DBS Takashimaya Card Review Singapore

DBS-Takashimaya-Card-Review-Singapore

If you’re a frequent shopper at Takashimaya, you might want to consider getting the DBS Takashimaya Card. This credit card offers a range of rewards and benefits that can help you save money and get more out of your shopping experience. In this article, we’ll take a closer look at the DBS Takashimaya Card and review its features and benefits.

The DBS Takashimaya Card is a shopping credit card that offers up to 6% voucher rebates and other exclusive privileges in Takashimaya Department Store and Takashimaya Shopping Centre. With this card, you can earn Takashimaya Bonus Points for every dollar you spend, which you can then redeem for Takashimaya vouchers. In addition, you can enjoy discounts and promotions on selected items, as well as parking top-ups.

If you’re interested in getting the DBS Takashimaya Card, you might be wondering what the application process is like, what the annual fees and charges are, and how you can make the most of your card. We’ll answer these questions and more in the following sections. So, let’s dive in and explore the world of the DBS Takashimaya Card.

Key Takeaways

  • The DBS Takashimaya Card offers up to 6% voucher rebates and other exclusive privileges in Takashimaya Department Store and Takashimaya Shopping Centre.
  • You can earn Takashimaya Bonus Points for every dollar you spend, which you can then redeem for Takashimaya vouchers.
  • The application process is straightforward, and there are no annual fees for the first year.

Overview of the DBS Takashimaya Card

If you’re looking for a credit card that offers shopping rewards and exclusive perks, the DBS Takashimaya Card might be the right choice for you. As one of the top financial institutions in Singapore, DBS Bank is a multinational banking and financial services corporation that prides itself on being a technological forward bank.

The DBS Takashimaya Card is a co-branded credit card that offers a range of benefits and rewards to its cardholders. As a holder of this card, you’ll be able to enjoy exclusive discounts and privileges at Takashimaya Department Store and Takashimaya Shopping Centre.

Key Features

The DBS Takashimaya Card comes in two variants: the DBS Takashimaya Visa Card and the DBS Takashimaya American Express Card. Both cards offer several great perks, especially to consumers who regularly spend money at Takashimaya stores.

One of the key features of the DBS Takashimaya Card is the voucher rebates offered to cardholders. You can earn up to 5% voucher rebates in Takashimaya Department Store and 6% voucher rebates in Takashimaya Shopping Centre. Additionally, you can earn 2 Takashimaya Bonus Points with every S$12 charged.

Card Benefits

In addition to voucher rebates and bonus points, the DBS Takashimaya Card offers a range of other benefits to its cardholders. These include:

  • Annual fee waiver for the first year
  • Additional discounts on Takashimaya Card Day
  • Promotions and parking top-ups

Eligibility Criteria

To be eligible for the DBS Takashimaya Card, you must meet the following criteria:

  • You must be at least 21 years old
  • You must have a minimum income of S$30,000 p.a. (for Singaporeans and Permanent Residents) or S$45,000 p.a. (for foreigners)
  • You must have a good credit score

Overall, the DBS Takashimaya Card is a great choice for anyone who shops frequently at Takashimaya Department Store and Takashimaya Shopping Centre. With its range of benefits and rewards, this card is sure to help you save money while enjoying your shopping experience.

Rewards and Benefits

If you are a frequent shopper at Takashimaya, then the DBS Takashimaya Card is the perfect credit card for you. This card offers a wide range of rewards and benefits that can help you save money and earn points every time you shop. Here are some of the rewards and benefits that you can enjoy with the DBS Takashimaya Card.

Bonus Points System

The DBS Takashimaya Card offers a bonus points system that allows you to earn Takashimaya Bonus Points with every dollar you spend. You can earn 1 Takashimaya Bonus Point with every S$30 spent on your card. The more you spend, the more points you earn. These points can be redeemed for Takashimaya Gift Vouchers that you can use to shop at Takashimaya.

Voucher Rebates

The DBS Takashimaya Card also offers voucher rebates that can help you save money while you shop. You can earn up to 2% voucher rebates in Takashimaya Shopping Centre with your card. You can also redeem S$30 worth of Takashimaya Gift Vouchers with every 100 Takashimaya Bonus Points that you earn.

Exclusive Sale Events

As a DBS Takashimaya Cardholder, you will have access to exclusive sale events that are not available to the general public. These events are held throughout the year and offer special discounts and promotions on selected items. You will receive notifications about these events via email or SMS.

Additional Discounts

In addition to the rewards and benefits mentioned above, the DBS Takashimaya Card also offers additional discounts on selected items. For example, you can enjoy an additional 10% discount at selected Takashimaya sales when you use your card to pay for your purchases.

Overall, the DBS Takashimaya Card is an excellent choice for anyone who loves shopping at Takashimaya. With its bonus points system, voucher rebates, exclusive sale events, and additional discounts, this card offers a wide range of rewards and benefits that can help you save money and earn points every time you shop. So, if you want to make the most of your shopping experience at Takashimaya, apply for the DBS Takashimaya Card today!

Annual Fees and Charges

If you’re considering the DBS Takashimaya Card, it’s important to understand the annual fees and charges associated with the card. Here’s what you need to know:

Fee Structure

The annual fee for the DBS Takashimaya Card is S$194.40 for the principal card and S$97.20 for each supplementary card. This fee includes GST. Additionally, there is a late fee of S$100 for outstanding balances above S$200.

Annual Fee Waiver

However, there is good news! You can receive a one-year annual fee waiver by charging a minimum of S$25,000 to your DBS Takashimaya American Express Card each year. This waiver applies to both the principal and supplementary cards.

Other Fees

In addition to the annual fee and late fee, there are a few other fees to keep in mind. The late payment fee is S$100, and the foreign currency transaction fee is 2.8% of the transaction amount. There is also an overlimit fee of S$40.

Overall, while there are some fees associated with the DBS Takashimaya Card, the annual fee waiver and other benefits make it a great choice for those who frequently shop at Takashimaya.

Using Your Card

When you get your DBS Takashimaya Card, you will be able to enjoy a variety of benefits and rewards. In this section, we will discuss how you can use your card to make the most of your shopping experience.

Shopping Experience

The DBS Takashimaya Card is perfect for those who love to shop. With this card, you can earn Takashimaya Bonus Points for every dollar you spend, which you can later redeem for Takashimaya vouchers. You can also earn up to 6% voucher rebates at Takashimaya Department Store and Takashimaya Shopping Centre. This means that you can save a lot of money on your shopping spree.

In addition to earning rewards, you can also enjoy exclusive perks at Takashimaya Department Store. For example, you can get access to exclusive sales and discounts, as well as priority queuing during peak periods. You can also enjoy complimentary parking and delivery services when you shop at Takashimaya.

Online Services

If you prefer to shop online, you can still use your DBS Takashimaya Card to earn rewards. You can use your card to make purchases online at Takashimaya Department Store, as well as other online merchants that accept Visa or American Express.

You can also manage your card online using DBS Paylah. With this service, you can track your spending, view your rewards balance, and make payments from your mobile device. You can also use DBS Paylah for wireless payments at participating merchants.

Global Acceptance

The DBS Takashimaya Card is accepted globally, which means that you can use it to make purchases wherever Visa or American Express is accepted. This makes it a great card to use when travelling overseas, as you can earn rewards and save money on your purchases.

In conclusion, the DBS Takashimaya Card is a great card to have if you love to shop at Takashimaya Department Store and Takashimaya Shopping Centre. With this card, you can earn rewards, save money, and enjoy exclusive perks. So, what are you waiting for? Apply for your DBS Takashimaya Visa Card today and start enjoying the benefits!

Additional Perks

As a DBS Takashimaya Cardholder, you can enjoy various additional perks on top of the voucher rebates. Here are some of the exciting perks that you can take advantage of:

Parking Privileges

When you shop at Takashimaya Department Store or Takashimaya Shopping Centre, you can enjoy complimentary parking for the first two hours. Simply spend a minimum of $50 in a single receipt and present your DBS Takashimaya Card at the car park redemption counter to redeem your parking coupon. This is a great way to save on parking fees while you shop to your heart’s content.

Exclusive Promotions

DBS Takashimaya Cardholders can enjoy exclusive promotions and discounts at Takashimaya Department Store and Takashimaya Shopping Centre. Keep an eye out for special sale events, where you can enjoy additional discounts of up to 10% on top of your voucher rebates. Plus, you can earn extra Takashimaya bonus points during these sale events, which means even more savings on your shopping.

If you are a DBS Takashimaya American Express Cardholder, you can enjoy even more exclusive promotions and discounts. For example, you can get a $30 Takashimaya voucher when you apply for a new card and make your first transaction. Plus, you can enjoy 10% additional discount during sale events at Takashimaya, and receive a $200 cashback if you are a new cardmember.

Overall, the DBS Takashimaya Card is a great choice for anyone who loves to shop at Takashimaya Department Store and Takashimaya Shopping Centre. With its generous voucher rebates, parking privileges, and exclusive promotions, you can save money while you shop. Plus, with the added convenience of an American Express Card, you can enjoy even more benefits and perks.

Comparison With Other Cards

Similar Cards

When it comes to shopping credit cards, the DBS Takashimaya Card is not the only option available in Singapore. Other similar cards include the Citibank Rewards Card, Standard Chartered Spree Card, American Express True Cashback Card, and POSB Everyday Card. These cards also offer cashback or rewards points for shopping, but their terms and benefits vary.

Pros and Cons

Compared to other shopping credit cards, the DBS Takashimaya Card has its own set of pros and cons. One of the main advantages of this card is its high voucher rebates in Takashimaya Department Store and Shopping Centre. Additionally, the card offers 2 Takashimaya Bonus Points for every S$12 charged, which can be redeemed for Takashimaya vouchers. However, the card’s voucher rebate rates for any spending outside Takashimaya are relatively low.

On the other hand, the Citibank Rewards Card offers a higher rewards rate for online shopping, while the Standard Chartered Spree Card provides a higher cashback rate for foreign currency spending. The American Express True Cashback Card has no cap on cashback, while the POSB Everyday Card offers cash rebates on daily essentials such as groceries and petrol.

Rewards Points Comparison

To help you make an informed decision, here is a comparison table of the rewards points offered by the DBS Takashimaya Card and other similar cards:

CardRewards PointsCashbackAnnual Fee
DBS Takashimaya Card2 Takashimaya Bonus Points for every S$12 charged6% voucher rebates in Takashimaya Department Store, 1% voucher rebates in Takashimaya Shopping CentreS$192.60
Citibank Rewards Card10X Rewards Points for every S$1 spent on online shoppingUp to 10% cashback on selected categoriesS$192.60
Standard Chartered Spree Card3% cashback on all online transactions in foreign currency and vPost purchasesUp to 3% cashback on all online transactions in local currency, and up to 1% cashback on all other retail transactionsS$192.60
American Express True Cashback Card1.5% cashback on all eligible purchases with no capN/AS$171.20
POSB Everyday CardUp to 15% cash rebates on daily essentials such as groceries and petrolN/AS$192.60

As you can see, each card offers different rewards points and cashback rates for different spending categories. It is important to use a comparison tool and perform objective analysis to determine which card is best suited for your spending habits and lifestyle.

Making the Most of Your Card

If you have recently applied for the DBS Takashimaya Card, you are probably excited to start earning Takashimaya Bonus Points and enjoy voucher rebates. To make the most of your card, consider the following strategies:

Strategic Spending

Maximizing your rewards starts with strategic spending. You will earn Takashimaya Bonus Points for every dollar spent, but you can earn even more by focusing on certain categories. For example, if you spend a lot on grocery shopping or household items, use your DBS Takashimaya Card to earn more points. You can also earn bonus points by shopping at Takashimaya Department Store and Takashimaya Square, B2. Keep an eye out for promotions and card day discounts to get even more value from your card.

Maximising Rewards

Once you have earned enough Takashimaya Bonus Points, you can redeem them for voucher rebates or miles. If you prefer cash rebates, you can use your Takashimaya Bonus Points to offset your purchases at Takashimaya Department Store. Alternatively, you can convert your points into miles and redeem them for flights or other travel rewards. Make sure to check the conversion rates and terms and conditions before making your choice.

To help you keep track of your points and rewards, you can use the DBS PayLah! app. This app allows you to view and track your Takashimaya Bonus Points, receive updates on promotions and card day discounts, and even make payments with your phone.

By following these tips, you can make the most of your DBS Takashimaya Card and enjoy all the benefits it has to offer. Happy shopping!

Application Process

Applying for a DBS Takashimaya Card is a straightforward process that can be completed online. Here’s what you need to know about the application process.

Online Application

To apply for a DBS Takashimaya Card, you need to meet the minimum income requirement and be at least 21 years old. You can apply online through the DBS website or through your digibank app. The application process is simple and takes only a few minutes to complete. You will need to provide your personal details, employment information, and income details.

Once you have submitted your application, you will receive an email confirmation with your application reference number. You can use this number to track the status of your application.

Approval and Delivery

Once your application has been approved, your DBS Takashimaya Card will be delivered to your registered address within 7 working days. You will also receive a PIN mailer separately, which you will need to activate your card.

It’s important to note that you will be required to make a minimum monthly payment on your DBS Takashimaya Card. This is typically a percentage of your outstanding balance, and it’s important to make this payment on time to avoid late payment fees.

Overall, the application process for DBS Takashimaya Cards is quick and easy. With a range of financial products and services available, DBS Takashimaya Cards are a great option for anyone looking for a credit card that offers rewards and benefits.

Customer Support and Services

Customer-Support-and-Services

As a customer of the DBS Takashimaya Card, you can expect excellent customer support and services from the Service Provider. Here are some details about the contact options and service quality.

Contact Options

If you have any questions or concerns about your DBS Takashimaya Card, you can contact the Service Provider through various channels. You can call the customer service hotline at +65 1800 111 1111, or send an email to [email protected]. Alternatively, you can visit any of the DBS branches in Singapore to speak with a customer service representative in person.

Service Quality

The Service Provider is committed to providing high-quality services to its customers. With its Contextual Banking Solutions, the Service Provider offers personalised banking services that cater to your specific needs. Whether you are a retail customer or a business customer, the Service Provider has a range of products and services that can help you achieve your financial goals.

As one of the Priority Markets in Asia, the Service Provider has a strong presence in Hong Kong, India, Indonesia, Taiwan, and other Southeast Asian countries. Its extensive network and local expertise enable it to provide seamless banking services to customers across Greater China and Southeast Asia.

In terms of service quality, the Service Provider has received numerous awards and accolades over the years. For example, it was named “Best Bank in Asia” by Global Finance magazine in 2020, and “Bank of the Year” by The Banker magazine in 2019. These awards are a testament to the Service Provider’s commitment to excellence and innovation.

Overall, you can expect top-notch customer support and services when you sign up for the DBS Takashimaya Card. Whether you need help with your account, or want to explore new banking products and services, the Service Provider is always ready to assist you.

Frequently Asked Questions

How can I get my annual fee waived for the DBS Takashimaya Card?

You can get your annual fee waived for the first year by spending a minimum of S$6,000 within the first 12 months of card approval. For subsequent years, you can get your annual fee waived by spending a minimum of S$10,000 per year.

What are the latest promotions and promo codes available for the DBS Takashimaya Card?

You can visit the official DBS website to check out the latest promotions and promo codes available for the DBS Takashimaya Card. Some of the current promotions include up to 10% off at Takashimaya Department Store, bonus Takashimaya Points, and cashback on selected purchases.

When is the next Takashimaya Card Day and what special perks can I expect?

Takshimaya Card Day is typically held on the 10th of every month. During this day, you can enjoy special discounts and promotions at Takashimaya Department Store. As a DBS Takashimaya Cardmember, you can enjoy an additional 10% discount on top of existing discounts on Card Day.

What are the benefits of using the DBS Takashimaya Card at participating stores?

By using your DBS Takashimaya Card at participating stores, you can earn Takashimaya Points which can be redeemed for Takashimaya vouchers and other exclusive rewards. You can also enjoy discounts and promotions at participating stores.

How can I earn and redeem Takashimaya Points for maximum value?

You can earn Takashimaya Points by using your DBS Takashimaya Card at participating stores. You can redeem your Takashimaya Points for Takashimaya vouchers, which can be used at Takashimaya Department Store. To get maximum value, you can wait for promotions where you can redeem your points for vouchers at a discounted rate.

What distinguishes the Takashimaya Prestige Card from the regular card, and is it worth the upgrade?

The Takashimaya Prestige Card offers additional benefits such as complimentary parking, free delivery service, and a dedicated personal shopper. However, it comes with a higher annual fee and spending requirements. Whether it is worth the upgrade depends on your personal preferences and spending habits.

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