorous benefits such as reward points, cashback, and exclusive promotions. However, the DBS Woman’s World Card offers higher reward points for every dollar spent, and it also offers exclusive perks such as access to airport lounges and travel insurance. Additionally, the DBS Woman’s World Card does not have an annual fee, while the UOB Lady’s Card does.
