Are you looking for a debit card that can provide you with exclusive perks and rewards? Look no further than the DBS Platinum Debit Card. This card offers a range of benefits that can help you unlock a world of possibilities.
With this card, you can enjoy global access and foreign currency features, making it the perfect card for travellers. You can also benefit from everyday convenience, digital payment integration, and seamless account management. Plus, you can rest easy knowing that your card has security and control features to protect your finances.
In this article, we will explore how you can get started with your card, maximise its potential, and take advantage of the exclusive perks and rewards available to you. We will also discuss fees and charges and answer some frequently asked questions. So, discover how this card can help you make the most of your money.
Key Takeaways
- The DBS Platinum Debit Card offers a range of exclusive perks and rewards.
- With global access, foreign currency features, everyday convenience, and digital payment integration, this card is perfect for travellers.
- You can rest easy knowing that your card has security and control features to protect your finances.
Unlock the World of Benefits with the DBS Platinum Debit Card
Are you looking for a debit card that offers you a world of benefits? Look no further than this card. With this card, you can enjoy a range of exclusive privileges and rewards that are designed to make your life easier and more enjoyable.
Why Choose DBS Platinum?
This card is the perfect choice for anyone who wants to enjoy the benefits of a credit card without the risks associated with credit. With this card, you can enjoy the convenience of a debit card while also earning cashback on your purchases.
One of the main benefits of this card is that it is accepted worldwide. Whether you’re travelling overseas or shopping online, you can use your card with confidence, knowing that you’re protected by Visa, Mastercard, or UnionPay.
Another great feature of this card is that you can earn up to 5% cashback on your purchases. This means that every time you use your card, you can earn money back that you can use to pay off your bills or save for a rainy day.
DBS Platinum vs Traditional Debit Cards
Compared to traditional debit cards, the DBS Platinum Debit Card offers a range of additional benefits and features. For example, you can enjoy exclusive discounts on dining, shopping, and entertainment, as well as access to airport lounges and other premium facilities.
In addition, this card comes with a range of security features that are designed to protect you from fraud and other risks. For example, you can set spending limits, receive real-time alerts, and enjoy 24/7 customer support.
So why settle for a traditional debit card when you can enjoy the world of benefits that come with this card? Apply today and start enjoying the rewards and privileges that come with this exceptional card.
Getting Started with Your DBS Platinum Debit Card
Congratulations on getting your DBS Platinum Debit Card! You are now one step closer to enjoying exclusive privileges and rewards. Here’s what you need to know to get started.
Eligibility and How to Apply
To be eligible for this card, you must have a DBS/POSB savings or current account. If you don’t have one yet, you can easily apply for one online or through the digibank mobile app. Once you have an account, you can apply for this card through the same channels.
To apply through the digibank mobile app, simply log in, select “More,” then “Apply,” and finally “Cards.” Follow the instructions and submit your application. It’s that easy!
Activating Your Card
Once you receive your DBS Platinum Debit Card, you will need to activate it before you can start using it. You can do this through the digibank mobile app or at any DBS/POSB ATM.
To activate your card through the digibank mobile app, log in and select “Cards.” Find your new card and select “Activate.” Follow the instructions and your card will be ready to use in no time.
If you prefer to activate your card at an ATM, simply insert your card and follow the instructions on the screen. You will be prompted to set a PIN for your card, which you will need to use it for transactions.
Now that you have your DBS Platinum Debit Card, you can start enjoying the benefits and rewards that come with it. Apply now and get access to exclusive privileges that will make your life easier and more exciting!
Maximising Your Card’s Potential
Congratulations on getting your DBS Platinum Debit Card! You now have access to a range of benefits and features that can help you get the most out of your card. To maximise your card’s potential, it’s important to understand its limits and manage your card settings effectively.
Understanding Your Card’s Limits
Your card comes with certain usage limits that are designed to protect you from fraud and unauthorised transactions. For example, there is a daily debit card limit of £10,000 for point-of-sale transactions and £1,000 for ATM withdrawals. It’s important to be aware of these limits so that you don’t accidentally exceed them and have your card declined.
You can view your current card usage limits by logging into your DBS account online or through the DBS PayLah! app. If you need to make a large purchase or withdraw more cash than the daily limit allows, you can contact DBS customer service to request a temporary increase in your card limit.
Managing Your Card Settings
To get the most out of your card, you can manage your card settings through the DBS PayLah! app or through your online account. This allows you to control how and where your card can be used, giving you greater security and peace of mind.
One of the key features of the DBS Platinum Debit Card is its contactless function, which allows you to make quick and easy payments without having to enter your PIN. However, if you prefer not to use contactless payments, you can disable this feature through your card settings.
Another useful feature is DBS Payment Controls, which allows you to set spending limits and restrictions on your card. For example, you can limit the amount that can be spent on online purchases or block transactions from certain merchants. This is a great way to prevent unauthorised transactions and keep your card secure.
In conclusion, by understanding your card’s limits and managing your card settings effectively, you can maximise the potential of your DBS Platinum Debit Card and enjoy all the benefits it has to offer.
Exclusive Perks and Rewards
As a DBS Platinum Debit Cardholder, you get to enjoy a wide range of exclusive perks and rewards. Here are some of the benefits you can expect:
Cashback and Rebates
With your DBS Platinum Debit Card, you can earn up to 5% cashback on any spend in Chinese Yuan (CNY), 1% cashback on any other foreign currency, and 0.5% cashback on any local spend [1]. Spend a minimum of S$400 with UnionPay per month to qualify. Cashback is capped at $50 per month.
Dining and Shopping Privileges
As a DBS Platinum Debit Cardholder, you can enjoy a wide range of dining and shopping privileges. For example, you can get up to 2% cash rebate and exclusive benefits at HomeTeamNS and PAssion merchants [2]. Additionally, you can apply for a DBS Live Fresh Card and get up to 5% cashback on online shopping and Visa payWave purchases [3].
If you love shopping at Takashimaya Department Store, you can enjoy exclusive discounts and privileges with your DBS Platinum Debit Card. For example, you can get up to 10% off regular-priced items at Takashimaya Square [4].
Don’t forget to check for promo codes and other offers that may be available to you as a DBS Platinum Debit Cardholder. With so many perks and rewards available, you’ll never run out of reasons to use your card.
[1] https://www.dbs.com.sg/personal/cards/debit-cards/dbs-unionpay
[2] https://www.dbs.com.sg/personal/cards/debit-cards/default.page
[3] https://www.dbs.com.sg/personal/cards/credit-cards/dbs-live-fresh-card
[4] https://www.dbs.com.sg/personal/cards/debit-cards/dbs-unionpay
Global Access and Foreign Currency Features
Are you a frequent traveller or do you make a lot of overseas transactions? If yes, then DBS UnionPay Platinum Debit Card is the perfect card for you. It offers a host of features that make your overseas transactions and ATM withdrawals hassle-free and cost-effective.
Worldwide ATM Network
With DBS UnionPay Platinum Debit Card, you get access to a worldwide network of ATMs, which means you can withdraw cash from any ATM that accepts UnionPay. This is especially useful when you are travelling to a foreign country and need cash urgently. You don’t have to worry about carrying a lot of cash with you, as you can withdraw cash from any ATM that accepts UnionPay. This saves you from the hassle of carrying a lot of cash and the risk of losing it.
Multi-Currency Spend Advantages
DBS UnionPay Platinum Debit Card offers you the advantage of multi-currency spend. This means that you can spend in any currency without worrying about the foreign exchange fee. You can link your DBS Visa Debit Card to your account for multi-currency spend. This gives you the freedom to shop online or make purchases in foreign currency without worrying about the foreign exchange fee. You can also enjoy up to 5% cashback on any spend in Chinese Yuan (CNY), 1% cashback on any other foreign currency, and 0.5% cashback on any local spend. Spend a minimum of S$400 with UnionPay per month to qualify. Cashback capped at $50 per month.
With DBS UnionPay Platinum Debit Card, you can enjoy a host of benefits that make your overseas transactions hassle-free and cost-effective. So, get access to the worldwide ATM network and multi-currency spend advantages with DBS UnionPay Platinum Debit Card and enjoy the benefits now!
Everyday Convenience
With the DBS Platinum Debit Card, you can enjoy everyday convenience with ease. Whether you are commuting to work or ordering food online, this debit card has got you covered.
Local Transport and Ride-Hailing
Say goodbye to the hassle of carrying cash or topping up your EZ-Link card. With the DBS Platinum Debit Card, you can make NETS transactions and enjoy a seamless commute with SimplyGo. Simply tap and go on buses and trains, and let the card do the rest. You can also use it to pay for taxis and ride-hailing services, making your travel experience even more convenient.
Online Food Delivery Services
Ordering food online has never been easier. With the DBS Platinum Debit Card, you can enjoy exclusive discounts on popular food delivery services. Simply log in to the SimplyGo portal and select your favourite restaurant. You can also enjoy cashback rewards on your food orders, saving you money while you indulge in your favourite cuisine.
In summary, the DBS Platinum Debit Card offers a range of benefits that make your daily life more convenient. From local transport to online food delivery, this debit card has got you covered. With exclusive discounts and cashback rewards, you can enjoy your favourite activities while saving money at the same time. Get access to these benefits now and experience the convenience for yourself.
Security and Control
When it comes to banking, security is of the utmost importance. With the DBS Platinum Debit Card, you can rest assured that your transactions are secure and protected.
Safeguarding Your Transactions
DBS takes security seriously and has implemented measures to protect your money from unauthorised transactions. Your DBS Platinum Debit Card is equipped with an embedded EMV chip, which provides enhanced security and protection against fraud. Additionally, you can set up SMS alerts for all transactions, giving you real-time updates on your account activity.
Customising Payment Controls
With the DBS Platinum Debit Card, you have complete control over your payments. You can customise your payment controls to suit your needs and preferences. For example, you can set limits on your daily spending or restrict certain types of transactions. DBS Payment Controls also allows you to temporarily lock your card if it is lost or stolen, preventing unauthorised access to your funds.
DBS is also a member of the Singapore Deposit Insurance Corporation (SDIC), which means your deposits are insured up to S$75,000. This provides an added layer of security and peace of mind when using your DBS Platinum Debit Card.
Overall, the DBS Platinum Debit Card is a secure and convenient way to manage your finances. With customisable payment controls and enhanced security features, you can enjoy peace of mind knowing that your money is safe and protected.
Digital Payment Integration
Are you looking for a debit card that is compatible with various digital payment options? Look no further than this card! With this card, you can enjoy seamless integration with popular mobile wallets, making your transactions more convenient than ever before.
Mobile Wallets Compatibility
The DBS Platinum Debit Card is compatible with a range of mobile wallets, including Samsung Pay, Google Pay, and Visa PayWave. This means you can pay for your purchases with just a tap of your phone, without the need for cash or a physical card.
Contactless payment is becoming increasingly popular, and this card is at the forefront of this trend. With its mobile wallet compatibility, you can make contactless payments with ease, whether you’re shopping in-store or online.
In addition to its compatibility with mobile wallets, this card offers other digital payment options, such as online banking and QR code payments. This makes it a versatile choice for those who prefer to manage their finances digitally.
Overall, this card is an excellent choice for those who want a debit card that is compatible with a range of digital payment options. Its mobile wallet compatibility, in particular, makes it a convenient and efficient choice for those who want to make contactless payments on the go.
Understanding Fees and Charges
If you are considering getting a DBS UnionPay Platinum Debit Card, it is important to understand the fees and charges associated with the card. This will help you make an informed decision and avoid any surprises.
Annual Fees and Transaction Charges
The DBS UnionPay Platinum Debit Card comes with an annual fee of S$180. However, this fee is waived for the first year. You can also enjoy a waiver for subsequent years by spending a minimum of S$25,000 per year.
When it comes to transaction charges, the DBS UnionPay Platinum Debit Card offers some attractive benefits. You can earn up to 5% cashback on any spend in Chinese Yuan (CNY), 1% cashback on any other foreign currency, and 0.5% cashback on any local spend. However, to qualify for the cashback, you need to spend a minimum of S$400 with UnionPay per month.
If you withdraw cash from an ATM overseas, you will be charged an ATM fee. However, with the DBS UnionPay Platinum Debit Card, you can enjoy an ATM fee waiver on cash withdrawals overseas.
It is also important to note that if you make a foreign currency transaction, you will be charged a foreign currency transaction fee of 2.8%. This fee is set on the converted Singapore Dollar amount and is inclusive of any fees imposed by UnionPay.
Overall, the DBS UnionPay Platinum Debit Card offers some attractive benefits and rewards. However, it is important to understand the fees and charges associated with the card to ensure that it is the right fit for you.
Seamless Account Management
Managing your money has never been easier with this card. With this card, you can enjoy seamless account management through the digibank app or POSB/DBS savings or current account.
Easy Access to Your Account
With the digibank app, you can easily access your account anytime and anywhere. You can check your account balance, view transaction history, transfer funds, and pay bills with just a few taps. The app is user-friendly and intuitive, making it easy for you to navigate and manage your finances.
You can also link your DBS Platinum Debit Card to your POSB/DBS savings or current account. This allows you to manage your account through My Account, a one-stop portal where you can view your account balance, transaction history, and eStatements. You can also set up standing instructions, pay bills, and transfer funds between your accounts.
In addition, you can enjoy other benefits, such as cashback rewards and fee waivers, when you use your DBS Platinum Debit Card. For instance, you can earn up to 5% cashback on any spend in Chinese Yuan (CNY), 1% cashback on any other foreign currency, and 0.5% cashback on any local spend. You can also enjoy ATM fee waivers on cash withdrawals overseas.
Overall, this card offers a seamless and convenient way to manage your finances. With easy access to your account through the digibank app or POSB/DBS savings or current account, you can stay on top of your finances and enjoy the benefits of this card.
Frequently Asked Questions
How can I unlock the exclusive perks of my DBS Platinum Debit Card?
To unlock the exclusive perks of your DBS Platinum Debit Card, you need to activate it by making a transaction with your card. The activation process is quick and easy, and you can start enjoying the benefits right away.
What splendid benefits do I receive with the DBS Visa Platinum Debit Card?
The DBS Visa Platinum Debit Card provides a range of benefits that cater to your lifestyle needs. You can enjoy up to 4% cashback on online food delivery, local transport, and foreign currency spending, including online purchases. Additionally, you can access exclusive deals and promotions on dining, shopping, and entertainment.
Can I revel in airport lounge access with my DBS Platinum Debit Card, and how?
Yes, you can enjoy airport lounge access with your DBS Platinum Debit Card. To access the airport lounges, you need to make a minimum spend of SGD 1,000 within 30 days before your lounge visit. You can enjoy up to two complimentary visits per calendar year at participating lounges.
Are there any spending limits on the DBS Platinum Debit Card that I should be aware of?
Yes, there are spending limits on the DBS Platinum Debit Card. The daily spending limit for local transactions is SGD 10,000, and for overseas transactions, it is SGD 5,000. However, these limits can be adjusted based on your needs.
What distinguishes the DBS Platinum Debit Card from other POSB or UnionPay debit cards?
The DBS Platinum Debit Card provides a range of exclusive benefits that cater to your lifestyle needs. You can enjoy up to 4% cashback on online food delivery, local transport, and foreign currency spending, including online purchases. Additionally, you can access exclusive deals and promotions on dining, shopping, and entertainment. These benefits are not available with other POSB or UnionPay debit cards.
How do I apply for a DBS Platinum Debit Card to start enjoying its luxurious benefits?
To apply for this card, you need to be a DBS/POSB account holder. You can apply online through the DBS website or visit any DBS/POSB branch to apply in person. The application process is quick and easy, and you can start enjoying the luxurious benefits of this card right away.
